<SEC-DOCUMENT>0001299709-22-000186.txt : 20220830
<SEC-HEADER>0001299709-22-000186.hdr.sgml : 20220830
<ACCEPTANCE-DATETIME>20220829212354
ACCESSION NUMBER:		0001299709-22-000186
CONFORMED SUBMISSION TYPE:	NT 10-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20220630
FILED AS OF DATE:		20220830
DATE AS OF CHANGE:		20220829
EFFECTIVENESS DATE:		20220830

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Axos Financial, Inc.
		CENTRAL INDEX KEY:			0001299709
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330867444
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		NT 10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37709
		FILM NUMBER:		221212727

	BUSINESS ADDRESS:	
		STREET 1:		9205 WEST RUSSELL ROAD
		STREET 2:		SUITE #400
		CITY:			LAS VEGAS
		STATE:			NV
		ZIP:			89148
		BUSINESS PHONE:		(858) 649-2218

	MAIL ADDRESS:	
		STREET 1:		9205 WEST RUSSELL ROAD
		STREET 2:		SUITE #400
		CITY:			LAS VEGAS
		STATE:			NV
		ZIP:			89148

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BofI Holding, Inc.
		DATE OF NAME CHANGE:	20040805
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-K
<SEQUENCE>1
<FILENAME>ntaxos-10k.htm
<DESCRIPTION>NT 10-K
<TEXT>
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<title>Document</title></head><body><div id="i8a656bc150db479fb396819b4d9e3b96_1"></div><div style="min-height:36.72pt;width:100%"><div><font><br></font></div></div><div style="padding-left:151.92pt;padding-right:151.92pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">UNITED STATES</font></div><div style="padding-left:151.95pt;padding-right:151.95pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="padding-left:151.8pt;padding-right:151.8pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Washington, D.C. 20549</font></div><div><font><br></font></div><div style="padding-left:151.77pt;padding-right:151.77pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">FORM 12b-25</font></div><div style="margin-top:0.35pt"><font><br></font></div><div style="margin-top:0.35pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">NOTIFICATION OF LATE FILING</font></div><div style="padding-left:151.92pt;padding-right:151.92pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%">  SEC File Number&#58; 001-37709</font></div><div style="margin-top:0.4pt"><font><br></font></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:13.501%"><div style="padding-left:8.05pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">(Check one)&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:400;line-height:120%"> </font></div></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.501%"></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.501%"></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.501%"></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.501%"></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.501%"></div><div style="display:inline-block;max-width:0.915%;min-width:0.748%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:13.504%"></div></div><div style="padding-left:72pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9746;</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Form 10-K   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form N-CSR   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 20-F   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 11-K   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 10-Q   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 10-D   </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form N-CEN</font></div><div style="margin-top:9.45pt;padding-left:72pt;text-align:justify"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:131%">For Period Ended&#58;  </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:131%;text-decoration:underline">June 30, 2022</font></div><div style="padding-right:173pt;text-align:justify"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160; </font></div><div style="padding-left:72pt"><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transition Period on Form 10-K</font></div><div style="padding-left:72pt"><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transition Period on Form 20-F</font></div><div style="padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Transition Period on Form 11-K</font></div><div style="padding-left:72pt"><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Transition Period on Form 10-Q&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the Transition Period Ended&#58; </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">N&#47;A</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div><div style="margin-top:0.3pt"><font><br></font></div><div style="margin-top:4.55pt;padding-left:8.05pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If the noti&#64257;cation relates to a portion of the &#64257;ling checked above, identify the Item(s) to which the noti&#64257;cation relates&#58;</font></div><div style="margin-top:2pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"> </font></div><div style="margin-top:0.4pt"><font><br></font></div><div style="margin-top:9.75pt;padding-left:4.1pt;padding-right:4.1pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">PART I &#8212; REGISTRANT INFORMATION</font></div><div style="margin-top:5pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">   </font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:58.512%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Axos Financial, Inc.</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">Full Name of Registrant</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">N&#47;A</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">Former Name if Applicable</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">9205 West Russell Road, Suite 400</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">Address of Principal Executive Office (Street and Number)</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Las Vegas, NV 89148</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">City, State and Zip Code</font></td></tr></table></div><div><font><br></font></div><div style="margin-top:9.7pt;padding-left:4.1pt;padding-right:4.1pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">PART II &#8212; RULES 12b-25(b) AND (c)</font></div><div style="margin-top:7.75pt;padding-left:8.05pt;padding-right:13.6pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If the subject report could not be &#64257;led without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate) </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9746;</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </font></div><div style="margin-bottom:3pt;margin-top:7.3pt;padding-left:62.2pt;padding-right:5.5pt;text-align:justify;text-indent:-18pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(a)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.91pt">The