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LOANS & ALLOWANCE FOR CREDIT LOSSES - NARRATIVE (Details)
12 Months Ended
Dec. 07, 2023
loanPortfolio
Jun. 30, 2025
USD ($)
segment
Jun. 30, 2024
USD ($)
Financing Receivable, Impaired [Line Items]      
Number of loan portfolio segments 2 5  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]   Other assets Other assets
Accrued interest receivable   $ 109,600,000 $ 119,800,000
Advances, collateral pledged   4,284,700,000 4,942,800,000
FRBSF and FRB, loans pledged   8,227,700,000 8,197,200,000
Nonaccrual loans, without an allowance   0 0
Interest recognized on performing loans temporarily modified as TDRs   0 0
Loans past due ninety days or more and still accruing   0 20,200,000
Mortgage loans in process of foreclosure, amount   $ 30,400,000 $ 20,100,000
California | Financing Receivable | Geographic Concentration Risk | Single Family - Mortgage & Warehouse      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   70.50% 69.30%
California | Financing Receivable | Geographic Concentration Risk | Multifamily Loan Category      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   48.50% 49.60%
New York | Financing Receivable | Geographic Concentration Risk | Single Family - Mortgage & Warehouse      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   8.60% 11.70%
New York | Financing Receivable | Geographic Concentration Risk | Multifamily Loan Category      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   37.10% 38.90%
New York | Financing Receivable | Geographic Concentration Risk | Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   36.80% 34.20%
FLORIDA | Financing Receivable | Geographic Concentration Risk | Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   19.50% 10.40%
TEXAS | Financing Receivable | Geographic Concentration Risk | Commercial Real Estate      
Financing Receivable, Impaired [Line Items]      
Concentration risk percentage   10.20%