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LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF ALLOWANCE FOR LOAN LOSS BY PORTFOLIO CLASS (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 270,605 $ 251,749 $ 260,542 $ 166,680
Allowance for credit losses at acquisition of PCD loans       70,097
Provision (benefit) for credit losses - loans 14,500 6,000 40,748 26,500
Charge-offs (6,207) (4,005) (21,267) (8,773)
Recoveries 1,802 778 3,677 2,268
End balance 279,950 257,522 279,950 257,522
Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 13,750 9,000 36,998 27,250
Single Family - Mortgage & Warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 16,104 15,356 16,943 17,503
Allowance for credit losses at acquisition of PCD loans       0
Charge-offs (2,297) (90) (2,297) (170)
Recoveries 4 70 56 93
End balance 15,404 16,965 15,404 16,965
Single Family - Mortgage & Warehouse | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 1,593 1,629 702 (461)
Multifamily and Commercial Mortgage        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 56,077 78,353 70,771 16,848
Allowance for credit losses at acquisition of PCD loans       58,972
Charge-offs (1,131) (139) (7,685) (139)
Recoveries 689 0 689 0
End balance 47,659 76,358 47,659 76,358
Multifamily and Commercial Mortgage | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans (7,976) (1,856) (16,116) 677
Commercial Real Estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 102,454 77,778 87,780 72,755
Allowance for credit losses at acquisition of PCD loans       11,125
Charge-offs 0 0 0 0
Recoveries 255 0 255 0
End balance 89,839 82,842 89,839 82,842
Commercial Real Estate | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans (12,870) 5,064 1,804 (1,038)
Commercial & Industrial - Non-RE        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 84,455 69,201 76,032 46,347
Allowance for credit losses at acquisition of PCD loans       0
Charge-offs (753) 0 (3,915) (86)
Recoveries 0 0 0 0
End balance 113,623 72,010 113,623 72,010
Commercial & Industrial - Non-RE | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans 29,921 2,809 41,506 25,749
Auto & Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 11,515 11,061 9,016 13,227
Allowance for credit losses at acquisition of PCD loans       0
Charge-offs (2,026) (3,776) (7,370) (8,378)
Recoveries 854 708 2,677 2,175
End balance 13,425 9,347 13,425 9,347
Auto & Consumer | Provision for credit losses - loans        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Provision (benefit) for credit losses - loans $ 3,082 $ 1,354 $ 9,102 $ 2,323