<SEC-DOCUMENT>0001140361-21-036407.txt : 20211103
<SEC-HEADER>0001140361-21-036407.hdr.sgml : 20211103
<ACCEPTANCE-DATETIME>20211103160607
ACCESSION NUMBER:		0001140361-21-036407
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		20
CONFORMED PERIOD OF REPORT:	20211028
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20211103
DATE AS OF CHANGE:		20211103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NEW JERSEY RESOURCES CORP
		CENTRAL INDEX KEY:			0000356309
		STANDARD INDUSTRIAL CLASSIFICATION:	NATURAL GAS DISTRIBUTION [4924]
		IRS NUMBER:				222376465
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-08359
		FILM NUMBER:		211375341

	BUSINESS ADDRESS:	
		STREET 1:		1415 WYCKOFF RD
		STREET 2:		PO BOX 1468
		CITY:			WALL
		STATE:			NJ
		ZIP:			07719
		BUSINESS PHONE:		7329381000

	MAIL ADDRESS:	
		STREET 1:		1415 WYCKOFF ROAD
		STREET 2:		P O BOX 1468
		CITY:			WALL
		STATE:			NJ
		ZIP:			07719
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>brhc10030105_8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<html xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:dei="http://xbrl.sec.gov/dei/2021" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:currency="http://xbrl.sec.gov/currency/2021" xmlns:naics="http://xbrl.sec.gov/naics/2021" xmlns:sic="http://xbrl.sec.gov/sic/2021" xmlns:stpr="http://xbrl.sec.gov/stpr/2021" xmlns:exch="http://xbrl.sec.gov/exch/2021" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:njr="http://njresources.com/20211028" xmlns="http://www.w3.org/1999/xhtml">
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
    <meta http-equiv="Content-Type" content="text/html" />
</head>

<body style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; background-color: #ffffff;">
<div id="DSPFiXBRLHidden" style="display: none;"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" id="Fact_a2d823994d0e45bf81dd368b66b15659" contextRef="c20211028to20211028" format="ixt:booleanfalse">false</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" id="Fact_23b3e7cbcab64f07af98e4277185e695" contextRef="c20211028to20211028">0000356309</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:href="njr-20211028.xsd" xlink:type="simple"></link:schemaRef></ix:references><ix:resources><xbrli:context id="c20211028to20211028"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000356309</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-10-28</xbrli:startDate><xbrli:endDate>2021-10-28</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div>

  <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

  <div>
    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">
      <hr style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" />
<div><span style="font-family: 'Times New Roman'; font-size: 14pt;">UNITED STATES</span></div>
</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt; font-weight: bold;">Washington, DC 20549</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 18pt; font-weight: bold;">FORM <ix:nonNumeric name="dei:DocumentType" id="Fact_0a39b1d23c4648b0857ce47f19b65d2d" contextRef="c20211028to20211028">8-K</ix:nonNumeric></div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">PURSUANT TO SECTION 13 OR 15(d) OF THE</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">SECURITIES EXCHANGE ACT OF 1934</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_2ca878c5224140fa819ed228e9f34632" contextRef="c20211028to20211028" format="ixt:datemonthdayyearen">October 28, 2021</ix:nonNumeric></div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 24pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityRegistrantName" id="Fact_f1dd46b0d324429fbbf3b53dece9623e" contextRef="c20211028to20211028">NEW JERSEY RESOURCES CORPORATION</ix:nonNumeric><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Exact Name of registrant as specified in its charter)</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br />
    </div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="Fact_90ed15ccd5fb475fa833b693f03b708d" contextRef="c20211028to20211028" format="ixt-sec:stateprovnameen">New Jersey</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 34%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityFileNumber" id="Fact_e11e1096eff74e4a80a53fc32a1c98e1" contextRef="c20211028to20211028">001-08359</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" id="Fact_91e3964ac6fb4a7eba9de2e197e91d76" contextRef="c20211028to20211028">22-2376465</ix:nonNumeric><br />
            </div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(State or Other Jurisdiction of Incorporation)</div>
          </td>

    <td rowspan="1" style="width: 34%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Commission File Number)</div>
          </td>

    <td rowspan="1" style="width: 33%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(IRS Employer Identification No.)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_1109c02951904ed296c0216a8e6250cb" contextRef="c20211028to20211028">1415 Wyckoff Road</ix:nonNumeric><br />
            </div>
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_61f0e75480f5415fa1754c15c7e736b2" contextRef="c20211028to20211028">Wall</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_28b7648b9e5942ee9b337e05c0fc99e2" contextRef="c20211028to20211028" format="ixt-sec:stateprovnameen">New Jersey</ix:nonNumeric></div>
          </td>

    <td style="width: 2%; vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 49%; vertical-align: top;">
            <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_d8239e96eaf54b46bfab31f00149d4a5" contextRef="c20211028to20211028">07719</ix:nonNumeric><br />
            </div>
          </td>

  </tr>

  <tr>

    <td style="width: 49%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center;">(Address of Principal Executive Offices)</div>
          </td>

    <td style="width: 2%; vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 49%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center;">(Zip Code)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_e2a0564247aa45399b4d1001425792a8" contextRef="c20211028to20211028">732</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_e10f1911376644ca9074acdf039a3275" contextRef="c20211028to20211028">938-1480</ix:nonNumeric></div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Registrant&#8217;s telephone number, including area code)</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
      provisions:</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="dei:WrittenCommunications" id="Fact_ac9693eaec7340dcbaae85c700987532" contextRef="c20211028to20211028" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_ba1c43edd8894d9a859c972432a4b540" contextRef="c20211028to20211028" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_945d278d88e14d388c7972cfccff7865" contextRef="c20211028to20211028" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_cee798891dee4de8b1b0f49ecb9e9142" contextRef="c20211028to20211028" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
          </td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
            <div>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
            <div style="text-align: center; font-weight: bold;">Securities registered pursuant to Section 12(b) of the Act:</div>
          </td>

  </tr>

  <tr>

    <td style="width: 33%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center; font-weight: bold;">Title of each class</div>
          </td>

    <td style="width: 34%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center; font-weight: bold;">Trading Symbol(s)</div>
          </td>

    <td style="width: 33.34%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center; font-weight: bold;">Name of each exchange on which registered</div>
          </td>

  </tr>

  <tr>

    <td style="width: 33%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_89a121a04aae4921b78378308a235e31" contextRef="c20211028to20211028">Common Stock - $2.50 par value</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 34%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_9b57ba463c5f4842885fd212a8970bd8" contextRef="c20211028to20211028">NJR</ix:nonNumeric><br />
            </div>
          </td>

    <td style="width: 33.34%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: center;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_b246bd009ab442758b27f3e922110b6e" contextRef="c20211028to20211028" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric><br />
            </div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="text-align: left; margin-right: 16.75pt; color: rgb(33, 29, 30); font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of
      1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>

    <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(33, 29, 30);">Emerging growth company</span><span style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_9f08678e2a1f48249ca35688fc496457" contextRef="c20211028to20211028" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></span></div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-family: 'Times New Roman'; color: rgb(33, 29, 30);">If an emerging growth company, indicate by check mark if the registrant has elected
        not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="font-family: 'Times New Roman'; font-size: 10pt;">&#9744;</span></div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-family: 'Times New Roman'; font-size: 10pt;"> <br />
      </span></div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
      <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" />
<div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>
</div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="DSPFPageBreakArea">
      <div style="page-break-after:always;" class="DSPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" /></div>

    </div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 72pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item 1.01</td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="font-weight: bold;">Entry into a Material Definitive Agreement.</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">On November 3, 2021, New Jersey Resources Corporation (the &#8220;Company&#8221; or &#8220;NJR&#8221;) entered into amendments (the &#8220;Amendments&#8221;) to each of its existing senior note purchase
        agreements.&#160; Through the Amendments, the Company's maximum ratio of consolidated indebtedness to consolidated capitalization (the &#8220;Leverage Ratio&#8221;) was increased from 65% to 70% (subject to returning to 65% in certain circumstances).&#160; In addition,
        the impacts of the new lease accounting standard adopted in fiscal 2020, Accounting Standard Codification (ASC) 842, and the change in accounting policy for investment tax credits applied by the Company in fiscal 2021 are excluded from the
        calculation of the Leverage Ratio.&#160; Pursuant to the Amendments, the Company was required to pay a fee of 0.05% of the outstanding principal amount of the senior notes to the noteholders.</div>

      <div><br />
      </div>
<div>
      The foregoing summary of the Amendments is qualified in its entirety by the full text of the Amendments, copies of which are attached hereto as Exhibits 4.3 through 4.8 and incorporated herein by reference. </div>
</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"> <br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The information included in Item 2.03 of this Current Report on Form 8-K is incorporated by reference into this Item 1.01.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 72pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item 2.03</td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="font-weight: bold;">Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">On October 28, 2021, New Jersey Natural Gas Company (&#8220;NJNG&#8221;), a wholly-owned subsidiary of&#160; &#8220;NJR&#8221;, and certain institutional investors in the private placement market (the
      &#8220;Purchasers&#8221;) entered into a Note Purchase Agreement (the &#8220;Note Purchase Agreement&#8221;), under which NJNG sold to the Purchasers $100,000,000 in aggregate principal amount of NJNG&#8217;s senior notes consisting of $50,000,000 in aggregate principal amount of
      its 2.97% Senior Notes, Series 2021A, due October 30, 2051 (the &#8220;Series A Notes&#8221;) and $50,000,000 in aggregate principal amount of its 3.07% Senior Notes, Series 2021B, due October 28, 2061(the &#8220;Series B Notes&#8221; and together with the Series A Notes,
      the &#8220;Notes&#8221;).</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">The Notes will be secured by an equal principal amount of NJNG&#8217;s First Mortgage Bonds issued under the Amended and Restated Indenture of Mortgage, Deed of Trust and
      Security dated September 1, 2014 between NJNG and U.S. Bank National Association, in its capacity as Trustee, as amended and supplemented by the First Supplemental Indenture, dated as of April 1, 2015, the Second Supplemental Indenture dated as of
      June 1, 2016, the Third Supplemental Indenture dated as of May 1, 2018, the Fourth Supplemental Indenture dated as of April 1, 2019, the Fifth Supplemental Indenture dated as of July 1, 2019, the Sixth Supplemental Indenture dated as of August 1,
      2019, the Seventh Supplemental Indenture dated as of June 1, 2020, the Eighth Supplemental Indenture dated as of July 1, 2020, the Ninth Supplemental Indenture dated as of August 1, 2020, and further amended and supplemented by the Tenth Supplemental
      Indenture dated as of October 1, 2021. Accordingly, the Notes are secured ratably with NJNG&#8217;s First Mortgage Bonds in the collateral pledged to secure such bonds. The proceeds of the Notes will be used for general corporate purposes, including, but
      not limited to, refinancing or retiring short-term debt and funding capital expenditures.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Interest will accrue on the Series A Notes at 2.97% per annum and will be payable on April 28 and October 28 of each year, beginning on April 28, 2022, and on the maturity
      date of October 30, 2051. Interest will accrue on the Series B Notes at 3.07% per annum and will be payable on April 28 and October 28 of each year, beginning on April 28, 2022, and on the maturity date of October 28, 2061. NJNG may prepay at any
      time all, or from time to time any part of, the Notes, in an amount not less than $1,000,000 in aggregate principal amount of the Notes then outstanding in the case of a partial prepayment, at 100% of the aggregate principal amount so prepaid
      together with interest accrued thereon to the date of such prepayment and the make-whole amount (as such term is defined in the Note Purchase Agreement) determined for the prepayment date with respect to such principal amount. The Notes will also be
      subject to required prepayments upon the occurrence of certain events. The Notes will not be registered under the Securities Act of 1933, as amended (&#8220;Securities Act&#8221;), or under the securities laws of any jurisdiction. The Notes will be subject to
      certain restrictions on transfer and may only be sold in transactions exempt from, or not subject to, the registration requirements of the Securities Act.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">The Note Purchase Agreement contains customary representations and warranties of NJNG and the Purchasers and also contains customary events of default and certain covenants
      which will limit NJNG&#8217;s ability beyond agreed upon thresholds, to, among other things: (i) incur liens; (ii) make dispositions of assets; (iii) enter into transactions with affiliates; and (iv) merge, consolidate, transfer, sell or lease all or
      substantially all of NJNG&#8217;s assets. These covenants are subject to a number of important exceptions and qualifications set forth in the Note Purchase Agreement.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">NJR will not be obligated directly or contingently with respect to the Notes or the First Mortgage Bonds.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">The foregoing description of the Note Purchase Agreement is qualified in its entirety by reference to the entire Note Purchase Agreement attached hereto as Exhibit 4.1 and
      incorporated herein by reference. The foregoing description of the Tenth Supplemental Indenture is qualified in its entirety by reference to the entire Tenth Supplemental Indenture attached hereto as Exhibit 4.2 and incorporated herein by reference.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="DSPFPageBreakArea">
      <div style="page-break-after:always;" class="DSPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" /></div>

    </div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Cautionary Statements Regarding Forward-Looking Statements</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">This filing contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. NJR cautions readers that the assumptions
      forming the basis for forward-looking statements include many factors that are beyond NJR&#8217;s ability to control or estimate precisely, such as estimates of future market conditions and the behavior of other market participants. Words such as
      &#8220;anticipates,&#8221; &#8220;estimates,&#8221; &#8220;expects,&#8221; &#8220;projects,&#8221; &#8220;intends,&#8221; &#8220;plans,&#8221; &#8220;believes,&#8221; &#8220;may,&#8221; &#8220;should&#8221; and similar expressions may identify forward-looking information and such forward-looking statements are made based upon management&#8217;s current
      expectations and beliefs as of this date concerning future developments and their potential effect upon NJR. There can be no assurance that future developments will be in accordance with management&#8217;s expectations or that the effect of future
      developments on NJR will be those anticipated by management. Forward-looking information in this filing includes, but is not limited to, certain statements regarding the use of proceeds.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Additional information and factors that could cause actual results to differ materially from NJR&#8217;s expectations are contained in NJR&#8217;s filings with the U.S. Securities and
      Exchange Commission (&#8220;SEC&#8221;), including NJR&#8217;s Annual Reports on Form 10-K and subsequent Quarterly Reports on Form 10-Q, recent Current Reports on Form 8-K, and other SEC filings, which are available at the SEC&#8217;s web site, http:.//www.sec.gov.
      Information included in this filing is representative as of today only and while NJR periodically reassesses material trends and uncertainties affecting NJR&#8217;s results of operations and financial condition in connection with its preparation of
      management&#8217;s discussion and analysis of results of operations and financial condition contained in its Quarterly and Annual Reports filed with the SEC, NJR does not, by including this statement, assume any obligation to review or revise any
      particular forward-looking statement referenced herein in light of future events.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">


  <tr>

    <td style="width: 72pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item 9.01</td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="font-weight: bold;">Financial Statements and Exhibits.</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 6%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; color: rgb(0, 0, 0);">(d)</div>
          </td>

    <td style="width: 89%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; color: rgb(0, 0, 0);">Exhibits.</div>
          </td>

  </tr>


</table>
    <div style="text-align: left; text-indent: -72pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><br />
    </div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; color: rgb(0, 0, 0); font-weight: bold;">Exhibit</div>
            <div style="text-align: left; color: rgb(0, 0, 0); font-weight: bold;"><span style="text-decoration: underline;">Number</span></div>
          </td>

    <td style="width: 89.95%; vertical-align: bottom; font-family: 'Times New Roman'; font-size: 10pt; text-align: left;" rowspan="1">
            <div style="color: rgb(0, 0, 0); font-weight: bold;"><span style="text-decoration: underline;">Description</span></div>
          </td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1"><a href="brhc10030105_ex4-1.htm">4.1</a></td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
            <div style="text-align: left;">$100,000,000 Note Purchase Agreement, dated as of October 28, 2021, by and among New Jersey Natural Gas Company and the Purchasers party thereto.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1"><a href="brhc10030105_ex4-2.htm">4.2</a><br />
          </td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
            <div style="text-align: left;">Tenth Supplemental Indenture, dated as of October 1, 2021, by and between New Jersey Natural Gas Company and U.S. Bank National Association, as Trustee.</div>
          </td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-3.htm">4.3</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Third Amendment to the Shelf Note Purchase Agreement dated as of June 30, 2011, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-4.htm">4.4</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">First Amendment to the Note Purchase Agreement dated as of March 22, 2016, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-5.htm">4.5</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">First Amendment to the Note Purchase Agreement dated as of June 8, 2018, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-6.htm">4.6</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">First Amendment to the Note Purchase Agreement dated as of July 17, 2019, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-7.htm">4.7</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">First Amendment to the Note Purchase Agreement dated as of May 14, 2020, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><br />
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;"><a href="brhc10030105_ex4-8.htm">4.8</a></td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">First Amendment to the Note Purchase Agreement dated as of September 1, 2020, dated as of November 1, 2021 among New Jersey Resources Corporation, each Guarantor
              signatory thereto, and each Noteholder party thereto.</div>
          </td>

  </tr>

  <tr>

    <td rowspan="1" style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td rowspan="1" style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

  </tr>

  <tr>

    <td style="width: 9.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; color: rgb(0, 0, 0);">104</div>
          </td>

    <td style="width: 89.95%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left; color: rgb(0, 0, 0);">Cover page in Inline XBRL format.</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="DSPFPageBreakArea">
      <div style="page-break-after:always;" class="DSPFPageBreak">
        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" /></div>

    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">SIGNATURE</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto
      duly authorized.</div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>

    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">


  <tr>

    <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="vertical-align: middle;" colspan="2">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">NEW JERSEY RESOURCES CORPORATION</div>
          </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>

    <td style="vertical-align: middle;" colspan="2" rowspan="1">&#160;</td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
            <div style="text-align: left;">Date: November 3, 2021</div>
          </td>

    <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
            <div style="text-align: left;">By:</div>
          </td>

    <td style="width: 47%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: left;">/s/ Patrick J. Migliaccio</div>
          </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 3%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 47%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left;">Patrick J. Migliaccio</div>
          </td>

  </tr>

  <tr>

    <td style="width: 50%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 3%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>

    <td style="width: 47%; vertical-align: middle; font-family: 'Times New Roman'; font-size: 10pt;">
            <div style="text-align: left;">Senior Vice President and Chief Financial Officer</div>
          </td>

  </tr>


</table>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br />
    </div>

    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <hr style="height: 2px; color: #000000; background-color: #000000; text-align: center; border: none; margin-left: auto; margin-right: auto;" /></div>

  </div>

  <div><span style="font-family: 'Times New Roman'; font-size: 10pt;"> </span></div>

</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>2
<FILENAME>brhc10030105_ex4-1.htm
<DESCRIPTION>EXHIBIT 4.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <font style="font-size: 10pt;"> </font>
  <div>
    <div style="text-align: right; font-family: 'Times New Roman'; font-size: 12pt; font-variant: small-caps;">
      <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"><font style="font-family: 'Times New Roman';"><font style="font-weight: bold;"> <font style="font-variant: normal;">Exhibit 4.1</font><br>
          <br>
        </font></font></div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;">
      <table cellspacing="0" cellpadding="0" border="0" id="z64dc08e51207413286cde1ccc2a0a178" style="font-family: 'Times New Roman'; font-size: 10pt; color: rgb(0, 0, 0); width: 100%;">

          <tr>
            <td style="width: 100%; text-align: right; font-size: 10pt;">
              <div style="border-bottom: 2.25pt double black;">
                <div><font style="color: rgb(0, 0, 0); text-transform: uppercase;">Execution Version </font><br>
                </div>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
      </font> </div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">New Jersey Natural Gas Company</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$50,000,000 2.97% Senior Notes, Series 2021A, due October 30, 2051</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$50,000,000 3.07% Senior Notes, Series 2021B, due October 28, 2061</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">
    <hr noshade="noshade" align="center" style="height: 2px; width: 20%; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div> <font style="font-size: 10pt;"><br>
      </font> </div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Note Purchase Agreement</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"> <font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">
    <hr noshade="noshade" align="center" style="height: 2px; width: 20%; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Dated as of October 28, 2021</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;">&#160; </font>
    <table cellspacing="0" cellpadding="0" border="0" id="zb6bbaa771d49430189174896589246bc" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

        <tr>
          <td style="width: 100%; border-bottom: 4px double rgb(0, 0, 0);">
            <div style="font-size: 10pt;">&#160;</div>
          </td>
        </tr>

    </table>
    <div> <font style="font-size: 10pt;"><br>
      </font> </div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">T</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">ABLE OF CONTENTS</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Not a part of the Agreement)</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8dda3c474ca144b3afcde9e17a7429ff">

      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: justify; font-variant: small-caps; font-size: 10pt;">Section</div>
        </td>
        <td colspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: center; font-variant: small-caps; font-size: 10pt;">Heading</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: justify; font-variant: small-caps; font-size: 10pt;">Page</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="1" rowspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 1.</div>
        </td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">AUTHORIZATION OF NOTES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">1</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 2.</div>
        </td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SALE AND PURCHASE OF NOTES AND SECURITY FOR THE NOTES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">1</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="1" rowspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">&#160;</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 2.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Sale and Purchase of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">1</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 2.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Security for the Notes; First Mortgage Bonds</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">2</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="1" rowspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 3.</div>
        </td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">CLOSING</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">3</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="1" rowspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 4.</div>
        </td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">CONDITIONS TO CLOSING</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">3</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Representations and Warranties</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">3</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Performance; No Default</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">3</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Compliance Certificates</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">3</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Opinions of Counsel</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.5.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Purchase Permitted by Applicable Law, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.6.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Related Transactions</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.7.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Payment of Special Counsel Fees</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.8.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Private Placement Number</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.9.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Changes in Corporate Structure</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">4</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.10.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Funding Instructions</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">5</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.11.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Board Approval</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">5</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 4.12.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">First Mortgage Bonds and Supplemental Indenture</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">5</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 4.13.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Proceedings and Documents</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">5</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="1" rowspan="1" style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);">&#160;</td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 5.</div>
        </td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">REPRESENTATIONS AND WARRANTIES OF THE COMPANY</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">6</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td rowspan="1" colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Organization; Power and Authority</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">6</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Authorization, Etc</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">6</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Disclosure</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">6</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Organization and Ownership of Shares of Subsidiaries</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">6</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.5.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Financial Statements</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">7</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.6.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Compliance with Laws, Other Instruments, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">7</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.7.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Governmental Authorizations, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">7</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.8.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Litigation; Observance of Statutes and Orders</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">7</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.9.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Taxes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">8</td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.10.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Title to Property; Leases</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">8</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Section 5.11.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Licenses, Permits, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">8</div>
        </td>
      </tr>
      <tr>
        <td colspan="1" style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">&#160;</td>
        <td colspan="2" rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Section 5.12.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Compliance with ERISA</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">8</div>
        </td>
      </tr>

  </table>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-i-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z42fe0003e49a4ceba0aae3f787382bae">

      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.13.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Private Offering by the Company</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">9</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.14.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Use of Proceeds; Margin Regulations</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">9</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.15.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Existing Debt</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">9</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.16.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Foreign Assets Control Regulations, Etc</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">10</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.17.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Status under Certain Statutes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.18.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Environmental Matters</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.19.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Perfection of Liens</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">11</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.20.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">First Mortgage Bonds Pari Passu</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">12</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 5.21.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">No Event of Default</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">12</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1"><br>
        </td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 6.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">REPRESENTATIONS OF THE PURCHASERS</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">12</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1"><br>
        </td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 6.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Purchase for Investment</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">12</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 6.2.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Source of Funds</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">12</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 7.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">INFORMATION AS TO COMPANY</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">14</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 7.1.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Financial and Business Information</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">14</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 7.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Officer&#8217;s Certificate</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">16</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 7.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Inspection</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">17</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 7.4. </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Electronic Delivery</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">17</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 8.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">PREPAYMENT OF THE NOTES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">18</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Required Prepayments</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">18</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.2.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Required Prepayment&#8212;Condemnation; Required Sale</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">18</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.3.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Optional Prepayments with and Without Make-Whole Amount</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">19</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.4.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Allocation of Partial Prepayments</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">19</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.5.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Maturity; Surrender, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">19</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.6.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Purchase of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">20</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.7.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Make-Whole Amount for Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">20</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.8.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Offer to Prepay upon Asset Disposition</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">22</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 8.9.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Offer to Prepay in the Event of a Change of Control</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">22</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 9.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">AFFIRMATIVE COVENANTS</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">23</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.1.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Compliance with Laws</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">23</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.2.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Insurance</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">23</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.3.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Maintenance of Properties</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.4.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Payment of Taxes and Claims</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.5.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Corporate Existence, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.6.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Regulated Nature</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 9.7.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Evidence of Recorded Supplemental Indentures</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 10.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">NEGATIVE COVENANTS</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 4%;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.1.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">[Reserved]</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.2.</div>
          <div> </div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Liens</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">24</div>
        </td>
      </tr>

  </table>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-ii-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zece815a36e5044b995fb23fda2893278">

      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Restricted Payments</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">[RESERVED]</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.5.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Sale of Assets, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.6.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Merger, Consolidation, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">27</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.7.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">[RESERVED]</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">28</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.8.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Limitations on Subsidiaries, Partnerships and Joint Ventures</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">28</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.9.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Limitation on Certain Leases</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">28</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td nowrap="nowrap" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.10.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Nature of Business</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">29</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.11.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Transactions with Affiliates</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">29</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.12.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">[RESERVED]</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">29</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 10.13.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Economic Sanctions, Etc</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">29</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 11.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">EVENTS OF DEFAULT</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">29</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 12.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">REMEDIES ON DEFAULT, ETC.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">32</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 12.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Acceleration</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">32</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 12.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Other Remedies</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">33</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 12.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Rescission</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">33</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 12.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">No Waivers or Election of Remedies, Expenses, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">33</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 13.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">REGISTRATION; EXCHANGE; SUBSTITUTION OF NOTES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">34</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 13.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Registration of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">33</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 13.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Transfer and Exchange of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">34</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 13.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Replacement of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">34</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 14.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">PAYMENTS ON NOTES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">35</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 14.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Place of Payment</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">35</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 14.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Home Office Payment</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">35</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 14.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">FATCA Information</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">35</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 15.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">EXPENSES, ETC.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">36</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 15.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Transaction Expenses</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">36</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 15.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Certain Taxes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">36</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 15.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Survival</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">37</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 16.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SURVIVAL OF REPRESENTATIONS AND WARRANTIES; ENTIRE AGREEMENT</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">37</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 17.</div>
        </td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">AMENDMENT AND WAIVER</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">37</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 17.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Requirements</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">37</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 17.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Solicitation of Purchasers and Holders of Notes</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">37</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 17.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Binding Effect, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">38</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-size: 10pt;">Section 17.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Notes Held by Company, Etc.</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">38</div>
        </td>
      </tr>

  </table>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-iii-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za6c0cfbb9ce14a76b13446c01b3245c2">

      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 18.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">NOTICES</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">38</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 19.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">REPRODUCTION OF DOCUMENTS</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">39</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 20.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">CONFIDENTIAL INFORMATION</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">40</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 21.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SUBSTITUTION OF PURCHASER</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">41</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 22.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">MISCELLANEOUS</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">41</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Successors and Assigns</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">41</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Submission to Jurisdiction; Waiver of Jury Trial</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">41</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Payments Due on Non-Business Days</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">42</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Accounting Terms</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">42</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.5.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Severability</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">42</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.6.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Construction</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">43</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.7.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Counterparts; Electronic Contracting</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">43</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 22.8.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Governing Law</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">43</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="2">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">SECTION 23.</div>
        </td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-variant: small-caps; font-size: 10pt;">APPOINTMENT AND DIRECTION OF COLLATERAL AGENT</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-variant: small-caps; font-size: 10pt;">43</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1" rowspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">&#160;</td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;" rowspan="1">&#160;</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.1.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Appointment and Authority; Direction</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">43</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.2.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Limited Agency</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">44</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.3.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Delegation of Duties</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">44</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.4.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Exculpatory Provisions</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">44</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.5.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Reliance by Collateral Agent</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; text-align: right;">45</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.6.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Indemnification</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">45</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.7.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Duties; Obligations</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">45</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.8.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Requesting Instructions</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">45</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.9.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Administrative Actions</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">45</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.10.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Exercise of Remedies</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">46</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.11.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Sharing and Application of Proceeds</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">46</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.12.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Resignation or Termination of Collateral Agent</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">47</td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.13.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Succession of Successor Collateral Agent</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">47</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.14.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Eligibility of Collateral Agent</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">47</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.15.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Successor Collateral Agent by Merger</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">47</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.16.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Compensation and Reimbursement of Collateral Agent</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: right; font-size: 10pt;">48</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
        <td colspan="2" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.17.</div>
        </td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: left; font-size: 10pt;">Self Dealing</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
          <div style="text-align: right; font-size: 10pt;">48</div>
        </td>
      </tr>
      <tr>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" rowspan="1">
          <div style="text-align: left; font-size: 10pt;">Section 23.18.</div>
        </td>
        <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);" colspan="1">&#160;</td>
        <td style="width: 79%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255);">
          <div style="text-align: left; font-size: 10pt;">Third Party Beneficiary</div>
        </td>
        <td style="width: 4%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; background-color: rgb(204, 238, 255); text-align: right;">48</td>
      </tr>

  </table>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-iv-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 12pt;">
    <table cellspacing="0" cellpadding="0" border="0" id="z12bc8fff797e47d28ac90f67c1826e83" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