reason described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense&#59;</font></div><div style="margin-bottom:3pt;margin-top:0.2pt;padding-left:62.2pt;padding-right:5.35pt;text-align:justify;text-indent:-18pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(b)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.34pt">The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be &#64257;led on or before the &#64257;fteenth calendar day following the prescribed due date&#59; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be &#64257;led on or before the &#64257;fth calendar day following the prescribed due date&#59; and</font></div><div style="margin-top:0.15pt;padding-left:62.2pt;text-align:justify;text-indent:-18.05pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(c)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.96pt">The accountant&#8217;s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</font></div><div style="margin-top:0.25pt"><font><br></font></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.102%"><div><font><br></font></div></div><div style="display:inline-block;max-width:3.794%;min-width:2.794%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.104%"></div></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div id="i8a656bc150db479fb396819b4d9e3b96_4"></div><hr style="page-break-after:always"><div style="min-height:46.08pt;width:100%"><div><font><br></font></div></div><div style="margin-top:3.6pt;padding-left:4.1pt;padding-right:4.1pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PART III &#8212; NARRATIVE</font></div><div style="margin-top:3.4pt;padding-left:5.8pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof, could not be &#64257;led within the prescribed time period.</font></div><div style="margin-top:7.55pt;padding-left:5.8pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">The Company was unable, without unreasonable effort or expense, to file its Annual Report on Form 10-K for the period ended June 30, 2022 by August 29, 2022, due to required testing and validation of Axos Advisor Services activity having taken longer than anticipated. The Company expects to file the Form 10-K within the additional time allowed under Rule 12b-25.</font></div><div style="margin-top:0.05pt"><font><br></font></div><div style="padding-left:2.87pt;padding-right:2.87pt;text-align:center"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PART IV &#8212; OTHER INFORMATION</font></div><div style="margin-bottom:3pt;margin-top:6.9pt;padding-left:23.8pt;text-indent:-18.1pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(1)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.44pt">Name and telephone number of person to contact in regard to this noti&#64257;cation</font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.113%"><tr><td style="width:1.0%"></td><td style="width:36.725%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:24.431%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.344%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Derrick K. Walsh</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">858</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">649-2165</font></td></tr><tr><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">(Name)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">(Area Code)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.25pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:700;line-height:100%">(Telephone Number)</font></td></tr></table></div><div style="margin-top:0.3pt"><font><br></font></div><div style="margin-top:0.05pt;padding-left:23.8pt;padding-right:9.25pt;text-align:justify;text-indent:-18.05pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(2)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:7.57pt">Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter period that the registrant was required to &#64257;le such report(s) been &#64257;led&#63; If answer is no, identify report(s).        Yes  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9746;</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">             No  </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font></div><div style="margin-top:0.35pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"> </font></div><div style="margin-top:0.75pt;padding-left:23.7pt;padding-right:17.55pt;text-indent:-18.05pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(3)</font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:6.39pt">Is it anticipated that any signi&#64257;cant change in results of operations from the corresponding period for the last &#64257;scal year will be re&#64258;ected by the earnings statements to be included in the subject report or portion thereof&#63;  Yes  </font><font style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </font><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;No  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9746;</font></div><div style="margin-top:0.5pt;padding-left:23.7pt;padding-right:13.6pt"><font><br></font></div><div style="padding-left:22.5pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made.</font></div><div style="margin-top:0.35pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"> </font></div><div style="margin-top:0.35pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.297%"><tr><td style="width:1.0%"></td><td style="width:98.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Axos Financial, Inc.</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">(Name of Registrant as Specified in Charter)</font></td></tr></table></div><div style="margin-top:7.7pt;padding-left:5.65pt"><font style="color:#221f1f;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">has caused this noti&#64257;cation to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="margin-top:4.55pt;padding-left:5.65pt"><font><br></font></div><div><font><br></font></div><div style="padding-left:4.02pt;padding-right:4.02pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.976%"><tr><td style="width:1.0%"></td><td style="width:45.576%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.100%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.924%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date&#58; </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">August 29, 2022</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">&#47;s&#47; Derrick K. Walsh</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Derrick K. Walsh</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Executive Vice President and Chief Financial Officer</font></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
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</DOCUMENT>
</SEC-DOCUMENT>
