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REGULATORY CAPITAL REQUIREMENTS - SCHEDULE OF CAPITAL AMOUNTS, RATIOS, AND REQUIREMENTS UNDER BASEL III (Details) $ in Thousands | Jun. 30, 2025 USD ($) | Jun. 30, 2024 USD ($)
--- | --- | ---
Regulatory Capital: |  |
Tier 1 | $ 2,554,071 | $ 2,167,781
Common equity tier 1 | 2,554,071 | 2,167,781
Total capital | 3,117,763 | 2,678,489
Assets: |  |
Average adjusted | 23,813,242 | 22,979,871
Total risk-weighted | $ 20,404,204 | $ 18,049,571
Regulatory Capital Ratios: |  |
Tier 1 leverage (to adjusted average assets), Ratio | 0.1073 | 0.0943
Tier 1 leverage (to adjusted average assets), Well Capitalized Ratio | 0.0500 |
Tier 1 leverage (to adjusted average assets), Minimum Capital Ratio | 0.0400 |
Common equity tier 1 capital (to risk-weighted assets), Ratio | 12.52% | 12.01%
Common equity tier 1 capital (to risk-weighted assets), Well Capitalized Ratio | 6.50% |
Common equity tier 1 capital (to risk-weighted assets), Minimum Capital Ratio | 4.50% |
Tier 1 capital (to risk-weighted assets), Ratio | 0.1252 | 0.1201
Tier 1 capital (to risk-weighted assets), Well Capitalized Ratio | 0.0800 |
Tier 1 capital (to risk-weighted assets), Minimum Capital Ratio | 0.0600 |
Total capital (to risk-weighted assets), Ratio | 0.1528 | 0.1484
Total capital (to risk-weighted assets), Well Capitalized Ratio | 0.1000 |
Total capital (to risk-weighted assets), Minimum Capital Ratio | 0.0800 |
Axos Bank |  |
Regulatory Capital: |  |
Tier 1 | $ 2,360,284 | $ 2,181,426
Common equity tier 1 | 2,360,284 | 2,181,426
Total capital | 2,603,589 | 2,365,061
Assets: |  |
Average adjusted | 23,077,089 | 22,391,541
Total risk-weighted | $ 19,003,094 | $ 17,128,880
Regulatory Capital Ratios: |  |
Tier 1 leverage (to adjusted average assets), Ratio | 0.1023 | 0.0974
Common equity tier 1 capital (to risk-weighted assets), Ratio | 12.42% | 12.74%
Tier 1 capital (to risk-weighted assets), Ratio | 0.1242 | 0.1274
Total capital (to risk-weighted assets), Ratio | 0.1370 | 0.1381

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