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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 432,908 $ 450,008 $ 307,165
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation and amortization 29,019 27,086 23,387
Other accretion and amortization (108,076) (58,275) (1,616)
Stock-based compensation expense 41,971 35,194 26,100
Trading activity (296) 405 1,000
Provision for credit losses 55,745 32,500 24,250
Deferred income taxes (27,956) 33,134 (19,586)
Origination of loans held for sale (199,845) (197,305) (160,607)
Unrealized and realized gains on loans held for sale (9,596) (8,639) (7,999)
Proceeds from sale of loans held for sale 195,202 209,503 149,091
Change in the fair value of servicing rights 2,605 (2,326) 634
Gain on FDIC Loan Purchase 0 (92,397) 0
Gain on repurchase of subordinated notes (729) (973) 0
Net change in assets and liabilities which provide (use) cash:      
Securities borrowed (72,184) 67,127 204,641
Customer, broker-dealer and clearing receivables (12,692) 134,046 43,342
Other assets 18,506 (114,040) (11,984)
Securities loaned 65,249 (85,655) (314,568)
Customer, broker-dealer and clearing payables 49,479 (144,350) (66,177)
Accounts payable and other liabilities 31,021 20,434 (367)
Net cash provided by (used in) operating activities 490,331 305,477 196,706
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of available-for-sale securities (22,382) (9,612) (32,669)
Proceeds from sale and repayment of available-for-sale securities 100,316 106,249 57,989
Purchase of stock of regulatory agencies (12,449) 0 (108,724)
Proceeds from redemption of stock of regulatory agencies 0 0 108,724
Net change in loans held for investment (2,175,449) (2,683,460) (2,401,055)
Proceeds from sale of loans originally classified as held for investment 440,115 39,159 14,185
Proceeds from sale of other real estate owned and repossessed assets 2,210 4,757 4,167
Proceeds from BOLI claim settlement 0 0 2,778
Purchase of BOLI policies (100,000) 0 0
Acquisition of business activity, net of cash acquired 0 0 (5,531)
Purchases of furniture, equipment, software and intangibles (54,213) (35,961) (30,215)
Purchases of other investments (19,296) (12,401) (9,035)
Distributions received from other investments 81 1,989 288
Net cash provided by (used in) investing activities (1,841,067) (2,589,280) (2,399,098)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net increase in deposits 1,470,326 2,236,109 3,176,686
Repayments of the Federal Home Loan Bank term advances (30,000) 0 (27,500)
Net (repayment) proceeds of other borrowings 0 (27,200) (84,300)
Payments related to settlement of restricted stock units (27,640) (16,192) (6,144)
Purchase of treasury stock (58,203) (96,286) (48,963)
Repurchase of subordinated notes (13,169) (8,938) 0
Net cash provided by (used in) financing activities 1,341,314 2,087,493 3,009,779
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH (9,422) (196,310) 807,387
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 2,185,776 2,382,086 1,574,699
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of year 2,176,354 2,185,776 2,382,086
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:      
Interest paid on interest-bearing liabilities 687,244 698,956 368,311
Income taxes paid 153,689 200,809 131,365
Transfers to other real estate and repossessed vehicles from loans held for investment 8,778 4,472 12,664
Transfers from loans held for investment to loans held for sale 432,835 39,159 14,185
Transfers from loans held for sale to loans held for investment 12,530 2,783 690
Operating lease liabilities from obtaining right of use assets 4,491 6,330 3,400
Non-cash LIHTC investments $ 25,060 $ 37,495 $ 0