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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 $ 5,412,403 $ 3,568,319
2024 - 2023 2,547,925 3,368,194
2023 - 2022 2,175,575 4,352,535
2022 - 2021 2,911,537 1,433,787
2021 - 2020 1,098,514 904,402
Prior 1,782,450 1,732,247
Revolving Loans 5,623,293 4,443,327
Total 21,551,697 19,802,811
Gross charge-offs    
Gross charge-offs 2025 - 2024 589 202
Gross charge-offs 2024 - 2023 1,528 3,471
Gross charge-offs 2023 - 2022 3,332 5,212
Gross charge-offs 2022 - 2021 3,910 1,556
Gross charge-offs 2021 - 2020 6,739 943
Prior 12,208 525
Revolving Loans 2,000 0
Total $ 30,306 $ 11,909
As a % of total gross loans    
2025 - 2024 25.10% 18.00%
2024 - 2023 11.80% 17.10%
2023 - 2022 10.10% 22.00%
2022 - 2021 13.50% 7.20%
2021 - 2020 5.10% 4.60%
Prior 8.30% 8.70%
Revolving Loans 26.10% 22.40%
Total 100.00% 100.00%
Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 $ 5,406,078 $ 3,537,144
2024 - 2023 2,490,906 3,282,691
2023 - 2022 2,148,488 4,066,317
2022 - 2021 2,731,588 1,391,702
2021 - 2020 1,071,097 832,953
Prior 1,645,380 1,611,156
Revolving Loans 5,489,416 4,418,889
Total 20,982,953 19,140,852
Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 2,424 31,033
2024 - 2023 46,252 31,151
2023 - 2022 8,948 99,288
2022 - 2021 3,410 20,137
2021 - 2020 12,662 15,602
Prior 44,886 37,211
Revolving Loans 19,990 5,349
Total 138,572 239,771
Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 3,901 142
2024 - 2023 10,767 54,352
2023 - 2022 18,139 186,930
2022 - 2021 166,539 21,948
2021 - 2020 14,755 55,847
Prior 92,184 83,880
Revolving Loans 113,887 19,089
Total 420,172 422,188
Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 10,000 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 10,000 0
Single Family - Mortgage & Warehouse    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 752,486 522,822
2024 - 2023 270,245 590,343
2023 - 2022 456,692 1,231,447
2022 - 2021 1,077,539 487,797
2021 - 2020 446,326 312,358
Prior 782,617 777,287
Revolving Loans 609,373 256,778
Total 4,395,278 4,178,832
Gross charge-offs    
Gross charge-offs 2025 - 2024 0 0
Gross charge-offs 2024 - 2023 340 0
Gross charge-offs 2023 - 2022 0 0
Gross charge-offs 2022 - 2021 400 0
Gross charge-offs 2021 - 2020 0 0
Prior 2,296 172
Revolving Loans 0 0
Total 3,036 172
Single Family - Mortgage & Warehouse | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 750,357 491,822
2024 - 2023 269,165 590,060
2023 - 2022 451,330 1,200,230
2022 - 2021 1,067,144 487,132
2021 - 2020 434,352 291,047
Prior 715,620 720,049
Revolving Loans 599,406 256,778
Total 4,287,374 4,037,118
Single Family - Mortgage & Warehouse | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 2,129 31,000
2024 - 2023 1,080 0
2023 - 2022 5,362 24,489
2022 - 2021 3,140 665
2021 - 2020 5,254 6,591
Prior 26,604 26,873
Revolving Loans 9,967 0
Total 53,536 89,618
Single Family - Mortgage & Warehouse | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 283
2023 - 2022 0 6,728
2022 - 2021 7,255 0
2021 - 2020 6,720 14,720
Prior 40,393 30,365
Revolving Loans 0 0
Total 54,368 52,096
Single Family - Mortgage & Warehouse | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 0 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Multifamily and Commercial Mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 75,755 36,058
2024 - 2023 22,435 742,977
2023 - 2022 644,050 1,052,707
2022 - 2021 872,388 628,284
2021 - 2020 429,938 560,365
Prior 894,723 841,540
Revolving Loans 1,450 0
Total 2,940,739 3,861,931
Gross charge-offs    
Gross charge-offs 2025 - 2024 0 0
Gross charge-offs 2024 - 2023 375 0
Gross charge-offs 2023 - 2022 86 0
Gross charge-offs 2022 - 2021 5 0
Gross charge-offs 2021 - 2020 0 640
Prior 8,099 0
Revolving Loans 0 0
Total 8,565 640
Multifamily and Commercial Mortgage | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 75,755 36,058
2024 - 2023 22,435 700,163
2023 - 2022 632,120 994,004
2022 - 2021 859,189 595,299
2021 - 2020 422,683 510,341
Prior 842,787 811,184
Revolving Loans 1,450 0
Total 2,856,419 3,647,049
Multifamily and Commercial Mortgage | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 29,325
2023 - 2022 3,400 46,194
2022 - 2021 0 17,478
2021 - 2020 7,255 9,011
Prior 18,272 10,277
Revolving Loans 0 0
Total 28,927 112,285
Multifamily and Commercial Mortgage | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 13,489
2023 - 2022 8,530 12,509
2022 - 2021 13,199 15,507