        <tr>
          <td style="vertical-align: top;" colspan="3">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Attachments to Note Purchase Agreement</div>
          </td>
        </tr>
        <tr>
          <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule A</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Information Relating to Purchasers</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule B</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Defined Terms</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 4.9</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Changes in Corporate Structure</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.3</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Disclosure Materials</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.5</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Financials</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.8</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Certain Litigation</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.11</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patents, Etc.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.14</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Use of Proceeds</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Schedule 5.15</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Existing Debt</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-variant: small-caps;">Exhibit 1(</font>a<font style="font-variant: small-caps;">)</font></div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Form of 2.97% Senior Notes<font style="font-variant: small-caps;">,</font> Series 2021A, due October 30, 2051</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-variant: small-caps;">Exhibit 1(</font>b<font style="font-variant: small-caps;">)</font></div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Form of 3.07% Senior Notes<font style="font-variant: small-caps;">,</font> Series 2021B, due October 28, 2061</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Exhibit 2</div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Form of Supplemental Indenture</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-variant: small-caps;">Exhibit 4.4(</font>a<font style="font-variant: small-caps;">)</font></div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Form of Opinion of Special Counsel to the Company</div>
          </td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 7%; vertical-align: top; text-align: center; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
          <td style="width: 83%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 10%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-variant: small-caps;">Exhibit 4.4(</font>b<font style="font-variant: small-caps;">)</font></div>
          </td>
          <td style="width: 7%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">&#8212;</div>
          </td>
          <td style="width: 83%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Form of Opinion of Special Counsel to the Purchasers</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-v-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New Jersey Natural Gas Company</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">415 Wyckoff Road</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Wall, New Jersey 07719</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$50,000,000 2.97% Senior Notes, Series 2021A, due October 30, 2051</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$50,000,000 3.07% Senior Notes, Series 2021B, due October 28, 2061</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
    </font> </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt;">Dated as of October 28, 2021</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">To the Purchasers Listed in</div>
  <font style="font-size: 10pt;"> </font> <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">the Attached Schedule A Hereto:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Ladies and Gentlemen:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">New Jersey Natural Gas Company</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, a New Jersey corporation (the <font style="font-style: italic;">&#8220;Company&#8221;</font>), agrees with each of you as follows:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 1.&#160;&#160;&#160; &#160; &#160;&#160;&#160;&#160; Authorization of Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">The Company will authorize the issue and sale of $100,000,000 aggregate principal amount of its senior notes consisting of (a) $50,000,000 aggregate
    principal amount of its 2.97% Senior Notes, Series 2021A, due October 30, 2051 (the <font style="font-style: italic;">&#8220;Series A Notes</font>&#8221;) and (b) $50,000,000 aggregate principal amount of its 3.07% Senior Notes, Series 2021B, due October 28, 2061
    (the <font style="font-style: italic;">&#8220;Series B Notes&#8221;</font> and together with the Series A Notes, the <font style="font-style: italic;">&#8220;Notes&#8221;</font> such term shall also include any such Series A Notes or Series B Notes issued in substitution
    therefor pursuant to <font style="font-weight: bold;">Section 13</font> of this Agreement). The Series A Notes and the Series B Notes shall be substantially in the form set out in <font style="font-weight: bold;">Exhibit 1(a) </font>and <font style="font-weight: bold;">Exhibit 1(b)</font>, respectively, with such changes therefrom, if any, as may be approved by the Purchasers and the Company.&#160; Certain capitalized terms used in this Agreement are defined in <font style="font-weight: bold;">Schedule B</font>; references to a &#8220;Schedule&#8221; or an &#8220;Exhibit&#8221; are, unless otherwise specified, to a Schedule or an Exhibit attached to this Agreement.&#160; References to a &#8220;Section&#8221; are references to a Section of this Agreement unless otherwise
    specified.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 2.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; Sale and Purchase of Notes and Security for the Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 2.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Sale and Purchase of Notes.&#160; </font>Subject to the terms and conditions of this Agreement, the Company will issue and sell to each Purchaser and each Purchaser will purchase from the
      Company, at the Closing provided for in <font style="font-weight: bold;">Section 3</font>, Notes of the series and in the principal amount specified opposite such Purchaser&#8217;s name in <font style="font-weight: bold;">Schedule A</font> at the
      purchase price of 100% of the principal amount thereof.&#160; Each Purchaser&#8217;s obligations hereunder are several and not joint obligations and no Purchaser shall have any obligation or liability to any Person for the performance or non-performance by any
      other Purchaser hereunder.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 2.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Security for the Notes; First Mortgage Bonds.</font>&#160; (a) The Notes of each series shall be secured by an equal principal amount of the related First Mortgage Bonds issued by the Company
      under the Mortgage Indenture to U.S. Bank National Association, as collateral agent for the holders of the Notes.&#160; The First Mortgage Bonds will rank <font style="font-style: italic;">pari passu</font> with all other existing and future first
      mortgage bonds issued pursuant to the Mortgage Indenture.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Terms of First Mortgage Bonds.&#160; </font>The First Mortgage Bonds of each series will have the same stated
    interest rate, interest payment dates, stated maturity and redemption provisions (including Make-Whole Amount, if any), and will be in the same aggregate principal amount, as the related Notes.&#160; Payments of the principal of, Make-Whole Amount, if any,
    and interest on the Notes of a series shall be deemed to satisfy and discharge the Company&#8217;s obligation to make such payments on the related First Mortgage Bonds.&#160; Principal of, Make-Whole Amount, if any, and interest on the First Mortgage Bonds are
    payable at the principal office of the Mortgage Trustee in Edison, New Jersey or at the Company&#8217;s option at the principal office of the Collateral Agent.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Parallel Payments of Notes and First Mortgage Bonds.&#160; </font>The First Mortgage Bonds of each series shall
    contain optional and mandatory redemption provisions (including Make-Whole Amount, if any) which correspond to the optional and mandatory prepayment provisions of the related Notes.&#160; In addition, the First Mortgage Bonds shall be subject to mandatory
    redemption if the Company or the Mortgage Trustee is notified that an Event of Default under this Agreement has occurred and is continuing and that the principal amount of all Notes then outstanding has become due and payable in accordance with this
    Agreement.&#160; </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160; In the event the Company elects to or is required to prepay the Notes, in whole or in part, in accordance with the provisions
    of this Agreement, the Company&#8217;s obligations with respect to a principal amount of related First Mortgage Bonds equal to the principal amount of such Notes being prepaid will, upon prepayment of such Notes, be satisfied and discharged, and the
    Collateral Agent shall deliver corresponding First Mortgage Bonds in a principal amount equal to the principal amount of the Notes so prepaid to the Company for further delivery to the Mortgage Trustee for cancellation.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160; In the event the Company elects to or is required to redeem First Mortgage Bonds in whole or in part, in accordance with the
    provisions of the Mortgage Indenture, the Company shall prepay a principal amount of the related Notes equal to the principal amount of such First Mortgage Bonds being redeemed in accordance with the provisions of <font style="font-weight: bold;">Section





      8.2</font> or <font style="font-weight: bold;">Section 8.3</font>, as applicable, and the Company&#8217;s obligation in respect of First Mortgage Bonds equal to the principal amount of such prepaid Notes will be satisfied and discharged, and the
    Collateral Agent shall deliver corresponding First Mortgage Bonds in a principal amount equal to the principal amount of such Notes so prepaid to the Company for further delivery to the Mortgage Trustee for cancellation.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 3.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; Closing.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">The sale and purchase of the Notes to be purchased by the Purchasers shall occur at the offices of Schiff Hardin LLP, 1185 Sixth Avenue, Suite 3000, New
    York, New York 10036, at 11:00 a.m., New York, New York time, at a closing (the <font style="font-style: italic;">&#8220;Closing&#8221;</font>) on October 28, 2021. At the Closing, the Company will deliver to each Purchaser the Notes to be purchased by such
    Purchaser in the form of a single Note of the applicable series (or such greater number of Notes of such series in denominations of at least $100,000 as such Purchaser may request) dated the date of the Closing and registered in such Purchaser&#8217;s name
    (or in the name of its nominee), against delivery by such Purchaser to the Company or its order of immediately available funds in the amount of the purchase price therefor by wire transfer of immediately available funds for the account of the Company
    in accordance with the funding instructions provided pursuant to <font style="font-weight: bold;">Section 4.10</font>.&#160; If at the Closing the Company shall fail to tender such Notes to any Purchaser as provided above in this <font style="font-weight: bold;">Section 3</font>, or any of the conditions specified in <font style="font-weight: bold;">Section 4</font> shall not have been fulfilled to such Purchaser&#8217;s satisfaction, such Purchaser shall, at its election, be relieved of all further
    obligations under this Agreement, without thereby waiving any rights such Purchaser may have by reason of such failure or such nonfulfillment.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; Conditions to Closing.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">Each Purchaser&#8217;s obligation to purchase and pay for the Notes to be sold to such Purchaser at the Closing is subject to the fulfillment to such
    Purchaser&#8217;s satisfaction, prior to or at the Closing, of the following conditions:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Representations and Warranties</font>.&#160; (a) The representations and warranties of the Company in this Agreement shall be true and correct at the time of the Closing, except for any
      representation or warranty that by its terms speaks as of a particular time, in which case such representation or warranty shall have been correct as of that time, and (b) the representations and warranties of the Company in the Mortgage Indenture
      (including the Supplemental Indenture) and the First Mortgage Bond Documents to which it is a party shall be correct upon execution and delivery of such First Mortgage Bond Documents at the time of the Closing.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Performance; No Default.</font>&#160; The Company shall have performed and complied with all agreements and conditions contained in this Agreement, the Mortgage Indenture (including the
      Supplemental Indenture) and the First Mortgage Bond Documents to which it is a party required to be performed or complied with by it prior to or at the Closing, before and after giving effect to the issue and sale of the Notes (and the application of
      the proceeds thereof as contemplated by <font style="font-weight: bold;">Schedule 5.14</font>) and the issue of the First Mortgage Bonds, no Default or Event of Default shall have occurred and be continuing.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Compliance Certificates</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(a)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Officer&#8217;s Certificate</font>.&#160; The Company shall have delivered to such Purchaser an Officer&#8217;s Certificate,
    dated the date of the Closing, certifying that the conditions specified in <font style="font-weight: bold;">Sections 4.1, 4.2</font> and <font style="font-weight: bold;">4.9</font> have been fulfilled.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Secretary&#8217;s Certificate</font>.&#160; The Company shall have delivered to such Purchaser a certificate of its
    Secretary, dated the date of the Closing, certifying as to (i) the resolutions attached thereto and other corporate proceedings relating to the authorization, execution and delivery of this Agreement, the Supplemental Indenture, the First Mortgage Bond
    Documents to which it is a party, the Notes and the First Mortgage Bonds and (ii) the Company&#8217;s organizational documents as then in effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Opinions of Counsel</font>.&#160; Such Purchaser shall have received opinions in form and substance satisfactory to such Purchaser, dated the date of the Closing (a) from Richard Reich, Esq.,
      Senior Vice President and General Counsel of the Company, and Troutman Pepper Hamilton Sanders LLP, special counsel for the Company, covering the matters set forth in <font style="font-weight: bold;">Exhibit 4.4(a)</font> and covering such other
      matters incident to the transactions contemplated hereby as such Purchaser or special counsel to the Purchasers may reasonably request (and the Company hereby instructs its counsel to deliver such opinion to such Purchaser) and (b) from Schiff Hardin
      LLP, special counsel to the Purchasers in connection with such transactions, covering the matters set forth in <font style="font-weight: bold;">Exhibit 4.4(b)</font> and covering such other matters incident to such transactions as such Purchaser may
      reasonably request.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Purchase Permitted by Applicable Law, Etc</font>.&#160; On the date of the Closing, such Purchaser&#8217;s purchase of Notes shall (a) be permitted by the laws and regulations of each jurisdiction to
      which such Purchaser is subject, without recourse to provisions (such as Section 1405(a)(8) of the New York Insurance Law) permitting limited investments by insurance companies without restriction as to the character of the particular investment, (b)
      not violate any applicable law or regulation (including, without limitation, Regulation T, U or X of the Board of Governors of the Federal Reserve System) and (c) not subject such Purchaser to any tax, penalty or liability under or pursuant to any
      applicable law or regulation.&#160; If requested by such Purchaser, such Purchaser shall have received an Officer&#8217;s Certificate certifying as to such matters of fact as such Purchaser may reasonably specify to enable it to determine whether such purchase
      is so permitted.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Related Transactions</font>.&#160; The Company shall have consummated the sale of the entire principal amount of the Notes scheduled to be sold on the date of the Closing pursuant to this
      Agreement and delivered the First Mortgage Bonds to the Collateral Agent pursuant to this Agreement and the Supplemental Indenture. </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Payment of Special Counsel Fees. </font> Without limiting the provisions of <font style="font-weight: bold;">Section 15.1</font>, the Company shall have paid on or before the Closing the
      reasonable fees, charges and disbursements of the Purchasers&#8217; special counsel referred to in <font style="font-weight: bold;">Section 4.4(b)</font> to the extent reflected in a statement of such counsel rendered to the Company at least one Business
      Day prior to the Closing.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Private Placement Number</font>.&#160; A Private Placement Number issued by CUSIP Global Services (in cooperation with the SVO) shall have been obtained for each series of the Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.9</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Changes in Corporate Structure</font>.&#160; Except as specified in <font style="font-weight: bold;">Schedule 4.9</font>, the Company shall not have changed its jurisdiction of incorporation
      or been a party to any merger or consolidation and shall not have succeeded to all or any substantial part of the liabilities of any other entity, at any time following the date of the most recent financial statements referred to in <font style="font-weight: bold;">Schedule 5.5</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.10</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Funding Instructions</font>.&#160; At least five Business Days prior to the date of the Closing, such Purchaser shall have received written instructions executed by an authorized financial
      officer of the Company on letterhead of the Company directing the manner of the payment of funds and setting forth (a) the name and address of the transferee bank, (b) such transferee bank&#8217;s ABA number, (c) the account name and number into which the
      purchase price for the Notes is to be deposited and (d) the name and telephone number of the account representative at the Company responsible for (1) verifying receipt of such funds and (2) verifying the information set forth in the instructions.&#160;
      Such Purchaser has the right, but not the obligation, upon written notice (which may be by email) to the Company, to elect to deliver a micro deposit (less than $50.00) to the account identified in the written instructions no later than two Business
      Days prior to the date of the Closing. If such Purchaser delivers a micro deposit, a Responsible Officer must verbally verify the receipt and amount of the micro deposit to such Purchaser on a telephone call initiated by such Purchaser prior to the
      Closing. The Company shall not be obligated to return the amount of the micro deposit, nor will the amount of the micro deposit be netted against the Purchaser&#8217;s purchase price of the Notes to be issued at the Closing.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.11</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; &#160; &#160;&#160;&#160; <font style="font-style: italic;">Board Approval.&#160; </font>The New Jersey Board of Public Utilities shall have entered an appropriate order authorizing the issuance and sale of the Notes to the Purchasers and the delivery
      of the First Mortgage Bonds to the Collateral Agent as security for the Notes, upon terms not inconsistent with this Agreement, the Supplemental Indenture, the Notes and the First Mortgage Bonds and such order shall not be subject to appeal.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.12</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">First Mortgage Bonds and Supplemental Indentur</font>e<font style="font-style: italic;">.</font>&#160; (a) All conditions precedent set forth in the Mortgage Indenture with respect to the
      execution and delivery of the Supplemental Indenture and the issuance of the First Mortgage Bonds shall have been satisfied.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; The First Mortgage Bonds, the Supplemental Indenture and the First Mortgage Bond Documents shall have been duly authorized, executed,
    authenticated in the case of the First Mortgage Bonds and delivered by the respective parties thereto, shall constitute legal, valid and binding contracts and agreements of such parties, and such Purchaser shall have received true, complete, executed
    copies thereof and a certified copy of the Mortgage Indenture.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160; The Mortgage Indenture and the Supplemental Indenture shall have been duly recorded as an indenture on real property and duly filed, recorded
    or indexed as a security interest in personal property so as to constitute a valid, perfected first Lien on all of the Company&#8217;s property covered by the Mortgage Indenture and the Supplemental Indenture, all in accordance with applicable law, and the
    Company shall have caused satisfactory evidence thereof to be furnished to such Purchaser and special counsel to the Purchasers.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 4.13</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Proceedings and Documents</font>.&#160; All corporate and other proceedings in connection with the transactions contemplated by this Agreement and all documents and instruments incident to such
      transactions shall be satisfactory to such Purchaser and special counsel to the Purchasers, and such Purchaser and special counsel to the Purchasers shall have received all such counterpart originals or certified or other copies of such documents as
      such Purchaser or special counsel to the Purchasers may reasonably request.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-5-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 5.&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; Representations and Warranties of the Company.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">The Company represents and warrants to each Purchaser that:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Organization; Power and Authority</font>.&#160; The Company is a corporation duly organized, validly existing and in good standing under the laws of its jurisdiction of incorporation, and is
      duly qualified as a foreign corporation and is in good standing in each jurisdiction in which such qualification is required by law, other than those jurisdictions as to which the failure to be so qualified or in good standing would not, individually
      or in the aggregate, reasonably be expected to have a Material Adverse Effect.&#160; The Company has the corporate power and authority to own or hold under lease the properties it purports to own or hold under lease, to transact the business it transacts
      and proposes to transact, to execute and deliver this Agreement, the Supplemental Indenture, the First Mortgage Bond Documents to which it is a party, the Notes and the First Mortgage Bonds, and to perform the provisions hereof, thereof and of the
      Mortgage Indenture.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Authorization, Etc</font>.&#160; This Agreement, the Mortgage Indenture (including the Supplemental Indenture), the First Mortgage Bond Documents to which the Company is a party, the Notes, and
      the First Mortgage Bonds have been duly authorized by all necessary corporate action on the part of the Company, and this Agreement and the Mortgage Indenture constitute, and upon execution and delivery thereof the Supplemental Indenture, the First
      Mortgage Bond Documents to which the Company is a party, each Note and each First Mortgage Bond constitutes, a legal, valid and binding obligation of the Company enforceable against the Company in accordance with its respective terms, except as such
      enforceability may be limited by (a) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors&#8217; rights generally and (b) general principles of equity (regardless of whether such
      enforceability is considered in a proceeding in equity or at law).</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Disclosure</font>.&#160; The Company, through its agents, Mizuho Securities USA LLC and Scotia Capital (USA) Inc., has delivered to each Purchaser a copy of an Investor Presentation, dated
      October 7, 2021 (the <font style="font-style: italic;">&#8220;Investor Presentation&#8221;</font>), relating to the transactions contemplated hereby.&#160; Except as disclosed in <font style="font-weight: bold;">Schedule 5.3</font>, this Agreement, the Supplemental
      Indenture, the Investor Presentation, the documents, certificates or other writings identified in <font style="font-weight: bold;">Schedule 5.3</font> and the financial statements listed in <font style="font-weight: bold;">Schedule 5.5</font>
      (collectively, the <font style="font-style: italic;">&#8220;Disclosure Documents&#8221;</font>), taken as a whole, do not contain any untrue statement of a material fact or omit to state any material fact necessary to make the statements therein not misleading
      in light of the circumstances under which they were made.&#160; Except as disclosed in the Disclosure Documents, since September 30, 2020, there has been no change in the financial condition, operations, business or properties of the Company except
      changes that, individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Organization and Ownership of Shares of Subsidiaries</font>.&#160; The Company has no Subsidiaries.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Financial Statements</font>.&#160; The Company has delivered to each Purchaser copies of the financial statements of the Company listed on <font style="font-weight: bold;">Schedule 5.5</font>.&#160;






      All of said financial statements (including in each case the related schedules and notes) fairly present in all material respects the financial position of the Company as of the respective dates specified in such Schedule and the results of its
      operations and cash flows for the respective periods so specified and have been prepared in accordance with GAAP consistently applied throughout the periods involved except as set forth in the notes thereto (subject, in the case of any interim
      financial statements, to normal year-end adjustments).&#160; The Company does not have any Material liabilities that are not disclosed on such financial statements or otherwise disclosed in the Disclosure Documents.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Compliance with Laws, Other Instruments, Etc</font>.&#160; Neither the execution and delivery by the Company of this Agreement, the Supplemental Indenture, the First Mortgage Bond Documents to
      which it is a party, the Notes or the First Mortgage Bonds nor the performance by the Company of this Agreement, the Mortgage Indenture (including the Supplemental Indenture), the First Mortgage Bond Documents to which it is a party, the Notes or the
      First Mortgage Bonds will (a) contravene, result in any breach of, or constitute a default under, or result in the creation of any Lien (other than the Liens contemplated thereby) in respect of any property of the Company under, any indenture,
      mortgage, deed of trust, loan, purchase or credit agreement, lease corporate charter or by-laws, or any other Material agreement or instrument to which the Company is bound or by which the Company or any of its properties may be bound or affected,
      (b) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or ruling of any court, arbitrator or Governmental Authority applicable to the Company or (c) violate any provision of any statute or
      other rule or regulation of any Governmental Authority applicable to the Company </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Governmental Authorizations, Etc</font>.&#160; No consent, approval or authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with
      the execution and delivery by the Company of this Agreement, the Supplemental Indenture, the First Mortgage Bond Documents to which it is a party, the Notes or the First Mortgage Bonds or the performance by the Company of this Agreement, the Mortgage
      Indenture (including the Supplemental Indenture), the First Mortgage Bond Documents to which it is a party, the Notes or the First Mortgage Bonds other than such consents, approvals, authorizations, registrations, filings or declarations that have
      been or will be obtained or made prior to the date of the Closing.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Litigation; Observance of Statutes and Orders.</font>&#160; (a) Except as disclosed in <font style="font-weight: bold;">Schedule 5.8</font>, there are no actions, suits or proceedings pending
      or, to the knowledge of the Company, threatened against or affecting the Company or any property of the Company in any court or before any arbitrator of any kind or before or by any Governmental Authority that, individually or in the aggregate, would
      reasonably be expected to have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; The Company is not in default under any order, judgment, decree or ruling of any court, arbitrator or Governmental Authority or is in violation
    of any applicable law, ordinance, rule or regulation (including, without limitation, ERISA, Environmental Laws or the USA PATRIOT Act) of any Governmental Authority, which default or violation, individually or in the aggregate, would reasonably be
    expected to have a Material Adverse Effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.9</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Taxes</font>.&#160; The Company has filed all income tax returns that are required to have been filed in any jurisdiction, and have paid all taxes shown to be due and payable on such returns
      and all other taxes and assessments payable by them, to the extent such taxes and assessments have become due and payable and before they have become delinquent, except for any taxes and assessments (a) the amount of which is not, individually or in
      the aggregate, Material or (b) the amount, applicability or validity of which is currently being contested in good faith by appropriate proceedings and with respect to which the Company has established adequate reserves in accordance with GAAP.&#160; The
      charges, accruals and reserves on the books of the Company in respect of Federal, state or other taxes for all fiscal periods are adequate.&#160; The Federal income tax liabilities of the Company have been determined by the Internal Revenue Service and
      paid for all fiscal years up to and including the fiscal year ended September 30, 2016.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.10</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Title to Property; Leases</font>.&#160; The Company has good and sufficient title related to the ownership of its Material properties, including all such Material properties reflected in the most
      recent audited balance sheet referred to in <font style="font-weight: bold;">Section 5.5</font> or purported to have been acquired by the Company after said date (except as sold or otherwise disposed of in the ordinary course of business), in each
      case free and clear of Liens prohibited by this Agreement or the Mortgage Indenture (including the Supplemental Indenture), except for those defects in title and Liens that, individually or in the aggregate, would not have a Material Adverse Effect.&#160;
      All Material leases are valid and subsisting and are in full force and effect in all material respects.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.11</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Licenses, Permits, Etc</font>.&#160; Except as disclosed in <font style="font-weight: bold;">Schedule 5.11</font>, the Company owns or possesses all licenses, permits, franchises,
      authorizations, patents, copyrights, proprietary software, service marks, trademarks, trade names and domain names or rights thereto, that are Material, without known conflict with the rights of others, except for those conflicts that, individually
      or in the aggregate, would not have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.12</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Compliance with ERISA</font>.&#160; (a) The Company and each ERISA Affiliate have operated and administered each Plan in compliance with all applicable laws except for such instances of
      noncompliance as have not resulted in and would not reasonably be expected to result in a Material Adverse Effect.&#160; Neither the Company nor any ERISA Affiliate has incurred any liability pursuant to Title I or IV of ERISA or the penalty or excise tax
      provisions of the Code relating to employee benefit plans (as defined in section 3 of ERISA) with respect to any Plan, other than for claims for benefits and funding obligations in the ordinary course, and no event, transaction or condition has
      occurred or exists with respect to any Plan that would reasonably be expected to result in the incurrence of any such liability under Title I or IV of ERISA or the penalty or excise tax provisions of the Code by the Company or any ERISA Affiliate, or
      in the imposition of any Lien under section 430 of the Code or section 4068 of ERISA on any of the rights, properties or assets of the Company or any ERISA Affiliate, other than any such liabilities or Liens as would not, individually or in the
      aggregate, be reasonably expected to result in a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; The present value of the aggregate benefit liabilities under each of the Plans which are subject to Title IV of ERISA (other than Multiemployer
    Plans), determined as of the end of such Plan&#8217;s most recently ended plan year on the basis of the actuarial assumptions specified for funding purposes in such Plan&#8217;s most recent actuarial valuation report, did not exceed the aggregate current value, of
    the assets of such Plans allocable to such benefit liabilities by more than $25,000,000.&#160; The term &#8220;benefit liabilities&#8221; has the meaning specified in section 4001 of ERISA and the terms &#8220;current value&#8221; and &#8220;present value&#8221; have the meanings specified in
    section 3 of ERISA.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160; The Company and its ERISA Affiliates have not incurred withdrawal liabilities under section 4201 or 4204 of ERISA (and are not subject to
    contingent withdrawal liabilities under section 4204) in respect of Multiemployer Plans that, individually or in the aggregate, are reasonably expected to result in a Material Adverse Effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160;&#160; The accumulated post-retirement benefit obligation (determined as of the last day of the Company&#8217;s most recently ended fiscal year in accordance
    with Financial Accounting Standards Board Accounting Standards Codification Topic 715-60, without regard to liabilities attributable to continuation coverage mandated by section 4980B of the Code) of the Company is not reasonably expected to result in
    a Material Adverse Effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(e)&#160;&#160;&#160;&#160; The execution and delivery of this Agreement and the issuance and sale of the Notes hereunder will not involve any transaction that is subject
    to the prohibitions of section 406(a)(1)(A)-(D) of ERISA or in connection with which a tax could be imposed pursuant to section 4975(c)(1)(A)-(D) of the Code.&#160; The representation by the Company in the first sentence of this <font style="font-weight: bold;">Section 5.12(e)</font> with respect to each Purchaser is made in reliance upon and subject to the accuracy of such Purchaser&#8217;s representation in <font style="font-weight: bold;">Section 6.2</font> as to the sources of the funds used to pay
    the purchase price of the Notes to be purchased by such Purchaser.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.13</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Private Offering by the Company</font>.&#160; Neither the Company nor anyone authorized to act on its behalf has offered the Notes, the First Mortgage Bonds or any similar securities for sale
      to, or solicited any offer to buy any of the same from, or otherwise approached or negotiated in respect thereof with, any Person other than the Purchasers and not more than 60 other Institutional Investors of the type described in clause (c) of the
      definition thereof, each of which has been offered the Notes at a private sale for investment.&#160; Neither the Company nor anyone authorized to act on its behalf has taken, or will take, any action that would subject the issuance or sale of the Notes to
      the registration requirements of section 5 of the Securities Act.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.14</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Use of Proceeds; Margin Regulations</font>.&#160; The Company will apply the proceeds of the sale of the Notes hereunder as set forth in <font style="font-weight: bold;">Schedule 5.14</font>.&#160;
      No part of the proceeds from the sale of the Notes hereunder will be used, directly or indirectly, for the purpose of buying or carrying any margin stock within the meaning of Regulation U of the Board of Governors of the Federal Reserve System (12
      CFR 221), or for the purpose of buying or carrying or trading in any securities under such circumstances as to involve the Company in a violation of Regulation X of said Board (12 CFR 224) or to involve any broker or dealer in a violation of
      Regulation T of said Board (12 CFR 220).&#160; Margin stock does not constitute more than 25% of the value of the assets of the Company and the Company does not have any present intention that margin stock will constitute more than 25% of the value of
      such assets.&#160; As used in this Section, the terms &#8220;margin stock&#8221; and &#8220;purpose of buying or carrying&#8221; shall have the meanings assigned to them in said Regulation U.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.15</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Existing Debt</font>.&#160; (a) Except as described therein, <font style="font-weight: bold;">Schedule 5.15</font> sets forth a complete and correct list of all outstanding Debt of the Company
      as of June 30, 2021, since which date there has been no Material change in the amounts, interest rates, sinking funds, installment payments or maturities of the Debt of the Company, except as described in <font style="font-weight: bold;">Schedule
        5.15</font>.&#160; The Company is not in default and no waiver of default is currently in effect, in the payment of any principal or interest on any Debt of the Company and no event or condition exists with respect to any Debt of the Company the
      outstanding principal amount of which exceeds $10,000,000 that would permit (or that with notice or the lapse of time, or both, would permit) one or more Persons to cause such Debt to become due and payable before its stated maturity or before its
      regularly scheduled dates of payment.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-9-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; The Company is not a party to, or otherwise subject to any provision contained in, any instrument evidencing Debt of the Company, any agreement
    relating thereto or any other agreement (including, but not limited to, its charter or other organizational document) which limits the amount of, or otherwise imposes restrictions on the incurring of, Debt of the Company, except as provided in the
    Mortgage Indenture and any Bank Credit Agreement and as otherwise specifically indicated in <font style="font-weight: bold;">Schedule 5.15</font>.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.16</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Foreign Assets Control Regulations, Etc</font>.&#160; (a) Neither the Company nor any Controlled Entity (i) is a Blocked Person, (ii) has been notified that its name appears or may in the future
      appear on a State Sanctions List or (iii) is a target of sanctions that have been imposed by the United Nations or the European Union.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; Neither the Company nor any Controlled Entity (i) has violated, been found in violation of, or been charged or convicted under, any applicable
    U.S. Economic Sanctions Laws, Anti-Money Laundering Laws or Anti-Corruption Laws or (ii) to the Company&#8217;s knowledge, is under investigation by any Governmental Authority for possible violation of any U.S. Economic Sanctions Laws, Anti-Money Laundering
    Laws or Anti-Corruption Laws.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160; No part of the proceeds from the sale of the Notes hereunder:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;constitutes or will constitute funds obtained on behalf of any Blocked Person or will otherwise be used by the Company
    or any Controlled Entity, directly or indirectly, (A) in connection with any investment in, or any transactions or dealings with, any Blocked Person, (B) for any purpose that would cause any Purchaser to be in violation of any U.S. Economic Sanctions
    Laws or (C) otherwise in violation of any U.S. Economic Sanctions Laws;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160; will be used, directly or indirectly, in violation of, or cause any Purchaser to be in violation of, any applicable
    Anti-Money Laundering Laws; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160; will be used, directly or indirectly, for the purpose of making any improper payments, including bribes, to any
    Governmental Official or commercial counterparty in order to obtain, retain or direct business or obtain any improper advantage, in each case which would be in violation of, or cause any Purchaser to be in violation of, any applicable Anti-Corruption
    Laws.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160;&#160; The Company has established procedures and controls which it reasonably believes are adequate (and otherwise comply with applicable law) to
    ensure that the Company and each Controlled Entity is and will continue to be in compliance with all applicable U.S. Economic Sanctions Laws, Anti-Money Laundering Laws and Anti-Corruption Laws.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-10-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.17</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Status under Certain Statutes</font>.&#160; The Company is not an &#8220;investment company&#8221; registered or required to be registered under the Investment Company Act of 1940 or an &#8220;affiliated person&#8221;
      of an &#8220;investment company&#8221; or an &#8220;affiliated person&#8221; of such &#8220;affiliated person&#8221; or under the &#8220;control&#8221; of an &#8220;investment company&#8221; as such terms are defined in the Investment Company Act of 1940, as amended, and shall not become such an &#8220;investment
      company&#8221; or such an &#8220;affiliated person&#8221; or under such &#8220;control.&#8221;&#160; The Company is not a &#8220;holding company&#8221; or a &#8220;subsidiary company&#8221; of a &#8220;holding company,&#8221; or an &#8220;affiliate&#8221; of a &#8220;holding company&#8221; or of a &#8220;subsidiary company&#8221; of a &#8220;holding company&#8221;
      within the meaning of the Public Utility Holding Company Act of 2005, as amended.&#160; Based upon the immediately preceding sentence, neither the Company nor the issue and sale of the Notes or the issuance of the First Mortgage Bonds pursuant to the
      Supplemental Indenture is subject to regulation under the Public Utility Holding Company Act of 2005, as amended.&#160; The Company is not subject to the ICC Termination Act of 1995, as amended, or the Federal Power Act, as amended.&#160; The Company is not
      subject to any Federal or state statute or regulation limiting its ability to incur Debt except for rules and regulations of the New Jersey Board of Public Utilities.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.18</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Environmental Matters</font>.&#160; Except as disclosed in <font style="font-weight: bold;">Schedule 5.8</font>, the Company does not have knowledge of any claim and has not received any notice
      of any claim, and no proceeding has been instituted raising any claim against the Company or any of its real properties now or formerly owned, leased or operated by the Company or other assets, alleging any damage to the environment or violation of
      any Environmental Laws, except, in each case, such as would not reasonably be expected to result in a Material Adverse Effect.&#160; Except as otherwise disclosed in <font style="font-weight: bold;">Schedule 5.8</font>:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160; the Company does not have knowledge of any facts which would give rise to any claim, public or private, of violation of
    Environmental Laws or damage to the environment emanating from, occurring on or in any way related to real properties now or formerly owned, leased or operated by the Company or to other assets or their use, except, in each case, such as would not
    reasonably be expected to result in a Material Adverse Effect;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; the Company has not stored any Hazardous Materials on real properties now or formerly owned, leased or operated by the
    Company or disposed of any Hazardous Materials in a manner contrary to any Environmental Laws in each case in any manner that would reasonably be expected to result in a Material Adverse Effect; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160; all buildings on all real properties now owned, leased or operated by the Company are in compliance with applicable
    Environmental Laws, except where failure to comply would not reasonably be expected to result in a Material Adverse Effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.19</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Perfection of Liens.&#160; </font>(a) Each of the Mortgage Indenture and the Supplemental Indenture has been duly recorded and filed in each place in which such recording or filing is required
      to protect and preserve the Lien of the Mortgage Indenture and the Supplemental Indenture, as the case may be, in and to the Trust Estate and such Lien constitutes a valid, fully perfected and continuing first priority Lien in and to, all right,
      title and interest of the Company in the Trust Estate, subject only to Permitted Encumbrances (as defined in the Mortgage Indenture), and all taxes and recording or filing fees required to be paid in connection with the execution, recording or filing
      of the Mortgage Indenture and the Supplemental Indenture have been duly paid; and</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-11-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; The Lien of the Collateral Agent in the First Mortgage Bonds constitutes a valid, fully perfected and continuing first priority Lien, subject
    only to Permitted Encumbrances (as defined in the Mortgage Indenture).</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.20</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">First Mortgage Bonds Pari Passu.&#160; </font>The Company&#8217;s obligations under the Supplemental Indenture and the First Mortgage Bonds rank <font style="font-style: italic;">pari passu </font>in






