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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2024
Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 217,027 $ 234,416
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 14,481 12,365
Other accretion and amortization (58,723) (12,006)
Stock-based compensation expense 19,855 13,393
Trading activity 112 429
Provision for credit losses 26,248 20,500
Deferred income taxes (15,419) 21,032
Origination of loans held for sale (136,396) (96,910)
Unrealized and realized gains on loans held for sale (1,495) (3,854)
Proceeds from sale of loans held for sale 133,064 107,846
Change in the fair value of servicing rights 1,278 (1,955)
Gain on FDIC Loan Purchase 0 (92,397)
Gain on repurchase of subordinated notes (604) 0
Net change in assets and liabilities which provide (use) cash:    
Securities borrowed (47,460) (10,837)
Customer, broker-dealer and clearing receivables (58,859) 108,217
Other assets 96,702 (47,390)
Securities loaned 61,081 (4,340)
Customer, broker-dealer and clearing payables 8,466 (76,592)
Accounts payable and other liabilities (26,060) (19,183)
Net cash provided by operating activities 233,298 152,734
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of available-for-sale securities (22,382) (9,612)
Proceeds from sale and repayment of available-for-sale securities 67,004 5,952
Purchase of stock of regulatory agencies (12,446) 0
Net change in loans held for investment (438,254) (877,550)
Proceeds from sale of loans originally classified as held for investment 223,011 0
Proceeds from sale of other real estate owned and repossessed assets 999 3,420
Purchase of BOLI policies (100,000) 0
Purchase of loans and leases, net of discounts and premiums (1,100) (841,408)
Purchases of furniture, equipment, software and intangibles (23,870) (17,031)
Purchases of other investments (7,801) (7,148)
Distributions received from other investments 81 1,508
Net cash used in investing activities (314,758) (1,741,869)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 575,687 1,080,804
Repayments of the Federal Home Loan Bank term advances (30,000) 0
Net (repayment) proceeds of other borrowings 45,000 (21,200)
Payments related to settlement of restricted stock units (9,769) (6,249)
Purchase of treasury stock 0 (82,583)
Repurchase of subordinated notes (11,803) 0
Net cash provided by financing activities 569,115 970,772
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH 487,655 (618,363)
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 2,185,776 2,382,086
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of period 2,673,431 1,763,723
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Interest paid on interest-bearing liabilities 367,008 323,042
Income taxes paid 89,508 84,436
Transfers to other real estate and repossessed vehicles from loans held for investment 1,142 3,301
Transfers from loans held for investment to loans held for sale 227,539 2,783
Operating lease liabilities from obtaining right of use assets 2,111 5,767
Non-cash LIHTC investments $ 0 $ 25,000