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LOANS & ALLOWANCE FOR CREDIT LOSSES - ALLOWANCE FOR LOAN LOSS BY PORTFOLIO CLASS (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Mar. 31, 2023 | Mar. 31, 2022 | Mar. 31, 2023 | Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | $ 157,218 | $ 140,489 | $ 148,617 | $ 132,958
Provision (benefit) for credit losses - loans | 5,500 | 4,500 | 17,750 | 12,500
Charge-offs | (2,422) | (1,892) | (6,953) | (3,248)
Recoveries | 997 | 275 | 1,879 | 1,162
Balance, end of period | 161,293 | 143,372 | 161,293 | 143,372
Single Family - Mortgage & Warehouse |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 19,631 | 25,580 | 19,670 | 26,604
Provision (benefit) for credit losses - loans | (1,583) | (3,797) | (1,347) | (4,966)
Charge-offs | (9) | 0 | (307) | 0
Recoveries | 413 | 6 | 436 | 151
Balance, end of period | 18,452 | 21,789 | 18,452 | 21,789
Multifamily and Commercial Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 15,457 | 13,628 | 14,655 | 13,146
Provision (benefit) for credit losses - loans | (1,156) | 190 | (354) | 495
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 177
Balance, end of period | 14,301 | 13,818 | 14,301 | 13,818
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 72,168 | 67,581 | 69,339 | 57,928
Provision (benefit) for credit losses - loans | (3,782) | 2,248 | (953) | 11,901
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance, end of period | 68,386 | 69,829 | 68,386 | 69,829
Commercial & Industrial - Non-RE |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 36,038 | 22,716 | 30,808 | 28,460
Provision (benefit) for credit losses - loans | 10,698 | 3,525 | 15,910 | (1,951)
Charge-offs | 0 | 0 | 0 | (322)
Recoveries | 0 | 27 | 18 | 81
Balance, end of period | 46,736 | 26,268 | 46,736 | 26,268
Auto & Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 13,903 | 10,921 | 14,114 | 6,519
Provision (benefit) for credit losses - loans | 1,329 | 2,352 | 4,510 | 7,277
Charge-offs | (2,413) | (1,892) | (6,646) | (2,926)
Recoveries | 584 | 242 | 1,425 | 753
Balance, end of period | 13,403 | 11,623 | 13,403 | 11,623
Other |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance, beginning of period | 21 | 63 | 31 | 301
Provision (benefit) for credit losses - loans | (6) | (18) | (16) | (256)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Balance, end of period | $ 15 | $ 45 | $ 15 | $ 45

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
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