      right of payment, without preference or priority, with its obligations under each other series of first mortgage bonds issued and outstanding under the Mortgage Indenture.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 5.21</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">No Event of Default.&#160; </font>No &#8220;Event of Default&#8221; under the Mortgage Indenture exists on the date of execution and delivery of this Agreement or, upon the execution and delivery thereof,
      the Supplemental Indenture, or will exist immediately after giving effect to the transactions contemplated by this Agreement or the Supplemental Indenture and the applications of the proceeds from the issue and sale of the Notes and the issuance of
      the First Mortgage Bonds.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 6.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Representations of the Purchasers.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 6.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Purchase for Investment</font>.&#160; Each Purchaser severally represents that it is purchasing the Notes for its own account or for one or more separate accounts maintained by such Purchaser
      or for the account of one or more pension or trust funds and not with a view to the distribution thereof, <font style="font-style: italic;">provided</font> that the disposition of such Purchaser&#8217;s or such pension or trust fund&#8217;s property shall at
      all times be within such Purchaser&#8217;s or such pension or trust fund&#8217;s control.&#160; Each Purchaser represents that it is an &#8220;accredited investor,&#8221; as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act.&#160; Each Purchaser
      understands that the Notes have not been registered under the Securities Act and may be resold only if registered pursuant to the provisions of the Securities Act or if an exemption from registration is available, except under circumstances where
      neither such registration nor such an exemption is required by law, and that the Company is not required to register the Notes.&#160; Each Purchaser also represents that the Company has made available to it, a reasonable time prior to the consummation of
      the transactions contemplated hereby, the opportunity to ask questions and receive answers concerning the terms and conditions of the offering of the Notes that it is purchasing or shall purchase and to obtain any additional information which the
      Company possesses or could acquire without unreasonable effort or expense; <font style="font-style: italic;">provided</font> that the foregoing shall not be construed as limiting the ability of any Purchaser to rely on the representations and
      warranties contained herein.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 6.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-style: italic;">Source of Funds</font>.&#160; Each Purchaser severally represents that at least one of the following statements is an accurate representation as to each source of funds (a <font style="font-style: italic;">&#8220;Source&#8221;</font>) to be used by such Purchaser to pay the purchase price of the Notes to be purchased by such Purchaser hereunder:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-12-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160; the Source is an &#8220;insurance company general account&#8221; (as the term is defined in the United States Department of Labor&#8217;s
    Prohibited Transaction Exemption (<font style="font-style: italic;">&#8220;PTE&#8221;</font>) 95-60) in respect of which the reserves and liabilities (as defined by the annual statement for life insurance companies approved by the NAIC (the <font style="font-style: italic;">&#8220;NAIC Annual Statement&#8221;</font>)) for the general account contract(s) held by or on behalf of any employee benefit plan together with the amount of the reserves and liabilities for the general account contract(s) held by or
    on behalf of any other employee benefit plans maintained by the same employer (or affiliate thereof as defined in PTE 95-60) or by the same employee organization in the general account do not exceed 10% of the total reserves and liabilities of the
    general account (exclusive of separate account liabilities) plus surplus as set forth in the NAIC Annual Statement filed with such Purchaser&#8217;s state of domicile; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; the Source is a separate account that is maintained solely in connection with such Purchaser&#8217;s fixed contractual obligations
    under which the amounts payable, or credited, to any employee benefit plan (or its related trust) that has any interest in such separate account (or to any participant or beneficiary of such plan (including any annuitant)) are not affected in any
    manner by the investment performance of the separate account; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160; &#160;&#160; the Source is either (i) an insurance company pooled separate account, within the meaning of PTE 90-1 or (ii) a bank
    collective investment fund, within the meaning of PTE 91-38 and, except as disclosed by such Purchaser to the Company in writing pursuant to this clause (c), no employee benefit plan or group of plans maintained by the same employer or employee
    organization beneficially owns more than 10% of all assets allocated to such pooled separate account or collective investment fund; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160;&#160; the Source constitutes assets of an &#8220;investment fund&#8221; (within the meaning of Part VI of PTE 84-14 (the <font style="font-style: italic;">&#8220;QPAM Exemption&#8221;</font>)) managed by a &#8220;qualified professional asset manager&#8221; or &#8220;QPAM&#8221; (within the meaning of Part VI of the QPAM Exemption), no employee benefit plan&#8217;s assets that are managed by the QPAM in such
    investment fund, when combined with the assets of all other employee benefit plans established or maintained by the same employer or by an affiliate (within the meaning of Part VI(c)(1) of the QPAM Exemption) of such employer or by the same employee
    organization and managed by such QPAM, represent more than 20% of the total client assets managed by such QPAM, the conditions of Part I(c) and (g) of the QPAM Exemption are satisfied, neither the QPAM nor a Person controlling or controlled by the QPAM
    maintains an ownership interest in the Company that would cause the QPAM and the Company to be &#8220;related&#8221; within the meaning of Part VI(h) of the QPAM Exemption and (i) the identity of such QPAM and (ii) the names of any employee benefit plans whose
    assets in the investment fund, when combined with the assets of all other employee benefit plans established or maintained by the same employer or by an affiliate (within the meaning of Part VI(c)(1) of the QPAM Exemption) of such employer or by the
    same employee organization, represent 10% or more of the assets of such investment fund, have been disclosed to the Company in writing pursuant to this clause (d); or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-13-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(e)&#160;&#160;&#160; the Source constitutes assets of a &#8220;plan(s)&#8221; (within the meaning of Part IV(h) of PTE 96-23 (the<font style="font-weight: bold;">&#160;</font><font style="font-style: italic;">&#8220;INHAM Exemption&#8221;</font>)) managed by an &#8220;in-house asset manager&#8221; or &#8220;INHAM&#8221; (within the meaning of Part IV(a) of the INHAM Exemption), the conditions of Part I(a), (g) and (h) of the INHAM Exemption
    are satisfied, neither the INHAM nor a Person controlling or controlled by the INHAM (applying the definition of &#8220;control&#8221; in Part IV(d)(3) of the INHAM Exemption) owns a 10% or more interest in the Company and (i) the identity of such INHAM and (ii)
    the name(s) of the employee benefit plan(s) whose assets constitute the Source have been disclosed to the Company in writing pursuant to this clause (e); or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(f)&#160;&#160;&#160;&#160;&#160; the Source is a governmental plan; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(g)&#160;&#160;&#160;&#160; the Source is one or more employee benefit plans, or a separate account or trust fund comprised of one or more employee
    benefit plans, each of which has been identified to the Company in writing pursuant to this clause (g); or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(h)&#160;&#160;&#160;&#160; the Source does not include assets of (i) any employee benefit plan, other than a plan exempt from the coverage of ERISA, or
    (ii) any &#8220;plan&#8221; as defined in Section 4975(e)(1) of the Code.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As used in this <font style="font-weight: bold;">Section 6.2</font>, the terms <font style="font-weight: bold;">&#8220;</font>employee benefit plan,&#8221; &#8220;governmental plan,&#8221;<font style="font-weight: bold;">&#160;</font>and &#8220;separate account&#8221; shall have the respective meanings assigned to such terms in section 3 of ERISA.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 7.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Information as to Company.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 7.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Financial and Business Information</font>.&#160; The Company shall deliver to each holder of Notes that is an Institutional Investor:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Quarterly Statements</font> &#8212; within 60 days after the end of each quarterly fiscal
    period in each fiscal year of the Company (other than the last quarterly fiscal period of each such fiscal year), duplicate copies of:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160;&#160; a balance sheet of the Company as of the end of such quarter, and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160; statements of income, changes in shareholders&#8217; equity and cash flows of the Company for such quarter and (in the case of the
    second and third quarters) for the portion of the fiscal year ending with such quarter,</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">setting forth in each case in comparative form the figures for the corresponding periods in the previous fiscal year, all in reasonable detail, prepared
    in accordance with GAAP applicable to quarterly financial statements generally, and certified by a Senior Financial Officer as fairly presenting, in all material respects, the financial position of the companies being reported on and their results of
    operations and cash flows, subject to changes resulting from normal year-end adjustments;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-14-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Annual Statements</font> &#8212; within 120 days after the end of each fiscal year of the
    Company, duplicate copies of:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160;&#160; a balance sheet of the Company as of the end of such year, and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160;&#160; statements of income, changes in shareholders&#8217; equity and cash flows of the Company, for such year,</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">setting forth in each case in comparative form the figures for the previous fiscal year, all in reasonable detail, prepared in accordance with GAAP, and
    accompanied by an opinion thereon (without a &#8220;going concern&#8221; or similar qualification or exception and without any qualification or exception as to the scope of the audit on which such opinion is based) of independent certified public accountants of
    recognized national standing, which opinion shall state that such financial statements present fairly, in all material respects, the financial position of the companies being reported upon and their results of operations and cash flows and have been
    prepared in conformity with GAAP, and that the examination of such accountants in connection with such financial statements has been made in accordance with generally accepted auditing standards, and that such audit provides a reasonable basis for such
    opinion in the circumstances;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160; <font style="font-style: italic;">SEC and Other Reports</font> &#8212; with reasonable promptness, upon their becoming available,
    one copy of (1) each financial statement, report, notice or proxy statement sent by the Company to its principal lending banks as a whole (excluding information sent to such banks in the ordinary course of administration of a bank facility, such as
    information relating to pricing and borrowing availability) or to its public securities holders generally and (2) each regular or periodic report, each registration statement that shall have become effective (without exhibits except as expressly
    requested by such holder), and each final prospectus and all amendments thereto filed by the Company with the Securities and Exchange Commission, excluding in any event confidential correspondence delivered to the Securities and Exchange Commission;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160; <font style="font-style: italic;">Notice of Default or Event of Default</font> &#8212; with reasonable promptness, and in any event
    within five days after a Responsible Officer becoming aware of the existence of any Default or Event of Default, a written notice specifying the nature and period of existence thereof and what action the Company is taking or proposes to take with
    respect thereto;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(e)&#160;&#160;&#160;&#160; <font style="font-style: italic;">ERISA Matters</font> &#8212; with reasonable promptness, and in any event within five days after
    a Responsible Officer becoming aware of any of the following, a written notice setting forth the nature thereof and the action, if any, that the Company or an ERISA Affiliate proposes to take with respect thereto:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160;&#160; with respect to any Plan, the occurrence of any reportable event, as defined in section 4043(c) of ERISA and the regulations
    thereunder, for which notice thereof has not been waived pursuant to such regulations as in effect on the date hereof; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-15-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160; the taking by the PBGC of steps to institute, or the threatening in writing by the PBGC of the institution of, proceedings
    under section 4042 of ERISA for the termination of, or the appointment of a trustee to administer, any Plan, or the receipt by the Company or any ERISA Affiliate of a notice from a Multiemployer Plan that such action has been taken by the PBGC with
    respect to such Multiemployer Plan; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(3)&#160;&#160;&#160; &#160; the occurrence of any event or transaction that results in the incurrence of any liability by the Company or any ERISA
    Affiliate pursuant to Title I or IV of ERISA or the penalty or excise tax provisions of the Code relating to employee benefit plans with respect to any Plan, or in the imposition of any Lien under section 430 of the Code or section 4068 of ERISA or any
    successor thereto, on any of the rights, properties or assets of the Company or any ERISA Affiliate, if such liability or Lien, taken together with any other such liabilities or Liens then existing, would reasonably be expected to have a Material
    Adverse Effect; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(f)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Requested Information</font> &#8212; with reasonable promptness, such other data and information
    relating to the business, operations, affairs, financial condition, assets or properties of the Company or relating to the ability of the Company to perform its obligations hereunder, under the Notes, the Mortgage Indenture (including the Supplemental
    Indenture), the First Mortgage Bond Documents to which the Company is a party and the First Mortgage Bonds, as from time to time may be reasonably requested by any such holder of Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 7.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Officer&#8217;s Certificate</font>.&#160; Each set of financial statements delivered to a holder of Notes pursuant to <font style="font-weight: bold;">Section 7.1(a)</font> or <font style="font-weight: bold;">Section 7.1(b)</font> hereof shall be accompanied by a certificate of a Senior Financial Officer setting forth:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Covenant Compliance</font> &#8212; the information (including reasonably detailed calculations)
    required in order to establish whether the Company was in compliance with the requirements of <font style="font-weight: bold;">Section 10.2</font> through <font style="font-weight: bold;">Section 10.5</font>, inclusive, and <font style="font-weight: bold;">Section 10.9</font> during the quarterly or annual period covered by the statements then being furnished (including with respect to each such Section, where applicable, the calculations of the maximum or minimum amount, ratio or percentage, as
    the case may be, permissible under the terms of such Sections, and the calculation of the amount, ratio or percentage then in existence).&#160; In the event that the Company has made an election to measure any financial liability using fair value (which
    election is being disregarded for purposes of determining compliance with this Agreement pursuant to Section 22.4) as to the period covered by any such financial statement, such Senior Financial Officer&#8217;s certificate as to such period shall include a
    reconciliation from GAAP with respect to such election; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-16-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; <font style="font-style: italic;">Event of Default</font> &#8212; a statement that such Senior Financial Officer has reviewed the
    relevant terms hereof, the Mortgage Indenture (including the Supplemental Indenture), and the First Mortgage Bond Documents to which the Company is a party, and has made, or caused to be made, under his or her supervision, a review of the transactions
    and conditions of the Company from the beginning of the quarterly or annual period covered by the statements then being furnished to the date of the certificate and that such review shall not have disclosed the existence during such period of any
    condition or event that constitutes a Default or an Event of Default that is continuing as of the end of such quarterly or annual period, as the case may be, and, if any such condition or event then exists (including, without limitation, any such event
    or condition resulting from the failure of the Company to comply with any Environmental Law), specifying the nature and period of existence thereof and what action the Company shall have taken or proposes to take with respect thereto.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 7.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Inspection</font>.&#160; The Company shall permit the representatives of each holder of Notes that is an Institutional Investor:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; <font style="font-style: italic;">No Default</font> &#8212; if no Default under Section 11(b) or an Event of Default then exists,
    at the expense of such Purchaser or such holder and upon reasonable prior written notice to the Company, to visit the principal executive office of the Company, to discuss the affairs, finances and accounts of the Company with the Company&#8217;s officers,
    and, with the consent of the Company (which consent will not be unreasonably withheld) to visit the other offices and properties of the Company, all at such reasonable times during normal business hours and as often as may be reasonably requested in
    writing; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Default</font> &#8212; if a Default under Section 11(b) or an Event of Default then exists, at
    the expense of the Company, upon prior written notice to the Company,&#160; to visit and inspect any of the offices or properties of the Company, to examine all its books of account, records, reports and other papers, to make copies and extracts therefrom,
    and to discuss its affairs, finances and accounts with its officers and independent public accountants (and by this provision the Company authorizes said accountants to discuss the affairs, finances and accounts of the Company), all at such times
    during normal business hours and as often as may be requested.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 7.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-style: italic;">Electronic Delivery</font>.&#160; Financial statements, opinions of independent certified public accountants, other information and Officer&#8217;s Certificates that are required to be delivered by
      the Company pursuant to Sections 7.1(a), (b) or (c) and Section 7.2 shall be deemed to have been delivered if the Company satisfies any of the following requirements with respect thereto:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; such financial statements satisfying the requirements of Section 7.1(a) or (b) and related Officer&#8217;s Certificate satisfying
    the requirements of Section 7.2 and any other information required under Section 7.1(c) are delivered to each holder of a Note by e-mail at the e-mail address set forth in Schedule A or as communicated from time to time in a separate writing delivered
    to the Company; </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; the Company shall have timely filed such Form 10&#8211;Q or Form 10&#8211;K, satisfying the requirements of Section 7.1(a) or Section
    7.1(b), as the case may be, with the SEC on EDGAR and shall have made such form and the related Officer&#8217;s Certificate satisfying the requirements of Section 7.2 available on its home page on the internet, which is located at
    http://investor.njresources.com/njng-reports.cfm as of the date hereof; </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-17-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160; such financial statements satisfying the requirements of Section 7.1(a) or Section 7.1(b) and related Officer&#8217;s Certificate(s)
    satisfying the requirements of Section 7.2 and any other information required under Section 7.1(c) are timely posted by or on behalf of the Company on IntraLinks or on any other similar website to which each holder of Notes has free access; or </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160; the Company shall have timely filed any of the items referred to in Section 7.1(c) with the SEC on EDGAR and shall have made
    such items available on its home page on the internet or on IntraLinks or on any other similar website to which each holder of Notes has free access;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">provided however,</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">
      that in no case shall access to such financial statements, other information and Officer&#8217;s Certificates be conditioned upon any waiver or other agreement or consent (other than confidentiality provisions consistent with Section 20 of this Agreement);
      <font style="font-style: italic;">provided further</font>, that in the case of any of clauses (b), (c) or (d), the Company shall have given each holder of a Note prior written notice, which may be by e-mail or in accordance with Section 18, of such
      posting or filing in connection with each delivery, <font style="font-style: italic;">provided further,</font> that upon request of any holder to receive paper copies of such forms, financial statements, other information and Officer&#8217;s Certificates
      or to receive them by e-mail, the Company will promptly e-mail them or deliver such paper copies, as the case may be, to such holder.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Prepayment of the Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Required Prepayments</font>.&#160; Subject to <font style="font-weight: bold;">Section 8.2</font>, the Notes shall not be subject to required prepayments.&#160; The entire unpaid principal balance of
      the Notes of each series shall be due and payable on the respective stated maturity date thereof.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Required Prepayment&#8212;Condemnation; Required Sale.</font>&#160; In the event that, pursuant to the terms of section 8.08 of the Mortgage Indenture, the First Mortgage Bonds are called for
      redemption, in whole or in part, then the Company shall, (i) at least 30 days and not more than 60 days prior to the redemption date of the First Mortgage Bonds pursuant to section 8.08 of the Mortgage Indenture, give written notice to the Collateral
      Agent, as the registered holder of the First Mortgage Bonds, and each holder of the related Notes, of the redemption of all or a portion of the related First Mortgage Bonds and the corresponding prepayment of all or a portion of the related Notes,
      and (ii) on the redemption date of the First Mortgage Bonds so called for redemption, prepay the related Notes in an aggregate principal amount equal to the amount of First Mortgage Bonds called for redemption at a prepayment price equal to 100% of
      the First Mortgage Bonds being redeemed, together with interest accrued thereon to the date of such prepayment, but without any Make-Whole Amount.&#160; The notice described in (i) above shall specify the prepayment date (which shall be a Business Day),
      the aggregate principal amount of the Notes to be prepaid on such date, the principal amount of each Note held by such holder to be prepaid (determined in accordance with <font style="font-weight: bold;">Section 8.4)</font>, and the interest to be
      paid on the prepayment date with respect to such principal amount being prepaid.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-18-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Optional Prepayments with and Without Make-Whole Amount</font>.&#160; The Company may, at its option, upon notice as provided below, prepay at any time all, or from time to time any part of,
      the Notes of any series, in an amount not less than $1,000,000 in aggregate principal amount of the Notes of such series then outstanding in the case of a partial prepayment, at 100% of the aggregate principal amount so prepaid together with interest
      accrued thereon to the date of such prepayment and the Make-Whole Amount, if any, determined for the prepayment date with respect to such principal amount;&#160;<font style="font-style: italic;">provided,</font> that at any time on or after April 30, 2051
      with respect to the Series A Notes and any time on or after April 28, 2061 with respect to the Series B Notes, the Company may, at its option, upon notice as provided below, prepay all or any part of the applicable series of Notes at 100% of the
      aggregate principal amount so prepaid together with interest accrued thereon to the date of such prepayment.&#160; Notwithstanding the foregoing, the Company may not prepay any series of the Notes pursuant to this <font style="font-weight: bold;">Section
        8.3</font> if a Default or Event of Default shall exist or would result from such optional prepayment unless, all Notes at the time outstanding are prepaid on a pro rata basis. The Company will give each holder of Notes of any series to be prepaid
      written notice of each optional prepayment under this <font style="font-weight: bold;">Section 8.3</font> not less than 30 days and not more than 60 days prior to the date fixed for such prepayment.&#160; Each such notice shall specify such date (which
      shall be a Business Day), the aggregate principal amount of the Notes to be prepaid on such date, the principal amount of each Note held by such holder to be prepaid (determined in accordance with <font style="font-weight: bold;">Section 8.4</font>),






      and the interest to be paid on the prepayment date with respect to such principal amount being prepaid, and shall be accompanied by a certificate of a Senior Financial Officer as to the estimated Make-Whole Amount, if any, due in connection with such
      prepayment (calculated as if the date of such notice were the date of the prepayment), setting forth the details of such computation.&#160; Two Business Days prior to such prepayment, the Company shall deliver to each holder of Notes of any series to be
      prepaid pursuant to this <font style="font-weight: bold;">Section 8.3</font> a certificate of a Senior Financial Officer specifying the calculation of such Make-Whole Amount, if any, as of the specified prepayment date.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Allocation of Partial Prepayments</font>.&#160; In the case of each partial prepayment of the Notes of any series pursuant to <font style="font-weight: bold;">Section 8.2 </font>or <font style="font-weight: bold;">Section 8.3</font> hereof, the principal amount of the Notes of such series to be prepaid shall be allocated among all of the Notes of such series at the time outstanding in proportion, as nearly as reasonably
      practicable, to the respective unpaid principal amounts thereof not theretofore called for prepayment.&#160; All partial prepayments or purchases made pursuant to <font style="font-weight: bold;">Section 8.6(b)</font>, <font style="font-weight: bold;">Section






