<SEC-DOCUMENT>0001299709-25-000080.txt : 20250425
<SEC-HEADER>0001299709-25-000080.hdr.sgml : 20250425
<ACCEPTANCE-DATETIME>20250425164649
ACCESSION NUMBER:		0001299709-25-000080
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250418
FILED AS OF DATE:		20250425
DATE AS OF CHANGE:		20250425

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Watson Michael James
		CENTRAL INDEX KEY:			0002065757
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-37709
		FILM NUMBER:		25874898

	MAIL ADDRESS:	
		STREET 1:		9205 WEST RUSSELL ROAD
		STREET 2:		SUITE 400
		CITY:			LAS VEGAS
		STATE:			NV
		ZIP:			89148

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Axos Financial, Inc.
		CENTRAL INDEX KEY:			0001299709
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				330867444
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	BUSINESS ADDRESS:	
		STREET 1:		9205 WEST RUSSELL ROAD
		STREET 2:		SUITE #400
		CITY:			LAS VEGAS
		STATE:			NV
		ZIP:			89148
		BUSINESS PHONE:		(858) 649-2218

	MAIL ADDRESS:	
		STREET 1:		9205 WEST RUSSELL ROAD
		STREET 2:		SUITE #400
		CITY:			LAS VEGAS
		STATE:			NV
		ZIP:			89148

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BofI Holding, Inc.
		DATE OF NAME CHANGE:	20040805
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>edgardoc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0206</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2025-04-18</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001299709</issuerCik>
        <issuerName>Axos Financial, Inc.</issuerName>
        <issuerTradingSymbol>AX</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0002065757</rptOwnerCik>
            <rptOwnerName>Watson Michael James</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>9205 WEST RUSSELL ROAD</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 400</rptOwnerStreet2>
            <rptOwnerCity>LAS VEGAS</rptOwnerCity>
            <rptOwnerState>NV</rptOwnerState>
            <rptOwnerZipCode>89148</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>SVP, Head of RIA Custody</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2941</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>487</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>401(k) Plan</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Restricted Stock Units</value>
                <footnoteId id="F1"/>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>0.0</value>
            </conversionOrExercisePrice>
            <exerciseDate>
                <footnoteId id="F2"/>
            </exerciseDate>
            <expirationDate>
                <footnoteId id="F2"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>14015</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.</footnote>
        <footnote id="F2">The RSUs vest as to one-third of the shares on each anniversary date of grant.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>By: Derrick Walsh For: Michael Watson</signatureName>
        <signatureDate>2025-04-25</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
