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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2022
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 1,499,572 $ 1,048,874 $ 626,628
Securities borrowed and customer receivables 22,407 18,657 20,512
Investments and other 133,628 89,607 12,588
Total interest and dividend income 1,655,607 1,157,138 659,728
INTEREST EXPENSE:      
Deposits 670,570 339,481 33,620
Advances from the Federal Home Loan Bank 3,087 12,644 4,625
Securities loaned 2,214 3,673 1,124
Other borrowings 18,307 18,219 13,201
Total interest expense 694,178 374,017 52,570
Net interest income 961,429 783,121 607,158
Provision for credit losses 32,500 24,250 23,750
Net interest income, after provision for credit losses 928,929 758,871 583,408
NON-INTEREST INCOME:      
Broker-dealer fee income 48,136 46,503 22,880
Advisory fee income 31,335 28,324 29,230
Banking and service fees 35,723 32,938 28,752
Mortgage banking and servicing rights income 10,000 7,101 19,198
Prepayment penalty fee income 5,069 5,622 13,303
Gain on acquisition 92,397 0 0
Total non-interest income 222,660 120,488 113,363
NON-INTEREST EXPENSE:      
Salaries and related costs 250,873 204,271 167,390
Data and operational processing 69,370 60,557 50,159
Depreciation and amortization 27,086 23,387 24,596
Advertising and promotional 42,797 37,150 13,580
Professional services 36,532 29,268 22,482
Occupancy and equipment 16,704 15,647 13,745
FDIC and regulatory fees 20,546 15,534 11,823
Broker-dealer clearing charges 18,260 13,433 15,184
General and administrative expense 33,940 48,368 37,853
Total non-interest expense 516,108 447,615 356,812
INCOME BEFORE INCOME TAXES 635,481 431,744 339,959
INCOME TAXES 185,473 124,579 99,243
NET INCOME $ 450,008 $ 307,165 $ 240,716
Basic earnings per share (in dollars per share) $ 7.82 $ 5.15 $ 4.04
Diluted earnings per share (in dollars per share) $ 7.66 $ 5.07 $ 3.97