        8.8</font> or <font style="font-weight: bold;">Section 8.9</font> shall be applied only to the Notes of the holders who have elected to participate in such prepayment or purchase.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-style: italic;">Maturity; Surrender, Etc</font>.&#160; In the case of each prepayment of Notes pursuant to this <font style="font-weight: bold;">Section 8</font>, the principal amount of each Note to be
      prepaid shall mature and become due and payable on the date fixed for such prepayment (which shall be a Business Day), together with interest on such principal amount accrued to such date and the applicable Make-Whole Amount, if any.&#160; From and after
      such date, unless the Company shall fail to pay such principal amount when so due and payable, together with the interest and Make-Whole Amount, if any, as aforesaid, interest on such principal amount shall cease to accrue.&#160; Any Note paid or prepaid
      in full shall be surrendered to the Company and cancelled and shall not be reissued, and no Note shall be issued in lieu of any prepaid principal amount of any Note.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-19-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Purchase of Notes</font>.&#160; The Company will not, and will not permit any Affiliate to, purchase, redeem, prepay or otherwise acquire, directly or indirectly, any of the outstanding Notes
      of any series except (a) upon the payment or prepayment of the Notes of such series in accordance with the terms of this Agreement and the Notes or (b) pursuant to an offer to purchase made by the Company or an Affiliate <font style="font-style: italic;">pro rata</font> to the holders of all Notes of such series at the time outstanding upon the same terms and conditions.&#160; Any such offer shall provide each holder of the Notes of the series being offered for purchase with sufficient
      information to enable it to make an informed decision with respect to such offer and shall remain open for at least 15 Business Days.&#160; If the holders of more than 50% of the principal amount of the Notes of any series being offered to be purchased
      then outstanding accept such offer, the Company shall promptly notify the remaining holders of the Notes of such series of such fact and the expiration date for the acceptance by holders of Notes of such series of such offer shall be extended by the
      number of days necessary to give each such remaining holder at least 10 Business Days from its receipt of such notice to accept such offer.&#160; The Company will promptly cancel all Notes acquired by it or any Affiliate pursuant to any payment,
      prepayment or purchase of Notes pursuant to any provision of this Agreement and no Notes may be issued in substitution or exchange for any such Notes.&#160; Notwithstanding the forgoing, neither the Company nor any Affiliate may offer to purchase any
      series of the Notes if a Default or Event of Default shall exist or would result therefrom unless such Person shall offer to purchase all outstanding Notes on a pro rata basis upon the same terms and conditions but taking into account the different
      maturity dates and interest rates for each series of the Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Make-Whole Amount for Notes</font>.&#160; The term <font style="font-style: italic;">&#8220;Make-Whole Amount&#8221;</font> shall mean, with respect to any Note of a series, an amount equal to the excess,
      if any, of the Discounted Value of the Remaining Scheduled Payments with respect to the Called Principal of such Note over the amount of such Called Principal, <font style="font-style: italic;">provided</font> that the Make-Whole Amount may in no
      event be less than zero.&#160; For the purposes of determining the Make-Whole Amount, the following terms have the following meanings:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Called Principal&#8221; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean, with respect to any Note, the principal of such Note that is to be prepaid pursuant to <font style="font-weight: bold;">Section 8.3</font> or has become or is declared to be
      immediately due and payable pursuant to <font style="font-weight: bold;">Section 12.1</font>, as the context requires.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Discounted Value&#8221; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean, with respect to the Called Principal of any Note, the amount obtained by discounting all Remaining Scheduled Payments with respect to such Called Principal from their respective
      scheduled due dates to the Settlement Date with respect to such Called Principal, in accordance with accepted financial practice and at a discount factor (applied on the same periodic basis as that on which interest on the Notes is payable) equal to
      the Reinvestment Yield with respect to such Called Principal.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Reinvestment Yield&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean, with respect to the Called Principal of any Note, 0.50% over the yield to maturity implied by the ask-side yield(s) reported as of 10:00 a.m. (New York, New York time) on the
      second Business Day preceding the Settlement Date with respect to such Called Principal, on the display designated as &#8220;Page PX1&#8221;&#160; (or such other display as may replace Page PX1) on Bloomberg Financial Markets for the most recently issued actively
      traded on-the-run U.S. Treasury securities (<font style="font-style: italic;">&#8220;Reported&#8221;</font>) having a maturity equal to the Remaining Average Life of such Called Principal as of such Settlement Date.&#160; If there are no such U.S. Treasury securities
      Reported having a maturity equal to such Remaining Average Life, then such implied yield to maturity will be determined by (a) converting U.S. Treasury bill quotations to bond equivalent yields in accordance with accepted financial practice and (b)
      interpolating linearly between the yields Reported for the applicable most recently issued actively traded on-the-run U.S. Treasury securities with the maturities (1) closest to and greater than such Remaining Average Life and (2) closest to and less
      than such Remaining Average Life.&#160; The Reinvestment Yield shall be rounded to the number of decimal places as appears in the interest rate of the applicable Note.&#160; </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-20-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">If such yields are not Reported or the yields Reported as of such time are not ascertainable (including by way of interpolation),
    then &#8220;Reinvestment Yield&#8221; means, with respect to the Called Principal of any Note, 0.50% over the yield to maturity implied by the U.S. Treasury constant maturity yields reported, for the latest day for which such yields have been so reported as of the
    second Business Day preceding the Settlement Date with respect to such Called Principal, in Federal Reserve Statistical Release H.15 (or any comparable successor publication) for the U.S. Treasury constant maturity having a term equal to the Remaining
    Average Life of such Called Principal as of such Settlement Date.&#160; If there is no such U.S. Treasury constant maturity having a term equal to such Remaining Average Life, such implied yield to maturity will be determined by interpolating linearly
    between (1) the U.S. Treasury constant maturity so reported with the term closest to and greater than such Remaining Average Life and (2) the U.S. Treasury constant maturity so reported with the term closest to and less than such Remaining Average
    Life.&#160; The Reinvestment Yield shall be rounded to the number of decimal places as appears in the interest rate of the applicable Note. </div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Remaining Average Life&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean, with respect to any Called Principal, the number of years obtained by dividing (i) such Called Principal into (ii) the sum of the products obtained by multiplying (a) the principal
      component of each Remaining Scheduled Payment with respect to such Called Principal by (b) the number of years, computed on the basis of a 360-day year composed of twelve 30-day months and calculated to two decimal places, that will elapse between
      the Settlement Date with respect to such Called Principal and the scheduled due date of such Remaining Scheduled Payment.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Remaining Scheduled Payments&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean, with respect to the Called Principal of any Note, all payments of such Called Principal and interest thereon that would be due after the Settlement Date with respect to such Called
      Principal and<font style="font-variant: small-caps;">&#160;</font>if no payment of such Called Principal were made prior to its scheduled due date, <font style="font-style: italic;">provided</font> that if such Settlement Date is not a date on which
      interest payments are due to be made under the terms of the Notes, then the amount of the next succeeding scheduled interest payment will be reduced by the amount of interest accrued to such Settlement Date and required to be paid on such Settlement
      Date pursuant to <font style="font-weight: bold;">Section 8.3</font> or <font style="font-weight: bold;">Section 12.1</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Settlement Date&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean, with respect to the Called Principal of any Note, the date on which such Called Principal is to be prepaid pursuant to <font style="font-weight: bold;">Section 8.3</font> or has become or is declared
      to be immediately due and payable pursuant to <font style="font-weight: bold;">Section 12.1</font>, as the context requires.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-21-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Offer to Prepay upon Asset Disposition</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(a)&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Notice and Offer</font>.&#160; In the event of a Transfer where the Company has elected to apply all or a portion
    of the Net Proceeds Amount of such Transfer as a Debt Prepayment Application pursuant to <font style="font-weight: bold;">Section 10.5(b)</font>, the Company shall, no later than the 305<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day following the date of such Transfer, give
    written notice of such event (an <font style="font-style: italic;">&#8220;Asset Disposition Prepayment Event&#8221;</font>) to each holder of Notes.&#160; Such notice shall contain, and shall constitute, an irrevocable offer to prepay a Ratable Portion of the Notes
    held by such holder on the date (which shall be a Business Day) specified in such notice (the <font style="font-style: italic;">&#8220;Asset Disposition Prepayment Date&#8221;</font>) which date shall be not less than 30 days and not more than 60 days after such
    notice.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Acceptance and Payment.</font>&#160; A holder of Notes may accept or reject the offer to prepay pursuant to this <font style="font-weight: bold;">Section 8.8</font> by causing a notice of such acceptance or rejection to be delivered to the Company at least 10 days prior to the Asset Disposition Prepayment Date.&#160; A failure by a holder of the Notes to respond to an
    offer to prepay made pursuant to this <font style="font-weight: bold;">Section 8.8</font> shall be deemed to constitute a rejection of such offer by such holder.&#160; If so accepted, such offered prepayment in respect of the Ratable Portion of the Notes
    of each holder that has accepted such offer shall be due and payable on the Asset Disposition Prepayment Date.&#160; Such offered prepayment shall be made at 100% of the aggregate Ratable Portion of the Notes of each holder that has accepted such offer,
    together with interest on that portion of the Notes then being prepaid accrued to the Asset Disposition Prepayment Date, but without any Make-Whole Amount.&#160; If any holder of a Note rejects or is deemed to have rejected such offer of prepayment, the
    Company may use the Ratable Portion for such Note for general corporate purposes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(c)&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Officer&#8217;s Certificate.</font>&#160; Each offer to prepay the Notes pursuant to this <font style="font-weight: bold;">Section 8.8</font> shall be accompanied by a certificate, executed by a Senior Financial Officer and dated the date of such offer, specifying: (1) the Asset Disposition Prepayment Date; (2) that such offer is being made pursuant to this <font style="font-weight: bold;">Section 8.8</font> and that the failure by a holder to respond to such offer by the deadline established in <font style="font-weight: bold;">Section 8.8(b)</font> shall result in such offer to such holder being deemed
    rejected; (3) the Ratable Portion of each such Note offered to be prepaid; (4) the interest that would be due on the Ratable Portion of each such Note offered to be prepaid, accrued to the Asset Disposition Prepayment Date; (5) that the conditions of
    this <font style="font-weight: bold;">Section 8.8</font> have been satisfied and (6) in reasonable detail, a description of the nature and date of the Asset Disposition Prepayment Event giving rise to such offer of prepayment.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 8.9</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Offer to Prepay in the Event of a Change of Control</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Notice of Change of
        Control.</font><font style="font-weight: bold;">&#160; </font>The Company will, at least 30 days prior to any Change of Control, give written notice of such Change of Control to each holder of the Notes.&#160; Such notice shall contain and constitute an
      offer to prepay the Notes as described in <font style="font-weight: bold;">Section 8.9(c)</font> and shall be accompanied by the certificate described in <font style="font-weight: bold;">Section 8.9(f)</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Notice of Acceptance of
        Offer under Section 8.9(a).</font><font style="font-weight: bold;">&#160; </font>If the Company shall at any time receive an acceptance to an offer to prepay Notes under <font style="font-weight: bold;">Section 8.9(a)</font> from some, but not all, of
      the holders of the Notes, then the Company will, within two Business Days after the receipt of such acceptance, give written notice of such acceptance to each other holder of the Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-22-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Offer to Prepay Notes.</font><font style="font-weight: bold;">&#160; </font>The offer to prepay Notes contemplated by <font style="font-weight: bold;">Section 8.9(a)</font> shall be an offer to prepay, in accordance with and subject to this <font style="font-weight: bold;">Section 8.9</font>,
      all, but not less than all, of the Notes held by each holder (in this case only, &#8220;holder&#8221; in respect of any Note registered in the name of a nominee for a disclosed beneficial owner shall mean such beneficial owner) at the time of the occurrence of
      the Change of Control.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Rejection; Acceptance.</font><font style="font-weight: bold;">&#160; </font>A holder of Notes may accept or reject the offer to prepay made pursuant to this <font style="font-weight: bold;">Section 8.9</font> by causing a notice of such acceptance or rejection to be delivered to the
      Company prior to the prepayment date.&#160; A failure by a holder of Notes to so respond to an offer to prepay made pursuant to this <font style="font-weight: bold;">Section 8.9(d)</font> shall be deemed to constitute an acceptance of such offer by such
      holder.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Prepayment.</font><font style="font-weight: bold;">&#160; </font>Prepayment of the Notes to be prepaid pursuant to this <font style="font-weight: bold;">Section 8.9</font> shall be at 100% of the principal amount of such Notes, together with interest on such Notes accrued to
      the date of prepayment, but without any Make-Whole Amount.&#160; The prepayment shall be made at the time of occurrence of a Change of Control.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Officer&#8217;s Certificate.</font><font style="font-weight: bold;">&#160; </font>Each offer to prepay the Notes pursuant to this <font style="font-weight: bold;">Section 8.9</font> shall be accompanied by a certificate, executed by a Responsible Officer of the Company and dated the date of
      such offer, specifying (i) the proposed prepayment date (which shall be the date of the Change of Control), (ii) that such offer is made pursuant to this <font style="font-weight: bold;">Section 8.9</font>, (iii) the principal amount of each Note
      offered to be prepaid, (iv) the interest that would be due on each Note offered to be prepaid, accrued to the prepayment date, (v) that the conditions of this <font style="font-weight: bold;">Section 8.9</font> have been fulfilled, and (vi) in
      reasonable detail, the nature and anticipated date of the Change of Control.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 9.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Affirmative Covenants.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">So long as any of the Notes are outstanding, the Company covenants that:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Compliance with Laws</font>.&#160; Without limiting<font style="font-weight: bold;"> Section 10.13</font>, the Company will comply with all laws, ordinances or governmental rules or regulations
      to which the Company is subject, including, without limitation, ERISA, Environmental Laws, the USA PATRIOT Act and the other laws and regulations that are referred to in <font style="font-weight: bold;">Section 5.16</font>, and will obtain and
      maintain in effect all licenses, certificates, permits, franchises and other governmental authorizations necessary to the ownership of its properties or to the conduct of its businesses, in each case to the extent necessary to ensure that
      non-compliance with such laws, ordinances or governmental rules or regulations or failures to obtain or maintain in effect such licenses, certificates, permits, franchises and other governmental authorizations would not reasonably be expected,
      individually or in the aggregate, to have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Insurance</font>.&#160; The Company will maintain, with financially sound and reputable insurers, insurance with respect to its properties and businesses against such casualties and
      contingencies, of such types, on such terms and in such amounts (including deductibles, co-insurance and self-insurance, if adequate reserves are maintained with respect thereto) as is customary in the case of entities of established reputations
      engaged in the same or a similar business and in the same industry and similarly situated.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-23-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Maintenance of Properties</font>.&#160; The Company will maintain and keep, or cause to be maintained and kept, its properties in good repair, working order and condition (other than ordinary
      wear and tear), so that the business carried on in connection therewith may be properly conducted at all times, <font style="font-style: italic;">provided</font> that this <font style="font-weight: bold;">Section 9.3</font> shall not prevent the
      Company from discontinuing the operation and the maintenance of any of its properties if such discontinuance is desirable in the conduct of its business and the Company has concluded that such discontinuance would not reasonably be expected,
      individually or in the aggregate, to have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; &#160; &#160; <font style="font-style: italic;">Payment of Taxes and Claims</font>.&#160; The Company will file all income tax or similar tax returns required to be filed in any jurisdiction and pay and discharge all taxes shown to be due and
      payable on such returns and all other taxes, assessments, governmental charges or levies payable by the Company, to the extent the same have become due and payable and before they have become delinquent, <font style="font-style: italic;">provided</font>
      that the Company need not pay any such tax, assessment, governmental charge or levy if (1) the amount, applicability or validity thereof is contested by the Company on a timely basis in good faith and in appropriate proceedings, and the Company has
      established adequate reserves therefor in accordance with GAAP on the books of the Company or (2) the nonpayment of all such taxes, assessments, governmental charges and levies would not reasonably be expected, individually or in the aggregate, to
      have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Corporate Existence, Etc</font>.&#160; Subject to <font style="font-weight: bold;">Section 10.6</font>, the Company will at all times preserve and keep in full force and effect its corporate
      existence.&#160; Subject to <font style="font-weight: bold;">Sections 10.5</font> and <font style="font-weight: bold;">10.6</font>, the Company will at all times preserve and keep in full force and effect all rights and franchises of the Company unless,
      in the good faith judgment of the Company, the termination of or failure to preserve and keep in full force and effect such right or franchise would not reasonably be expected, individually or in the aggregate, to have a Material Adverse Effect.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Regulated Nature.</font>&#160; The Company will at all times be and remain a Person that is subject under law to regulation by a public utility commission or other governmental regulatory body
      with oversight responsibilities for utilities.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Evidence of Recorded Supplemental Indentures.</font>&#160; As soon as commercially practicable and without limiting <font style="font-weight: bold;">Section 4.12(c)</font>, the Company will
      seek to obtain evidence of recorded copies of the Supplemental Indenture, and the Company shall cause satisfactory evidence thereof to be promptly furnished to each holder of Notes and special counsel to the holders of Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">Section 10.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-variant: small-caps;">&#160; Negative Covenants</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">So long as any of the Notes are outstanding, the Company covenants that:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">[Reserved]</font>.&#160; </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; &#160; &#160; <font style="font-style: italic;">Liens</font>.&#160; The Company will not directly or indirectly create, incur, assume or permit to exist (upon the happening of a contingency or otherwise) any Lien on or with respect to any
      property or asset (including, without limitation, any document or instrument in respect of goods or accounts receivable) of the Company, whether now owned or held or hereafter acquired, or any income or profits therefrom, or assign or otherwise
      convey any right to receive income or profits, except:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-24-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; Liens for taxes, assessments or other governmental charges which are not yet due and payable or the payment of which is not
    at the time required by <font style="font-weight: bold;">Section 9.4</font>;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; statutory Liens of landlords and Liens of carriers, warehousemen, mechanics, materialmen and other similar Liens, in each
    case, incurred in the ordinary course of business for sums not yet due and payable or the payment of which is not at the time required by <font style="font-weight: bold;">Section 9.4</font>;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160; Liens (other than any Lien imposed by section 430 of the Code or section 4068 of ERISA or any successor thereto) incurred or
    deposits made in the ordinary course of business (1) in connection with workers&#8217; compensation, unemployment insurance and other types of social security or retirement benefits, or (2) to secure (or to obtain letters of credit that secure) the
    performance of tenders, statutory obligations, surety bonds, appeal bonds, bids, leases (other than Capital Leases), performance bonds, purchase, construction or sales contracts, and other similar obligations, in each case not incurred or made in
    connection with the borrowing of money, the obtaining of advances or credit or the payment of the deferred purchase price of property;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160;&#160; subject to <font style="font-weight: bold;">Section 11(k)</font>, any attachment or judgment Lien, unless the judgment it
    secures shall not, within 30 days after the entry thereof, have been discharged or execution thereof stayed pending appeal, or shall not have been discharged within 30 days after the expiration of any such stay;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(e)&#160;&#160;&#160;&#160; leases or subleases granted to others, easements, rights-of-way, restrictions and other similar charges or encumbrances or
    minor survey exceptions, in each case incidental to, and not interfering with, the ordinary conduct of the business of the Company, <font style="font-style: italic;">provided</font> that such Liens do not, in the aggregate, materially detract from the
    value of such property;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(f)&#160;&#160;&#160;&#160;&#160; [Reserved];</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(g)&#160;&#160;&#160;&#160; Liens existing on the date of the Closing and described on <font style="font-weight: bold;">Schedule 5.15</font> hereto
    (other than Liens on <font style="font-style: italic;">&#8220;Excepted Property&#8221; </font>of the Company as defined in the Mortgage Indenture as in effect on the date of the Closing);</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(h)&#160;&#160;&#160;&#160; [Reserved];</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(i)&#160;&#160;&#160;&#160;&#160; any Lien created to secure all or any part of the purchase price, or to secure Debt incurred or assumed to pay all or any
    part of the purchase price or cost of construction, of property (or any improvement thereon) acquired or constructed by the Company after the date of the Closing, <font style="font-style: italic;">provided</font> that:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-25-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160; any such Lien shall extend solely to the item or items of such property (or improvement thereon) so acquired or constructed
    and, if required by the terms of the instrument originally creating such Lien, other property (or improvement thereon) which is an improvement to or is acquired for specific use in connection with such acquired or constructed property (or improvement
    thereon) or which is real property being improved by such acquired or constructed property (or improvement thereon);</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160;&#160; the principal amount of the Debt secured by any such Lien shall at no time exceed an amount equal to the lesser of (i) the
    cost to the Company of the property (or improvement thereon) so acquired or constructed and (ii) the Fair Market Value (as determined in good faith by one or more officers of the Company to whom authority to enter into the subject transaction has been
    delegated by the board of directors of the Company) of such property (or improvement thereon) at the time of such acquisition or construction; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">(3)&#160;&#160;&#160;&#160;&#160; any such Lien shall be created contemporaneously with, or within 180 days after, the acquisition or construction of such
    property;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(j)&#160;&#160;&#160;&#160; any Lien existing on property of a Person immediately prior to its being consolidated with or merged into the Company, or any
    Lien existing on any property acquired by the Company at the time such property is so acquired (whether or not the Debt secured thereby shall have been assumed), <font style="font-style: italic;">provided</font> that (1) no such Lien shall have been
    created or assumed in contemplation of such consolidation or merger or such acquisition of property, and (2) each such Lien shall extend solely to the item or items of property so acquired and, if required by the terms of the instrument originally
    creating such Lien (i) other property which is an improvement to or is acquired for specific use in connection with such acquired property or (ii) other property that does not constitute property or assets of the Company;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(k)&#160; &#160;&#160; Liens on assets of the Company (other than Liens on &#8220;Excepted Property&#8221; as defined in the Mortgage Indenture as in effect on
    the date of the Closing) which Liens secure Debt outstanding as of the date of the Closing under the Mortgage Indenture and any additional Debt that is issued in accordance with Article Two of the Mortgage Indenture (as in effect on the date of the
    Closing); <font style="font-style: italic;">provided</font> that such additional Debt shall not contain covenants, defaults and other terms and conditions more restrictive than or in addition to those contained in this Agreement;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(l)&#160;&#160;&#160;&#160;&#160; any Lien renewing, extending or refunding any Lien permitted by paragraphs (g), (i), (j) or (k) of this <font style="font-weight: bold;">Section 10.2</font>, <font style="font-style: italic;">provided</font> that (1) the principal amount of Debt secured by such Lien immediately prior to such extension, renewal or refunding is not increased or the maturity
    thereof reduced, (2) such Lien is not extended to any other property and (3) immediately after such extension, renewal or refunding no Default or Event of Default would exist; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-26-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(m)&#160;&#160;&#160; other Liens not otherwise permitted by paragraphs (a) through (l), inclusive, of this <font style="font-weight: bold;">Section





      10.2</font> securing Debt.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Restricted Payments</font>.&#160; (a) The Company will not declare or make or incur any liability to declare or make any Restricted Payment unless immediately after giving effect to such action
      no Default or Event of Default would exist.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Company will not declare a Restricted Payment that is not payable within 60 days of such declaration.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; [Reserved]<font style="font-style: italic;">.</font>&#160; </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Sale of Assets, Etc.</font>&#160; (a) Except as permitted under <font style="font-weight: bold;">Section 10.6</font>, the Company will not make any Asset Disposition <font style="font-style: italic;">unless</font>:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 72pt;">(1)&#160;&#160;&#160;&#160;&#160; in the good faith opinion of the Company, the Asset Disposition is in the best interest of the Company;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160; immediately after giving effect to the Asset Disposition, no Default or Event of Default would exist; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 9pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(3)&#160;&#160;&#160;&#160; immediately after giving effect to the Asset Disposition the Disposition Value of all property that was the subject of any
    Asset Disposition occurring in the immediately preceding 12 consecutive month period would not exceed 10% of Tangible Assets as of the end of the then most recently ended fiscal year of the Company.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160;&#160; If the Net Proceeds Amount for any Transfer is, within 365 days after such Transfer, (1) applied to a Debt Prepayment Application, (2) applied
    to or would otherwise constitute a Property Reinvestment Application or (3) applied to any combination of the foregoing clauses (1) and (2), then such Transfer, only for the purpose of determining compliance with subsection (3) of <font style="font-weight: bold;">Section 10.5(a)</font> as of a date on or after the Net Proceeds Amount is so applied, shall be deemed not to be an Asset Disposition.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Merger, Consolidation, Etc. </font> The Company will not consolidate with or merge with any other Person or convey, transfer or lease all or substantially all of its assets in a single
      transaction or series of transactions to any Person, <font style="font-style: italic;">provided</font> that the foregoing restriction does not apply to the consolidation or merger of the Company with, or the conveyance, transfer or lease of all or
      substantially all of the assets of the Company in a single transaction or series of transactions to, any Person so long as:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160;&#160; the successor formed by such consolidation or the survivor of such merger or the Person that acquires by conveyance,
    transfer or lease all or substantially all of the assets of the Company as an entirety, as the case may be (the <font style="font-style: italic;">&#8220;Successor Corporation&#8221;</font>), shall be a solvent Person organized and existing under the laws of the
    United States or any State thereof (including the District of Columbia);</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-27-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160; if the Company is not the Successor Corporation, (1) such Person shall have executed and delivered to each holder of the Notes
    its assumption of the due and punctual performance and observance of each covenant and condition of this Agreement and the Notes and the Mortgage Indenture (including the Supplemental Indenture), the First Mortgage Bond Documents to which it is a party
    and the First Mortgage Bonds (pursuant to such agreements or instruments as shall be reasonably satisfactory to the Required Holders), and (2) such Person shall have caused to be delivered to each Purchaser and each holder of the Notes an opinion of
    inside counsel to the Company, Troutman Pepper Hamilton Sanders LLP or another nationally recognized counsel, or other counsel reasonably satisfactory to the Required Holders, to the effect that all agreements or instruments effecting such assumption
    are enforceable in accordance with their terms and comply with the terms hereof (subject to bankruptcy, insolvency, fraudulent conveyance or similar laws affecting creditors&#8217; rights generally, and general principles of equity (regardless of whether the
    application of such principles is considered in a proceeding in equity or at law) and subject to such other customary qualifications and exceptions for legal opinions of this type or as may be reasonably acceptable to the Required Holders); and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160; immediately after giving effect to such transaction, no Default or Event of Default would exist.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">No such conveyance, transfer or lease of all or substantially all of the assets of the Company shall have the effect of releasing the Company or any Successor Corporation
    that shall theretofore have become such in the manner prescribed in this <font style="font-weight: bold;">Section 10.6</font> from its liability under this Agreement or the Notes or the Mortgage Indenture (including the Supplemental Indenture), the
    First Mortgage Bond Documents to which it is a party or the First Mortgage Bonds.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; [Reserved].&#160; </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Limitations on Subsidiaries, Partnerships and Joint Ventures.</font>&#160; The Company will not own or create directly or indirectly any Subsidiaries without the prior written consent of the
      Required Holders.&#160; Without limiting the foregoing sentence, the Company shall not become or agree to become (a) a general or limited partner in any general or limited partnership, except that the Company may be a limited partner in a Permitted
      Related Business Opportunity, (b) a member or manager of, or hold a limited liability company interest in, a limited liability company, except that the Company may be a member or manager of, or hold limited liability company interests in a Permitted
      Related Business Opportunity or (c) a joint venturer or hold a joint venture interest in any joint venture, except that the Company may become a joint venturer in or hold a joint venture interest in any joint venture that is a Permitted Related
      Business Opportunity.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.9</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Limitation on Certain Leases.&#160; </font>The Company will not engage in any off-balance sheet transaction (<font style="font-style: italic;">i.e.,</font> the liabilities in respect of which
      do not appear on the liability side of the balance sheet, with such balance sheet prepared in accordance with GAAP) providing the functional equivalent of borrowed money (including asset securitizations, sale/leasebacks or Synthetic Leases (other
      than any sale/leaseback transaction or Synthetic Lease entered into, in either case, with respect to meter assets and which transaction is otherwise permitted by this Agreement)) with liabilities in excess, in the aggregate for the Company as of any
      date of determination, of 5% of the Tangible Assets.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-28-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">For purposes of this <font style="font-weight: bold;">Section 10.9</font>, the amount of any lease which is not a Capital Lease is the aggregate amount
    of minimum lease payments due pursuant to such lease for any non-cancelable portion of its term.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.10</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Nature of Business</font>.&#160; The Company will not engage in any business if, as a result, the general nature of the business in which the Company would then be engaged would be substantially
      and materially changed from the general nature of the business in which the Company is engaged on the date hereof.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.11</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Transactions with Affiliates</font>.&#160; Except in the case of a Permitted Related Business Opportunity, the Company will not enter into, directly or indirectly, any Material transaction or
      group of related transactions (including, without limitation, the purchase, lease, sale or exchange of properties of any kind or the rendering of any service) with any Affiliate, except in the ordinary course and pursuant to the reasonable
      requirements of the Company&#8217;s business and upon fair and reasonable terms no less favorable to the Company than would be obtainable in a comparable arm&#8217;s-length transaction with a Person not an Affiliate.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.12</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; [Reserved]<font style="font-style: italic;">.</font>&#160; </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.13</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Economic Sanctions, Etc</font>.&#160; The Company will not, and will not permit any Controlled Entity to, (a) become (including by virtue of being owned or controlled by a Blocked Person), own or
      control a Blocked Person or (b) directly or indirectly have any investment in or engage in any dealing or transaction (including any investment, dealing or transaction involving the proceeds of the Notes) with any Person if such investment, dealing
      or transaction (i) would cause any holder or any affiliate of such holder to be in violation of, or subject to sanctions under, any law or regulation applicable to such holder, or (ii) is prohibited by or subject to sanctions under any U.S. Economic
      Sanctions Laws.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 11.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Events of Default.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">An <font style="font-style: italic;">&#8220;Event of Default&#8221;</font> shall exist if any of the following conditions or events shall occur and be continuing:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; the Company defaults in the payment of any principal or Make-Whole Amount on any Note when the same becomes due and payable,
    whether at maturity or at a date fixed for prepayment or by declaration or otherwise; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; the Company defaults in the payment of any interest on any Note for more than five Business Days after the same becomes due
    and payable; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-29-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160; the Company defaults in the performance of or compliance with any term contained in <font style="font-weight: bold;">Section
      9.6, Section 10.2 </font>through <font style="font-weight: bold;">Section 10.9</font>, inclusive, or <font style="font-weight: bold;">Section 10.13</font>; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160; the Company defaults in the performance of or compliance with any term contained herein (other than those referred to in
    paragraphs (a), (b) and (c) of this <font style="font-weight: bold;">Section 11</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2) the Company
    receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-weight: bold;">Section 11</font>); or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(e)&#160;&#160;&#160; any representation or warranty made in writing by or on behalf of the Company or by any officer of the Company in this
    Agreement or in the Mortgage Indenture (including the Supplemental Indenture) or in any writing furnished in connection with the transactions contemplated hereby or thereby proves to have been false or incorrect in any material respect on the date as
    of which made; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(f)&#160;&#160;&#160;&#160; (1) the Company is in default (as principal or as guarantor or other surety) in the payment of any principal of or premium or
    make-whole amount or interest on any Debt that is outstanding in an aggregate principal amount of at least $30,000,000 (or its equivalent in the relevant currency of payment) beyond any period of grace provided with respect thereto or (2) the Company
    is in default in the performance of or compliance with any term of any evidence of any Debt in an aggregate outstanding principal amount of at least $30,000,000 (or its equivalent in the relevant currency of payment) or of any mortgage, indenture or
    other agreement relating thereto or any other condition exists, and as a consequence of such default or condition such Debt has become, or has been declared (or one or more Persons are entitled to declare such Debt to be), due and payable before its
    stated maturity or before its regularly scheduled dates of payment or (3) as a consequence of the occurrence or continuation of any event or condition (other than the passage of time or the right of the holder of Debt to convert such Debt into equity
    interests), (i) the Company has become obligated to purchase or repay Debt before its regular maturity or before its regularly scheduled dates of payment in an aggregate outstanding principal amount of at least $30,000,000 (or its equivalent in the
    relevant currency of payment) or (ii) one or more Persons have the right to require the Company to purchase or repay such Debt; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(g)&#160;&#160;&#160;&#160; an &#8220;Event of Default&#8221; under the Mortgage Indenture shall have occurred and be continuing; <font style="font-style: italic;">provided,





