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LOANS & ALLOWANCE FOR CREDIT LOSSES - LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands
9 Months Ended
Mar. 31, 2024
Jun. 30, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 3,036,168 $ 3,842,206
2023 3,500,589 5,386,784
2022 4,589,565 1,816,171
2021 1,519,199 867,067
2020 961,708 665,377
Prior 1,808,264 1,156,389
Revolving Loans 3,901,469 2,918,032
Total 19,316,962 $ 16,652,026
Gross charge-offs    
2024 50  
2023 2,664  
2022 3,969  
2021 1,294  
2020 307  
Prior 489  
Revolving Loans 0  
Total $ 8,773  
As a % of total gross loans    
2024 15.72% 23.07%
2023 18.12% 32.35%
2022 23.76% 10.91%
2021 7.86% 5.21%
2020 4.98% 4.00%
Prior 9.36% 6.94%
Revolving Loans 20.20% 17.52%
Total 100.00% 100.00%
Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 $ 405,277 $ 730,498
2023 629,957 1,359,272
2022 1,274,691 534,585
2021 497,858 347,145
2020 324,660 270,513
Prior 831,174 682,031
Revolving Loans 159,109 249,789
Total 4,122,726 4,173,833
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 170  
Revolving Loans 0  
Total 170  
Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 33,500 558,787
2023 771,243 988,022
2022 1,098,533 509,066
2021 655,391 354,600
2020 582,477 238,478
Prior 859,912 433,272
Revolving Loans 0 0
Total 4,001,056 3,082,225
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 139  
Prior 0  
Revolving Loans 0  
Total 139  
Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,599,913 1,896,476
2023 1,468,905 2,395,722
2022 1,651,051 669,451
2021 268,071 114,016
2020 22,741 134,215
Prior 83,339 29,914
Revolving Loans 818,968 960,024
Total 5,912,988 6,199,818
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total 0  
Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 953,015 488,120
2023 504,717 384,197
2022 367,210 30,809
2021 47,348 26,207
2020 15,835 2,098
Prior 16,014 0
Revolving Loans 2,923,392 1,708,219
Total 4,827,531 2,639,650
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 86  
Revolving Loans 0  
Total 86  
Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 44,442 162,604
2023 125,767 257,571
2022 198,080 70,909
2021 49,546 25,099
2020 15,995 20,073
Prior 16,935 10,008
Revolving Loans 0 0
Total 450,765 546,264
Gross charge-offs    
2024 50  
2023 2,664  
2022 3,969  
2021 1,294  
2020 168  
Prior 233  
Revolving Loans 0  
Total 8,378  
Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 21 5,721
2023 0 2,000
2022 0 1,351
2021 985 0
2020 0 0
Prior 890 1,164
Revolving Loans 0 0
Total 1,896 10,236
Gross charge-offs    
2024 0  
2023 0  
2022 0  
2021 0  
2020 0  
Prior 0  
Revolving Loans 0  
Total 0  
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 3,005,016 3,812,433
2023 3,434,231 5,259,453
2022 4,430,576 1,754,423
2021 1,463,515 765,600
2020 877,922 620,062
Prior 1,680,382 1,054,716
Revolving Loans 3,852,256 2,910,818
Total 18,743,898 16,177,505
Pass | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 374,277 730,498
2023 629,673 1,346,804
2022 1,267,368 522,873
2021 497,858 324,458
2020 301,300 255,547
Prior 759,811 639,401
Revolving Loans 159,109 243,175
Total 3,989,396 4,062,756
Pass | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 33,500 558,787
2023 755,904 975,186
2022 1,091,283 498,744
2021 643,742 314,383
2020 547,393 224,592
Prior 836,844 404,222
Revolving Loans 0 0
Total 3,908,666 2,975,914
Pass | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 1,599,913 1,867,476
2023 1,450,248 2,323,095
2022 1,593,594 631,500
2021 227,171 87,059
2020 7,741 117,928
Prior 53,000 0
Revolving Loans 818,968 960,024
Total 5,750,635 5,987,082
Pass | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 953,015 488,120
2023 473,483 358,214
2022 281,867 29,777
2021 44,634 14,794
2020 5,719 2,098
Prior 13,025 0
Revolving Loans 2,874,179 1,707,619
Total 4,645,922 2,600,622
Pass | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 44,290 161,831
2023 124,923 256,154
2022 196,464 70,223
2021 49,125 24,906
2020 15,769 19,897
Prior 16,812 9,929
Revolving Loans 0 0
Total 447,383 542,940
Pass | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 21 5,721
2023 0 0
2022 0 1,306
2021 985 0
2020 0 0
Prior 890 1,164
Revolving Loans 0 0
Total 1,896 8,191
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 31,009 29,423
2023 3,368 69,251
2022 25,244 12,115
2021 1,800 29,593
2020 20,272 21,461
Prior 24,469 33,312
Revolving Loans 33,509 7,214
Total 139,671 202,369
Special Mention | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 31,000 0
2023 0 7,280
2022 0 7,026
2021 0 8,303
2020 9,015 12,942
Prior 20,706 18,244
Revolving Loans 0 6,614
Total 60,721 60,409
Special Mention | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 1,282 9,691
2022 0 4,636
2021 0 1,360
2020 1,131 7,705
Prior 3,738 0
Revolving Loans 0 0
Total 6,151 23,392
Special Mention | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 29,000
2023 0 43,427
2022 16,035 0
2021 0 8,457
2020 0 800
Prior 0 15,062
Revolving Loans 0 0
Total 16,035 96,746
Special Mention | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 1,763 8,221
2022 8,624 0
2021 1,682 11,413
2020 10,116 0
Prior 0 0
Revolving Loans 33,509 600
Total 55,694 20,234
Special Mention | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 9 423
2023 323 632
2022 585 453
2021 118 60
2020 10 14
Prior 25 6
Revolving Loans 0 0
Total 1,070 1,588
Special Mention | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 143 350
2023 62,990 58,080
2022 133,745 49,633
2021 53,884 71,874
2020 63,514 23,854
Prior 103,413 68,361
Revolving Loans 15,704 0
Total 433,393 272,152
Substandard | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 284 5,188
2022 7,323 4,686
2021 0 14,384
2020 14,345 2,024
Prior 50,657 24,386
Revolving Loans 0 0
Total 72,609 50,668
Substandard | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 14,057 3,145
2022 7,250 5,686
2021 11,649 38,857
2020 33,953 6,181
Prior 19,330 29,050
Revolving Loans 0 0
Total 86,239 82,919
Substandard | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 18,657 29,200
2022 41,422 37,951
2021 40,900 18,500
2020 15,000 15,487
Prior 30,339 14,852
Revolving Loans 0 0
Total 146,318 115,990
Substandard | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 29,471 17,762
2022 76,719 1,032
2021 1,032 0
2020 0 0
Prior 2,989 0
Revolving Loans 15,704 0
Total 125,915 18,794
Substandard | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 143 350
2023 521 785
2022 1,031 233
2021 303 133
2020 216 162
Prior 98 73
Revolving Loans 0 0
Total 2,312 1,736
Substandard | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 2,000
2022 0 45
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 2,045
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Doubtful | Other    
Financing Receivable, Credit Quality Indicator [Line Items]    
2024 0 0
2023 0 0
2022 0 0
2021 0 0
2020 0 0
Prior 0 0
Revolving Loans 0 0
Total $ 0 $ 0