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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF ACTIVITY FOR ALLOWANCE FOR CREDIT LOSSES-LOANS (Details) - USD ($) $ in Thousands | 12 Months Ended
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Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | $ 260,542 | $ 166,680 | $ 148,617
Allowance for credit losses at acquisition of PCD loans |  | 70,122 |
Provision (benefit) for credit losses - loans | 55,745 | 32,500 | 24,250
Charge-offs | (30,306) | (11,909) | (9,456)
Recoveries | 4,736 | 2,899 | 2,769
Ending balance | 290,049 | 260,542 | 166,680
Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | 55,077 | 32,750 | 24,750
Single Family - Mortgage & Warehouse |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 16,943 | 17,503 | 19,670
Allowance for credit losses at acquisition of PCD loans |  | 0 |
Charge-offs | (3,036) | (172) | (314)
Recoveries | 62 | 101 | 449
Ending balance | 12,111 | 16,943 | 17,503
Single Family - Mortgage & Warehouse | Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | (1,858) | (489) | (2,302)
Multifamily and Commercial Mortgage |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 70,771 | 16,848 | 14,655
Allowance for credit losses at acquisition of PCD loans |  | 58,997 |
Charge-offs | (8,565) | (640) | 0
Recoveries | 689 | 0 | 0
Ending balance | 26,240 | 70,771 | 16,848
Multifamily and Commercial Mortgage | Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | (36,655) | (4,434) | 2,193
Commercial Real Estate |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 87,780 | 72,755 | 69,339
Allowance for credit losses at acquisition of PCD loans |  | 11,125 |
Charge-offs | (165) | 0 | 0
Recoveries | 255 | 0 | 0
Ending balance | 113,804 | 87,780 | 72,755
Commercial Real Estate | Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | 25,934 | 3,900 | 3,416
Commercial & Industrial - Non-RE |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 76,032 | 46,347 | 30,808
Allowance for credit losses at acquisition of PCD loans |  | 0 |
Charge-offs | (8,825) | (84) | 0
Recoveries | 0 | 0 | 18
Ending balance | 121,639 | 76,032 | 46,347
Commercial & Industrial - Non-RE | Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | 54,432 | 29,769 | 15,521
Auto & Consumer |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Beginning balance | 9,016 | 13,227 | 14,145
Allowance for credit losses at acquisition of PCD loans |  | 0 |
Charge-offs | (9,715) | (11,013) | (9,142)
Recoveries | 3,730 | 2,798 | 2,302
Ending balance | 16,255 | 9,016 | 13,227
Auto & Consumer | Provision (benefit) for credit losses - loans |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |
Provision (benefit) for credit losses - loans | $ 13,224 | $ 4,004 | $ 5,922

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable purchased with credit deterioration. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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