      however,</font> that anything in this Agreement to the contrary notwithstanding, the waiver or cure of such default under the Mortgage Indenture and the rescission and annulment of the consequences thereof under the Mortgage Indenture shall
    constitute a waiver of the corresponding Event of Default hereunder and a rescission and annulment of the consequences thereof hereunder; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-30-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(h)&#160;&#160;&#160;&#160; the Company is in default under the terms of any agreement involving any off-balance sheet transaction (including any asset
    securitization, sale/leaseback transaction or Synthetic Lease) with obligations in the aggregate thereunder for which the Company may be obligated in an amount in excess of $30,000,000 (or its equivalent in the relevant currency of payment), and such
    breach, default or event of default consists of the failure to pay (beyond any period of grace permitted with respect thereto) any obligation when due (whether at stated maturity, by acceleration or otherwise) or if such breach or default permits or
    causes the acceleration of any obligation or the termination of such agreement; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(i)&#160;&#160;&#160;&#160; the Company (1) is generally not paying, or admits in writing its inability to pay, its debts as they become due, (2) files,
    or consents by answer or otherwise to the filing against it of, a petition for relief or reorganization or arrangement or any other petition in bankruptcy, for liquidation or to take advantage of any bankruptcy, insolvency, reorganization, moratorium
    or other similar law of any jurisdiction, (3) makes an assignment for the benefit of its creditors, (4) consents to the appointment of a custodian, receiver, trustee or other officer with similar powers with respect to it or with respect to any
    substantial part of its property, (5) is adjudicated as insolvent or to be liquidated or (6) takes corporate action for the purpose of any of the foregoing; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(j)&#160;&#160;&#160;&#160; a court or other Governmental Authority of competent jurisdiction enters an order appointing, without consent by the Company,
    a custodian, receiver, trustee or other officer with similar powers with respect to it or with respect to any substantial part of its property, or constituting an order for relief or approving a petition for relief or reorganization or any other
    petition in bankruptcy or for liquidation or to take advantage of any bankruptcy or insolvency law of any jurisdiction, or ordering the dissolution, winding-up or liquidation of the Company, or any such petition shall be filed against the Company and
    such petition shall not be dismissed within 60 days; or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(k)&#160;&#160;&#160;&#160; a final judgment or judgments for the payment of money aggregating in excess of $30,000,000 (or its equivalent in the
    relevant currency of payment) (exclusive of amounts fully covered by valid and collectible insurance in respect thereof subject to customary deductibles) are rendered against one or more of the Company and which judgments are not, within 45 days after
    entry thereof (or such shorter period as judgment creditors are stayed pursuant to applicable law from executing on such judgment or judgments), bonded, discharged or stayed pending appeal, or are not discharged within 45 days after the expiration of
    such stay (or such shorter period as judgment creditors are stayed pursuant to applicable law from executing on such judgment or judgments); or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-31-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(l)&#160;&#160;&#160;&#160;&#160; if (1) any Plan shall fail to satisfy the minimum funding standards of ERISA or the Code for any plan year or a waiver of
    such standards or extension of any amortization period is sought or granted under section 412 of the Code, (2) a notice of intent to terminate any Plan on other than a standard basis shall have been filed with the PBGC by the Company or any ERISA
    Affiliate or the PBGC shall have notified the Company or any ERISA Affiliate of the institution of proceedings under section 4042 of ERISA to terminate or appoint a trustee to administer any Plan or that a Plan is the subject of any such proceedings,
    (3) the present value of the aggregate &#8220;amount of unfunded benefit liabilities&#8221; within the meaning of section 4001(a)(18) of ERISA under all Plans (determined in accordance with Title IV of ERISA as of the end of the most recent Plan year on the basis
    of the actuarial assumptions specified for funding purposes in the most recent actuarial valuation), shall exceed the aggregate actuarial value of their assets by more than $25,000,000, (4) the Company or any ERISA Affiliate shall have incurred any
    liability pursuant to Title I or IV of ERISA or the penalty or excise tax provisions of the Code relating to employee benefit plans with respect to any Plan, other than for claims for benefits and funding obligations in the ordinary course, (5) the
    Company or any ERISA Affiliate incurs withdrawal liability with respect to any Multiemployer Plan or (6) the Company or any ERISA Affiliate establishes or amends any employee welfare benefit plan that provides post-employment welfare benefits in a
    manner that would increase the liability of the Company or any ERISA Affiliate thereunder; and any such event or events described in clauses (1) through (6) above, either individually or together with any other such event or events, would reasonably be
    expected to have a Material Adverse Effect.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">As used in <font style="font-weight: bold;">Section 11(l)</font>, the terms &#8220;employee benefit plan&#8221; and &#8220;employee welfare benefit plan&#8221; shall have the respective meanings
    assigned to such terms in section 3 of ERISA.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 12.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Remedies on Default, Etc.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 12.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Acceleration</font>.&#160; (a) If an Event of Default with respect to the Company described in paragraph (i) or (j) of <font style="font-weight: bold;">Section 11</font> (other than an Event of
      Default described in clause (1) of paragraph (i) or described in clause (6) of paragraph (i) by virtue of the fact that such clause encompasses clause (1) of paragraph (i)) has occurred, all the Notes then outstanding shall automatically become
      immediately due and payable.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(b)&#160;&#160;&#160;&#160; If any other Event of Default has occurred and is continuing, the Required Holders may at any time at its or their option, by notice or notices
    to the Company, declare all the Notes then outstanding to be immediately due and payable.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(c)&#160;&#160;&#160;&#160;&#160; If any Event of Default described in paragraph (a) or (b) of <font style="font-weight: bold;">Section 11</font> has occurred and is
    continuing, any holder or holders of Notes at the time outstanding affected by such Event of Default may at any time, at its or their option, by notice or notices to the Company, declare all the Notes held by it or them to be immediately due and
    payable.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Upon any Note becoming due and payable under this <font style="font-weight: bold;">Section 12.1</font>, whether automatically or by declaration, such Note will forthwith
    mature and the entire unpaid principal amount of such Note, plus (1) all accrued and unpaid interest thereon and (2) the Make-Whole Amount, if any, determined in respect of such principal amount (to the full extent permitted by applicable law) shall
    all be immediately due and payable, in each and every case without presentment, demand, protest or further notice, all of which are hereby waived.&#160; The Company acknowledges, and the parties hereto agree, that each holder of a Note has the right to
    maintain its investment in the Notes free from repayment by the Company (except as herein specifically provided for), and that the provision for payment of the Make-Whole Amount by the Company in the event that the Notes are prepaid or are accelerated
    as a result of an Event of Default, is intended to provide compensation for the deprivation of such right under such circumstances.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-32-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 12.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Other Remedies</font>.&#160; (a) If any Default or Event of Default has occurred and is continuing, and irrespective of whether any Notes have become or have been declared immediately due and
      payable under <font style="font-weight: bold;">Section 12.1</font>, the holder of any Note at the time outstanding may proceed to protect and enforce the rights of such holder by an action at law, suit in equity or other appropriate proceeding,
      whether for the specific performance of any agreement contained herein or in any Note, or for an injunction against a violation of any of the terms hereof or thereof, or in aid of the exercise of any power granted hereby or thereby or by law or
      otherwise.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(b)&#160;&#160;&#160;&#160; If any Event of Default has occurred and is continuing and the Notes then outstanding have become due and payable pursuant to <font style="font-weight: bold;">Section 12.1</font>, the holders of the Notes may immediately proceed to exercise their rights pursuant to section 10.57 and section 10.59 of the Mortgage Indenture (added by section 3.1 and section 5.1 of the Supplemental
    Indenture, respectively), as the case may be, to require the redemption of the First Mortgage Bonds and, upon any failure of the Company to so redeem the First Mortgage Bonds, to exercise all rights as beneficial owners of the First Mortgage Bonds
    under the Mortgage Indenture.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 12.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Rescission</font>.&#160; At any time after any Notes have been declared due and payable pursuant to clause (b) or (c) of <font style="font-weight: bold;">Section 12.1</font>, the Required
      Holders, by written notice to the Company, may rescind and annul any such declaration and its consequences if (a) the Company has paid all overdue interest on the Notes, all principal of and Make-Whole Amount, if any, on any Notes that are due and
      payable and are unpaid other than by reason of such declaration, and all interest on such overdue principal and Make-Whole Amount, if any, and (to the extent permitted by applicable law) any overdue interest in respect of the Notes, at the Default
      Rate, (b) neither the Company nor any other Person shall have paid any amounts which have become due solely by reason of such declaration, (c) all Events of Default and Defaults, other than non-payment of amounts that have become due solely by reason
      of such declaration, have been cured or have been waived pursuant to <font style="font-weight: bold;">Section 17</font> and (d) no judgment or decree has been entered for the payment of any monies due pursuant hereto or to the Notes.&#160; No rescission
      and annulment under this <font style="font-weight: bold;">Section 12.3</font> will extend to or affect any subsequent Event of Default or Default or impair any right consequent thereon.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 12.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">No Waivers or Election of Remedies, Expenses, Etc</font>.&#160; No course of dealing and no delay on the part of any holder of any Note in exercising any right, power or remedy shall operate as a
      waiver thereof or otherwise prejudice such holder&#8217;s rights, powers or remedies.&#160; No right, power or remedy conferred by this Agreement or by any Note upon any holder thereof shall be exclusive of any other right, power or remedy referred to herein or
      therein or now or hereafter available at law, in equity, by statute or otherwise.&#160; Without limiting the obligations of the Company under <font style="font-weight: bold;">Section 15</font>, the Company will pay to the holder of each Note on demand
      such further amount as shall be sufficient to cover all costs and expenses of such holder incurred in any enforcement or collection under this <font style="font-weight: bold;">Section 12</font>, including, without limitation, reasonable attorneys&#8217;
      fees, expenses and disbursements.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-33-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 13.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Registration; Exchange; Substitution of Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 13.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Registration of Notes</font>.&#160; The Company shall cause its transfer agent to keep at its office designated pursuant to <font style="font-weight: bold;">Section 13.2</font> a register for
      the registration and registration of transfers of Notes.&#160; The name and address of each holder of one or more Notes, each transfer thereof and the name and address of each transferee of one or more Notes shall be registered in such register.&#160; If any
      holder of one or more Notes is a nominee, then (a) the name and address of the beneficial owner of such Note or Notes shall also be registered in such register as an owner and holder thereof and (b) at any such beneficial owner&#8217;s option, either such
      beneficial owner or its nominee may execute any amendment, waiver or consent pursuant to this Agreement.&#160; Prior to due presentment for registration of transfer, the Person(s) in whose name any Note(s) shall be registered shall be deemed and treated
      as the owner and holder thereof for all purposes hereof, and the Company shall not be affected by any notice or knowledge to the contrary.&#160; The Company shall give to any holder of a Note that is an Institutional Investor promptly upon request
      therefor, a complete and correct copy of the names and addresses of all registered holders of Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 13.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Transfer and Exchange of Notes</font>.&#160; Upon surrender of any Note at the corporate trust office of the Company&#8217;s transfer agent, U.S. Bank National Association by mail at U.S. Bank Global
      Corporate Trust Services, Attention: Transfers &#8212; EP-MN-WS2N, 60 Livingston Avenue, St. Paul, Minnesota 55107-2292 or by hand at U.S. Bank Global Corporate Trust Services, Attention: Transfers, 1st Floor, 60 Livingston Avenue, St. Paul, Minnesota
      55107-2292, or at such other addresses as may be provided in writing to the holders of the Notes, for registration of transfer or exchange (and in the case of a surrender for registration of transfer, duly endorsed or accompanied by a written
      instrument of transfer duly executed by the registered holder of such Note or its attorney duly authorized in writing and accompanied by the address for notices of each transferee of such Note or part thereof), within 10 Business Days thereafter, the
      Company shall execute and deliver, at the Company&#8217;s expense (except as provided below), one or more new Notes of the same series (as requested by the holder thereof) in exchange therefor, in an aggregate principal amount equal to the unpaid principal
      amount of the surrendered Note.&#160; Each such new Note shall be payable to such Person as such holder may request and shall be substantially in the form of <font style="font-weight: bold;">Exhibit 1(a) </font>or <font style="font-weight: bold;">Exhibit





        1(b)</font>, as applicable.&#160; Each such new Note shall be dated and bear interest from the date to which interest shall have been paid on the surrendered Note or dated the date of the surrendered Note if no interest shall have been paid thereon.&#160;
      The Company may require payment of a sum sufficient to cover any stamp tax or governmental charge imposed in respect of any such transfer of Notes.&#160; Notes shall not be transferred in denominations of less than $100,000, <font style="font-style: italic;">provided</font> that if necessary to enable the registration of transfer by a holder of its entire holding of Notes of a series, one Note of such series may be in a denomination of less than $100,000.&#160; Any transferee, by its acceptance of
      a Note registered in its name (or the name of its nominee), shall be deemed to have made the representation set forth in <font style="font-weight: bold;">Section 6.2</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 13.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Replacement of Notes</font>.&#160; Upon receipt by the Company of evidence reasonably satisfactory to it of the ownership of and the loss, theft, destruction or mutilation of any Note of any
      series (which evidence shall be, in the case of an Institutional Investor, notice from such Institutional Investor of such ownership and such loss, theft, destruction or mutilation), and</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160;&#160; in the case of loss, theft or destruction, of indemnity reasonably satisfactory to it (<font style="font-style: italic;">provided</font>
    that if the holder of such Note is, or is a nominee for, an original Purchaser or another holder of a Note with a minimum net worth of at least $50,000,000, such Person&#8217;s own unsecured agreement of indemnity shall be deemed to be satisfactory), or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-34-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160;&#160; in the case of mutilation, upon surrender and cancellation thereof,</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">within 10 Business Days thereafter, the Company at its own expense shall execute and deliver, in lieu thereof, a new Note of the same series, dated and bearing interest
    from the date to which interest shall have been paid on such lost, stolen, destroyed or mutilated Note or dated the date of such lost, stolen, destroyed or mutilated Note if no interest shall have been paid thereon.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 14.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Payments on Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 14.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Place of Payment</font>.&#160; Subject to <font style="font-weight: bold;">Section 14.2</font>, payments of principal, Make-Whole Amount, if any, and interest becoming due and payable on the
      Notes shall be made in New York, New York at the principal office of U.S. Bank National Association in such jurisdiction.&#160; The Company may at any time, by notice to each holder of a Note, change the place of payment of the Notes so long as such place
      of payment shall be either the principal office of the Company in such jurisdiction or the principal office of a bank or trust company in such jurisdiction.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 14.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; <font style="font-style: italic;">Home Office Payment</font>.&#160; So long as any Purchaser or its nominee shall be the holder of any Note of any series, and notwithstanding anything contained in <font style="font-weight: bold;">Section





        14.1 </font>or in such Note to the contrary, the Company will pay all sums becoming due on such Note for principal, Make-Whole Amount, if any, interest and all other amounts due hereunder by the method and at the address specified for such purpose
      below such Purchaser&#8217;s name in <font style="font-weight: bold;">Schedule A</font>, or by such other method or at such other address as such Purchaser shall have from time to time specified to the Company in writing for such purpose, without the
      presentation or surrender of such Note or the making of any notation thereon, except that upon written request of the Company made concurrently with or reasonably promptly after payment or prepayment in full of any Note, such Purchaser shall
      surrender such Note for cancellation, reasonably promptly after any such request, to the Company at its principal executive office or at the place of payment most recently designated by the Company pursuant to <font style="font-weight: bold;">Section





        14.1</font>.&#160; Prior to any sale or other disposition of any Note held by any Purchaser or its nominee such Purchaser will, at its election, either endorse thereon the amount of principal paid thereon and the last date to which interest has been
      paid thereon or surrender such Note to the Company in exchange for a new Note or Notes of the same series pursuant to <font style="font-weight: bold;">Section 13.2</font>.&#160; The Company will afford the benefits of this <font style="font-weight: bold;">Section 14.2</font> to any Institutional Investor that is the direct or indirect transferee of any Note purchased by any Purchaser under this Agreement and that has made the same agreement relating to such Note as such Purchaser has made in
      this <font style="font-weight: bold;">Section 14.2</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 14.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; <font style="font-style: italic;">FATCA Information</font>.&#160; By acceptance of any Note, the holder of such Note agrees that such holder will with reasonable promptness duly complete and deliver to the Company, or to such other
      Person as may be reasonably requested by the Company, from time to time (a) in the case of any such holder that is a United States Person, such holder&#8217;s United States tax identification number or other Forms reasonably requested by the Company
      necessary to establish such holder&#8217;s status as a United States Person under FATCA and as may otherwise be necessary for the Company to comply with its obligations under FATCA and (b) in the case of any such holder that is not a United States Person,
      such documentation prescribed by applicable law (including as prescribed by section 1471(b)(3)(C)(i) of the Code) and such additional documentation as may be necessary for the Company to comply with its obligations under FATCA and to determine that
      such holder has complied with such holder&#8217;s obligations under FATCA or to determine the amount (if any) to deduct and withhold from any such payment made to such holder.&#160; Nothing in this Section 14.3 shall require any holder to provide information
      that is confidential or proprietary to such holder unless the Company is required to obtain such information under FATCA and, in such event, the Company shall treat any such information it receives as confidential.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-35-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 15.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Expenses, Etc.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 15.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Transaction Expenses</font>.&#160; Whether or not the transactions contemplated hereby are consummated, the Company will pay the reasonable out-of-pocket costs and expenses incurred in connection
      with the initial filing of this Agreement and all related documents and financial information, and all subsequent annual and interim filings of documents and financial information related thereto, with the SVO (which costs and expenses shall not
      exceed $5,000 without the prior written consent of the Company), and all out-of-pocket costs and expenses (including reasonable attorneys&#8217; fees of a special counsel and, if reasonably required, local or other counsel) incurred by the Purchasers or
      any other holder of a Note in connection with the transactions contemplated hereby and in connection with any amendments, waivers or consents under or in respect of this Agreement, the Notes, the Mortgage Indenture (including the Supplemental
      Indenture) and the First Mortgage Bonds (whether or not such amendment, waiver or consent becomes effective), including, without limitation: (a) the out-of-pocket costs and expenses incurred in enforcing or defending (or determining whether or how to
      enforce or defend) any rights under this Agreement, the Notes, the Mortgage Indenture (including the Supplemental Indenture) and the First Mortgage Bonds, or in responding to any subpoena or other legal process or informal investigative demand issued
      in connection with this Agreement, the Notes, the Mortgage Indenture (including the Supplemental Indenture) and the First Mortgage Bonds, or by reason of being a holder of any Note and (b) the out-of-pocket costs and expenses, including financial
      advisors&#8217; fees, incurred in connection with the insolvency or bankruptcy of the Company or in connection with any work-out or restructuring of the transactions contemplated hereby, by the Notes, by the Mortgage Indenture (including the Supplemental
      Indenture) or by the First Mortgage Bonds.&#160; If required by the NAIC, the Company shall obtain and maintain at its own cost and expense a Legal Entity Identifier (LEI). </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The Company will pay, and will save the Purchasers and each other holder of a Note harmless from, (i) all claims in respect of any fees, costs or
    expenses, if any, of brokers and finders (other than those retained by such Person), (ii) any and all wire transfer fees that any bank or other financial institution deducts from any payment under such Note to such holder or otherwise charges to a
    holder of a Note with respect to a payment under such Note and (iii) any judgment, liability, claim, order, decree, fine, penalty, cost, fee, expense (including reasonable attorneys&#8217; fees and expenses) or obligation resulting from the consummation of
    the transactions contemplated hereby, including the use of the proceeds of the Notes by the Company.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 15.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Certain Taxes</font>.&#160; The Company agrees to pay all stamp, documentary or similar taxes or fees which may be payable in respect of the execution and delivery or the enforcement of this
      Agreement or the execution and delivery (but not the transfer) or the enforcement of any of the Notes in the United States or any other jurisdiction where the Company has assets or of any amendment of, or waiver or consent under or with respect to,
      this Agreement or of any of the Notes, and to pay any value added tax due and payable in respect of reimbursement of costs and expenses by the Company pursuant to this Section 15, and will save each holder of a Note to the extent permitted by
      applicable law harmless against any loss or liability resulting from nonpayment or delay in payment of any such tax or fee required to be paid by the Company hereunder.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-36-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 15.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Survival</font>.&#160; The obligations of the Company under this <font style="font-weight: bold;">Section 15</font> will survive the payment or transfer of any Note, the enforcement, amendment or
      waiver of any provision of this Agreement or the Notes, and the termination of this Agreement.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 16.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Survival of Representations and Warranties; Entire Agreement.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">All representations and warranties contained herein shall survive the execution and delivery of this Agreement and the Notes, the purchase or transfer
    by any Purchaser of any Note or portion thereof or interest therein and the payment of any Note, and may be relied upon by any subsequent holder of a Note, regardless of any investigation made at any time by or on behalf of any Purchaser or any other
    holder of a Note.&#160; All statements contained in any certificate or other instrument delivered by or on behalf of the Company pursuant to this Agreement shall be deemed representations and warranties of the Company under this Agreement.&#160; Subject to the
    preceding sentence, this Agreement and the Notes embody the entire agreement and understanding between the Purchasers and the Company and supersede all prior agreements and understandings relating to the subject matter hereof.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 17.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Amendment and Waiver.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 17.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Requirements</font>.&#160; This Agreement and the Notes may be amended, and the observance of any term hereof or of the Notes may be waived (either retroactively or prospectively), with (and
      only with) the written consent of the Company and the Required Holders, except that (a) no amendment or waiver of any of the provisions of <font style="font-weight: bold;">Section 1, 2, 3, 4, 5, 6</font> or <font style="font-weight: bold;">21</font>
      hereof, or any defined term (as it is used therein), will be effective as to any Purchaser or holder of a Note unless consented to by such Purchaser or holder in writing and (b) no such amendment or waiver may, without the written consent of each
      Purchaser or the holder of each Note at the time outstanding affected thereby, (1) subject to the provisions of <font style="font-weight: bold;">Section 12</font> relating to acceleration or rescission, change the amount or time of any prepayment or
      payment of principal of, or reduce the rate or change the time of payment or method of computation of interest or of the Make-Whole Amount on, the Notes, (2) change the percentage of the principal amount of the Notes the holders of which are required
      to consent to any such amendment or waiver or (3) amend any of <font style="font-weight: bold;">Sections 8, 11(a), 11(b), 12, 17,</font>&#160;<font style="font-weight: bold;">20</font> or <font style="font-weight: bold;">23</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 17.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Solicitation of Purchasers and Holders of Notes</font>.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Solicitation</font>.&#160; The Company will provide each holder of the Notes (irrespective of the amount of Notes
    then owned by it) with sufficient information, sufficiently far in advance of the date a decision is required, to enable such holder to make an informed and considered decision with respect to any proposed amendment, waiver or consent in respect of any
    of the provisions hereof or of the Notes.&#160; The Company will deliver executed or true and correct copies of each amendment, waiver or consent effected pursuant to the provisions of this <font style="font-weight: bold;">Section 17 </font>to each holder
    of outstanding Notes promptly following the date on which it is executed and delivered by, or receives the consent or approval of, the requisite holders of Notes.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-37-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Payment</font>.&#160; The Company will not, directly or indirectly, pay or cause to be paid any remuneration,
    whether by way of supplemental or additional interest, fee or otherwise, or grant any security or provide any other credit support, to any holder of a Note as consideration for or as an inducement to the entering into by such holder of any waiver or
    amendment of any of the terms and provisions hereof unless such remuneration is concurrently paid, or security is concurrently granted or other credit support concurrently provided, on the same terms, ratably to each holder of Notes then outstanding
    even if such holder did not consent to such waiver or amendment.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160; <font style="font-style: italic;">Consent in Contemplation of Transfer.</font>&#160; Any consent made pursuant to this <font style="font-weight: bold;">Section 17</font> by a holder of a Note that has transferred a portion or has agreed to transfer all or a portion of its Notes to (i) the Company, (ii) any Affiliate or (iii) <font style="color: rgb(0, 0, 0);">any other Person in connection
      with, or in anticipation of, such other Person acquiring, making a tender offer for or merging with the Company and/or any of its Affiliates</font> and, in each case, has provided or has agreed to provide such written consent as a condition to such
    transfer shall be void and of no force and effect except solely as to such holder, and any amendments effected or waivers granted or to be effected or granted that would not have been or be so effected or granted but for such consent (and the consents
    of all other holders of Notes that were acquired under the same or similar conditions) shall be void and of no force or effect except solely as to such holder.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 17.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Binding Effect, Etc</font>.&#160; Any amendment or waiver consented to as provided in this <font style="font-weight: bold;">Section 17 </font>applies equally to all Purchasers and holders of
      Notes and is binding upon them and upon each future holder of any Note and upon the Company without regard to whether such Note has been marked to indicate such amendment or waiver.&#160; No such amendment or waiver will extend to or affect any
      obligation, covenant, agreement, Default or Event of Default not expressly amended or waived or impair any right consequent thereon.&#160; No course of dealing between the Company and any Purchaser or holder of any Note nor any delay in exercising any
      rights hereunder or under any Note shall operate as a waiver of any rights of any Purchaser or holder of such Note.&#160; As used herein, the term &#8220;this Agreement&#8221; and references thereto shall mean this Agreement as it may from time to time be amended or
      supplemented.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 17.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Notes Held by Company, Etc</font>.&#160; Solely for the purpose of determining whether the holders of the requisite percentage of the aggregate principal amount of Notes then outstanding approved
      or consented to any amendment, waiver or consent to be given under this Agreement or the Notes, or have directed the taking of any action provided herein or in the Notes to be taken upon the direction of the holders of a specified percentage of the
      aggregate principal amount of Notes then outstanding, Notes directly or indirectly owned by the Company or any of its Affiliates shall be deemed not to be outstanding.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 18.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Notices.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Except to the extent otherwise provided in <font style="font-weight: bold;">Section 7.4</font>, all notices and communications provided for hereunder
    shall be in writing and sent (a) by telefacsimile if the sender on the same day sends a confirming copy of such notice by a recognized overnight delivery service (charges prepaid), (b) by registered or certified mail with return receipt requested
    (postage prepaid) or (c) by a recognized overnight delivery service (charges prepaid).&#160; Any such notice must be sent:</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-38-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if to any Purchaser or its nominee, to such Purchaser or its nominee at the address specified for such communications in
    <font style="font-weight: bold;">Schedule A</font>, or at such other address as such Purchaser or its nominee shall have specified to the Company in writing,</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if to any other holder of any Note, to such holder at such address as such other holder shall have specified to the
    Company in writing, or</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;if to the Company, to the Company at its address set forth at the beginning hereof to the attention of the Chief
    Financial Officer of the Company, or at such other address as the Company shall have specified to the holder of each Note in writing.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Notices under this <font style="font-weight: bold;">Section 18 </font>will be deemed given only when actually received.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 19.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Reproduction of Documents.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">This Agreement or the Mortgage Indenture (including the Supplemental Indenture), as the case may be, and all documents relating hereto and thereto,
    including, without limitation, (a) consents, waivers and modifications that may hereafter be executed, (b) documents received by the Purchasers at the Closing (except the Notes themselves) and (c) financial statements, certificates and other
    information previously or hereafter furnished to any Purchaser or holder of the Notes, may be reproduced by such Purchaser or such holder by any photographic, photostatic, microfilm, microcard, miniature photographic or other similar process and such
    Purchaser or such holder may destroy any original document so reproduced.&#160; The Company agrees and stipulates that, to the extent permitted by applicable law, any such reproduction shall be admissible in evidence as the original itself in any judicial
    or administrative proceeding (whether or not the original is in existence and whether or not such reproduction was made by any Purchaser or holder of the Notes in the regular course of business) and any enlargement, facsimile or further reproduction of
    such reproduction shall likewise be admissible in evidence.&#160; This <font style="font-weight: bold;">Section 19 </font>shall not prohibit the Company or any other Purchaser or holder of a Note from contesting any such reproduction to the same extent
    that it could contest the original, or from introducing evidence to demonstrate the inaccuracy of any such reproduction.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-39-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 20.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Confidential Information.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">For the purposes of this <font style="font-weight: bold;">Section 20</font>, <font style="font-style: italic;">&#8220;Confidential Information&#8221;</font> shall
    mean information delivered to any Purchaser by or on behalf of the Company in connection with the transactions contemplated by or otherwise pursuant to this Agreement that is proprietary in nature and that was clearly marked or labeled or otherwise
    adequately identified when received by such Purchaser as being confidential information of the Company, <font style="font-style: italic;">provided</font> that such term does not include information that (a) was publicly known or otherwise known to
    such Purchaser prior to the time of such disclosure (<font style="font-style: italic;">provided, however,</font> that to such Purchaser&#8217;s actual knowledge, the source of such information was not, at the time of disclosure to such Purchaser, bound by a
    confidentiality agreement with the Company relating to such information), (b) subsequently becomes publicly known through no act or omission by such Purchaser or any Person acting on such Purchaser&#8217;s behalf, (c) otherwise becomes known to such
    Purchaser other than through disclosure by the Company (<font style="font-style: italic;">provided, however,</font> that to such Purchaser&#8217;s actual knowledge, the source of such information was not, at the time of disclosure to such Purchaser, bound by
    a confidentiality agreement with the Company relating to such information) or (d) constitutes financial statements delivered to such Purchaser under <font style="font-weight: bold;">Section 7.1</font> that are otherwise publicly available.&#160; Each
    Purchaser will maintain the confidentiality of such Confidential Information in accordance with procedures adopted by such Purchaser in good faith to protect confidential information of third parties delivered to such Purchaser, <font style="font-style: italic;">provided</font> that such Purchaser may deliver or disclose Confidential Information to (1) its directors, officers, trustees, employees, agents, attorneys and affiliates (to the extent such disclosure reasonably relates
    to the administration of the investment represented by its Notes and such individuals are bound by the terms of this <font style="font-weight: bold;">Section 20</font> or agree to hold confidential the Confidential Information substantially in
    accordance with the terms of this <font style="font-weight: bold;">Section 20</font>), (2) its financial advisors and other professional advisors who agree to hold confidential the Confidential Information substantially in accordance with the terms of
    this <font style="font-weight: bold;">Section 20</font>, (3) any other holder of any Note, (4) any Institutional Investor to which such Purchaser sells or offers to sell such Note or any part thereof or any participation therein (if such Person has
    agreed in writing prior to its receipt of such Confidential Information to be bound by the provisions of this <font style="font-weight: bold;">Section 20</font>), (5) any Person from which such Purchaser offers to purchase any security of the Company
    (if such Person has agreed in writing prior to its receipt of such Confidential Information to be bound by the provisions of this <font style="font-weight: bold;">Section 20</font>), (6) any Federal or state regulatory authority having jurisdiction
    over such Purchaser, (7) the NAIC or the SVO or, in each case, any similar organization, or any nationally recognized rating agency that requires access to information about such Purchaser&#8217;s investment portfolio or (8) any other Person to which such
    delivery or disclosure may be necessary or appropriate (i) to effect compliance with any law, rule, regulation or order applicable to such Purchaser, (ii) in response to any subpoena or other legal process, (iii) in connection with any litigation to
    which such Purchaser is a party or (iv) if an Event of Default has occurred and is continuing, to the extent such Purchaser may reasonably determine such delivery and disclosure to be necessary or appropriate in the enforcement or for the protection of
    the rights and remedies under such Purchaser&#8217;s Notes and this Agreement (<font style="font-style: italic;">provided</font> with respect to subclauses (i) (except where required disclosure of the purchase of the Notes is to be made to any supervisory or
    regulatory body during the normal course of its exercise of its regulatory or supervisory function over such Purchaser and consistent with such Purchaser&#8217;s usual practice), (ii) and (iii) that, to the extent not prohibited by applicable law, rule,
    regulation or order, such Purchaser shall use commercially reasonable efforts to notify the Company of such pending disclosure so that the Company may seek a protective order or to pursue such further legal action as may be necessary to preserve the
    privileged nature and confidentiality of the Confidential Information).&#160; Each holder of a Note, by its acceptance of a Note, will be deemed to have agreed to be bound by and to be entitled to the benefits of this <font style="font-weight: bold;">Section







      20</font> as though it were a party to this Agreement.&#160; On reasonable request by the Company in connection with the delivery to any holder of a Note of information required to be delivered to such holder under this Agreement or requested by such
    holder (other than a holder that is a party to this Agreement or its nominee), such holder will enter into an agreement with the Company embodying the provisions of this <font style="font-weight: bold;">Section 20</font>.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-40-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">In the event that as a condition to receiving access to information relating to the Company in connection with the transactions contemplated by or
    otherwise pursuant to this Agreement, any Purchaser or holder of a Note is required to agree to a confidentiality undertaking (whether through IntraLinks, another secure website, a secure virtual workspace or otherwise) which is different from this <font style="font-weight: bold;">Section 20</font>, this <font style="font-weight: bold;">Section 20</font> shall not be amended thereby and, as between such Purchaser or such holder and the Company, this <font style="font-weight: bold;">Section 20</font>
    shall supersede any such other confidentiality undertaking.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 21.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Substitution of Purchaser.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Each Purchaser shall have the right to substitute any one of its Affiliates as the purchaser of the Notes that such Purchaser has agreed to purchase
    hereunder, by written notice to the Company, which notice shall be signed by both such Purchaser and such Affiliate, shall contain such Affiliate&#8217;s agreement to be bound by this Agreement and shall contain a confirmation by such Affiliate of the
    accuracy with respect to it of the representations set forth in <font style="font-weight: bold;">Section 6</font>.&#160; Upon receipt of such notice, wherever the word &#8220;Purchaser&#8221; is used in this Agreement (other than in this <font style="font-weight: bold;">Section 21</font>), such word shall be deemed to refer to such Affiliate in lieu of such Purchaser.&#160; In the event that such Affiliate is so substituted as a purchaser hereunder and such Affiliate thereafter transfers to such Purchaser all of
    the Notes of a series then held by such Affiliate, upon receipt by the Company of notice of such transfer, wherever the word &#8220;Purchaser&#8221; is used in this Agreement (other than in this <font style="font-weight: bold;">Section 21</font>), such word shall
    no longer be deemed to refer to such Affiliate, but shall refer to such Purchaser, and such Purchaser shall have all the rights of an original holder of the Notes of the applicable series under this Agreement.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 22.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Miscellaneous.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Successors and Assigns</font>.&#160; All covenants and other agreements contained in this Agreement by or on behalf of any of the parties hereto bind and inure to the benefit of their respective
      successors and assigns (including, without limitation, any subsequent holder of a Note) whether so expressed or not, except that, subject to Section 10.5, the Company may not assign or otherwise transfer any of its rights or obligations hereunder or
      under the Notes without the prior written consent of each holder.&#160; Nothing in this Agreement, expressed or implied, shall be construed to confer upon any Person (other than the parties hereto and their respective successors and assigns permitted
      hereby) any legal or equitable right, remedy or claim under or by reason of this Agreement.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160; &#160; &#160; <font style="font-style: italic;">Submission to Jurisdiction; Waiver of Jury Trial.&#160; </font>(a) The Company hereby irrevocably submits to the non-exclusive jurisdiction of any State of New York court or any Federal court
      located in New York County, New York, New York for the adjudication of any matter arising out of or relating to this Agreement, and consents to the service of all writs, process and summonses by registered or certified priority or express mail out of
      any such court or by service of process on the Company at its address to which notices are to be given pursuant to <font style="font-weight: bold;">Section 18 </font>hereof and hereby waives any requirement to have an agent for service of process
      in the State of New York.&#160; Nothing contained herein shall affect the right of any holder of the Notes to serve legal process in any other manner or to bring any proceeding hereunder in any jurisdiction where the Company may be amenable to suit.&#160; The
      Company hereby irrevocably waives any objection to any suit, action or proceeding in any New York court or Federal court located in New York County, New York, New York on the grounds of venue and hereby further irrevocably waives any claim that any
      such suit, action or proceeding brought in any such court has been brought in an inconvenient forum.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-41-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160; <font style="font-variant: small-caps;">THE PARTIES HERETO HEREBY WAIVE TRIAL BY JURY IN ANY ACTION BROUGHT ON OR WITH RESPECT TO THIS
      AGREEMENT, THE NOTES OR ANY OTHER DOCUMENT EXECUTED IN CONNECTION HEREWITH OR THEREWITH.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Payments Due on Non-Business Days</font>.&#160; Anything in this Agreement or the Notes to the contrary notwithstanding (but without limiting the requirement in <font style="font-weight: bold;">Section





