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LOANS & ALLOWANCE FOR CREDIT LOSSES - LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2023
Jun. 30, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 1,920,637 $ 3,842,206
2023 3,748,419 5,386,784
2022 4,793,465 1,816,171
2021 1,842,885 867,067
2020 999,168 665,377
Prior 1,878,854 1,156,389
Revolving Loans 3,676,981 2,918,032
Total 18,860,409 $ 16,652,026
Gross charge-offs    
2024 0  
2023 1,435  
2022 2,111  
2021 755  
2020 131  
Prior 336  
Revolving Loans 0  
Total $ 4,768  
As a % of total gross loans    
2024 10.18% 23.07%
2023 19.87% 32.35%
2022 25.42% 10.91%
2021 9.77% 5.21%
2020 5.30% 4.00%
Prior 9.96% 6.94%
Revolving Loans 19.50% 17.52%
Total 100.00% 100.00%
Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 309,717 $ 730,498
2023 659,498 1,359,272
2022 1,315,605 534,585
2021 509,307 347,145
2020 333,159 270,513
Prior 865,970 682,031
Revolving Loans 98,848 249,789
Total 4,092,104 4,173,833
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 80  
Revolving Loans 0  
Total 80  
Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 22,417 558,787
2023 772,913 988,022
2022 1,098,594 509,066
2021 675,374 354,600
2020 596,190 238,478
Prior 899,531 433,272
Revolving Loans 0 0
Total 4,065,019 3,082,225
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total 0  
Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,071,507 1,896,476
2023 1,729,347 2,395,722
2022 1,789,490 669,451
2021 555,927 114,016
2020 32,816 134,215
Prior 84,139 29,914
Revolving Loans 780,174 960,024
Total 6,043,400 6,199,818
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total 0  
Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 486,830 488,120
2023 449,334 384,197
2022 372,772 30,809
2021 44,966 26,207
2020 18,184 2,098
Prior 7,416 0
Revolving Loans 2,797,959 1,708,219
Total 4,177,461 2,639,650
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 86  
Revolving Loans 0  
Total 86  
Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 27,105 162,604
2023 137,327 257,571
2022 217,004 70,909
2021 56,204 25,099
2020 18,819 20,073
Prior 20,816 10,008
Revolving Loans 0 0
Total 477,275 546,264
Gross charge-offs    
2024 0  
2023 1,435  
2022 2,111  
2021 755  
2020 131  
Prior 170  
Revolving Loans 0  
Total 4,602  
Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 3,061 5,721
2023 0 2,000
2022 0 1,351
2021 1,107 0
2020 0 0
Prior 982 1,164
Revolving Loans 0 0
Total 5,150 10,236
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total 0  
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,920,637 3,812,433
2023 3,666,504 5,259,453
2022 4,662,653 1,754,423
2021 1,788,800 765,600
2020 916,069 620,062
Prior 1,739,356 1,054,716
Revolving Loans 3,631,453 2,910,818
Total 18,325,472 16,177,505
Pass | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 309,717 730,498
2023 648,620 1,346,804
2022 1,297,738 522,873
2021 501,469 324,458
2020 309,309 255,547
Prior 779,468 639,401
Revolving Loans 98,848 243,175
Total 3,945,169 4,062,756
Pass | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 22,417 558,787
2023 758,825 975,186
2022 1,089,359 498,744
2021 664,917 314,383
2020 562,656 224,592
Prior 880,855 404,222
Revolving Loans 0 0
Total 3,979,029 2,975,914
Pass | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,071,507 1,867,476
2023 1,710,690 2,323,095
2022 1,737,152 631,500
2021 521,677 87,059
2020 17,816 117,928
Prior 53,000 0
Revolving Loans 780,174 960,024
Total 5,892,016 5,987,082
Pass | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 486,830 488,120
2023 411,930 358,214
2022 322,969 29,777
2021 43,934 14,794
2020 7,630 2,098
Prior 4,427 0
Revolving Loans 2,752,431 1,707,619
Total 4,030,151 2,600,622
Pass | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 27,105 161,831
2023 136,439 256,154
2022 215,435 70,223
2021 55,732 24,906
2020 18,658 19,897
Prior 20,624 9,929
Revolving Loans 0 0
Total 473,993 542,940
Pass | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 3,061 5,721
2023 0 0
2022 0 1,306
2021 1,071 0
2020 0 0
Prior 982 1,164
Revolving Loans 0 0
Total 5,114 8,191
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 29,423
2023 57,555 69,251
2022 51,383 12,115
2021 4,028 29,593
2020 19,898 21,461
Prior 40,014 33,312
Revolving Loans 45,528 7,214
Total 218,406 202,369
Special Mention | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 10,593 7,280
2022 13,575 7,026
2021 3,928 8,303
2020 8,851 12,942
Prior 38,883 18,244
Revolving Loans 0 6,614
Total 75,830 60,409
Special Mention | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 9,096 9,691
2022 1,985 4,636
2021 0 1,360
2020 459 7,705
Prior 1,085 0
Revolving Loans 0 0
Total 12,625 23,392
Special Mention | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 29,000
2023 0 43,427
2022 0 0
2021 0 8,457
2020 0 800
Prior 0 15,062
Revolving Loans 0
Total 0 96,746
Special Mention | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 37,404 8,221
2022 35,179 0
2021 0 11,413
2020 10,554 0
Prior 0 0
Revolving Loans 45,528 600
Total 128,665 20,234
Special Mention | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 423
2023 462 632
2022 644 453
2021 100 60
2020 34 14
Prior 46 6
Revolving Loans 0 0
Total 1,286 1,588
Special Mention | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 350
2023 24,360 58,080
2022 79,429 49,633
2021 50,057 71,874
2020 63,201 23,854
Prior 99,484 68,361
Revolving Loans 0 0
Total 316,531 272,152
Substandard | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 285 5,188
2022 4,292 4,686
2021 3,910 14,384
2020 14,999 2,024
Prior 47,619 24,386
Revolving Loans 0 0
Total 71,105 50,668
Substandard | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 4,992 3,145
2022 7,250 5,686
2021 10,457 38,857
2020 33,075 6,181
Prior 17,591 29,050
Revolving Loans 0 0
Total 73,365 82,919
Substandard | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 18,657 29,200
2022 52,338 37,951
2021 34,250 18,500
2020 15,000 15,487
Prior 31,139 14,852
Revolving Loans 0 0
Total 151,384 115,990
Substandard | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 17,762
2022 14,624 1,032
2021 1,032 0
2020 0 0
Prior 2,989 0
Revolving Loans 0 0
Total 18,645 18,794
Substandard | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 350
2023 426 785
2022 925 233
2021 372 133
2020 127 162
Prior 146 73
Revolving Loans 0 0
Total 1,996 1,736
Substandard | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 2,000
2022 0 45
2021 36 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 36 2,045
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total $ 0 $ 0