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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF LOAN PORTFOLIO COMPOSITION (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024 | Jun. 30, 2024 | Mar. 31, 2024 | Dec. 31, 2023 | Dec. 07, 2023 | Jun. 30, 2023
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Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | $ 20,729,256 |  | $ 19,802,811 |  |  |  |
Allowance for credit losses - loans | (279,950) | $ (270,605) | (260,542) | $ (257,522) | $ (251,749) |  | $ (166,680)
Unaccreted premiums (discounts) and loan fees | (255,676) |  | (310,884) |  |  |  |
Total net loans | 20,193,630 |  | 19,231,385 |  |  |  |
Single Family - Mortgage & Warehouse |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 4,194,821 |  | 4,178,832 |  |  |  |
Allowance for credit losses - loans | (15,404) | (16,104) | (16,943) | (16,965) | (15,356) |  | (17,503)
Multifamily and Commercial Mortgage |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 3,340,618 |  | 3,861,931 |  |  |  |
Allowance for credit losses - loans | (47,659) | (56,077) | (70,771) | (76,358) | (78,353) |  | (16,848)
Multifamily and Commercial Mortgage | Real Estate Loan Portfolios |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 280,000 |  | 284,000 |  |  |  |
Commercial Real Estate |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 6,356,559 |  | 6,088,622 |  |  |  |
Allowance for credit losses - loans | (89,839) | (102,454) | (87,780) | (82,842) | (77,778) |  | (72,755)
Commercial Real Estate | Real Estate Loan Portfolios |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 44,500 |  | 44,500 |  |  |  |
Total net loans |  |  |  |  |  | $ 1,300,000 |
Commercial & Industrial - Non-RE |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 6,389,964 |  | 5,241,766 |  |  |  |
Allowance for credit losses - loans | (113,623) | (84,455) | (76,032) | (72,010) | (69,201) |  | (46,347)
Auto & Consumer |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Total gross loans | 447,294 |  | 431,660 |  |  |  |
Allowance for credit losses - loans | $ (13,425) | $ (11,515) | $ (9,016) | $ (9,347) | $ (11,061) |  | $ (13,227)

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