        8.5 </font>that the notice of any optional prepayment specify a Business Day as the date fixed for such prepayment), any payment of principal of or Make-Whole Amount, if any, or interest on any Note that is due on a date other than a Business Day
      shall be made on the next succeeding Business Day without including the additional days elapsed in the computation of the interest payable on such next succeeding Business Day;<font style="font-style: italic;"> provided </font>that if the maturity
      date of any Note is a date other than a Business Day, the payment otherwise due on such maturity date shall be made on the next succeeding Business Day and shall include the additional days elapsed in the computation of interest payable on such next
      succeeding Business Day.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Accounting Terms.&#160; </font>All accounting terms used herein which are not expressly defined in this Agreement have the meanings respectively given to them in accordance with GAAP.&#160; Except as
      otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial statements shall be prepared in accordance with GAAP; <font style="font-style: italic;">provided</font>,
      that, if the Company notifies the holders of Notes that the Company requests an amendment to any provision hereof to eliminate the effect of any change occurring after the date hereof in GAAP or in the application thereof on the operation of such
      provision, regardless of whether any such notice is given before or after such change in GAAP or in the application thereof (or if the Required Holder(s) notify the Company that the Required Holder(s) request an amendment to any provision hereof for
      such purposes), then (i) such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change shall have become effective until such notice shall have been withdrawn or such provision amended in accordance
      herewith and (ii) the Company shall provide to the holders financial statements and other documents required by this Agreement or requested by any holder setting forth reconciliations between the computations relating to the compliance with the
      provisions hereof and financial statements provided hereunder made before and after giving effect to such changes in GAAP or the application thereof.&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-weight: bold;">Section 9</font>, <font style="font-weight: bold;">Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting
      Standards Board Accounting Standards Codification Topic No. 825-10-25 &#8212; <font style="font-style: italic;">Fair Value Option, International Accounting Standard 39 &#8212; Financial Instruments: Recognition and Measurement</font> or any similar accounting
      standard) shall be disregarded and such determination shall be made as if such election had not been made.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Severability</font>.&#160; Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition
      or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall (to the full extent permitted by law) not invalidate or render unenforceable such provision in any other
      jurisdiction.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-42-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Construction</font>.&#160; Each covenant contained herein shall be construed (absent express provision to the contrary) as being independent of each other covenant contained herein, so that
      compliance with any one covenant shall not (absent such an express contrary provision) be deemed to excuse compliance with any other covenant.&#160; Where any provision herein refers to action to be taken by any Person, or which such Person is prohibited
      from taking, such provision shall be applicable whether such action is taken directly or indirectly by such Person.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">For the avoidance of doubt, all Schedules and Exhibits attached to this Agreement shall be deemed to be a part hereof.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Counterparts; Electronic Contracting</font>.&#160; This Agreement may be executed in any number of counterparts, each of which shall be an original but all of which together shall constitute one
      instrument.&#160; Each counterpart may consist of a number of copies hereof, each signed by less than all, but together signed by all, of the parties hereto.&#160; The parties agree to electronic contracting and signatures with respect to this Agreement and
      any other agreement or instrument hereunder (other than the Notes).&#160; Delivery of an electronic signature to, or a signed copy of, this Agreement and any other agreement or instrument hereunder (other than the Notes) by facsimile, email or other
      electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all purposes.&#160; Notwithstanding the foregoing, if any Purchaser shall request manually
      signed counterpart signatures to any agreement or instrument hereunder, the Company hereby agrees to use its reasonable endeavors to provide such manually signed signature pages as soon as reasonably practicable. </font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Governing Law</font>.&#160; This Agreement shall be construed and enforced in accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding
      choice-of-law principles of the law of such State that would require the application of the laws of a jurisdiction other than such State.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: left; text-indent: -84.95pt; margin-left: 84.95pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Section 23.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Appointment and Direction of Collateral Agent.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.1</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Appointment and Authority; Direction</font>.&#160; Each holder of the Notes, by its acceptance thereof, designates and appoints U.S. Bank National Association to act as Collateral Agent for it
      under this Agreement, and authorizes U.S. Bank National Association, as the Collateral Agent acting on behalf of and for such holder&#8217;s benefit, to (a) accept delivery of the First Mortgage Bonds, issued in the name of the Collateral Agent, and to
      hold the First Mortgage Bonds for the benefit of the holders of the Notes in accordance with this Agreement in a collateral account established by the Collateral Agent, (b) execute and deliver the Collateral Agent Acceptance in connection with the
      Closing (the <font style="font-style: italic;">&#8220;First Mortgage Bond Documents&#8221;</font>) and (c) enter into each and all other instruments relating to the security for the Notes and to take such action under the provisions of the this Agreement, the
      Mortgage Indenture and all other instruments relating hereto and thereto, and to exercise such powers and perform such duties as are expressly delegated to the Collateral Agent by the terms hereof and thereof.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-43-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.2</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Limited Agency</font>.&#160; Notwithstanding any provision to the contrary set forth elsewhere in this Agreement or any document related hereto, the Collateral Agent shall not have any duties or
      responsibilities in its capacity as Collateral Agent except those expressly set forth herein or therein, and no implied covenants, functions, responsibilities, duties, obligations or liabilities shall be read into this Agreement or the First Mortgage
      Bond Documents or otherwise exist against the Collateral Agent.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.3</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Delegation of Duties</font>.&#160; The Collateral Agent may exercise its powers and execute any of its duties under this Agreement and the First Mortgage Bond Documents by or through employees,
      agents or attorneys-in-fact and shall be entitled to take and to rely on advice of counsel concerning all matters pertaining to such powers and duties.&#160; The Collateral Agent shall not be responsible for the negligence or misconduct of any agents or
      attorneys-in-fact selected by it with reasonable care.&#160; The Collateral Agent may utilize the services of such Persons as the Collateral Agent in its sole discretion may determine, and all reasonable fees and expenses of such Persons shall be borne by
      the Company.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Exculpatory Provisions</font>.&#160; (a) The Collateral Agent or any of its officers, directors, employees, agents, attorneys-in-fact or affiliates shall not be (1) liable for any action lawfully
      taken or omitted to be taken by it or such Person under or in connection with this Agreement or the First Mortgage Bond Documents (except for its or such Person&#8217;s personal liability for its own or such Person&#8217;s own gross negligence or willful
      misconduct) or (2) responsible in any manner to any of the holders for any recitals, statements, representations or warranties made by the Company or any officer thereof contained herein or in any First Mortgage Bond Document or in any certificate,
      report, statement or other document referred to or provided for in, or received by, the Collateral Agent under or in connection with this Agreement or any First Mortgage Bond Document, or for the value, validity, effectiveness, genuineness,
      enforceability or sufficiency of the First Mortgage Bond Documents or for any failure of the Company to perform its obligations thereunder.&#160; The Collateral Agent shall not be under any obligation to the holders to ascertain or to inquire as to the
      observance or performance of any of the agreements contained in, or conditions of, the First Mortgage Bond Documents.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160;&#160; The Collateral Agent shall be deemed to have exercised reasonable care in the custody of any First Mortgage Bonds in its possession if the
    First Mortgage Bonds are accorded treatment substantially equal to that which it accords its own property.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160;&#160; The Collateral Agent shall not be liable for any action taken, suffered, or omitted to be taken by it in good faith and reasonably believed by
    it to be authorized or within the rights or powers conferred upon it by this Agreement.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; text-indent: 36pt;">(d)&#160;&#160;&#160; In no event shall the Collateral Agent be responsible or liable for special, indirect, or consequential loss or damage of any kind whatsoever
    (including, but not limited to, loss of profit).</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-44-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.5</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Reliance by Collateral Agent</font>.&#160; The Collateral Agent shall be entitled to conclusively rely, and shall be fully protected in relying, upon any writing, resolution, notice, consent,
      certificate, affidavit, letter, telecopy, telex or facsimile message, statement, order or other document or conversation believed by it to be genuine and correct and to have been signed, sent or made by the proper Person or Persons and upon advice
      and statements of legal counsel (including, without limitation, counsel to the Company), independent accountants and other experts selected by the Collateral Agent.&#160; The Collateral Agent shall be fully justified in failing or refusing to take action
      under this Agreement or the First Mortgage Bond Documents unless it shall first receive such advice or concurrence of the Required Holders and it shall first be indemnified to its reasonable satisfaction by the holders against any and all liability
      and expense which may be incurred by it by reason of taking, continuing to take or refraining from taking any such action.&#160; The Collateral Agent, in all cases, shall be fully protected in acting, or in refraining from acting, under this Agreement and
      the First Mortgage Bond Documents if such acting or refraining from acting is in accordance with the provisions hereof, and any action taken or failure to act pursuant hereto shall be binding upon all the holders.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.6</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Indemnification</font>.&#160; Each holder severally agrees to indemnify the Collateral Agent in its capacity as such (to the extent not reimbursed by the Company (and without limiting the
      Company&#8217;s obligation to do so) within 45 days after the Collateral Agent&#8217;s written request therefor), ratably according to its respective share of the outstanding principal amount of the Notes held thereby, from and against any and all liabilities,
      obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind whatsoever which may at any time (including, without limitation, at any time following the payment of the Notes) be imposed on, incurred
      by or asserted against the Collateral Agent in any way relating to or arising out of actions or omissions of the Collateral Agent specifically required or permitted by this Agreement or by written instructions of the Required Holders, delivered
      pursuant thereto, <font style="font-style: italic;">provided</font> that no holder shall be liable for the payment of any portion of such liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or
      disbursements to the extent resulting from the Collateral Agent&#8217;s own gross negligence or willful misconduct.&#160; The agreements in this <font style="font-weight: bold;">Section 23.6 </font>shall survive the payment of the Notes.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.7</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; &#160;&#160; <font style="font-style: italic;">Duties; Obligations</font>.&#160; The only duties and obligations which the Collateral Agent shall have are those set forth in this Agreement and in the First Mortgage Bond Documents.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.8</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Requesting Instructions</font>.&#160; The Collateral Agent may at any time request directions in writing from the holders as to any course of action or other matter relating to the performance
      of its duties under this Agreement and the First Mortgage Bond Documents and the holders shall promptly comply with such request.&#160; Directions given to the Collateral Agent by the Required Holders shall be binding on each of the holders.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.9</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Administrative Actions</font>.&#160; The Collateral Agent shall have the right to take such actions, or omit to take such actions, hereunder and under the First Mortgage Bond Documents not
      inconsistent with the written instructions of the requisite holders or the terms of the First Mortgage Bond Documents and this Agreement, including without limitation actions the Collateral Agent deems necessary or appropriate to perfect or continue
      the perfection of the Liens on the First Mortgage Bonds for the benefit of the holders or to protect the First Mortgage Bonds.&#160; Except as provided above and as otherwise provided pursuant to applicable law, the Collateral Agent shall have no duty as
      to the collection or protection of the First Mortgage Bonds or any income thereon, nor as to the preservation of rights against prior parties, nor as to the preservation of rights pertaining to the First Mortgage Bonds beyond the safe custody of any
      First Mortgage Bonds in the Collateral Agent&#8217;s possession.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-45-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.10</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Exercise of Remedies</font>.&#160; Except as otherwise provided in<font style="font-weight: bold;"> Section 23.9</font>, the Collateral Agent shall only be authorized to take such actions under the
      First Mortgage Bond Documents and to enforce or prepare to enforce the remedies available under such First Mortgage Bond Documents as are approved in a written notice by the Required Holders; <font style="font-style: italic;">provided, however, </font>that






      no notice to release First Mortgage Bonds shall be effective unless signed by all of the holders.&#160; In furtherance of the foregoing, the Collateral Agent agrees to make such demands and give such notices under the First Mortgage Bond Documents as may
      be requested by, and to take such action to enforce the First Mortgage Bond Documents and to foreclose upon, collect and dispose of the First Mortgage Bonds or any portion thereof as may be directed by the Required Holders; <font style="font-style: italic;">provided, however,</font> that the Collateral Agent shall not be required to take any action that is in its opinion contrary to law or the terms of this Agreement or the First Mortgage Bond Documents and the Collateral Agent shall not be
      required to take any action unless indemnified in accordance with the provisions of <font style="font-weight: bold;">Section 23.6</font> hereof.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.11</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Sharing and Application of Proceeds</font>.&#160; The holders agree all amounts owing with respect to the Notes shall be secured <font style="font-style: italic;">pro rata</font> by the
      Collateral Agent without distinction.&#160; Upon any realization upon the First Mortgage Bonds by the Collateral Agent, the holders agree that the proceeds thereof shall be applied (i) <font style="font-style: italic;">first, </font>to the payment of
      expenses incurred by and amounts owed to the Collateral Agent with respect to maintenance and protection of the First Mortgage Bonds and of expenses incurred with respect to the sale of or realization upon any of the First Mortgage Bonds or the
      perfection, enforcement or protection of the rights of the holders (including reasonable attorneys&#8217; fees and expenses of every kind, including, without limitation, reasonable allocated costs of staff counsel); (ii) <font style="font-style: italic;">second,</font>
      equally and ratably to the payment of all amounts of interest on the Notes, according to the aggregate amounts thereof owing to each holder; (iii) <font style="font-style: italic;">third, </font>equally and ratably to the payment of all amounts of
      principal on the Notes according to the aggregate amounts thereof owing to each holder; (iv) <font style="font-style: italic;">fourth,</font> equally and ratably to the payment of all Make-Whole Amounts according to the aggregate amounts thereof
      owing to each holder; (v) <font style="font-style: italic;">fifth, </font>equally and ratably to the payment of other amounts then due to the holders under this Agreement (including but not limited to all fees and expenses) with amounts prorated,
      if necessary, based on the aggregate amounts thereof then owing to each holder, and (vi) s<font style="font-style: italic;">ixth,</font> the balance, if any, shall be returned to the Company.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-46-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.12</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Resignation or Termination of Collateral Agent</font>.&#160; The Collateral Agent may resign as Collateral Agent upon not less than 60 days&#8217; written notice to each of the holders (with a copy to
      the Company), such resignation to take effect upon the acceptance by a successor Collateral Agent of its appointment as the Collateral Agent hereunder.&#160; In addition, the Required Holders may remove the Collateral Agent, with or without cause, each at
      any time by giving written notice thereof to the Collateral Agent, such resignation to take effect upon the acceptance by a successor Collateral Agent of its appointment as the Collateral Agent hereunder.&#160; Upon any such resignation or removal, the
      Required Holders shall have the right to appoint a successor Collateral Agent which meets the eligibility requirements of <font style="font-weight: bold;">Section 23.14</font>.&#160; If no successor Collateral Agent shall have been so appointed and shall
      have accepted such appointment in writing within 60 days after the retiring Collateral Agent&#8217;s giving of notice of resignation or its removal, then any holder or the retiring Collateral Agent (unless the Collateral Agent is being removed), on behalf
      of the holders, may petition at the expense of the Company a court of competent jurisdiction for the appointment of a successor Collateral Agent.&#160; Such court shall, after such notice as it may deem proper, appoint a successor Collateral Agent meeting
      the qualifications specified in <font style="font-weight: bold;">Section 23.14.&#160; </font>The holders of the Notes hereby consent to such petition and appointment so long as such criteria are met.&#160; Upon acceptance of appointment as Collateral Agent,
      such successor shall thereupon and forthwith succeed to and become vested with all the rights, powers and privileges, immunities and duties of the retiring Collateral Agent, and the retiring Collateral Agent, upon the signing, transferring and
      setting over to such successor Collateral Agent all rights, moneys and other collateral held by it in its capacity as Collateral Agent, shall be discharged from its duties and obligations hereunder.&#160; After any retiring Collateral Agent&#8217;s resignation
      or removal as Collateral Agent, the provisions of this <font style="font-weight: bold;">Section 23</font>, shall inure to its benefit as to any actions taken or omitted to be taken by it while it acted as Collateral Agent.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.13</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; <font style="font-style: italic;">Succession of Successor Collateral Agent</font>.&#160; Any successor Collateral Agent appointed hereunder shall execute, acknowledge and deliver to the holders and the predecessor Collateral Agent
      an instrument accepting such appointment, and thereupon such successor Collateral Agent, without any further act, deed, conveyance or transfer, shall become vested with the title to the First Mortgage Bonds, and with all the rights, powers, duties
      and obligations of the predecessor Collateral Agent in the First Mortgage Bonds and the First Mortgage Bond Documents, with like effect as if originally named as Collateral Agent herein.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Upon the request of any such successor Collateral Agent, however, the holders and the predecessor Collateral Agent shall promptly execute and deliver
    such instruments of conveyance and further assurance reflecting terms consistent with the terms of this Agreement and the First Mortgage Bond Documents then in effect and do such other things as may reasonably be required for more fully and certainly
    vesting and confirming in such successor Collateral Agent its interest in the First Mortgage Bonds and all such rights, powers, duties and obligations of the predecessor Collateral Agent hereunder, and the predecessor Collateral Agent shall also
    promptly assign and deliver to the successor Collateral Agent any First Mortgage Bonds which may then be in its possession.&#160; The Company, to the extent requested by any holder of the Notes or the Collateral Agent shall procure any and all documents,
    conveyances or instruments and execute the same, to the extent required, in order to reflect the transfer to the successor Collateral Agent.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.14</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Eligibility of Collateral Agent.</font>&#160; Any successor Collateral Agent shall be (a) a state or national bank or trust company in good standing, organized under the laws of the United States
      of America or of any state, having capital, surplus and undivided profits aggregating at least $500,000,000 and subject to supervision or examination by a Federal or state banking authority and (b) authorized under the laws of the jurisdiction of its
      incorporation or organization to assume the functions of the Collateral Agent, if there be such a bank or trust company willing and able to accept the duties hereunder upon reasonable and customary terms.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.15</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Successor Collateral Agent by Merger</font>.&#160; Any corporation into which the Collateral Agent may be merged or with which it may be consolidated, or any corporation resulting from any merger
      or consolidation to which the Collateral Agent shall be a party, or any state or national bank or trust company in any manner succeeding to the corporate trust business of the Collateral Agent as a whole or substantially as a whole, if eligible as
      provided in <font style="font-weight: bold;">Section 23.14</font>, shall be the successor of the Collateral Agent hereunder without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything to the
      contrary contained herein notwithstanding.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-47-</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.16</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Compensation and Reimbursement of Collateral Agent</font>.&#160; The Company agrees:</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(a)&#160;&#160;&#160;&#160; to pay to the Collateral Agent all of its out-of-pocket expenses in connection with the preparation, execution and delivery
    of this Agreement and the First Mortgage Bond Documents and the transactions contemplated hereby, including but not limited to the reasonable charges and disbursements of its special counsel;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(b)&#160;&#160;&#160;&#160;&#160; to pay to the Collateral Agent from time to time reasonable compensation for all services rendered by it hereunder;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(c)&#160;&#160;&#160;&#160; to reimburse the Collateral Agent upon its request for all reasonable expenses, disbursements and advances incurred or made
    by the Collateral Agent in accordance with any provision of this Agreement (including the reasonable compensation and the expenses and disbursements of its agents and counsel), except any such expense, disbursement or advance as shall have been caused
    by its own gross negligence or willful misconduct; and</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">(d)&#160;&#160;&#160; to indemnify the Collateral Agent for, and to hold it harmless against any and all liabilities, obligations, losses, damages,
    penalties, actions, judgments, suits, claims, costs or disbursements of any kind whatsoever imposed on, incurred by or asserted against the Collateral Agent without gross negligence or willful misconduct on its part, at any time (including without
    limitation, at any time following the payment of the Notes), arising out of or in connection with this Agreement or any First Mortgage Bond Document or any action taken or omitted by it thereunder or in connection therewith, including, but not limited
    to, the costs and expenses of defending itself against any claim or liability in connection with the exercise or performance of any of its powers or duties hereunder, and any and all liabilities, obligations, losses, damages, penalties, actions,
    judgments, suits, costs or disbursements of any kind whatsoever or claims arising out of its possession or control, of the First Mortgage Bonds.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding any other provision of this Agreement or the First Mortgage Bond Documents, the Collateral Agent shall in all cases be fully justified
    in failing or refusing to act hereunder unless it shall be indemnified to its satisfaction by the Company or, to the extent it is not satisfactorily indemnified by the Company, the holders of the Notes against any and all liability and expense that may
    be incurred by it by reason of taking or continuing to take any such action.</div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.17</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Self Dealing</font>.&#160; In the event that a holder serves as the Collateral Agent, such holder acting in its capacity as such shall have the same rights and powers under this Agreement and the
      Notes as any other holder and may exercise or refrain from exercising the same as though it were not the Collateral Agent.&#160; Without limiting the generality of the foregoing, the Collateral Agent or any holding company, trust company or corporation in
      or with which the Collateral Agent or the Collateral Agent&#8217;s stockholders may be interested or affiliated, or any officer or director of the Collateral Agent, or of any other such entity, or any agent appointed by the Collateral Agent, may have
      commercial relations or otherwise deal with any of the holders, or with any other corporation having relations with any of the holders, and with any other entity, whether or not affiliated with the Collateral Agent.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <font style="font-size: 10pt;"> </font>
  <div style="text-align: justify; text-indent: 27pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 23.18</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Third Party Beneficiary.</font>&#160; The Collateral Agent is hereby deemed a third party beneficiary of Section 23 of this Agreement.</font></div>
  <font style="font-size: 10pt;"> </font>
  <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-48-</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The execution hereof by the Purchasers shall constitute a contract between the Company and the Purchasers for the uses and purposes and on the terms
    hereinabove set forth.&#160; </div>
  <div>&#160;</div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z2ae03222ebc646bca24367600218d69e">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Very truly yours,</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
        <td rowspan="1" colspan="2" style="vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">New Jersey Natural Gas Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">/s/ Roberto F. Bel</div>
        </td>
      </tr>

  </table>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

      <tr>
        <td style="width: 53%; vertical-align: top;">&#160;</td>
        <td style="width: 7%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
        </td>
        <td style="width: 40%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Roberto F. Bel</div>
        </td>
      </tr>
      <tr>
        <td style="width: 53%; vertical-align: top;">&#160;</td>
        <td style="width: 7%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
        </td>
        <td style="width: 40%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Vice President, Treasurer</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">[Signature Page to Note Purchase Agreement]</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc5819caf0d77485990907f68ac623949">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Great-West Life &amp; Annuity Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Ward Argust</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Ward Argust</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Assistance Vice President, Investments</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">[Signature Page to Note Purchase Agreement]</div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8edfdae67f754dc4aa8151ff07e6a48a">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New York Life Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Kimberly T. Stepancic</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Kimberly T. Stepancic</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Corporate Vice President</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z5df49ec3d95c41b5ab344cc51344bd44">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New York Life Insurance and Annuity</div>
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Corporation</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">NYL Investors LLC, its Investment Manager</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Kimberly T. Stepancic</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Kimberly T. Stepancic</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Senior Director</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z1ec03de4f15f45cfb31fa035557c5e93">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American United Life Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ David M. Weisenburger</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: David M. Weisenburger</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: VP, Fixed Income Securities</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The State Life Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">American United Life Insurance Company, its</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Agent</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ David M. Weisenburger</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: David M. Weisenburger</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: VP, Fixed Income Securities</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zeb156053a5764e85a1c6636ae2c0cfa4">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Thrivent Financial for Lutherans</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Robinson Ewald</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Robinson Ewald</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Intermediate Analyst</div>
        </td>
      </tr>

  </table>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z585f562e9bb54269b8acb29bfe271273">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC, as</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Agent</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Fitzhugh L. Wickham III</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Fitzhugh L. Wickham III</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Senior Vice President</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc00f688f40bf4945994c46af0fbab434">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Standard Insurance Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Chris Beaulieu</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Chris Beaulieu</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: VP, Individual Annuities &amp; Investments</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The foregoing is hereby agreed</div>
  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">to as of the date hereof.</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zbaccd411f829405b8d058967f1597120">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">United Farm Family Life Insurance&#160;&#160; Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
        </td>
        <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Michael Lucado</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: Michael Lucado</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 3%; vertical-align: top;">&#160;</td>
        <td style="width: 47%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: Portfolio Manager</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Signature Page to Note Purchase Agreement</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Information Relating to Purchasers</div>
  <div>&#160;</div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z56856e1c74b542368d77171ee3b5aba4">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal <font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -10.3pt; margin-left: 10.3pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Great-West Life &amp; Annuity Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">8525 East Orchard Road, 1T3</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Greenwood Village, CO 80111</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$8,000,000</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$14,000,000</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; margin-left: 2.2pt; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made by wire transfer to:</div>
          <div>&#160;</div>
          <div style="text-align: left; text-indent: -16.6pt; margin-left: 44.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices and communications:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Preferred remittance: bond_compliance@greatwest.com</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Great-West Life &amp; Annuity Insurance Company</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">8525 East Orchard Road, 1T3</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Greenwood Village, CO 80111</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Attention: Investments Division</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Notes:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -7.6pt; margin-right: 61.85pt; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number: </font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div>
    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">Schedule</font><font style="font-size: 10pt;"> A</font></div>
    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(to Note Purchase Agreement)</div>
  </div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z3b5dc5c141fa4ed1840846964bdf0654">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal <font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -10.3pt; margin-left: 10.3pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Great-West Life &amp; Annuity Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">8525 East Orchard Road, 1T3</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Greenwood Village, CO 80111</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$3,000,000</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$5,000,000</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; margin-left: 2.2pt; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made by wire transfer to:</div>
          <div>&#160;</div>
          <div style="text-align: left; text-indent: -16.6pt; margin-left: 44.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices and communications:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Preferred remittance: bond_compliance@greatwest.com</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Great-West Life &amp; Annuity Insurance Company</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">8525 East Orchard Road, 1T3</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Greenwood Village, CO 80111</div>
          <div style="text-align: left; margin-left: 29.2pt; font-family: 'Times New Roman'; font-size: 10pt;">Attention: Investments Division</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Notes:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -12.1pt; margin-right: 61.85pt; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div>&#160;</div>
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number: </font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z73127073641341429b4e9dd2a134c856">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal <font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -10.3pt; margin-left: 10.3pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New York Life Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">51 Madison Avenue, Room 208</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">New York, NY 10010</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$6,800,000</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$16,000,000</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Purchaser information redacted and provided to the Company under separate cover.</div>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-3</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z3194e4c5f6414448879f448b40efcd6a">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal <font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of <br>
          </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -10.3pt; margin-left: 10.3pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New York Life Insurance and Annuity Corporation</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">51 Madison Avenue, Room 208</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">New York, NY 10010</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,200,000</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$5,000,000</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Purchaser information redacted and provided to the Company under separate cover.</div>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-4</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z4375f9a64b5b4b54b657d4eff8307403">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-variant: small-caps;">The State Life Insurance Company </font></div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">One American Square, Suite 1017</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$6,000,000</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made in immediately available funds by wire transfer to the following bank account:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -0.9pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">American United Life Insurance Company</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Mike Bullock, Securities Department</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">One American Square, Suite 1017</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
          <div style="text-align: left; text-indent: 0.9pt; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: mike.bullock@oneamerica.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; text-indent: 17.1pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-5</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z91d075d1d3824dd4ac831eb8ad40f335">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"> Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-variant: small-caps;">The State Life Insurance Company </font>One American
            Square, Suite 1017</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,000,000</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,000,000</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made in immediately available funds by wire transfer to the following bank account:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -0.9pt; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">American United Life Insurance Company</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Mike Bullock, Securities Department</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">One American Square, Suite 1017</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
          <div style="text-align: left; text-indent: 0.9pt; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: mike.bullock@oneamerica.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Notes:</div>
          <div>&#160;</div>
          <div style="text-align: left; text-indent: 17.1pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-6</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z1dbbf0de00ee45379209e9df0ce9e63d">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal <font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Amount of <br>
          </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -9.5pt; margin-left: 9.5pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American United Life Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">One American Square, Suite 1017</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$4,000,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made in immediately available funds by wire transfer to the following bank account:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">American United Life Insurance Company</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Mike Bullock, Securities Department</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">One American Square, Suite 1017</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Post Office Box 368</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46206</div>
          <div style="text-align: left; text-indent: 0.9pt; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: mike.bullock@oneamerica.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-7</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z581822d7bb404210aa5429e53af4ada7">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; text-indent: -10.3pt; margin-left: 10.3pt; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Thrivent Financial for Lutherans</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">901 Marquette Avenue, Suite 2500</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Minneapolis, MN 55402</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$13,000,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made by wire transfer of immediately available funds to:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices of payments and written confirmations of such wire transfers:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Investment Division-Private Placements</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Robinson Ewald</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Thrivent Financial for Lutherans</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">901 Marquette Avenue, Suite 2500</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Minneapolis, MN 55402</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (612) 844-4027</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: privateinvestments@thrivent.com</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">With a copy to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Thrivent Financial for Lutherans</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Jeremy Anderson or Harmon Bergenheier</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">901 Marquette Avenue, Suite 2500</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Minneapolis, MN 55402</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: boxprivateplacement@thrivent.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Thrivent Financial for Lutherans</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Investment Division-Private Placements</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">901 Marquette Avenue, Suite 2500</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Minneapolis, MN 55402</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (612) 844-4027</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: privateinvestments@thrivent.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-8</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zfb98b930f2974ee69774196e500aa90a">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,500,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments on account of the Note held by such purchaser shall be made by wire transfer of immediately available funds for credit to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices relating to payments and audit confirmations:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Resolution Life US</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5770 Powers Ferry Road NW</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Steve Zoeller and Larry Bieske</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Steve.Zoeller@voya.com, Larry.Bieske@voya.com,</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCOperations@voya.com and</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCFAnalyticsSolutionsGroup@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Private Placements</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (770) 690-5342</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Private.Placements@voya.com and Olamide.Bello@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; text-indent: 17.1pt; margin-left: 18pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-9</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zdf5cd67f2e1d4b918fa6160bc07fe009">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of <br>
          </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td rowspan="1" style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 41.38%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 33.62%; vertical-align: top;">&#160;</td>
        <td rowspan="1" style="width: 18.97%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,500,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments on account of the Note held by such purchaser shall be made by wire transfer of immediately available funds for credit to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices relating to payments and audit confirmations:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Resolution Life US</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5770 Powers Ferry Road NW</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Steve Zoeller and Larry Bieske</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Steve.Zoeller@voya.com, Larry.Bieske@voya.com,</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCOperations@voya.com and</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCFAnalyticsSolutionsGroup@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Private Placements</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (770) 690-5342</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Private.Placements@voya.com and Olamide.Bello@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-10</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z36784112cf264d188adf4ef7280b6f7e">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$400,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments on account of the Note held by such purchaser shall be made by wire transfer of immediately available funds for credit to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices relating to payments and audit confirmations :</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Resolution Life US</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5770 Powers Ferry Road NW</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Steve Zoeller and Larry Bieske</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Steve.Zoeller@voya.com, Larry.Bieske@voya.com,</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 63pt;">VoyaIMPCOperations@voya.com and</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 63pt;">VoyaIMPCFAnalyticsSolutionsGroup@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Private Placements</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (770) 690-5342</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Private.Placements@voya.com and Olamide.Bello@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-11</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8127087ef3034409a0bff9b2d6613d84">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be</div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"> Purchased</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$1,600,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments on account of the Note held by such purchaser shall be made by wire transfer of immediately available funds for credit to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices relating to payments:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Resolution Life US</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5770 Powers Ferry Road NW</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Steve Zoeller and Larry Bieske</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Steve.Zoeller@voya.com, Larry.Bieske@voya.com,</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 63pt;">VoyaIMPCOperations@voya.com and</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; margin-left: 63pt;">VoyaIMPCFAnalyticsSolutionsGroup@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Private Placements</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (770) 690-5342</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Private.Placements@voya.com and Olamide.Bello@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-12</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z5f691fd3db52426a9c40e82609aa897c">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$3,000,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments on account of the Note held by such purchaser shall be made by wire transfer of immediately available funds for credit to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices relating to payments:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Resolution Life US</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5770 Powers Ferry Road NW</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Steve Zoeller and Larry Bieske</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Steve.Zoeller@voya.com, Larry.Bieske@voya.com,</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCOperations@voya.com and</div>
          <div style="text-align: left; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;VoyaIMPCFAnalyticsSolutionsGroup@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Voya Investment Management Co. LLC</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">5780 Powers Ferry Road NW, Suite 300</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Atlanta, GA 30327-4347</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Private Placements</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (770) 690-5342</div>
          <div style="text-align: justify; margin-left: 35.1pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Private.Placements@voya.com and Olamide.Bello@voya.com</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: left; text-indent: -161.1pt; margin-left: 161.1pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">U.S. Tax Identification Number:</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Redacted and provided to Company under separate cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-13</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z9b7dd2b2f14b42ff9b7339452e9fbf94">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Standard Insurance Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">1100 SW Sixth Avenue, P14B</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Portland, OR 97204</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021B</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$2,000,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made by bank wire transfer of immediately available funds to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for notices with respect to payments:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Standard Insurance Company</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">c/o Bank of New York Mellon</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attention: CCSTeam9 &#8211; Client Service</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Insurance Custody</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">P &amp; I Department</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">P.O. Box 19266</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Newark, NJ 07195</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Telephone: (315) 414-3324</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: ccsteam9@bnymellon.com</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (844) 803-7567</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Copy to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Standard Insurance Company</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">1100 SW Sixth Avenue, P14B</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Portland, OR 97204</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Telephone: (971) 321-8439</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Kathy Wolf (IMGOPS@standard.com)</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (971) 321-5890</div>
          <div style="text-align: justify; margin-left: 36pt;">&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all other communications and notices:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Standard Insurance Company</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">1100 SW Sixth Avenue, P14B</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Portland, OR 97204</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Telephone:(971) 321-0994</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Ben Werner (IMGPMS@standard.com)</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Fax: (971) 321-8560</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: justify; margin-left: 36pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: HARE &amp; Co., LLC</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(6)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">U.S. Tax Identification Number: <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Redacted and provided to Company under separate
              cover.</font></div>
        </td>
      </tr>

