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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Jun. 30, 2024
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
Axos Financial, Inc.Axos Bank“Well 
Capitalized”
Ratio
Minimum Capital
Ratio
(Dollars in thousands)
June 30,
2024
June 30,
2023
June 30,
2024
June 30,
2023
Regulatory Capital:
Tier 1 $2,167,781$1,796,352$2,181,426$1,866,705
Common equity tier 1 $2,167,781$1,796,352$2,181,426$1,866,705
Total capital$2,678,489$2,269,237$2,365,061$2,007,006
Assets:
Average adjusted$22,979,871$20,059,002$22,391,541$19,284,378
Total risk-weighted $18,049,571$16,414,213$17,128,880$16,054,633
Regulatory Capital Ratios:
Tier 1 leverage (to adjusted average assets)9.43 %8.96 %9.74 %9.68 %5.00%4.00%
Common equity tier 1 capital (to risk-weighted assets)12.01 %10.94 %12.74 %11.63 %6.50%4.50%
Tier 1 capital (to risk-weighted assets)12.01 %10.94 %12.74 %11.63 %8.00%6.00%
Total capital (to risk-weighted assets)14.84 %13.82 %13.81 %12.50 %10.00%8.00%
The net capital positions of Axos Clearing were as follows:
(Dollars in thousands)
June 30, 2024
June 30, 2023
Net capital$101,462 $35,221 
Excess Capital$96,654 $29,905 
Net capital as a percentage of aggregate debit items42.21 %13.25 %
Net capital in excess of 5% aggregate debit items$89,442 $21,930