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LOANS & ALLOWANCE FOR CREDIT LOSSES - NARRATIVE (Details)
12 Months Ended
Jun. 30, 2023
USD ($)
segment
Jun. 30, 2022
USD ($)
Jun. 30, 2021
USD ($)
Financing Receivable, Impaired [Line Items]      
Number of loan portfolio segments | segment 6    
Accrued interest receivable $ 77,900,000 $ 50,100,000  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Other assets Other assets  
Advances, collateral pledged $ 5,128,400,000 $ 3,823,100,000  
FRBSF and FRB, loans pledged 3,689,500,000 3,861,600,000  
Purchased loans serviced by others, amount $ 32,500,000 $ 37,300,000  
Purchased loans serviced by others, percent 0.20% 0.26%  
Nonaccrual loans, without an allowance $ 0 $ 0  
Interest recognized on performing loans temporarily modified as TDRs 0 0 $ 0
Interest income recognized 0 0 0
Loans past due ninety days or more and still accruing 14,000,000 0  
Mortgage loans in process of foreclosure, amount $ 22,200,000 $ 20,700,000  
Nonaccrual      
Financing Receivable, Impaired [Line Items]      
Ratio of nonaccrual loans and leases considered TDRs 1.77% 1.18%  
Performing      
Financing Receivable, Impaired [Line Items]      
Amount in performing TDRs $ 0 $ 0 $ 0
Single Family - Mortgage & Warehouse      
Financing Receivable, Impaired [Line Items]      
Interest only loans 1,331,200,000 1,197,400,000  
Option adjustable-rate mortgage loans $ 8,900,000 $ 7,000,000  
Single Family - Mortgage & Warehouse | California | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 71.40% 70.60%  
Single Family - Mortgage & Warehouse | New York | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 11.00% 13.00%  
Multifamily Loan Category | California | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 69.10% 68.30%  
Multifamily Loan Category | New York | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 19.70% 18.80%  
Commercial Real Estate | California | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   11.90%  
Commercial Real Estate | New York | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 37.50% 40.50%  
Commercial Real Estate | FLORIDA | Financing Receivable | Geographic concentration risk      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage 10.50%    
Fixed Interest Rate      
Financing Receivable, Impaired [Line Items]      
Percent of loans by interest rate type 7.00% 9.00%  
Adjustable Interest Rate      
Financing Receivable, Impaired [Line Items]      
Percent of loans by interest rate type 93.00% 91.00%