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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2025
Mar. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 322,233 $ 345,136
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 21,328 19,587
Other accretion and amortization (83,131) (37,917)
Stock-based compensation expense 30,772 22,616
Trading activity 7 166
Provision for credit losses 40,748 26,500
Deferred income taxes (14,819) (15,005)
Origination of loans held for sale (157,358) (144,731)
Unrealized and realized gains on loans held for sale (2,194) (6,089)
Proceeds from sale of loans held for sale 151,834 154,892
Change in the fair value of servicing rights 1,894 (1,803)
Gain on FDIC Loan Purchase 0 (92,397)
Gain on repurchase of subordinated notes (604) (742)
Net change in assets and liabilities which provide (use) cash:    
Securities borrowed (24,703) 28,486
Customer, broker-dealer and clearing receivables (60,879) 81,444
Other assets 66,565 (26,623)
Securities loaned 36,917 (40,032)
Customer, broker-dealer and clearing payables 13,272 (58,301)
Accounts payable and other liabilities (34,903) 13,319
Net cash provided by operating activities 306,979 268,506
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of available-for-sale securities (22,382) (9,612)
Proceeds from sale and repayment of available-for-sale securities 85,771 39,391
Purchase of stock of regulatory agencies (12,446) 0
Net change in loans held for investment (1,129,182) (1,322,634)
Proceeds from sale of loans originally classified as held for investment 230,606 0
Proceeds from sale of other real estate owned and repossessed assets 1,419 4,401
Purchase of BOLI policies (100,000) 0
Purchase of loans and leases, net of discounts and premiums (1,100) (841,408)
Purchases of furniture, equipment, software and intangibles (32,421) (25,473)
Purchases of other investments (12,638) (8,304)
Distributions received from other investments 81 1,508
Net cash used in investing activities (992,292) (2,162,131)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in deposits 777,497 1,980,424
Repayments of the Federal Home Loan Bank term advances (30,000) 0
Net (repayment) proceeds of other borrowings 63,500 (27,200)
Payments related to settlement of restricted stock units (16,094) (8,383)
Purchase of treasury stock (25,869) (83,178)
Repurchase of subordinated notes (11,803) (4,213)
Net cash provided by financing activities 757,231 1,857,450
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH 71,918 (36,175)
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 2,185,776 2,382,086
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of period 2,257,694 2,345,911
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Interest paid on interest-bearing liabilities 524,064 502,364
Income taxes paid 141,817 144,086
Transfers to other real estate and repossessed vehicles from loans held for investment 4,752 4,118
Transfers from loans held for investment to loans held for sale 235,134 0
Transfers from loans held for sale to loans held for investment 12,530 2,783
Operating lease liabilities from obtaining right of use assets 3,010 5,767
Non-cash LIHTC investments $ 0 $ 24,888