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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF ACTIVITY FOR ALLOWANCE FOR CREDIT LOSSES-LOANS (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance $ 260,542 $ 166,680 $ 148,617
Allowance for credit losses at acquisition of PCD loans   70,122  
Provision (benefit) for credit losses - loans 55,745 32,500 24,250
Charge-offs (30,306) (11,909) (9,456)
Recoveries 4,736 2,899 2,769
Ending balance 290,049 260,542 166,680
Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans 55,077 32,750 24,750
Single Family - Mortgage & Warehouse      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 16,943 17,503 19,670
Allowance for credit losses at acquisition of PCD loans   0  
Charge-offs (3,036) (172) (314)
Recoveries 62 101 449
Ending balance 12,111 16,943 17,503
Single Family - Mortgage & Warehouse | Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans (1,858) (489) (2,302)
Multifamily and Commercial Mortgage      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 70,771 16,848 14,655
Allowance for credit losses at acquisition of PCD loans   58,997  
Charge-offs (8,565) (640) 0
Recoveries 689 0 0
Ending balance 26,240 70,771 16,848
Multifamily and Commercial Mortgage | Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans (36,655) (4,434) 2,193
Commercial Real Estate      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 87,780 72,755 69,339
Allowance for credit losses at acquisition of PCD loans   11,125  
Charge-offs (165) 0 0
Recoveries 255 0 0
Ending balance 113,804 87,780 72,755
Commercial Real Estate | Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans 25,934 3,900 3,416
Commercial & Industrial - Non-RE      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 76,032 46,347 30,808
Allowance for credit losses at acquisition of PCD loans   0  
Charge-offs (8,825) (84) 0
Recoveries 0 0 18
Ending balance 121,639 76,032 46,347
Commercial & Industrial - Non-RE | Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans 54,432 29,769 15,521
Auto & Consumer      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Beginning balance 9,016 13,227 14,145
Allowance for credit losses at acquisition of PCD loans   0  
Charge-offs (9,715) (11,013) (9,142)
Recoveries 3,730 2,798 2,302
Ending balance 16,255 9,016 13,227
Auto & Consumer | Provision (benefit) for credit losses - loans      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
Provision (benefit) for credit losses - loans $ 13,224 $ 4,004 $ 5,922