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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2021
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 1,048,874 $ 626,628 $ 584,410
Securities borrowed and customer receivables 18,657 20,512 20,466
Investments and other 89,607 12,588 12,987
Total interest and dividend income 1,157,138 659,728 617,863
INTEREST EXPENSE:      
Deposits 339,481 33,620 60,529
Advances from the Federal Home Loan Bank 12,644 4,625 4,672
Securities loaned 3,673 1,124 1,496
Other borrowings 18,219 13,201 12,424
Total interest expense 374,017 52,570 79,121
Net interest income 783,121 607,158 538,742
Provision for credit losses 24,750 18,500 23,750
Net interest income, after provision for credit losses 758,371 588,658 514,992
NON-INTEREST INCOME:      
Broker-dealer fee income 46,503 22,880 26,317
Advisory fee income 28,324 29,230 0
Banking and service fees 32,938 28,752 29,137
Mortgage banking income 7,101 19,198 42,641
Prepayment penalty fee income 5,622 13,303 7,166
Total non-interest income 120,488 113,363 105,261
NON-INTEREST EXPENSE:      
Salaries and related costs 204,271 167,390 152,576
Data processing 60,557 50,159 40,719
Depreciation and amortization 23,387 24,596 24,124
Advertising and promotional 37,150 13,580 14,212
Professional services 29,268 22,482 22,241
Occupancy and equipment 15,647 13,745 13,402
FDIC and regulatory fees 15,534 11,823 10,603
Broker-dealer clearing charges 13,433 15,184 11,152
General and administrative expense 47,868 43,103 25,481
Total non-interest expense 447,115 362,062 314,510
Income (Loss) before income taxes 431,744 339,959 305,743
INCOME TAXES 124,579 99,243 90,036
NET INCOME 307,165 240,716 215,707
NET INCOME ATTRIBUTABLE TO COMMON STOCK, BASIC 307,165 240,716 215,518
NET INCOME ATTRIBUTABLE TO COMMON STOCK, DILUTED 307,165 240,716 215,518
COMPREHENSIVE INCOME $ 303,488 $ 235,276 $ 219,151
Basic earnings per share (in dollars per share) $ 5.15 $ 4.04 $ 3.64
Diluted earnings per share (in dollars per share) $ 5.07 $ 3.97 $ 3.56