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REGULATORY CAPITAL REQUIREMENTS (Tables) | 12 Months Ended
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Jun. 30, 2025
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
| Axos Financial, Inc. |  | Axos Bank |  | “Well Capitalized” Ratio |  | Minimum Capital Ratio
(Dollars in thousands) | June 30, 2025 |  | June 30, 2024 |  | June 30, 2025 |  | June 30, 2024 |
Regulatory Capital: |  |  |  |  |  |  |  |  |  |  |
Tier 1 | $ | 2,554,071 |  | $ | 2,167,781 |  | $ | 2,360,284 |  | $ | 2,181,426 |  |  |  |
Common equity tier 1 | $ | 2,554,071 |  | $ | 2,167,781 |  | $ | 2,360,284 |  | $ | 2,181,426 |  |  |  |
Total capital | $ | 3,117,763 |  | $ | 2,678,489 |  | $ | 2,603,589 |  | $ | 2,365,061 |  |  |  |
Assets: |  |  |  |  |  |  |  |  |  |  |
Average adjusted | $ | 23,813,242 |  | $ | 22,979,871 |  | $ | 23,077,089 |  | $ | 22,391,541 |  |  |  |
Total risk-weighted | $ | 20,404,204 |  | $ | 18,049,571 |  | $ | 19,003,094 |  | $ | 17,128,880 |  |  |  |
Regulatory Capital Ratios: |  |  |  |  |  |  |  |  |  |  |
Tier 1 leverage (to adjusted average assets) | 10.73 | % |  | 9.43 | % |  | 10.23 | % |  | 9.74 | % |  | 5.00% |  | 4.00%
Common equity tier 1 capital (to risk-weighted assets) | 12.52 | % |  | 12.01 | % |  | 12.42 | % |  | 12.74 | % |  | 6.50% |  | 4.50%
Tier 1 capital (to risk-weighted assets) | 12.52 | % |  | 12.01 | % |  | 12.42 | % |  | 12.74 | % |  | 8.00% |  | 6.00%
Total capital (to risk-weighted assets) | 15.28 | % |  | 14.84 | % |  | 13.70 | % |  | 13.81 | % |  | 10.00% |  | 8.00%
The net capital positions of Axos Clearing were as follows:
(Dollars in thousands) | June 30, 2025 |  | June 30, 2024
Net capital | $ | 86,996 |  |  | $ | 101,462 |
Excess Capital | $ | 81,834 |  |  | $ | 96,654 |
Net capital as a percentage of aggregate debit items | 33.71 | % |  | 42.21 | %
Net capital in excess of 5% aggregate debit items | $ | 74,091 |  |  | $ | 89,442 |

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- Definition Banking Regulation, Minimum Regulatory Capital Requirements + References No definition available. + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
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