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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF ALLOWANCE FOR LOAN LOSS BY PORTFOLIO CLASS (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 263,854 $ 170,870 $ 260,542 $ 166,680
Allowance for credit losses at acquisition of PCD loans   70,097   70,097
Provision (benefit) for credit losses - loans 12,248 13,500 26,248 20,500
Charge-offs (5,822) (2,407) (15,060) (4,768)
Recoveries 825 689 1,875 1,490
End balance 270,605 251,749 270,605 251,749
Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 11,748 12,500 23,248 18,250
Single Family - Mortgage & Warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 17,453 17,426 16,943 17,503
Allowance for credit losses at acquisition of PCD loans   0   0
Charge-offs 0 0 0 (80)
Recoveries 6 10 52 23
End balance 16,104 15,356 16,104 15,356
Single Family - Mortgage & Warehouse | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans (1,355) (2,080) (891) (2,090)
Multifamily and Commercial Mortgage        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 65,608 15,874 70,771 16,848
Allowance for credit losses at acquisition of PCD loans   58,972   58,972
Charge-offs (3,197) 0 (6,554) 0
Recoveries 0 0 0 0
End balance 56,077 78,353 56,077 78,353
Multifamily and Commercial Mortgage | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans (6,334) 3,507 (8,140) 2,533
Commercial Real Estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 95,032 71,355 87,780 72,755
Allowance for credit losses at acquisition of PCD loans   11,125   11,125
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
End balance 102,454 77,778 102,454 77,778
Commercial Real Estate | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 7,422 (4,702) 14,674 (6,102)
Commercial & Industrial - Non-RE        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 76,555 54,592 76,032 46,347
Allowance for credit losses at acquisition of PCD loans   0   0
Charge-offs (130) (86) (3,162) (86)
Recoveries 0 0 0 0
End balance 84,455 69,201 84,455 69,201
Commercial & Industrial - Non-RE | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 8,030 14,695 11,585 22,940
Auto & Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 9,206 11,623 9,016 13,227
Allowance for credit losses at acquisition of PCD loans   0   0
Charge-offs (2,495) (2,321) (5,344) (4,602)
Recoveries 819 679 1,823 1,467
End balance 11,515 11,061 11,515 11,061
Auto & Consumer | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans $ 3,985 $ 1,080 $ 6,020 $ 969