Restructuring Charges	9 Months Ended
Sep. 30, 2020
Restructuring Charges [Abstract]
Restructuring Charges	Note 8. Restructuring Charges We incurred restructuring charges of less than $1 million (less than $1 million, net of tax) for each of the three months ended September 30, 2020 and 2019, and $4 million ($3 million, net of tax) and less than $1 million (less than $1 million, net of tax) for the nine months ended September 30, 2020 and 2019, respectively. For the three months ended September 30, 2020, restructuring charges primarily comprised accelerated depreciation of certain technology systems driven by efforts to enhance our technological capabilities. For the nine months ended September 30, 2020, restructuring charges comprised lease termination costs and severance and other costs related to the decision to consolidate certain operations of Landmark with those of OneGuard, which was completed during the first quarter of 2020, as well as accelerated depreciation of certain technology systems. For the three and nine months ended September 30, 2019, restructuring charges comprised severance costs. The pre-tax charges discussed above are reported in “Restructuring charges” in the accompanying condensed consolidated statements of operations and comprehensive income. As of December 31, 2019, there was less than $1 million of restructuring charges accrued, which were paid or otherwise settled during the nine months ended September 30, 2020. As of September 30, 2020, there was less than $1 million in accrued restructuring charges in the accompanying condensed consolidated statements of financial position.

Restructuring Charges

9 Months Ended

Sep. 30, 2020

Note 8. Restructuring Charges

We incurred restructuring charges of less than $1 million (less than $1 million, net of tax) for each of the three months ended September 30, 2020 and 2019, and $4 million ($3 million, net of tax) and less than $1 million (less than $1 million, net of tax) for the nine months ended September 30, 2020 and 2019, respectively.

For the three months ended September 30, 2020, restructuring charges primarily comprised accelerated depreciation of certain technology systems driven by efforts to enhance our technological capabilities. For the nine months ended September 30, 2020, restructuring charges comprised lease termination costs and severance and other costs related to the decision to consolidate certain operations of Landmark with those of OneGuard, which was completed during the first quarter of 2020, as well as accelerated depreciation of certain technology systems.

For the three and nine months ended September 30, 2019, restructuring charges comprised severance costs.

The pre-tax charges discussed above are reported in “Restructuring charges” in the accompanying condensed consolidated statements of operations and comprehensive income.

As of December 31, 2019, there was less than $1 million of restructuring charges accrued, which were paid or otherwise settled during the nine months ended September 30, 2020. As of September 30, 2020, there was less than $1 million in accrued restructuring charges in the accompanying condensed consolidated statements of financial position.