XML 67 R53.htm IDEA: XBRL DOCUMENT v3.25.2
REGULATORY CAPITAL REQUIREMENTS (Tables)
 12 Months Ended
Jun. 30, 2025
Banking Regulation, Minimum Regulatory Capital Requirements [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Company’s and Bank’s capital amounts, capital ratios and capital requirements under Basel III were as follows:
Axos Financial, Inc.Axos Bank“Well 
Capitalized”
Ratio		Minimum Capital
Ratio
(Dollars in thousands)
June 30,
2025
June 30,
2024
June 30,
2025
June 30,
2024
Regulatory Capital:
Tier 1 $2,554,071$2,167,781$2,360,284$2,181,426
Common equity tier 1 $2,554,071$2,167,781$2,360,284$2,181,426
Total capital$3,117,763$2,678,489$2,603,589$2,365,061
Assets:
Average adjusted$23,813,242$22,979,871$23,077,089$22,391,541
Total risk-weighted $20,404,204$18,049,571$19,003,094$17,128,880
Regulatory Capital Ratios:
Tier 1 leverage (to adjusted average assets)10.73 %9.43 %10.23 %9.74 %5.00%4.00%
Common equity tier 1 capital (to risk-weighted assets)12.52 %12.01 %12.42 %12.74 %6.50%4.50%
Tier 1 capital (to risk-weighted assets)12.52 %12.01 %12.42 %12.74 %8.00%6.00%
Total capital (to risk-weighted assets)15.28 %14.84 %13.70 %13.81 %10.00%8.00%
The net capital positions of Axos Clearing were as follows:
(Dollars in thousands)
June 30, 2025
June 30, 2024
Net capital$86,996 $101,462 
Excess Capital$81,834 $96,654 
Net capital as a percentage of aggregate debit items33.71 %42.21 %
Net capital in excess of 5% aggregate debit items$74,091 $89,442