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SEGMENT REPORTING
 12 Months Ended
Jun. 30, 2025
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The operating segments reported below are the segments of the Company for which separate financial information is available and for which segment results are evaluated regularly by the Chief Executive Officer, who is the CODM, in deciding how to allocate resources and in assessing performance. The operating segments and segment results of the Company are determined based upon the management reporting system, which assigns balance sheet and income statement items to each of the business segments and by which segment results are evaluated by the CODM in deciding how to allocate resources and in assessing performance.
The Company evaluates performance and allocates resources based on pre-tax profit or loss from operations in conjunction with its corporate strategy. Salaries and related costs represent the significant segment expense that is regularly provided to the CODM.
The Company operates through two operating segments: Banking Business Segment and Securities Business Segment. Inter-segment transactions are eliminated in consolidation and primarily include non-interest income earned by the Securities Business Segment and non-interest expense incurred by the Banking Business Segment for cash sorting fees related to deposits sourced from Securities Business Segment customers, as well as interest expense paid by the Banking Business Segment to each of the wholly-owned subsidiaries of the Company and to the Company itself for their operating cash held on deposit with the Banking Business Segment.
Banking Business Segment. The Banking Business Segment includes a broad range of banking services including online banking, concierge banking, and mortgage, vehicle and unsecured lending through online, low-cost distribution channels to serve the needs of consumers and small businesses nationally, and includes both loans held for investment and held for sale as well as originated and purchased loans. In addition, the Banking Business Segment focuses on providing deposit products nationwide to industry verticals (e.g., Title and Escrow), treasury management products to a variety of businesses, and commercial & industrial and commercial real estate lending to clients. The Banking Business Segment includes a bankruptcy trustee and fiduciary service that provides specialized software and consulting services to Chapter 7 bankruptcy and non-
Chapter 7 trustees and fiduciaries. In addition, the assets and activities related to three lending-related entities and certain other lending activities are included in the Banking Business Segment.
Securities Business Segment. The Securities Business Segment includes the clearing broker-dealer, registered investment advisor custody business, and introducing broker-dealer lines of businesses. These lines of business offer products independently to their own customers as well as to Banking Business Segment clients.
In order to reconcile the two segments to the consolidated totals, the Company includes parent-only activities and intercompany eliminations. Certain revenues, expenses, assets, and liabilities are presented in “Corporate/Eliminations” in the tables below as they do not exceed the thresholds established for reportable segments under U.S. GAAP. The following tables present the operating results, goodwill, and assets of the segments:
For the Fiscal Year Ended June 30, 2025
(Dollars in thousands)Banking
Business Segment		Securities Business SegmentCorporate/EliminationsAxos Consolidated
Net interest income$1,114,173 $28,431 $(14,832)$1,127,772 
Provision for credit losses55,745 — — 55,745 
Non-interest income46,430 119,138 (34,502)131,066 
Salaries and related costs207,911 59,439 30,605 297,955 
Other segment items1
265,634 55,188 (29,079)291,743 
Total non-interest expense473,545 114,627 1,526 589,698 
Income before taxes$631,313 $32,942 $(50,860)$613,395 
For the Fiscal Year Ended June 30, 2024
(Dollars in thousands)Banking
Business Segment		Securities Business SegmentCorporate/EliminationsAxos Consolidated
Net interest income$950,832 $26,207 $(15,610)$961,429 
Provision for credit losses32,500 — — 32,500 
Non-interest income139,071 129,020 (45,431)222,660 
Salaries and related costs177,065 55,954 17,854 250,873 
Other segment items1
241,630 59,137 (35,532)265,235 
Total non-interest expense418,695 115,091 (17,678)516,108 
Income before taxes$638,708 $40,136 $(43,363)$635,481 
For the Fiscal Year Ended June 30, 2023
(Dollars in thousands)Banking
Business Segment		Securities Business SegmentCorporate/EliminationsAxos Consolidated
Net interest income$776,294 $21,042 $(14,215)$783,121 
Provision for credit losses24,250 — — 24,250 
Non-interest income42,260 141,107 (62,879)120,488 
Salaries and related costs144,864 47,566 11,841 204,271 
Other segment items1
246,547 55,006 (58,209)243,344 
Total non-interest expense391,411 102,572 (46,368)447,615 
Income before taxes$402,893 $59,577 $(30,726)$431,744 
1 Other segment items includes the non-interest expenses other than salaries and related costs as presented in the Consolidated Statements of Income.
As of June 30, 2025
(Dollars in thousands)Banking
Business Segment		Securities Business SegmentCorporate/EliminationsAxos Consolidated
Goodwill$35,721 $59,953 $1,999 $97,673 
Total Assets$23,988,748 $751,820 $42,510 $24,783,078 
As of June 30, 2024
(Dollars in thousands)Banking
Business Segment		Securities Business SegmentCorporate/EliminationsAxos Consolidated
Goodwill$35,721 $59,953 $1,999 $97,673 
Total Assets$22,165,627 $649,254 $40,453 $22,855,334