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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Jun. 30, 2023
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
 Axos Financial, Inc.Axos Bank“Well 
Capitalized”
Ratio
Minimum Capital
Ratio
(Dollars in thousands)June 30, 2023June 30, 2022June 30, 2023June 30, 2022
Regulatory Capital:
Tier 1$1,796,352$1,522,478$1,866,705$1,615,012
Common equity tier 1$1,796,352$1,522,478$1,866,705$1,615,012
Total capital (to risk-weighted assets)$2,269,237$1,965,578$2,007,006$1,725,528
Assets:
Average adjusted$20,059,002$16,460,684$19,284,378$15,164,797
Total risk-weighted$16,414,213$15,443,152$16,054,633$14,366,457
Regulatory Capital Ratios:
Tier 1 leverage (to adjusted average assets)8.96 %9.25 %9.68 %10.65 %5.00 %4.00 %
Common equity tier 1 capital (to risk-weighted assets)10.94 %9.86 %11.63 %11.24 %6.50 %4.50 %
Tier 1 capital (to risk-weighted assets)10.94 %9.86 %11.63 %11.24 %8.00 %6.00 %
Total capital (to risk-weighted assets)13.82 %12.73 %12.50 %12.01 %10.00 %8.00 %
The net capital position of Axos Clearing was as follows:
(Dollars in thousands)June 30, 2023June 30, 2022
Net capital$35,221 $38,915 
Less: required net capital5,316 6,250 
Excess capital$29,905 $32,665 
Net capital as a percentage of aggregate debit items13.25 %12.45 %
Net capital in excess of 5% aggregate debit items$21,930 $23,290