  </table>
  <div> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-14</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z4b57b87b368c4f09929c62051cf8d1c0">

      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Name and Address of Purchaser</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Series<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>of<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font>Notes</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Principal<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
            </font></div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Amount of </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Notes to be </div>
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Purchased</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">&#160;</td>
        <td style="width: 41.38%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">United Farm Family Life Insurance</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">&#160;&#160;&#160;Company</div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">225 S. East Street</div>
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46202</div>
          <div>&#160;</div>
        </td>
        <td style="width: 33.62%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Series 2021A</div>
          <div>&#160;</div>
        </td>
        <td style="width: 18.97%; vertical-align: top;">
          <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$1,000,000</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">(1)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">All payments shall be made by bank wire transfer of immediately available funds to:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -23.9pt; margin-left: 63.5pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Wire instructions redacted and provided to the Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(2)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for all notices and communications, including notices with respect to payments and written confirmation of each such payment:</div>
          <div>&#160;</div>
          <div style="text-align: left; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt;">United Farm Family Life Insurance Company</div>
          <div style="text-align: left; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt;">225 S. East Street</div>
          <div style="text-align: left; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt;">Indianapolis, IN 46202</div>
          <div style="text-align: left; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt;">Attn: Investment Accounting Department</div>
          <div style="text-align: left; margin-left: 39.6pt; font-family: 'Times New Roman'; font-size: 10pt;">Email: Michael.Lucado@infb.com and InvestmentAccounting@infarmbureau.com</div>
          <div style="text-align: justify; margin-left: 36pt;">&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(3)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Address for physical delivery of the Note:</div>
          <div>&#160;</div>
          <div style="text-align: justify; text-indent: -23.9pt; margin-left: 63.5pt; font-family: 'Times New Roman'; font-size: 10pt; font-style: italic;">Delivery instructions redacted and provided to Company under separate cover.</div>
          <div>&#160;</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(4)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Nominee: None</div>
        </td>
      </tr>
      <tr>
        <td style="width: 6.03%; vertical-align: top;">
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">(5)</div>
        </td>
        <td colspan="3" style="width: 93.97%; vertical-align: top;">
          <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Tax Identification Number: <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Redacted and provided to Company under separate
              cover.</font></div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">A-15</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    <div id="DSPFPageHeader"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Defined Terms</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">As used herein, the following terms have the respective meanings set forth below or set forth in the Section hereof following such term:</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Affiliate&#8221;</font><font style="font-size: 10pt;"> shall mean, (a) at any time, and with respect to any Person, any other Person that
      at such time directly or indirectly through one or more intermediaries Controls, or is Controlled by, or is under common Control with, such first Person and (b) any Person beneficially owning or holding, directly or indirectly, 10% or more of any
      class of equity or Voting Stock of the Company or any Person of which the Company beneficially own or hold, in the aggregate, directly or indirectly, 10% or more of any class of equity or Voting Stock.&#160; As used in this definition, &#8220;Control&#8221; means the
      possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a Person, whether through the ownership of Voting Stock, by contract or otherwise.&#160; Unless the context otherwise clearly requires, any
      reference to an &#8220;Affiliate&#8221; is a reference to an Affiliate of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Agreement&#8221;</font><font style="font-size: 10pt;"> shall mean this Note Purchase Agreement, including all Schedules and Exhibits
      attached to this Agreement, as it may be amended, restated, supplemented or otherwise modified from time to time. </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Anti-Corruption Laws&#8221;</font><font style="font-size: 10pt;"> shall mean any law or regulation in a U.S. or any non-U.S. jurisdiction
      regarding bribery or any other corrupt activity, including but not limited to the U.S. Foreign Corrupt Practices Act and the U.K. Bribery Act 2010.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Anti-Money Laundering Laws&#8221;</font><font style="font-size: 10pt;"> shall mean any law or regulation in a U.S. or any non-U.S.
      jurisdiction regarding money laundering, drug trafficking, terrorist-related activities or other money laundering predicate crimes, including but not limited to the Currency and Foreign Transactions Reporting Act of 1970 (otherwise known as the Bank
      Secrecy Act) and the USA PATRIOT Act.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Asset Disposition&#8221;</font><font style="font-size: 10pt;"> shall mean any Transfer except any Transfer made in the ordinary course of
      business and involving only property that is either (1) inventory held for sale or (2) equipment, fixtures, supplies or materials no longer required in the operation of the business of the Company or that is obsolete.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Asset Disposition Prepayment Date&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section
        8.8(a)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Asset Disposition Prepayment Event&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section
        8.8(a)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Bank Credit Agreements&#8221;</font><font style="font-size: 10pt;"> shall mean the Second Amended and Restated Credit Agreement by and
      among the Company, PNC Bank, National Association, as Administrative Agent, the banks party thereto, and JPMorgan Chase Bank, N.A., Wells Fargo Bank, National Association and Mizuho Bank, Ltd., as Syndication Agents, dated as of September 2, 2021, as
      the same may be amended, restated, increased, refinanced, replaced or otherwise modified or any successor thereto.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">Schedule B</font><font style="font-size: 10pt;"><br>
      </font><font style="font-size: 10pt;">(to Note Purchase Agreement)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Blocked Person&#8221;</font><font style="font-size: 10pt;"> shall mean (a) a Person whose name appears on the list of Specially Designated
      Nationals and Blocked Persons published by OFAC, (b) a Person, entity, organization, country or regime that is blocked or a target of sanctions that have been imposed under U.S. Economic Sanctions Laws or (c) a Person that is an agent, department or
      instrumentality of, or is otherwise beneficially owned by, controlled by or acting on behalf of, directly or indirectly, any Person, entity, organization, country or regime described in clause (a) or (b).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Business Day&#8221;</font><font style="font-size: 10pt;"> shall mean (a) for purposes of <font style="font-weight: bold;">Section 8.7</font>
      only, any day other than a Saturday, a Sunday or a day on which commercial banks in New York, New York are required or authorized to be closed and (b) for the purposes of any other provision of this Agreement, any day other than a Saturday, a Sunday
      or a day on which commercial banks in Wall, New Jersey or New York, New York are required or authorized to be closed.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Capital Lease&#8221;</font><font style="font-size: 10pt;"> shall mean, at any time, a lease with respect to which the lessee is required
      concurrently to recognize the acquisition of an asset and the incurrence of a liability in accordance with GAAP.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Change of Control&#8221;</font><font style="font-size: 10pt;"> shall mean an event or series of events by which New Jersey Resources
      Corporation shall cease to own 100% of the issued and outstanding common stock of the Company and 51% of the Voting Stock of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Closing&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 3</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Code&#8221;</font><font style="font-size: 10pt;"> shall mean the Internal Revenue Code of 1986, as amended from time to time, and the
      rules and regulations promulgated thereunder from time to time.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Collateral Agent&#8221;</font><font style="font-size: 10pt;"> shall mean the party identified as collateral agent for the holders of the
      Notes in <font style="font-weight: bold;">Section 2.2(a)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Company&#8221;</font><font style="font-size: 10pt;"> shall mean New Jersey Natural Gas Company, a New Jersey corporation, or any Successor
      Corporation.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Confidential Information&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 20</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Control&#8221; </font><font style="font-size: 10pt;">is defined in the definition of &#8220;Affiliate.&#8221;&#160; <font style="font-style: italic;">&#8220;Controlled&#8221;</font>
      and <font style="font-style: italic;">&#8220;Controlling&#8221;</font> shall have meanings correlative to the foregoing.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Controlled Entity&#8221; </font><font style="font-size: 10pt;">shall mean (a) any of the Subsidiaries of the Company and any of their or
      the Company&#8217;s respective Controlled Affiliates and (b) if the Company has a parent company, such parent company and its Controlled Affiliates.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Debt&#8221;</font><font style="font-size: 10pt;"> as to any Person at any time, shall mean, without duplication, any and all indebtedness,
      obligations or liabilities (whether matured or unmatured, liquidated or unliquidated, direct or indirect, absolute or contingent, or joint or several) of such Person for or in respect of: (a) borrowed money, (b) amounts raised under or liabilities in
      respect of any note purchase or acceptance credit facility, (c) reimbursement obligations (contingent or otherwise) under any letter of credit, currency swap agreement, interest rate swap, cap, collar or floor agreement or other interest rate or
      currency exchange rate management device, (d) any other transaction (including forward sale or purchase agreements, Capital Leases, Synthetic Leases and conditional sales agreements) having the commercial effect of a borrowing of money entered into
      by such Person to finance its operations or capital requirements (but not including trade payables and accrued expenses incurred in the ordinary course of business which are not represented by a promissory note or other evidence of indebtedness and
      which are not more than 30 days past due), (e) the net indebtedness, obligations and liabilities of such Person under any Hedging Contract to the extent constituting &#8220;indebtedness,&#8221; as determined in accordance with GAAP, adjusted downward dollar for
      dollar for any related margin collateral account balances maintained&#160; by such Person, (f) any Guaranty of any Hedging Contract described in the immediately preceding clause (e), (g) any Guaranty of Debt for borrowed money, (h) any Hybrid Security
      described in clause (a) of the definition of Hybrid Security or (i) the mandatory repayment obligation of the issuer of any Hybrid Security described in clause (b) of the definition of Hybrid Security.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Debt Prepayment Application&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Transfer of property, the
      application by the Company of cash in an amount equal to the Net Proceeds Amount with respect to such Transfer to pay Senior Debt of the Company (other than Senior Debt owing to any Affiliate and Senior Debt in respect of any revolving credit or
      similar credit facility providing the Company with the right to obtain loans or other extensions of credit from time to time, except to the extent that in connection with such payment of Senior Debt the availability of credit under such credit
      facility is permanently reduced by an amount not less than the amount of such proceeds applied to the payment of such Senior Debt); <font style="font-style: italic;">provided</font> that in the course of making such application the Company shall
      offer to prepay each outstanding Note in accordance with <font style="font-weight: bold;">Section 8.8</font> in a principal amount that equals the Ratable Portion for such Note.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Default&#8221;</font><font style="font-size: 10pt;"> shall mean an event or condition the occurrence or existence of which would, with the
      lapse of time or the giving of notice or both, become an Event of Default.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Default Rate&#8221;</font><font style="font-size: 10pt;"> as of any date shall mean, with respect to the Notes of any series, that rate of
      interest that is the greater of (a) 2.00% per annum over the rate of interest specified in the first paragraph of such Note of such series, or (b) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as its
      &#8220;base&#8221; or &#8220;prime&#8221; rate.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Disclosure Documents&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 5.3</font>.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Disposition Value&#8221;</font><font style="font-size: 10pt;"> shall mean, at any time, with respect to any property, the book value
      thereof, valued at the time of such disposition in good faith by the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Distribution&#8221;</font><font style="font-size: 10pt;"> shall mean, in respect of any corporation, association or other business entity:
      (a) dividends or other distributions or payments on capital stock or other equity interests of such corporation, association or other business entity (except distributions in such stock or other equity interests); and (b) the redemption or
      acquisition of such stock or other equity interests (except when solely in exchange for such stock or other equity interests) unless made, contemporaneously, from the net proceeds of a sale of such stock or other equity interests.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-3</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Environmental Laws&#8221;</font><font style="font-size: 10pt;"> shall mean any and all Federal, state, local, and foreign statutes, laws,
      regulations, ordinances, rules, judgments, orders, decrees, permits, concessions, grants, franchises, licenses, agreements or governmental restrictions relating to pollution and the protection of the environment or the release of any materials into
      the environment, including but not limited to those related to Hazardous Materials.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;ERISA&#8221;</font><font style="font-size: 10pt;"> shall mean the Employee Retirement Income Security Act of 1974, as amended from time to
      time, and the rules and regulations promulgated thereunder from time to time in effect.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;ERISA Affiliate&#8221;</font><font style="font-size: 10pt;"> shall mean any trade or business (whether or not incorporated) that is
      treated as a single employer together with the Company under Section 414 of the Code.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Event of Default&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 11</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Exchange Act&#8221;</font><font style="font-size: 10pt;"> shall mean the Securities Exchange Act of 1934, as amended.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Fair Market Value&#8221;</font><font style="font-size: 10pt;"> shall mean, at any time and with respect to any property, the sale value of
      such property that would be realized in an arm&#8217;s-length sale at such time between an informed and willing buyer and an informed and willing seller (neither being under a compulsion to buy or sell).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;FATCA&#8221;</font><font style="font-size: 10pt;"> shall mean (i) sections 1471 through 1474 of the Code, as of the date hereof (or any
      amended or successor version that is substantively comparable and not materially more onerous to comply with), together with any current or future regulations or official interpretations thereof, (ii) any treaty, law or regulation of any other
      jurisdiction, or relating to an intergovernmental agreement between the United States of America and any other jurisdiction, which (in either case) facilitates the implementation of the foregoing clause (a), and (iii) any agreements entered into
      pursuant to section 1471(b)(1) of the Code.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;First Mortgage Bond Documents&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 23.1</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;First Mortgage Bonds&#8221;</font><font style="font-size: 10pt;"> shall mean the series of first mortgage bonds designated the (i) &#8220;First
      Mortgage Bonds, Series III due 2051&#8221; and (ii) &#8220;First Mortgage Bonds, Series JJJ due 2061&#8221; issued by the Company pursuant to the Mortgage Indenture, as security for the related Notes.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;GAAP&#8221;</font><font style="font-size: 10pt;"> shall mean generally accepted accounting principles as in effect from time to time in
      the United States of America.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Gas Business&#8221;</font><font style="font-size: 10pt;"> shall mean<font style="font-weight: bold;">&#160;</font>the business of generating,
      manufacturing, purchasing, transmitting, distributing, selling and/or supplying gas and any by&#8209;products thereof as a public utility.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Governmental Authority&#8221;</font><font style="font-size: 10pt;"> shall mean</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 63pt;">(a)<font id="TRGRRTFtoHTMLTab"> &#160; &#160; &#160; &#160;&#160; </font>the government of</div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 63pt; text-indent: 36pt;">(1)<font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160; </font>the United States of America or any State or other political subdivision thereof, or</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-4</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 63pt; text-indent: 36pt;">(2)<font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160; </font>any jurisdiction in which the Company conducts all or any part of its business, or which asserts jurisdiction over any
    properties of the Company, or<br>
    <br>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">(b)<font id="TRGRRTFtoHTMLTab"> &#160; &#160; &#160; &#160;&#160; </font>any entity exercising executive, legislative, judicial, regulatory or administrative functions of, or pertaining to,
    any such government.</div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Governmental Official&#8221;</font><font style="font-size: 10pt;"> shall mean any governmental official or employee, employee of any
      government&#8209;owned or government&#8209;controlled entity, political party, any official of a political party, candidate for political office, official of any public international organization or anyone else acting in an official capacity.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Guaranty&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Person, any obligation (except the endorsement in
      the ordinary course of business of negotiable instruments for deposit or collection) of such Person guaranteeing or in effect guaranteeing any Debt, dividend or other obligation of any other Person in any manner, whether directly or indirectly,
      including, without limitation, obligations incurred through an agreement, contingent or otherwise, by such Person: (a) to purchase such Debt or obligation or any property constituting security therefor; (b) to advance or supply funds (1) for the
      purchase or payment of such Debt or obligation, or (2) to maintain any working capital or other balance sheet condition or any income statement condition of any other Person or otherwise to advance or make available funds for the purchase or payment
      of such Debt or obligation; (c) to lease properties or to purchase properties or services primarily for the purpose of assuring the owner of such Debt or obligation of the ability of any other Person to make payment of such Debt or obligation; or (d)
      otherwise to assure the owner of such Debt or obligation against loss in respect thereof.&#160; In any computation of the Debt or other liabilities of the obligor under any Guaranty, the Debt or other obligations that are the subject of such Guaranty
      shall be assumed to be direct obligations of such obligor.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Hazardous Materials&#8221;</font><font style="font-size: 10pt;"> shall mean any and all pollutants, toxic or hazardous wastes or any other
      substances that might pose a hazard to health or safety, the removal of which may be required or the generation, manufacture, refining, production, processing, treatment, storage, handling, transportation, transfer, use, disposal, release, discharge,
      spillage, seepage or filtration of which is or shall be restricted, prohibited or penalized by any applicable law (including, without limitation, asbestos, urea formaldehyde foam insulation and polychlorinated biphenyls, petroleum, petroleum
      products, lead based paint, radon gas or similar restricted, prohibited or penalized substances).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Hedging Contract&#8221;</font><font style="font-size: 10pt;"> shall mean any transaction entered into by the Company with respect to
      hedging or trading of gas contracts or other commodity, hedging contracts of any kind, or any derivatives or other similar financial instruments of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;holder&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Note, the Person in whose name such Note is registered
      in the register maintained by the Company pursuant to <font style="font-weight: bold;">Section 13.1</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Hybrid Security&#8221;</font><font style="font-size: 10pt;"> shall mean any of the following: any shares of capital stock or other equity
      interests that, other than solely at the option of the issuer thereof, by their terms (or by the terms of any security into which they are convertible or exchangeable) are, or upon the happening of an event or the passage of time would be, required
      to be redeemed or repurchased, in whole or in part, or have, or upon the happening of an event or the passage of time would have, a redemption or similar payment.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-5</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Inactive Subsidiary&#8221;</font><font style="font-size: 10pt;"> shall mean, at any time, any Subsidiary of any Person, which Subsidiary
      (a) does not conduct any business or have operations and (b) does not have total assets with a net book value, as of any date of determination, in excess of $100,000.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;INHAM Exemption&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 6.2(e)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Institutional Investor&#8221;</font><font style="font-size: 10pt;"> shall mean (a) any original purchaser of a Note, (b) any holder of a
      Note holding (together with one or more of its affiliates) more than 5% of the aggregate principal amount of any Notes then outstanding, (c) any bank, trust company, savings and loan association or other financial institution, any pension plan, any
      investment company, any insurance company, any broker or dealer, or any other similar financial institution or entity, regardless of legal form and (d) any Related Fund of any holder of any Note.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Investment&#8221;</font><font style="font-size: 10pt;"> shall mean any investment, made in cash or by delivery of property, by the Company
      (a) in any Person, whether by acquisition of stock, Debt or other obligation or security, or by loan, Guaranty, advance, capital contribution or otherwise or (b) in any property.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Investor Presentation&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 5.3</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Lien&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Person, any mortgage, lien, pledge, charge, security
      interest, or other encumbrance, or any interest or title of any vendor, lessor, lender or other secured party to or of such Person under any conditional sale or other title retention agreement or Capital Lease or Synthetic Lease, upon or with respect
      to any property or asset of such Person (including in the case of stock, stockholder agreements, voting trust agreements and all similar arrangements).<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Make-Whole Amount&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 8.7</font>.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Material&#8221;</font><font style="font-size: 10pt;"> shall mean material in relation to the business, operations, affairs, financial
      condition, assets or properties of the Company, taken as a whole.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Material Adverse Effect&#8221;</font><font style="font-size: 10pt;"> shall mean a material adverse effect on (a) the business, operations,
      affairs, financial condition, assets or properties of the Company, taken as a whole, or (b) the ability of the Company to perform its obligations under this Agreement and the Notes, (c) the validity or enforceability of this Agreement or the Notes,
      (d) the ability of the Company to perform its obligations under the Mortgage Indenture or the First Mortgage Bonds, or (e) the validity or the enforceability of the Mortgage Indenture or the First Mortgage Bonds.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Mortgage Indenture&#8221;</font><font style="font-size: 10pt;"> shall mean<font style="font-weight: bold;">&#160;</font>the Amended and
      Restated Indenture of Mortgage, Deed of Trust and Security Agreement, dated September 1, 2014, between the Company and the Mortgage Trustee, as supplemented and amended by the First Supplemental Indenture dated as of April 1, 2015, the Second
      Supplemental Indenture dated as of June 21, 2016, the Third Supplemental Indenture dated as of May 1, 2018, the Fourth Supplemental Indenture dated as of April 1, 2019, the Fifth Supplemental Indenture dated as of July 17, 2019, the Sixth
      Supplemental Indenture dated as of August 1, 2019, the Seventh Supplemental Indenture dated as of June 1, 2020, the Eighth Supplemental Indenture dated as of July 1, 2020, and the Ninth Supplemental Indenture dated as of September 1, 2020 between the
      Company and the Mortgage Trustee, as further supplemented and amended by the Supplemental Indenture, and as further supplemented and amended from time to time.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-6</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Mortgage Trustee&#8221;</font><font style="font-size: 10pt;"> shall mean U.S. Bank National Association, as trustee under the Mortgage
      Indenture.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Multiemployer Plan&#8221;</font><font style="font-size: 10pt;"> shall mean any Plan that is a &#8220;multiemployer plan&#8221; (as such term is
      defined in Section 4001(a)(3) of ERISA) with respect to which the Company or any ERISA Affiliate has any liability.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;NAIC&#8221; </font><font style="font-size: 10pt;">shall mean the National Association of Insurance Commissioners or any successor
      thereto. </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;NAIC Annual Statement&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 6.2(a)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Net Proceeds Amount&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Transfer of any property by any Person,
      an amount equal to the difference of<br>
      <br>
    </font></div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">(a)<font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>the aggregate amount of the consideration (valued at the Fair Market Value of such consideration at the time of the
    consummation of such Transfer) received by such Person in respect of such Transfer, <font style="font-style: italic;">minus</font></div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 10pt;"><font style="font-style: italic;"> <br>
    </font></div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">(b)<font id="TRGRRTFtoHTMLTab"> &#160; &#160; &#160; &#160; </font>all ordinary and reasonable out-of-pocket costs and expenses actually incurred by such Person in connection with such
    Transfer.</div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Net Tangible Assets&#8221;</font><font style="font-size: 10pt;"> shall mean the amount shown as total assets on the Company&#8217;s balance
      sheet, less (a) intangible assets including, but without limitation, such items as goodwill, trademarks, trade names, patents, unamortized debt discount and expense and certain regulatory assets, and (b) appropriate adjustments, if any, on account of
      minority interests.&#160; Net Tangible Assets shall be determined in accordance with GAAP and practices applicable to the type of business in which the Company is engaged and approved by the independent accountants regularly retained by the Company, and
      may be determined as of a date not more than 60 days prior to the happening of the event for which such determination is being made.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;New Jersey Resources Corporation&#8221;</font><font style="font-size: 10pt;"> shall mean New Jersey Resources Corporation, a New Jersey
      corporation.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Notes&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 1</font>.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;OFAC&#8221;</font><font style="font-size: 10pt;"> shall mean the Office of Foreign Assets Control of the United States Department of the
      Treasury.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;OFAC Sanctions Program&#8221;</font><font style="font-size: 10pt;"> shall mean any economic or trade sanction that OFAC is responsible for
      administering and enforcing.&#160; A list of OFAC Sanctions Programs may be found at <u>http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx</u>.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-7</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Officer&#8217;s Certificate&#8221;</font><font style="font-size: 10pt;"> shall mean a certificate of a Senior Financial Officer or of any other
      officer of the Company whose responsibilities extend to the subject matter of such certificate.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;PBGC&#8221;</font><font style="font-size: 10pt;"> shall mean the Pension Benefit Guaranty Corporation referred to and defined in ERISA or
      any successor thereto.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Permitted Related Business Opportunity&#8221;</font><font style="font-size: 10pt;"> shall mean any transaction with another Person (other
      than any Inactive Subsidiary of New Jersey Resources Corporation) involving business activities or assets reasonably related or complementary to the business of the Company as conducted at Closing or as may be conducted pursuant to <font style="font-weight: bold;">Section 10.10</font>, including, without limitation, the management and marketing of storage, capacity and transportation of gas and other forms of energy, the generation, transmission or storage of gas and other forms of
      energy, or the access to gas and energy transmission lines, and business initiatives for the conservation and efficiency of gas and energy.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Person&#8221;</font><font style="font-size: 10pt;"> shall mean an individual, partnership, corporation, limited liability company,
      association, trust, unincorporated organization or a government or agency or political subdivision thereof.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Plan&#8221;</font><font style="font-size: 10pt;"> shall mean an &#8220;employee benefit plan&#8221; (as defined in section 3(3) of ERISA), other than
      a Multiemployer Plan, subject to Title I of ERISA that is maintained, or to which contributions are required to be made, by the Company or any ERISA Affiliate, or any prior &#8220;employee benefit plan&#8221; as to which the Company or any ERISA Affiliate has
      any liability.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;property&#8221;</font><font style="font-size: 10pt;"> or <font style="font-style: italic;">&#8220;properties&#8221;</font> shall mean, unless
      otherwise specifically limited, real or personal property of any kind, tangible or intangible, choate or inchoate.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Property Reinvestment Application&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Transfer of property, the
      application of an amount equal to the Net Proceeds Amount with respect to such Transfer to the acquisition by the Company of operating assets of the Company to be used in the principal business of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;PTE&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 6.2(a)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Purchaser&#8221;</font><font style="font-size: 10pt;"> or <font style="font-style: italic;">&#8220;Purchasers&#8221;</font> shall mean each of the
      purchasers whose signatures appear at the end of this Agreement and such Purchaser&#8217;s successors and assigns (so long as any such assignment complies with <font style="font-weight: bold;">Section 13.2)</font>; <font style="font-style: italic;">provided</font>,
      however, that any Purchaser of a Note that ceases to be the registered holder or a beneficial owner (through a nominee) of such Note as the result of a transfer thereof pursuant to <font style="font-weight: bold;">Section 13.2 </font>shall cease to
      be included within the meaning of &#8220;Purchaser&#8221; of such Note for the purposes of this Agreement upon such transfer.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;QPAM Exemption&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 6.2(d)</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Ratable Portion&#8221;</font><font style="font-size: 10pt;"> for any Note shall mean an amount equal to the product of (a) the Net
      Proceeds Amount from a Transfer being applied to a Debt Prepayment Application pursuant to <font style="font-weight: bold;">Section 10.5(b)</font>&#160;<font style="font-style: italic;">multiplied</font> by (b) a fraction, the numerator of which is the
      aggregate outstanding principal amount of such Note and the denominator of which is the aggregate outstanding principal amount of all Senior Debt of the Company (other than Senior Debt owing to any Affiliate).</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-8</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Related Fund&#8221; </font><font style="font-size: 10pt;">shall mean, with respect to any holder of any Note, any fund or entity that (a)
      invests in securities or bank loans and (b) is advised or managed by such holder, the same investment advisor as such holder or by an Affiliate of such holder or such investment advisor.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Required Holders&#8221;</font><font style="font-size: 10pt;"> shall mean, at any time, the holders of more than 50% in principal amount of
      the Notes at the time outstanding (exclusive of Notes then owned by the Company or any of its Affiliates).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Required Rating Agency&#8221;</font><font style="font-size: 10pt;"> shall mean any nationally recognized statistical rating organization,
      as recognized and accepted as such by the SVO or any successor organization.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Responsible Officer&#8221;</font><font style="font-size: 10pt;"> shall mean any Senior Financial Officer and any other officer of the
      Company with responsibility for the administration of the relevant portion of this Agreement.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Restricted Payment&#8221;</font><font style="font-size: 10pt;"> shall mean any Distribution in respect of the Company, including, without
      limitation, any Distribution resulting in the acquisition by the Company of securities that would constitute treasury stock.&#160; For purposes of this Agreement, the amount of any Restricted Payment made in property shall be the greater of (a) the Fair
      Market Value of such property (determined in good faith by the Board of Directors (or equivalent governing body) of the Person making such Restricted Payment) and (b) the net book value thereof on the books of such Person, in each case determined as
      of the date on which such Restricted Payment is made.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Securities Act&#8221;</font><font style="font-size: 10pt;"> shall mean the Securities Act of 1933, as amended from time to time and the
      rules and regulations promulgated thereunder from time to time in effect.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Senior Debt&#8221;</font><font style="font-size: 10pt;"> shall mean any Debt of the Company other than Debt that is in any manner
      subordinated in right of payment or security in any respect to the Debt evidenced by the Notes.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Senior Financial Officer&#8221;</font><font style="font-size: 10pt;"> shall mean the chief financial officer, principal accounting
      officer, treasurer or comptroller of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Series A Notes&#8221; </font><font style="font-size: 10pt;">is defined in <font style="font-weight: bold;">Section 1.</font></font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Series B Notes&#8221; </font><font style="font-size: 10pt;">is defined in <font style="font-weight: bold;">Section 1.</font></font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"><font style="font-weight: bold;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Shareholders&#8217; Equity&#8221;</font><font style="font-size: 10pt;"> shall mean, as of any date of determination, the sum of the amounts
      under the headings &#8220;Common Shareholders&#8217; Equity&#8221; and &#8220;Preferred Shareholders&#8217; Equity&#8221; on the balance sheet, prepared in accordance with GAAP, for the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Source&#8221;</font><font style="font-size: 10pt;"> is defined in <font style="font-weight: bold;">Section 6.2</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Standard &amp; Poor&#8217;s&#8221;</font><font style="font-size: 10pt;"> shall mean Standard &amp; Poor&#8217;s Ratings Group, a division of The
      McGraw-Hill Companies, Inc.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-9</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;State Sanctions List&#8221;</font><font style="font-size: 10pt;"> shall mean a list that is adopted by any state Governmental Authority
      within the United States of America pertaining to Persons that engage in investment or other commercial activities in Iran or any other country that is a target of economic sanctions imposed under U.S. Economic Sanctions Laws.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Subsidiary&#8221;</font><font style="font-size: 10pt;"> shall mean, as to any Person, any corporation, association, or other business
      entity in which such Person or one or more of its Subsidiaries or such Person and one or more of its Subsidiaries owns sufficient Voting Stock to enable it or them (as a group) ordinarily, in the absence of contingencies, to elect a majority of the
      directors (or Persons performing similar functions) of such entity, and any partnership or joint venture if more than a 50% interest in the profits or capital thereof is owned by such Person or one or more of its Subsidiaries or such Person and one
      or more of its Subsidiaries (unless such partnership or joint venture can and does ordinarily take major business actions without the prior approval of such Person or one or more of its Subsidiaries).&#160; Unless the context otherwise clearly requires,
      any reference to a &#8220;Subsidiary&#8221; is a reference to a Subsidiary of the Company.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Supplemental Indenture&#8221;</font><font style="font-size: 10pt;"> shall mean the Tenth Supplemental Indenture to the Mortgage Indenture,
      entered into between the Company and the Mortgage Trustee, pursuant to which the First Mortgage Bonds shall have been issued, in substantially the form set out in <font style="font-weight: bold;">Exhibit 2</font>.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;SVO&#8221;</font><font style="font-size: 10pt;"> shall mean the Securities Valuation Office of the NAIC or any successor to such Office.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Synthetic Lease&#8221;</font><font style="font-size: 10pt;"> shall mean any lease transaction under which the parties intend that (a) the
      lease will be treated as an &#8220;operating lease&#8221; by the lessee pursuant to Statement of Financial Accounting Standards No. 13, as amended, or appropriate successor thereto, and (b) the lessee will be entitled to various tax benefits ordinarily available
      to owners (as opposed to lessees) of like property.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Tangible Assets&#8221;</font><font style="font-size: 10pt;"> shall mean, as of any date of determination, the total assets of the Company
      that would be shown as assets on a balance sheet of the Company as of such time in accordance with GAAP after subtracting therefrom the aggregate amount of all intangible assets of the Company, including, without limitation, all goodwill, franchises,
      licenses, patents, trademarks, trade name, copyrights, service marks and brand names.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Tangible Net Worth&#8221;</font><font style="font-size: 10pt;"> shall mean, as of any date of determination, (a) Shareholders&#8217; Equity <font style="font-style: italic;">minus</font> (b) the net book amount of all assets of the Company (after deducting reserves applicable thereto) that would be shown as intangible assets on a balance sheet, prepared in accordance with GAAP, for the
      Company as of such date of determination.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Transfer&#8221;</font><font style="font-size: 10pt;"> shall mean, with respect to any Person, any transaction in which such Person sells,
      conveys, transfers or leases (as lessor) any of its property.&#160; For purposes of determining the application of the Net Proceeds Amount in respect of any Transfer, the Company may designate any Transfer as one or more separate Transfers each yielding a
      separate Net Proceeds Amount.&#160; In any such case, (a) the Disposition Value of any property subject to each such separate Transfer and (b) the amount of Tangible Assets attributable to any property subject to each such separate Transfer shall be
      determined by ratably allocating the aggregate Disposition Value of, and the aggregate Tangible Assets attributable to, all property subject to all such separate Transfers to each such separate Transfer on a proportionate basis.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-10</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Trust Estate&#8221;</font><font style="font-size: 10pt;"> shall mean<font style="font-weight: bold;">&#160;</font>substantially all operating
      properties and franchises (other than excepted property, such as cash in hand, chooses in action, securities, rent, and certain materials, supplies, appliances and vehicles) that the Company currently owns or that it will acquire in the future,
      subject to certain permitted encumbrances and any pre-existing Liens at the time of such acquisition, that serve as collateral under the Mortgage Indenture.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;USA PATRIOT Act&#8221;</font><font style="font-size: 10pt;"> shall mean United States Public Law 107-56, Uniting and Strengthening America
      by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT ACT) Act of 2001, as amended from time to time, and the rules and regulations promulgated thereunder from time to time in effect.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;U.S. Economic Sanctions Laws&#8221; </font><font style="font-size: 10pt;">shall mean those laws, executive orders, enabling legislation
      or regulations administered and enforced by the United States pursuant to which economic sanctions have been imposed on any Person, entity, organization, country or regime, including the Trading with the Enemy Act, the International Emergency
      Economic Powers Act, the Iran Sanctions Act, the Sudan Accountability and Divestment Act and any other OFAC Sanctions Program.</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#8220;Voting Stock&#8221;</font><font style="font-size: 10pt;"> shall mean any securities of any class of a Person whose holders are entitled
      under ordinary circumstances to vote for the election of directors of such Person (or Persons performing similar functions) irrespective of whether at the time securities of any other class shall have or might have voting power by reason of the
      happening of any contingency.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">B-11</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Changes in Corporate Structure</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">None.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-variant: small-caps;">Schedule 4.9</div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Disclosure Materials</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">The Annual Report of New Jersey Natural Gas Company for the fiscal year ended September 30, 2020 and the Quarterly Reports of New Jersey Natural Gas Company for the quarters ended December 31, 2020, March 31, 2021 and June
    30, 2021 which are located at https://investor.njresources.com/financials/njng-financial-reports/default.aspx.</div>
  <div style="font-size: 10pt;"> <br>
  </div>
  <div style="font-size: 10pt;">The Current Report on Form 8-K of New Jersey Resources Corporation dated as of September 2, 2021.</div>
  <br>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;">Schedule 5.3</div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Financials</div>
  <div style="text-indent: -84.95pt; margin-left: 84.95pt; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NEW JERSEY NATURAL GAS COMPANY</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">Annual Reports for each of the Fiscal Years Ended September 30, 2016 through September 30, 2020, which are located at https://investor.njresources.com/financials/njng-financial-reports/default.aspx.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-variant: small-caps;">Schedule 5.5</div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Certain Litigation</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: justify; font-size: 10pt;">None.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-variant: small-caps;">Schedule 5.8</div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
    <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Patents, Etc.&#160;</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">None.</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;">Schedule 5.11</div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Use of Proceeds</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">The Company will apply the proceeds of the sale of the Notes for general corporate purposes, including, but not limited to, refinancing or retiring short-term debt and funding capital expenditures.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-variant: small-caps;">Schedule 5.14</div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)<br>
        <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Existing Debt</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="z27214ac60dc34148be7b444526d4c345" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;">

