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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2023
Mar. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 219,809 $ 182,820
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion 17,098 21,728
Stock-based compensation expense 19,154 15,883
Trading activity 1,358 1,617
Provision for credit losses 17,750 12,500
Deferred income taxes (10,274) (4,184)
Origination of loans held for sale (158,500) (569,614)
Unrealized and realized gains on loans held for sale (5,650) (15,964)
Proceeds from sale of loans held for sale 160,696 589,653
Amortization and change in fair value of mortgage servicing rights 375 (1,229)
Net changes in assets and liabilities which provide (use) cash:    
Securities borrowed 251,687 344,444
Customer, broker-dealer and clearing receivables 94,058 (82,629)
Other assets (29,287) (112,859)
Securities loaned (359,787) (281,240)
Customer, broker-dealer and clearing payables (105,562) (45,960)
Accounts payable and other liabilities 6,322 14,516
Net cash provided by operating activities 119,247 69,482
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of available-for-sale investment securities (30,000) (107,286)
Proceeds from sales of securities 9,735 130,300
Purchase of stock of regulatory agencies (108,724) (22,739)
Proceeds from redemption of stock of regulatory agencies 108,724 22,739
Origination of loans held for investment (6,235,451) (7,173,040)
Proceeds from sale of loans originally classified as held for investment 14,185 106,324
Mortgage warehouse loans activity, net 118,185 191,291
Proceeds from sales of other real estate owned and repossessed assets 2,311 7,968
Proceeds from BOLI claim settlement 2,778 0
Acquisition of business activity, net of cash acquired (5,531) (54,597)
Purchases of loans and leases, net of discounts and premiums (914) (31,496)
Principal repayments on loans 4,336,424 5,218,247
Purchases of furniture, equipment, software and intangibles (19,698) (11,817)
Net cash used in investing activities (1,807,976) (1,724,106)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 2,792,446 1,917,205
Payments of the Federal Home Loan Bank term advances (27,500) (15,000)
Net repayment of Federal Home Loan Bank other advances 0 (186,000)
Net (repayments) proceeds of other borrowings (111,500) 11,800
Tax payments related to settlement of restricted stock units (3,587) (9,921)
Purchase of treasury stock (31,605) 0
Payment of debt issuance costs 0 (1,923)
Proceeds from issuance of subordinated notes 0 150,000
Net cash provided by financing activities 2,618,254 1,866,161
NET CHANGE IN CASH AND CASH EQUIVALENTS 929,525 211,537
CASH AND CASH EQUIVALENTS—Beginning of year 1,574,699 1,037,777
CASH AND CASH EQUIVALENTS—End of period 2,504,224 1,249,314
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Interest paid on deposits and borrowed funds 228,369 31,974
Income taxes paid 108,272 80,512
Transfers to other real estate and repossessed vehicles 8,206 1,186
Transfers from loans held for investment to loans held for sale 14,185 105,884
Transfers from loans held for sale to loans held for investment 690 1,410
Operating lease liabilities for obtaining right of use assets $ 1,110 $ 4,167