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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 240,716 $ 215,707 $ 183,438
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Accretion and amortization on securities, net (423) (365) 291
Net accretion of discounts on loans (7,249) (7,050) (35,493)
Amortization of borrowing costs 706 1,569 208
Amortization of operating lease right of use asset 10,899 10,598 10,543
Stock-based compensation expense 21,242 20,685 21,935
Net change in trading activity 225 (1,878) 1,217
Provision for credit losses 18,500 23,750 42,200
Deferred income taxes (9,400) (8,828) (6,551)
Origination of loans held for sale (656,487) (1,608,700) (1,601,579)
Unrealized (gain) loss on loans held for sale 733 1,469 (1,360)
Gain on sales of loans held for sale (16,970) (42,641) (27,517)
Proceeds from sale of loans held for sale 689,530 1,671,515 1,614,379
Amortization and change in fair value of mortgage servicing rights (2,228) 6,319 5,806
(Gain) loss on sale of other real estate and foreclosed assets (458) (201) (449)
Depreciation and amortization 24,596 24,124 24,443
Increase in cash surrender value of BOLI (4,220) (175) (174)
Net changes in assets and liabilities which provide (use) cash:      
Securities borrowed 280,108 (396,720) (77,662)
Customer, broker-dealer and clearing receivables (43,925) (149,549) (17,074)
Other assets (102,636) (7,084) (36,805)
Securities loaned (254,588) 473,043 57,589
Customer, broker-dealer and clearing payables (23,771) 187,811 109,010
Accounts payable and other liabilities 45,382 (817) 17,723
Net cash provided by operating activities 210,282 412,582 284,118
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of investment securities (143,733) (122,338) (304,930)
Proceeds from sales of securities 70,751 0 0
Proceeds from repayment of securities 61,117 74,667 325,704
Purchase of stock of regulatory agencies (54,350) (305) (55,870)
Proceeds from redemption of stock of regulatory agencies 54,350 920 55,536
Origination of loans held for investment (10,325,104) (5,761,303) (6,573,568)
Proceeds from sale of loans held for investment 106,324 80,049 37,300
Mortgage warehouse loans activity, net 333,562    
Mortgage warehouse loans activity, net   (139,806) (172,319)
Purchases of loans, net of discounts and premiums (33,085) (3,619) 0
Principal repayments on loans 7,220,931 5,013,817 5,349,800
Proceeds from sales of other real estate owned and repossessed assets 8,654 1,586 2,241
Acquisition of business activity, net of cash acquired (54,597) 0 0
Purchases of furniture, equipment, software and intangibles (21,504) (10,437) (12,333)
Net cash used in investing activities (2,776,684) (866,769) (1,348,439)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase (decrease) in deposits 3,130,625 (520,897) 2,353,521
Proceeds from the Federal Home Loan Bank term advances 0 0 65,000
Repayments of the Federal Home Loan Bank term advances (50,000) (70,000) (55,000)
Net (repayment) proceeds of Federal Home Loan Bank other advances (186,000) 181,000 (226,000)
Net (repayment) proceeds of other borrowings 75,300 14,700 (85,300)
Redemption of subordinated notes 0 (51,000) 0
Repayment of Paycheck Protection Program Liquidity Facility advances 0 (151,952) 0
Proceeds from Paycheck Protection Program Liquidity Facility advances 0 0 151,952
Tax payments related to settlement of restricted stock units (14,481) (10,648) (7,457)
Repurchase of treasury stock 0 (16,757) (38,858)
Redemption of preferred stock, Series A 0 (5,150) 0
Cash dividends paid on preferred stock 0 (103) (386)
Payment of debt issuance costs (2,120) (2,748) 0
Proceeds from issuance of subordinated notes 150,000 175,000 0
Net cash provided by (used in) financing activities 3,103,324 (458,555) 2,157,472
NET CHANGE IN CASH AND CASH EQUIVALENTS 536,922 (912,742) 1,093,151
CASH AND CASH EQUIVALENTS—Beginning of year 1,037,777 1,950,519 857,368
CASH AND CASH EQUIVALENTS—End of year 1,574,699 1,037,777 1,950,519
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:      
Interest paid on interest-bearing liabilities 50,269 77,995 145,452
Income taxes paid 99,701 92,506 80,430
Transfers from loans held for investment to other real estate and repossessed vehicles 2,134 1,903 1,315
Transfers from loans held for investment to loans held for sale 105,884 71,136 141,849
Transfers from loans held for sale to loans held for investment 3,098 29,616 0
Loans held for investment sold, cash not received 0 0 61,029
Securities transferred from available-for-sale portfolio to other assets 0 70,751 17,482
Impact of adoption of ASC 326 on retained earnings 0 37,088 0
Operating lease liabilities for obtaining right of use assets $ 6,876 $ 0 $ 82,950
Cumulative effect of change in accounting principle net of tax, adoption of ASU No. 2016-13 Accounting Standards Update 2016-13 [Member] Accounting Standards Update 2016-13 [Member] Accounting Standards Update 2016-13 [Member]