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PARENT-ONLY CONDENSED FINANCIAL INFORMATION - STATEMENTS OF CASH FLOWS (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 307,165 $ 240,716 $ 215,707
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 23,387 24,596 24,124
Stock-based compensation expense 26,100 21,242 20,685
Decrease (increase) in other assets (13,724) (107,314) (7,460)
Net cash provided by operating activities 187,959 210,282 412,582
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from principal repayments on loans 5,916,179 7,220,931 5,013,817
Purchases of furniture, equipment, software and intangibles (30,215) (21,504) (10,437)
Net cash used in investing activities (2,390,351) (2,776,684) (866,769)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Tax payments related to settlement of restricted stock units (6,144) (14,481) (10,648)
Purchase of treasury stock (48,963) 0 (16,757)
Net (repayment) proceeds of other borrowings (84,300) 75,300 14,700
Payment of debt issuance costs 0 (2,120) (2,748)
Proceeds from issuance of subordinated notes 0 150,000 175,000
Redemption of preferred stock, Series A 0 0 (5,150)
Cash dividends on preferred stock 0 0 (103)
Net cash provided by (used in) financing activities 3,009,779 3,103,324 (458,555)
NET CHANGE IN CASH AND CASH EQUIVALENTS 807,387 536,922 (912,742)
CASH AND CASH EQUIVALENTS—Beginning of year 1,574,699 1,037,777 1,950,519
CASH AND CASH EQUIVALENTS—End of year 2,382,086 1,574,699 1,037,777
INCOME TAXES (124,579) (99,243) (90,036)
Parent      
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income 307,165 240,716 215,707
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 12,383 11,160 10,814
Stock-based compensation expense 26,100 21,242 20,685
Equity in undistributed earnings of subsidiaries (267,086) (213,588) (184,479)
Decrease (increase) in other assets (3,448) (5,231) (25,835)
Increase (decrease) in other liabilities (1,069) (11,564) (14,550)
Net cash provided by operating activities 74,045 42,735 22,342
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from principal repayments on loans 25,000 0 0
Purchases of furniture, equipment, software and intangibles (805) (817) (457)
Investment in subsidiaries (25,825) (203,086) (7,200)
Net cash used in investing activities (1,630) (203,903) (7,657)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Tax payments related to settlement of restricted stock units (6,144) (14,481) (10,648)
Purchase of treasury stock (48,963) 0 (16,757)
Net (repayment) proceeds of other borrowings 0 0 (51,000)
Payment of debt issuance costs 0 (2,120) (2,748)
Proceeds from issuance of subordinated notes 0 150,000 175,000
Redemption of preferred stock, Series A 0 0 (5,150)
Cash dividends on preferred stock 0 0 (103)
Net cash provided by (used in) financing activities (55,107) 133,399 88,594
NET CHANGE IN CASH AND CASH EQUIVALENTS 17,308 (27,769) 103,279
CASH AND CASH EQUIVALENTS—Beginning of year 98,640 126,409 23,130
CASH AND CASH EQUIVALENTS—End of year 115,948 98,640 126,409
INCOME TAXES $ 11,988 $ 11,927 $ 8,967