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LOANS & ALLOWANCE FOR CREDIT LOSSES - LOAN PORTFOLIO COMPOSITION (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Jun. 30, 2024 | Dec. 07, 2023 | Sep. 30, 2023 | Jun. 30, 2023
--- | --- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | $ 19,825,834 | $ 19,802,811 |  |  |
Allowance for credit losses - loans | (263,854) | (260,542) |  | $ (170,870) | $ (166,680)
Unaccreted premiums (discounts) and loan fees | (281,371) | (310,884) |  |  |
Total net loans | 19,280,609 | 19,231,385 |  |  |
Single Family - Mortgage & Warehouse |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 4,151,583 | 4,178,832 |  |  |
Allowance for credit losses - loans | (17,453) | (16,943) |  | (17,426) | (17,503)
Multifamily and Commercial Mortgage |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 3,647,469 | 3,861,931 |  |  |
Allowance for credit losses - loans | (65,608) | (70,771) |  | (15,874) | (16,848)
Multifamily and Commercial Mortgage | Real Estate Loan Portfolios |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 282,600 | 284,000 |  |  |
Commercial Real Estate |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 6,256,265 | 6,088,622 |  |  |
Allowance for credit losses - loans | (95,032) | (87,780) |  | (71,355) | (72,755)
Commercial Real Estate | Real Estate Loan Portfolios |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 44,500 | 44,500 |  |  |
Total net loans |  |  | $ 1,300,000 |  |
Commercial & Industrial - Non-RE |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 5,354,752 | 5,241,766 |  |  |
Allowance for credit losses - loans | (76,555) | (76,032) |  | (54,592) | (46,347)
Auto & Consumer |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |
Total | 415,765 | 431,660 |  |  |
Allowance for credit losses - loans | $ (9,206) | $ (9,016) |  | $ (11,623) | $ (13,227)

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