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LOANS & ALLOWANCE FOR CREDIT LOSSES - ALLOWANCE FOR LOAN LOSS BY PORTFOLIO CLASS (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Sep. 30, 2024 | Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | $ 260,542 | $ 166,680
Provision (benefit) for credit losses - loans | 14,000 | 7,000
Charge-offs | (9,238) | (2,361)
Recoveries | 1,050 | 801
Balance, end of period | 263,854 | 170,870
Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | 11,500 | 5,750
Single Family - Mortgage & Warehouse |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | 16,943 | 17,503
Charge-offs | 0 | (80)
Recoveries | 46 | 13
Balance, end of period | 17,453 | 17,426
Single Family - Mortgage & Warehouse | Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | 464 | (10)
Multifamily and Commercial Mortgage |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | 70,771 | 16,848
Charge-offs | (3,357) | 0
Recoveries | 0 | 0
Balance, end of period | 65,608 | 15,874
Multifamily and Commercial Mortgage | Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | (1,806) | (974)
Commercial Real Estate |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | 87,780 | 72,755
Charge-offs | 0 | 0
Recoveries | 0 | 0
Balance, end of period | 95,032 | 71,355
Commercial Real Estate | Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | 7,252 | (1,400)
Commercial & Industrial - Non-RE |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | 76,032 | 46,347
Charge-offs | (3,032) | 0
Recoveries | 0 | 0
Balance, end of period | 76,555 | 54,592
Commercial & Industrial - Non-RE | Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | 3,555 | 8,245
Auto & Consumer |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance, beginning of period | 9,016 | 13,227
Charge-offs | (2,849) | (2,281)
Recoveries | 1,004 | 788
Balance, end of period | 9,206 | 11,623
Auto & Consumer | Provision for credit losses - loans |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision (benefit) for credit losses - loans | $ 2,035 | $ (111)

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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