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FAIR VALUE - SCHEDULE OF LEVEL 3 ASSETS MEASURED ON RECURRING BASIS (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Included in earnings—Mortgage banking income [Extensible Enumeration] Mortgage banking and servicing rights income Mortgage banking and servicing rights income Mortgage banking and servicing rights income Mortgage banking and servicing rights income
Included in other comprehensive income [Extensible Enumeration] Other comprehensive income (loss) Other comprehensive income (loss) Other comprehensive income (loss) Other comprehensive income (loss)
Recurring        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance       $ 230,448
Included in earnings—Mortgage banking and servicing rights income       365
Included in other comprehensive income       3,191
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions       2,235
Settlements       (488)
Closing balance   $ 235,751   235,751
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period       365
Recurring | Available-for-sale Securities: Non-Agency MBS        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance       205,005
Included in earnings—Mortgage banking and servicing rights income       0
Included in other comprehensive income       3,191
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions       0
Settlements       (488)
Closing balance   207,708   207,708
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period       0
Recurring | Servicing Rights        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance       25,443
Included in earnings—Mortgage banking and servicing rights income       365
Included in other comprehensive income       0
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions       2,235
Settlements       0
Closing balance   28,043   28,043
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period       365
Recurring | Level 3        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance $ 118,644 235,414 $ 139,852  
Included in earnings—Mortgage banking and servicing rights income 487 (1,494) (1,364)  
Included in other comprehensive income (394) 1,876 388  
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions 223 199 485  
Settlements (43,503) (244) (63,904)  
Closing balance 75,457 235,751 75,457 235,751
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period 487 (1,494) (1,364)  
Principal payments and loans that were paid down or paid off 700 300 900 500
Market-driven increase (decrease) in interest rates 1,100 (1,200) (500) 900
Recurring | Level 3 | Available-for-sale Securities: Non-Agency MBS        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance 91,309 206,076 110,928  
Included in earnings—Mortgage banking and servicing rights income 0 0 0  
Included in other comprehensive income (394) 1,876 388  
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions 0 0 0  
Settlements (43,503) (244) (63,904)  
Closing balance 47,412 207,708 47,412 207,708
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period 0 0 0  
Recurring | Level 3 | Servicing Rights        
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]        
Opening Balance 27,335 29,338 28,924  
Included in earnings—Mortgage banking and servicing rights income 487 (1,494) (1,364)  
Included in other comprehensive income 0 0 0  
Purchases, retentions, issues, sales and settlements:        
Purchases/Retentions 223 199 485  
Settlements 0 0 0  
Closing balance 28,045 28,043 28,045 $ 28,043
Change in unrealized gains or losses for the period included in earnings for assets held at the end of the reporting period $ 487 $ (1,494) $ (1,364)