XML 121 R107.htm IDEA: XBRL DOCUMENT v3.25.2
INCOME TAXES - SCHEDULE OF NET DEFERRED TAX ASSET (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Jun. 30, 2024
Deferred tax assets:    
Allowance for credit losses $ 91,922 $ 96,275
Lease liability 16,650 21,400
Accrued compensation 3,306 9,783
Stock-based compensation expense 8,134 8,282
Litigation accrual 0 5,324
Nonaccrual loan interest income 8,419 9,034
Unrealized net losses on securities 0 1,079
Depreciation and amortization 5,090 0
Net operating loss carryforward 1,021 1,160
State taxes 5,967 4,282
Securities impaired 236 273
Other DTA 37 0
Total deferred tax assets 140,782 156,892
Deferred tax liabilities:    
Basis difference in acquired loans (43,773) (78,034)
Operating lease right-of-use asset (15,002) (19,406)
Unrealized net gain securities (160) 0
Depreciation and amortization 0 (4,679)
Other assets—prepaids (2,532) (2,183)
FHLB stock dividend (738) (852)
Total deferred tax liabilities (62,205) (105,154)
Net deferred tax asset 78,577 51,738
Valuation allowance (70) (70)
Net deferred tax asset, net of valuation allowance $ 78,507 $ 51,668