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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 3,568,319 $ 3,842,206
2023 3,368,194 5,386,784
2022 4,352,535 1,816,171
2021 1,433,787 867,067
2020 904,402 665,377
Prior 1,732,247 1,156,389
Revolving Loans 4,443,327 2,918,032
Total 19,802,811 $ 16,652,026
Gross charge-offs    
Gross charge-offs 2024 202  
Gross charge-offs 2023 3,471  
Gross charge-offs 2022 5,212  
Gross charge-offs 2021 1,556  
Gross charge-offs 2020 943  
Gross charge-offs prior 525  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total $ 11,909  
As a % of total gross loans    
2024 18.00% 23.10%
2023 17.00% 32.40%
2022 22.00% 10.90%
2021 7.20% 5.20%
2020 4.60% 4.00%
Prior 8.80% 6.90%
Revolving Loans 22.40% 17.50%
Total 100.00% 100.00%
Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 522,822 $ 730,498
2023 590,343 1,359,272
2022 1,231,447 534,585
2021 487,797 347,145
2020 312,358 270,513
Prior 777,287 682,031
Revolving Loans 256,778 249,789
Total 4,178,832 4,173,833
Gross charge-offs    
Gross charge-offs 2024 0  
Gross charge-offs 2023 0  
Gross charge-offs 2022 0  
Gross charge-offs 2021 0  
Gross charge-offs 2020 0  
Gross charge-offs prior 172  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total 172  
Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 36,058 558,787
2023 742,977 988,022
2022 1,052,707 509,066
2021 628,284 354,600
2020 560,365 238,478
Prior 841,540 433,272
Revolving Loans 0 0
Total 3,861,931 3,082,225
Gross charge-offs    
Gross charge-offs 2024 0  
Gross charge-offs 2023 0  
Gross charge-offs 2022 0  
Gross charge-offs 2021 0  
Gross charge-offs 2020 640  
Gross charge-offs prior 0  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total 640  
Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,952,001 1,896,476
2023 1,424,999 2,395,722
2022 1,527,795 669,451
2021 226,061 114,016
2020 7,741 134,215
Prior 83,339 29,914
Revolving Loans 866,686 960,024
Total 6,088,622 6,199,818
Gross charge-offs    
Gross charge-offs 2024 0  
Gross charge-offs 2023 0  
Gross charge-offs 2022 0  
Gross charge-offs 2021 0  
Gross charge-offs 2020 0  
Gross charge-offs prior 0  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total 0  
Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 991,497 488,120
2023 494,500 384,197
2022 361,857 30,809
2021 47,772 26,207
2020 10,422 2,098
Prior 15,855 0
Revolving Loans 3,319,863 1,708,219
Total 5,241,766 2,639,650
Gross charge-offs    
Gross charge-offs 2024 0  
Gross charge-offs 2023 0  
Gross charge-offs 2022 0  
Gross charge-offs 2021 0  
Gross charge-offs 2020 0  
Gross charge-offs prior 84  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total 84  
Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 65,941 168,325
2023 115,375 259,571
2022 178,729 72,260
2021 43,873 25,099
2020 13,516 20,073
Prior 14,226 11,172
Revolving Loans 0 0
Total 431,660 556,500
Gross charge-offs    
Gross charge-offs 2024 202  
Gross charge-offs 2023 3,471  
Gross charge-offs 2022 5,212  
Gross charge-offs 2021 1,556  
Gross charge-offs 2020 303  
Gross charge-offs prior 269  
Gross charge-offs, revolving loans 0  
Gross charge-offs, total 11,013  
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 3,537,144 3,812,433
2023 3,282,691 5,259,453
2022 4,066,317 1,754,423
2021 1,391,702 765,600
2020 832,953 620,062
Prior 1,611,156 1,054,716
Revolving Loans 4,418,889 2,910,818
Total 19,140,852 16,177,505
Pass | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 491,822 730,498
2023 590,060 1,346,804
2022 1,200,230 522,873
2021 487,132 324,458
2020 291,047 255,547
Prior 720,049 639,401
Revolving Loans 256,778 243,175
Total 4,037,118 4,062,756
Pass | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 36,058 558,787
2023 700,163 975,186
2022 994,004 498,744
2021 595,299 314,383
2020 510,341 224,592
Prior 811,184 404,222
Revolving Loans 0 0
Total 3,647,049 2,975,914
Pass | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,952,001 1,867,476
2023 1,419,399 2,323,095
2022 1,456,643 631,500
2021 221,061 87,059
2020 7,741 117,928
Prior 53,000 0
Revolving Loans 866,686 960,024
Total 5,976,531 5,987,082
Pass | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 991,497 488,120
2023 458,454 358,214
2022 238,397 29,777
2021 44,923 14,794
2020 10,422 2,098
Prior 12,867 0
Revolving Loans 3,295,425 1,707,619
Total 5,051,985 2,600,622
Pass | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 65,766 167,552
2023 114,615 256,154
2022 177,043 71,529
2021 43,287 24,906
2020 13,402 19,897
Prior 14,056 11,093
Revolving Loans 0 0
Total 428,169 551,131
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 31,033 29,423
2023 31,151 69,251
2022 99,288 12,115
2021 20,137 29,593
2020 15,602 21,461
Prior 37,211 33,312
Revolving Loans 5,349 7,214
Total 239,771 202,369
Special Mention | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 31,000 0
2023 0 7,280
2022 24,489 7,026
2021 665 8,303
2020 6,591 12,942
Prior 26,873 18,244
Revolving Loans 0 6,614
Total 89,618 60,409
Special Mention | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 29,325 9,691
2022 46,194 4,636
2021 17,478 1,360
2020 9,011 7,705
Prior 10,277 0
Revolving Loans 0 0
Total 112,285 23,392
Special Mention | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 29,000
2023 0 43,427
2022 27,452 0
2021 0 8,457
2020 0 800
Prior 0 15,062
Revolving Loans 0 0
Total 27,452 96,746
Special Mention | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 1,613 8,221
2022 731 0
2021 1,818 11,413
2020 0 0
Prior 0 0
Revolving Loans 5,349 600
Total 9,511 20,234
Special Mention | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 33 423
2023 213 632
2022 422 453
2021 176 60
2020 0 14
Prior 61 6
Revolving Loans 0 0
Total 905 1,588
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 142 350
2023 54,352 58,080
2022 186,930 49,633
2021 21,948 71,874
2020 55,847 23,854
Prior 83,880 68,361
Revolving Loans 19,089 0
Total 422,188 272,152
Substandard | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 283 5,188
2022 6,728 4,686
2021 0 14,384
2020 14,720 2,024
Prior 30,365 24,386
Revolving Loans 0 0
Total 52,096 50,668
Substandard | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 13,489 3,145
2022 12,509 5,686
2021 15,507 38,857
2020 41,013 6,181
Prior 20,079 29,050
Revolving Loans 0 0
Total 102,597 82,919
Substandard | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 5,600 29,200
2022 43,700 37,951
2021 5,000 18,500
2020 0 15,487
Prior 30,339 14,852
Revolving Loans 0 0
Total 84,639 115,990
Substandard | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 34,433 17,762
2022 122,729 1,032
2021 1,031 0
2020 0 0
Prior 2,988 0
Revolving Loans 19,089 0
Total 180,270 18,794
Substandard | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 142 350
2023 547 2,785
2022 1,264 278
2021 410 133
2020 114 162
Prior 109 73
Revolving Loans 0 0
Total 2,586 3,781
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total $ 0 $ 0