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SEGMENT REPORTING AND REVENUE INFORMATION (Tables)

9 Months Ended

Mar. 31, 2025

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

The following tables present the operating results, goodwill, and assets of the segments:

			For the Three Months Ended March 31, 2025
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Net interest income			$	272,260					$	6,942					$	(3,738)					$	275,464
Provision for credit losses			14,500						—						—						14,500
Non-interest income			12,666						30,611						(9,904)						33,373
Non-interest expense			118,325						28,416						(480)						146,261
Income before taxes			$	152,101					$	9,137					$	(13,162)					$	148,076
			For the Three Months Ended March 31, 2024
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Net interest income			$	258,435					$	7,133					$	(3,962)					$	261,606
Provision for credit losses			6,000						—						—						6,000
Non-interest income			11,908						32,746						(11,491)						33,163
Non-interest expense			104,959						32,488						(4,219)						133,228
Income before taxes			$	159,384					$	7,391					$	(11,234)					$	155,541
			For the Nine Months Ended March 31, 2025
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Net interest income			$	837,472					$	21,216					$	(11,077)					$	847,611
Provision for credit losses			40,748						—						—						40,748
Non-interest income			24,204						89,517						(23,940)						89,781
Non-interest expense			351,176						84,685						3,185						439,046
Income before taxes			$	469,752					$	26,048					$	(38,202)					$	457,598
			For the Nine Months Ended March 31, 2024
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Net interest income			$	694,289					$	18,755					$	(11,677)					$	701,367
Provision for credit losses			26,500						—						—						26,500
Non-interest income			128,244						99,942						(36,387)						191,799
Non-interest expense			308,027						87,979						(20,433)						375,573
Income before taxes			$	488,006					$	30,718					$	(27,631)					$	491,093
			As of March 31, 2025
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Goodwill			$	35,721					$	59,953					$	1,999					$	97,673
Total Assets			$	23,206,934					$	767,441					$	6,779					$	23,981,154
			As of June 30, 2024
(Dollars in thousands)			Banking Business Segment						Securities Business Segment						Corporate/Eliminations						Axos Consolidated
Goodwill			$	35,721					$	59,953					$	1,999					$	97,673
Total Assets			$	22,165,627					$	649,254					$	40,453					$	22,855,334

Schedule of Other Nonoperating Income (Expense)

The following presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Accounting Standards Codification (“ASC”) 606 for the periods indicated. For additional information on the Company’s recognition of revenue and ASC 606, see Note 1—“Organizations and Summary of Significant Accounting Policies” in the 2024 Form 10-K.

			For the Three Months Ended												For the Nine Months Ended
			March 31,												March 31,
(Dollars in thousands)			2025						2024						2025						2024
Advisory fee income			$	8,120					$	8,105					$	24,047					$	23,686
Broker-dealer clearing fees			6,002						4,885						16,780						16,488
Deposit service fees			924						525						4,234						3,619
Card fees			589						495						2,195						1,909
Bankruptcy trustee and fiduciary service fees			351						1,418						2,746						4,209
Non-interest income (in-scope of ASC 606)			15,986						15,428						50,002						49,911
Non-interest income (out-of-scope of ASC 606)			17,387						17,735						39,779						141,888
Total non-interest income			$	33,373					$	33,163					$	89,781					$	191,799

X

- Definition

Tabular disclosure of the components of non-operating income or non-operating expense that may include amounts earned from dividends, interest on securities, gains (losses) on securities sold, equity earnings of unconsolidated affiliates, net gain (loss) on sales of business, interest expense and other miscellaneous income or expense items.

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Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

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-Name Accounting Standards Codification
-Topic 280
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-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

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-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

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