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OTHER ASSETS (Tables)
12 Months Ended
Jun. 30, 2025
Other Assets [Abstract]  
Schedule of Bank-Owned Life Insurance Activity The following table summarizes the activity in the Company’s bank-owned life insurance (“BOLI”). Income related to bank-owned life insurance is included in “Banking and service fees” in the Consolidated Statements of Income.
(Dollars in thousands)
BOLI
Balance as of June 30, 2022$160,775 
Death benefits(1,805)
Change in contract value4,444 
Balance as of June 30, 2023
$163,414 
Change in contract value5,360 
Balance as of June 30, 2024
$168,774 
Additions100,000 
Change in contract value9,405 
Balance as of June 30, 2025
$278,179 
Schedule of Furniture, Equipment And Software A summary of the cost and accumulated depreciation and amortization for leasehold improvements, furniture, equipment and software is as follows:
At June 30,
(Dollars in thousands)20252024
Software$159,878 $134,311 
Computer hardware and equipment59,995 32,195 
Furniture and fixtures11,923 11,788 
Leasehold improvements6,626 6,281 
Total$238,422 $184,575 
Less accumulated depreciation and amortization(133,341)(111,956)
Furniture, equipment and software—net
$105,081 $72,619 
Schedule of Supplemental Balance Sheet Information
Supplemental information related to the Company’s operating leases is as follows:
At June 30,
(Dollars in thousands)20252024
Right-of-use assets$53,415 $59,989 
Lease liabilities$59,116 65,923 
Weighted-average remaining lease term4.73 years5.66 years
Weighted-average discount rate3.20 %3.09 %
Schedule of Supplemental Cash Flow Information
Supplemental cash flow information related to leases is as follows:
For the Fiscal Year Ended June 30,
(Dollars in thousands)202520242023
Cash paid for amounts included in the measurement of lease liabilities for operating leases—operating cash flows$13,318 $11,821 $10,658 
Schedule of Maturities of Operating Lease Liabilities
The following table represents maturities of lease liabilities:
(Dollars in thousands)
June 30, 2025
Within one year$13,828 
After one year and within two years13,953 
After two years and within three years12,600 
After three years and within four years11,125 
After four years within five years11,068 
After five years1,354 
Total lease payments63,928 
Less: amount representing interest(4,812)
Total lease liability$59,116 
Schedule of LIHTC investments The Company recognized the following income and tax benefits for its LIHTC investments.
For the fiscal year ended June 30,
(Dollars in thousands)20252024
Tax credits recognized
$5,697 $3,394 
Other tax benefits recognized
1,385 1,466 
Amortization
(5,998)(3,574)
Net benefit (expense) included in income tax expense
1,084 1,286 
Other income (loss) included in banking and service fees
19 
Net benefit (expense) included in the Consolidated Statements of Income
$1,103 $1,288 
The Company recognized the following investments on its balance sheets.
For the fiscal year ended June 30,
(Dollars in thousands)20252024
LIHTC investments
$84,875 $65,873 
LIHTC unfunded commitments1
$47,381 $40,617 
1LIHTC unfunded commitments are included in “Accounts Payable and Other Liabilities” on the Consolidated Balance Sheets.