XML 77 R53.htm IDEA: XBRL DOCUMENT
v3.23.2

MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
--- | ---
Jun. 30, 2023
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
| Axos Financial, Inc. |  | Axos Bank |  | “Well Capitalized” Ratio |  | Minimum Capital Ratio
(Dollars in thousands) | June 30, 2023 |  | June 30, 2022 |  | June 30, 2023 |  | June 30, 2022 |
Regulatory Capital: |  |  |  |  |  |  |  |  |  |  |
Tier 1 | $ | 1,796,352 |  | $ | 1,522,478 |  | $ | 1,866,705 |  | $ | 1,615,012 |  |  |  |
Common equity tier 1 | $ | 1,796,352 |  | $ | 1,522,478 |  | $ | 1,866,705 |  | $ | 1,615,012 |  |  |  |
Total capital (to risk-weighted assets) | $ | 2,269,237 |  | $ | 1,965,578 |  | $ | 2,007,006 |  | $ | 1,725,528 |  |  |  |
Assets: |  |  |  |  |  |  |  |  |  |  |
Average adjusted | $ | 20,059,002 |  | $ | 16,460,684 |  | $ | 19,284,378 |  | $ | 15,164,797 |  |  |  |
Total risk-weighted | $ | 16,414,213 |  | $ | 15,443,152 |  | $ | 16,054,633 |  | $ | 14,366,457 |  |  |  |
Regulatory Capital Ratios: |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage (to adjusted average assets) | 8.96 | % |  | 9.25 | % |  | 9.68 | % |  | 10.65 | % |  | 5.00 | % |  | 4.00 | %
Common equity tier 1 capital (to risk-weighted assets) | 10.94 | % |  | 9.86 | % |  | 11.63 | % |  | 11.24 | % |  | 6.50 | % |  | 4.50 | %
Tier 1 capital (to risk-weighted assets) | 10.94 | % |  | 9.86 | % |  | 11.63 | % |  | 11.24 | % |  | 8.00 | % |  | 6.00 | %
Total capital (to risk-weighted assets) | 13.82 | % |  | 12.73 | % |  | 12.50 | % |  | 12.01 | % |  | 10.00 | % |  | 8.00 | %
The net capital position of Axos Clearing was as follows:
(Dollars in thousands) | June 30, 2023 |  | June 30, 2022
Net capital | $ | 35,221 |  |  | $ | 38,915 |
Less: required net capital | 5,316 |  |  | 6,250 |
Excess capital | $ | 29,905 |  |  | $ | 32,665 |
Net capital as a percentage of aggregate debit items | 13.25 | % |  | 12.45 | %
Net capital in excess of 5% aggregate debit items | $ | 21,930 |  |  | $ | 23,290 |

X
- Definition Banking Regulation, Minimum Regulatory Capital Requirements + References No definition available. + Details
Name: | ax_BankingRegulationMinimumRegulatoryCapitalRequirementsAbstract
Namespace Prefix: | ax_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration