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PARENT-ONLY CONDENSED FINANCIAL INFORMATION - STATEMENTS OF CASH FLOWS (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 432,908 $ 450,008 $ 307,165
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 29,019 27,086 23,387
Stock-based compensation expense 41,971 35,194 26,100
Decrease (increase) in other assets 18,506 (114,040) (11,984)
Net cash provided by (used in) operating activities 490,331 305,477 196,706
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of investments (1,001) (20,351) 0
Purchases of loans, net of discounts or premiums (55,664) 0 0
Purchases of furniture, equipment, software and intangibles (54,213) (35,961) (30,215)
Net cash provided by (used in) investing activities (1,841,067) (2,589,280) (2,399,098)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Payments related to settlement of restricted stock units (27,640) (16,192) (6,144)
Purchase of treasury stock (58,203) (96,286) (48,963)
Repurchase of subordinated notes (13,169) (8,938) 0
Net cash provided by (used in) financing activities 1,341,314 2,087,493 3,009,779
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH (9,422) (196,310) 807,387
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 2,185,776 2,382,086 1,574,699
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of year 2,176,354 2,185,776 2,382,086
Parent      
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income 432,908 450,008 307,165
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 24,499 9,532 12,383
Stock-based compensation expense 41,970 35,194 26,100
Equity in undistributed earnings of subsidiaries (288,273) (333,654) (267,086)
Decrease (increase) in other assets (4,235) 15,849 (3,448)
Increase (decrease) in other liabilities 111,982 (17,922) (1,069)
Net cash provided by (used in) operating activities 318,851 159,007 74,045
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from principal repayments on loans 5,051 5,000 25,000
Purchases of furniture, equipment, software and intangibles (18,650) (5,378) (805)
Investment in subsidiaries (73,320) (23,200) (25,825)
Net cash provided by (used in) investing activities (143,584) (43,929) (1,630)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Payments related to settlement of restricted stock units (27,640) (16,192) (6,144)
Purchase of treasury stock (58,203) (96,286) (48,963)
Repurchase of subordinated notes (13,169) (8,938) 0
Net cash provided by (used in) financing activities (99,012) (121,416) (55,107)
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH 76,255 (6,338) 17,308
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 109,610 115,948 98,640
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of year $ 185,865 $ 109,610 $ 115,948