2021 - 2020 0 41,013
Prior 33,664 20,079
Revolving Loans 0 0
Total 55,393 102,597
Multifamily and Commercial Mortgage | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 0 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Commercial Real Estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 3,135,530 1,952,001
2024 - 2023 1,342,372 1,424,999
2023 - 2022 679,875 1,527,795
2022 - 2021 585,142 226,061
2021 - 2020 157,581 7,741
Prior 61,937 83,339
Revolving Loans 974,750 866,686
Total 6,937,187 6,088,622
Gross charge-offs    
Gross charge-offs 2025 - 2024 0 0
Gross charge-offs 2024 - 2023 0 0
Gross charge-offs 2023 - 2022 0 0
Gross charge-offs 2022 - 2021 165 0
Gross charge-offs 2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 165 0
Commercial Real Estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 3,135,530 1,952,001
2024 - 2023 1,342,372 1,419,399
2023 - 2022 679,875 1,456,643
2022 - 2021 575,642 221,061
2021 - 2020 152,581 7,741
Prior 47,214 53,000
Revolving Loans 960,145 866,686
Total 6,893,359 5,976,531
Commercial Real Estate | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 27,452
2022 - 2021 0 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0
Total 0 27,452
Commercial Real Estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 5,600
2023 - 2022 0 43,700
2022 - 2021 9,500 5,000
2021 - 2020 5,000 0
Prior 14,723 30,339
Revolving Loans 14,605 0
Total 43,828 84,639
Commercial Real Estate | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 0 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 0 0
Commercial & Industrial - Non-RE    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 1,234,865 991,497
2024 - 2023 865,186 494,500
2023 - 2022 319,287 361,857
2022 - 2021 266,163 47,772
2021 - 2020 40,976 10,422
Prior 31,300 15,855
Revolving Loans 4,037,720 3,319,863
Total 6,795,497 5,241,766
Gross charge-offs    
Gross charge-offs 2025 - 2024 0 0
Gross charge-offs 2024 - 2023 0 0
Gross charge-offs 2023 - 2022 883 0
Gross charge-offs 2022 - 2021 0 0
Gross charge-offs 2021 - 2020 5,942 0
Prior 0 84
Revolving Loans 2,000 0
Total 8,825 84
Commercial & Industrial - Non-RE | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 1,231,118 991,497
2024 - 2023 809,347 458,454
2023 - 2022 310,043 238,397
2022 - 2021 120,385 44,923
2021 - 2020 38,397 10,422
Prior 28,311 12,867
Revolving Loans 3,928,415 3,295,425
Total 6,466,016 5,051,985
Commercial & Industrial - Non-RE | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 45,120 1,613
2023 - 2022 0 731
2022 - 2021 0 1,818
2021 - 2020 93 0
Prior 0 0
Revolving Loans 10,023 5,349
Total 55,236 9,511
Commercial & Industrial - Non-RE | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 3,747 0
2024 - 2023 10,719 34,433
2023 - 2022 9,244 122,729
2022 - 2021 135,778 1,031
2021 - 2020 2,486 0
Prior 2,989 2,988
Revolving Loans 99,282 19,089
Total 264,245 180,270
Commercial & Industrial - Non-RE | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 10,000 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total 10,000 0
Auto & Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 213,767 65,941
2024 - 2023 47,687 115,375
2023 - 2022 75,671 178,729
2022 - 2021 110,305 43,873
2021 - 2020 23,693 13,516
Prior 11,873 14,226
Revolving Loans 0 0
Total 482,996 431,660
Gross charge-offs    
Gross charge-offs 2025 - 2024 589 202
Gross charge-offs 2024 - 2023 813 3,471
Gross charge-offs 2023 - 2022 2,363 5,212
Gross charge-offs 2022 - 2021 3,340 1,556
Gross charge-offs 2021 - 2020 797 303
Prior 1,813 269
Revolving Loans 0 0
Total 9,715 11,013
Auto & Consumer | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 213,318 65,766
2024 - 2023 47,587 114,615
2023 - 2022 75,120 177,043
2022 - 2021 109,228 43,287
2021 - 2020 23,084 13,402
Prior 11,448 14,056
Revolving Loans 0 0
Total 479,785 428,169
Auto & Consumer | Special Mention    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 295 33
2024 - 2023 52 213
2023 - 2022 186 422
2022 - 2021 270 176
2021 - 2020 60 0
Prior 10 61
Revolving Loans 0 0
Total 873 905
Auto & Consumer | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 154 142
2024 - 2023 48 547
2023 - 2022 365 1,264
2022 - 2021 807 410
2021 - 2020 549 114
Prior 415 109
Revolving Loans 0 0
Total 2,338 2,586
Auto & Consumer | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
2025 - 2024 0 0
2024 - 2023 0 0
2023 - 2022 0 0
2022 - 2021 0 0
2021 - 2020 0 0
Prior 0 0
Revolving Loans 0 0
Total $ 0 $ 0