      <tr>
        <td valign="bottom" rowspan="1" style="vertical-align: bottom; width: 65%;">
          <div style="font-weight: bold;">June 30, 2021</div>
        </td>
        <td valign="bottom" rowspan="1" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" rowspan="1" colspan="9" style="vertical-align: bottom;"><br>
        </td>
        <td valign="bottom" nowrap="nowrap" rowspan="1" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: bottom; width: 65%;">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">
          <div style="text-align: center;"> Rate</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%;">
          <div style="text-align: center;">Maturity</div>
          <div style="text-align: center;">Date</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">
          <div style="text-align: center;">Principal</div>
          <div style="text-align: center;">Amt.</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div style="font-weight: bold;">First Mortgage Bonds (Secured)</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: bottom;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%;">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series OO</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.00</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">8/1/2041</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>46,500,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series PP</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.15</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">4/15/2028</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>50,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series QQ</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.58</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">3/13/2024</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>70,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series RR</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>4.61</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">3/13/2044</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>55,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series SS</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>2.82</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">4/15/2025</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>50,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series TT</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.66</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">4/15/2045</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>100,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series UU</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.63</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">6/21/2046</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>125,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series VV</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>4.01</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">5/11/2048</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>125,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series WW</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.50</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">4/1/2042</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>10,300,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series XX</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.38</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">4/1/2038</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>10,500,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series YY</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>2.45</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">4/1/2059</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>15,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series ZZ</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.76</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">7/17/2049</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>100,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series AAA</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.86</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">7/17/2059</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>85,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series BBB (formerly MM)</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>2.75</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">8/1/2039</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>9,545,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series CCC (formerly NN)</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.00</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">8/1/2043</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>41,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series DDD</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.13</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">6/30/2050</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>50,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series EEE</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>3.13</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">7/23/2050</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>50,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series FFF</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>3.33</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">7/23/2060</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>25,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Series GGG</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>2.87</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%; background-color: rgb(204, 238, 255);">
          <div style="text-align: center;">9/1/2050</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>25,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Series HHH</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>2.97</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">
          <div>%</div>
        </td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: top; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">
          <div style="text-align: center;">9/1/2060</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>50,000,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">
          <div>Sub-total First Mortgage Bonds</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0);">
          <div>1,092,845,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%;">
          <div>Capital Lease Obligation - Meters</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: top; width: 1%;"> <br>
        </td>
        <td valign="bottom" style="vertical-align: top; width: 9%;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%;">
          <div style="text-align: center;">Var. Dates</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
          <div>21,385,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255);">
          <div>Commercial Paper (Unsecured)</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: #CCEEFF;">
          <div>51,500,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: #CCEEFF;">&#160;</td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; padding-bottom: 2px;">
          <div>Less: Debt Issuance Costs</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
          <div style="color: rgb(0, 0, 0);">(9,235,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">
          <div style="color: rgb(0, 0, 0);">)</div>
        </td>
      </tr>
      <tr>
        <td valign="bottom" style="vertical-align: top; width: 65%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">
          <div>Total</div>
        </td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" style="vertical-align: bottom; width: 9%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" class="cftguttercell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
        <td valign="bottom" class="cftcurrcell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">&#160;</td>
        <td valign="bottom" class="cftnumcell" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); border-bottom: 4px double rgb(0, 0, 0);">
          <div>1,156,495,000</div>
        </td>
        <td valign="bottom" nowrap="nowrap" class="cftfncell" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); padding-bottom: 4px;">&#160;</td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-variant: small-caps;">Schedule 5.15</div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)<br>
        <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="font-size: 10pt; font-weight: bold;">Subsequent Event</div>
  <div style="font-size: 10pt; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt;">On September 2, 2021, New Jersey Natural Gas Company (&#8220;NJNG&#8221;), as borrower, entered into a $250,000,000, Second Amended and Restated Credit Agreement, dated as of September 2, 2021 (the &#8220;NJNG Second
    A&amp;R Credit Agreement&#8221;), with the several lenders parties thereto, and PNC Bank, National Association, as Administrative Agent, JPMorgan Chase Bank, N.A., Wells Fargo Bank, National Association and Mizuho Bank, Ltd., as Syndication Agents, and U.S.
    Bank National Association, Bank of America, N.A., TD Bank, N.A., and The Bank of Nova Scotia, as Documentation Agents. PNC Capital Markets LLC, JPMorgan Chase Bank, N.A., Wells Fargo Securities, LLC and Mizuho Bank, Ltd., were the Joint Lead Arrangers
    of the NJNG Second A&amp;R Credit Facility. The NJNG Second A&amp;R Credit Agreement refinances a $250,000,000 revolving credit facility that was scheduled to expire on December 5, 2023, but has now been terminated. The NJNG Second A&amp;R Credit
    Agreement is scheduled to terminate on September 2, 2026, subject to two mutual options for a one-year extension beyond that date.</div>
  <div style="text-align: justify; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt;">Borrowings under the NJNG Second A&amp;R Credit Agreement bear interest, at NJNG&#8217;s option at (i) a rate per annum equal to the LIBOR Rate plus an applicable margin ranging between 0.75% and 1.50%, or
    (ii) a rate per annum equal to the base rate plus plus an applicable margin ranging between 0.00% and 0.50%. In each case the applicable margin is determined based on the NJNG Credit Rating. The Commitment Fee Rate for the NJNG Second A&amp;R Credit
    Agreement may range from 0.06% to 0.20%, depending upon the NJNG Credit Rating. As of the closing of the NJNG Second A&amp;R Credit Agreement, the Commitment Fee Rate was 0.075%, the applicable margin for loans described in (i) above was 0.875% and the
    applicable margin for loans described in (ii) above was 0.00%. The NJNG Second A&amp;R Credit Agreement permits the borrowing of revolving loans and swingline loans, and includes a $30,000,000 sublimit for the issuance of letters of credit. The NJNG
    Second A&amp;R Credit Agreement also includes an accordion feature, which would allow NJNG, in the absence of a default or event of default, to request an increase from time to time, from the existing or new lenders, of the revolving credit commitments
    under the NJNG Second A&amp;R Credit Agreement of a minimum of $50,000,000 up to a maximum of $100,000,000.</div>
  <div style="text-align: justify; font-size: 10pt;">&#160;</div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">S-5.15 - 2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Form of Series A Note<br>
    <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;">New Jersey Natural Gas Company</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt;">2.97% Senior Note, Series 2021A, due October 30, 2051</div>
  <div style="text-align: center; font-size: 10pt;"> <br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="z0acb74c03f534c768c8139dd1bf52d43" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">

      <tr>
        <td style="vertical-align: top; width: 50%;">
          <div style="text-align: justify;">No. 2021AR-[_______]</div>
        </td>
        <td style="vertical-align: top; width: 50%; text-align: right;">
          <div>&#160;[_________ __, 20__]</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; width: 50%;">
          <div>$[____________]</div>
        </td>
        <td style="vertical-align: top; width: 50%; text-align: right;">
          <div>&#160;&#160;&#160;&#160;&#160;&#160;PPN: 645869 H#8</div>
        </td>
      </tr>

  </table>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"><font style="font-variant: small-caps;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-family: inherit, 'Times New Roman', serif; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps; font-family: 'Times New Roman';">For value received</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, the undersigned, <font style="font-variant: small-caps;">New Jersey Natural Gas Company</font> (herein called the <font style="font-style: italic;">&#8220;Company&#8221;</font>), a corporation
      organized and existing under the laws of the State of New Jersey, hereby promises to pay to ________________, or registered assigns, the principal sum of ________________ <font style="font-variant: small-caps;">Dollars</font> on October 30, 2051
      (the <font style="font-style: italic;">&#8220;Maturity Date&#8221;</font>), with interest (computed on the basis of a 360&#8209;day year of twelve 30&#8209;day months) (a) on the unpaid balance thereof at the rate of 2.97% per annum from the date hereof, payable
      semiannually, on the twenty-eighth day of April and October in each year, commencing with the April 28th or October 28th next succeeding the date hereof, and on the Maturity Date, until the principal hereof shall have become due and payable, and (b)
      to the extent permitted by law on any overdue payment (including any overdue prepayment) of principal, any overdue payment of interest and any overdue payment of any Make-Whole Amount (as defined in the Note Purchase Agreement referred to below),
      payable semiannually as aforesaid (or, at the option of the registered holder hereof, on demand), at a rate per annum from time to time equal to the Default Rate (as defined in the Note Purchase Agreement referred to below).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Payments of principal of, interest on and any Make-Whole Amount with respect to this Note are to be made in lawful money of the United States of America at the office of U.S. Bank
    National Association designated pursuant to the Note Purchase Agreement or at such other place as the Company shall have designated by written notice to the holder of this Note as provided in the Note Purchase Agreement referred to below.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is one of a series of 2.97% Senior Notes (herein called the <font style="font-style: italic;">&#8220;Notes&#8221;</font>) issued pursuant to the Note Purchase Agreement dated as of
    October 28, 2021 (as from time to time amended, the <font style="font-style: italic;">&#8220;Note Purchase Agreement&#8221;</font>), between the Company and the respective Purchasers named therein and is entitled to the benefits thereof. Each holder of this Note
    will be deemed, by its acceptance hereof, (1) to have agreed to the confidentiality provisions set forth in Section 20 of the Note Purchase Agreement and (2) to have made the representation set forth in Section 6.2 of the Note Purchase Agreement.&#160;
    Unless otherwise indicated, capitalized terms used in this Note shall have the respective meanings ascribed to such terms in the Note Purchase Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is a registered Note and, as provided in the Note Purchase Agreement, upon surrender of this Note for registration of transfer, duly endorsed, or accompanied by a written
    instrument of transfer duly executed, by the registered holder hereof or such holder&#8217;s attorney duly authorized in writing, a new Note for a like principal amount will be issued to, and registered in the name of, the transferee. Prior to due
    presentment for registration of transfer, the Company may treat the person in whose name this Note is registered as the owner hereof for the purpose of receiving payment and for all other purposes, and the Company will not be affected by any notice to
    the contrary.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">Exhibit 1</font><font style="font-size: 10pt;">(a)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is subject to prepayment, in whole or from time to time in part, at the times and on the terms specified in the Note Purchase Agreement, but not otherwise.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">If an Event of Default occurs and is continuing, the principal of this Note may be declared or otherwise become due and payable in the manner, at the price (including any applicable
    Make-Whole Amount) and with the effect provided in the Note Purchase Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note shall be construed and enforced in accordance with, and the rights of the Company and the holder of this Note shall be governed by, the laws of the State of New York
    excluding the choice of law principles of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="ze354b5d921ae49308b849d23c738f304">

      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td colspan="3" style="vertical-align: top;">
          <div style="font-variant: small-caps;">New Jersey Natural Gas Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;"><br>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
          <div>By:</div>
        </td>
        <td style="width: 34%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
        <td style="width: 29%; vertical-align: top; padding-bottom: 2px;"><br>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify;">Name:</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify;">Title:</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-1(a)-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Form of Series B Note<br>
    <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;">New Jersey Natural Gas Company</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt;">3.07% Senior Note, Series 2021B, due October 28, 2061</div>
  <div style="text-align: center; font-size: 10pt;"> <br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" class="cfttable" id="zc5de962da5ab4e03bdb8b0d7a8c9aca3" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">

      <tr>
        <td style="vertical-align: top; width: 50%;">
          <div style="text-align: justify;">No. 2021BR-[_______]</div>
        </td>
        <td style="vertical-align: top; width: 50%;">
          <div style="text-align: right;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;[_________ __, 20__]</div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; width: 50%;">
          <div>$[____________]</div>
        </td>
        <td style="vertical-align: top; width: 50%;">
          <div style="text-align: right;">PPN: 645869 J*0</div>
        </td>
      </tr>

  </table>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"><font style="font-variant: small-caps;"> <br>
    </font></div>
  <div style="text-align: justify; text-indent: 36pt; font-family: inherit, 'Times New Roman', serif; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps; font-family: 'Times New Roman';">For value received</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">, the undersigned, <font style="font-variant: small-caps;">New Jersey Natural Gas Company</font> (herein called the <font style="font-style: italic;">&#8220;Company&#8221;</font>), a corporation
      organized and existing under the laws of the State of New Jersey, hereby promises to pay to ________________, or registered assigns, the principal sum of ________________ <font style="font-variant: small-caps;">Dollars</font> on October 28, 2061
      (the <font style="font-style: italic;">&#8220;Maturity Date&#8221;</font>), with interest (computed on the basis of a 360&#8209;day year of twelve 30&#8209;day months) (a) on the unpaid balance thereof at the rate of 3.07% per annum from the date hereof, payable
      semiannually, on the twenty-eighth day of April and October in each year, commencing with the April 28th or October 28th next succeeding the date hereof, until the principal hereof, and on the Maturity Date, shall have become due and payable, and (b)
      to the extent permitted by law on any overdue payment (including any overdue prepayment) of principal, any overdue payment of interest and any overdue payment of any Make-Whole Amount (as defined in the Note Purchase Agreement referred to below),
      payable semiannually as aforesaid (or, at the option of the registered holder hereof, on demand), at a rate per annum from time to time equal to the Default Rate (as defined in the Note Purchase Agreement referred to below).</font></div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Payments of principal of, interest on and any Make-Whole Amount with respect to this Note are to be made in lawful money of the United States of America at the office of U.S. Bank
    National Association designated pursuant to the Note Purchase Agreement or at such other place as the Company shall have designated by written notice to the holder of this Note as provided in the Note Purchase Agreement referred to below.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is one of a series of 3.07% Senior Notes (herein called the <font style="font-style: italic;">&#8220;Notes&#8221;</font>) issued pursuant to the Note Purchase Agreement dated as of
    October 28, 2021 (as from time to time amended, the <font style="font-style: italic;">&#8220;Note Purchase Agreement&#8221;</font>), between the Company and the respective Purchasers named therein and is entitled to the benefits thereof. Each holder of this Note
    will be deemed, by its acceptance hereof, (1) to have agreed to the confidentiality provisions set forth in Section 20 of the Note Purchase Agreement and (2) to have made the representation set forth in Section 6.2 of the Note Purchase Agreement.&#160;
    Unless otherwise indicated, capitalized terms used in this Note shall have the respective meanings ascribed to such terms in the Note Purchase Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is a registered Note and, as provided in the Note Purchase Agreement, upon surrender of this Note for registration of transfer, duly endorsed, or accompanied by a written
    instrument of transfer duly executed, by the registered holder hereof or such holder&#8217;s attorney duly authorized in writing, a new Note for a like principal amount will be issued to, and registered in the name of, the transferee. Prior to due
    presentment for registration of transfer, the Company may treat the person in whose name this Note is registered as the owner hereof for the purpose of receiving payment and for all other purposes, and the Company will not be affected by any notice to
    the contrary.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">Exhibit 1</font><font style="font-size: 10pt;">(b)</font></div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
  <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
    </font></div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note is subject to prepayment, in whole or from time to time in part, at the times and on the terms specified in the Note Purchase Agreement, but not otherwise.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">If an Event of Default occurs and is continuing, the principal of this Note may be declared or otherwise become due and payable in the manner, at the price (including any applicable
    Make-Whole Amount) and with the effect provided in the Note Purchase Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">This Note shall be construed and enforced in accordance with, and the rights of the Company and the holder of this Note shall be governed by, the laws of the State of New York
    excluding the choice of law principles of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za50324c2072144a7b43d522ce797ed59">

      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td colspan="3" style="vertical-align: top;">
          <div style="font-variant: small-caps;">New Jersey Natural Gas Company</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
          <div>By:</div>
        </td>
        <td style="width: 34%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td style="width: 29%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify;">Name:</div>
        </td>
      </tr>
      <tr>
        <td style="width: 35%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div style="text-align: justify;">Title:</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-1(b)-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Form of Supplemental Indenture</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">
    <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"> </div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">M<font style="font-variant: small-caps;">ORTGAGE</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">NEW JERSEY NATURAL GAS COMPANY</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">To</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">U.S. BANK NATIONAL ASSOCIATION,</div>
  <div style="text-align: center; font-size: 10pt;">As Trustee</div>
  <div style="text-align: center; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt;">
    <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 24%; color: #000000;"></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">TENTH SUPPLEMENTAL INDENTURE</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">Dated as of October 1, 2021</div>
  <div style="text-align: center; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt;">
    <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 24%; color: #000000;"></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt;">Supplemental to Amended and Restated Indenture of Mortgage,</div>
  <div style="text-align: center; font-size: 10pt;">Deed of Trust and Security Agreement Dated as of September 1, 2014, </div>
  <div style="text-align: center; font-size: 10pt;">As Supplemented and Amended</div>
  <div style="text-align: center; font-size: 10pt;">
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z4153cf0be6de400db28bc228b91505c8">

        <tr>
          <td rowspan="1" style="width: 49.99%; vertical-align: top; border-bottom: 4px double rgb(0, 0, 0);"><br>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za6bbcfa636084b1db99367ba25b8b1ec">

          <tr>
            <td rowspan="1" colspan="1" style="width: 9%; vertical-align: top;">Prepared by:&#160;&#160;</td>
            <td rowspan="1" style="width: 20%; vertical-align: top;">Eric A. Koontz</td>
            <td rowspan="1" style="width: 19%; vertical-align: top; text-align: right;">&#160;Record and Return to: <br>
            </td>
            <td rowspan="1" style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
            <td rowspan="1" style="width: 51%; vertical-align: top;">Richard Reich, Esq.</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 9%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div>Troutman Pepper Hamilton Sanders LLP </div>
            </td>
            <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 51%; vertical-align: top;">
              <div>NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 9%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div>600 Peachtree Street, NE, Suite 3000</div>
            </td>
            <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 51%; vertical-align: top;">
              <div>1415 Wyckoff Road</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 9%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div>Atlanta, GA 30308</div>
            </td>
            <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
            <td style="width: 51%; vertical-align: top;">
              <div>Wall, New Jersey 07719</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
  </div>
  <font style="font-size: 10pt;"> </font><font style="font-size: 10pt;"> </font> <font style="font-size: 10pt;"> </font>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-1</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">MORTGAGE</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">TENTH SUPPLEMENTAL INDENTURE, dated as of October 1, 2021, between NEW JERSEY NATURAL GAS COMPANY, a corporation organized and existing under the laws of the State of New Jersey
    (hereinafter called the &#8220;<font style="font-style: italic;">Company</font>&#8221;), having its principal office at 1415 Wyckoff Road, Wall, New Jersey, and U.S. BANK NATIONAL ASSOCIATION, a national banking association (hereinafter called the &#8220;<font style="font-style: italic;">Trustee</font>&#8221;), having a principal office at 333 Thornall Street, 4th Floor, Edison, New Jersey 08837, as Trustee under the Amended and Restated Indenture of Mortgage, Deed of Trust and Security Agreement hereinafter
    mentioned.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Company has heretofore executed and delivered to the Trustee its Amended and Restated Indenture of Mortgage, Deed of Trust and Security Agreement, dated as of September 1,
    2014 (the &#8220;<font style="font-style: italic;">Amended and Restated Indenture</font>&#8221; and, as originally executed or as the same may from time to time be supplemented, modified or amended by any supplemental indenture entered into pursuant to the
    provisions thereof, the &#8220;<font style="font-style: italic;">Indenture</font>&#8221;), to secure the payment of the principal of and the interest and premium (if any) on all Bonds at any time issued and outstanding thereunder, and to declare the terms and
    conditions upon which Bonds are to be issued thereunder; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Amended and Restated Indenture completely restated and amended the Indenture of Mortgage and Deed of Trust, dated April 1, 1952, as heretofore supplemented and amended
    (the &#8220;<font style="font-style: italic;">Original Indenture</font>&#8221;) without any interruption of the Lien of the Original Indenture; and<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $10,300,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series II due 2023,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2023 Series II Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.01 of the Indenture, provided that such 2023 Series II
    Bonds have since been retired by the Company and replaced with the 2042 Series WW Bonds (as hereinafter defined); and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $10,500,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series JJ due 2024,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2024 Series JJ Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.02 of the Indenture, provided that such 2024 Series JJ
    Bonds have since been retired by the Company and replaced with the 2038 Series XX Bonds (as hereinafter defined); and<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $15,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series KK due 2040,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2040 Series KK Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.03 of the Indenture, provided that such 2040 Series KK
    Bonds have since been retired by the Company and replaced with the 2059 Series YY Bonds (as hereinafter defined); and</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $125,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series LL due 2018,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2018 Series LL Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.04 of the Indenture, which 2018 Series LL Bonds have
    since been paid at maturity by the Company; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $9,545,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series MM due 2027,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2027 Series MM Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.05 of the Indenture, provided that such 2027 Series MM
    Bonds have since been retired by the Company and replaced with the 2039 Series BBB Bonds (as hereinafter defined); and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $41,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series NN due 2035,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2035 Series NN Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.06 of the Indenture, provided that such 2035 Series NN
    Bonds have since been retired by the Company and replaced with the 2043 Series CCC Bonds (as hereinafter defined); and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $46,500,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series OO due 2041,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2041 Series OO Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.07 of the Indenture and are outstanding at the
    date hereof and secured by the Indenture; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $50,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series PP due 2028,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2028 Series PP Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.08 of the Indenture and are outstanding at the
    date hereof and secured by the Indenture; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $70,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series QQ due 2024,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2024 Series QQ Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.09 of the Indenture and are outstanding at the
    date hereof and secured by the Indenture; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $55,000,000, originally issued under and in accordance with the terms of the Original Indenture, as supplemented and amended, as a
    series designated &#8220;First Mortgage Bonds, Series RR due 2044,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2044 Series RR Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.10 of the Indenture and are outstanding at the
    date hereof and secured by the Indenture; and</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-3</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Amended and Restated Indenture provides that, subject to certain exceptions not presently relevant, such changes in or additions to the provisions of the Indenture (terms
    used herein having the meanings assigned thereto in the Amended and Restated Indenture except as herein expressly modified) may be made to add to the covenants and agreements of the Company in the Indenture contained other covenants and agreements
    thereafter to be observed by the Company; and to provide for the creation of any series of Bonds, designating the series to be created and specifying the form and provisions of the Bonds of such series as in the Indenture provided or permitted; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Indenture further provides that the Company and the Trustee may enter into indentures supplemental to the Indenture to assign, convey, mortgage, pledge, transfer and set
    over unto the Trustee and to subject to the lien of the Indenture additional property of the Company; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the First Supplemental Indenture, dated as of April 1, 2015, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create an eleventh and a twelfth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series SS due 2025,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2025 Series SS Bonds</font>,&#8221; and (ii) &#8220;First Mortgage Bonds, Series TT due 2045,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2045 Series TT Bonds</font>,&#8221; respectively; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Second Supplemental Indenture, dated as of June 21, 2016, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a thirteenth series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series UU due 2046,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2046






      Series UU Bonds</font>&#8221;; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Third Supplemental Indenture, dated as of May 1, 2018, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a fourteenth series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series VV due 2048,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2048






      Series VV Bonds</font>&#8221;; and </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Fourth Supplemental Indenture, dated as of April 1, 2019, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a fifteenth, a sixteenth and a seventeenth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series WW due 2042,&#8221; herein sometimes called
    &#8220;<font style="font-style: italic;">2042 Series WW Bonds</font>,&#8221; (ii) &#8220;First Mortgage Bonds, Series XX due 2038,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2038 Series XX Bonds</font>,&#8221; and (iii) (ii) &#8220;First Mortgage Bonds, Series YY
    due 2059,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2059 Series YY Bonds,</font>&#8221; respectively; and</div>
  <div style="text-align: justify; font-size: 10pt;">
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Fifth Supplemental Indenture, dated as of July 1, 2019, between the Company
      and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create an eighteenth and nineteenth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series ZZ due 2049,&#8221; herein
      sometimes called &#8220;<font style="font-family: 'Times New Roman'; font-style: italic;">2049 Series ZZ Bonds</font>,&#8221; and (ii)&#160;&#8220;First Mortgage Bonds, Series AAA due 2059,&#8221; herein sometimes called &#8220;<font style="font-family: 'Times New Roman'; font-style: italic;">2059 Series AAA Bonds,</font>&#8221; respectively; and </div>
    <br>
  </div>
  <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-4</font></div>
    <div id="DSPFPageBreak" style="page-break-after: always;">
      <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">
    <div style="text-indent: 36pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Sixth Supplemental Indenture, dated as of August 1, 2019, between the Company and the Trustee, the Company determined to amend certain provisions
      of the Amended and Restated Indenture and to create a twentieth and twenty-first series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series BBB due 2039,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2039 Series BBB
        Bonds</font>&#8221; (to replace the 2027 Series MM Bonds) and (ii) &#8220;First Mortgage Bonds, Series CCC due 2043,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2043 Series CCC Bonds</font>&#8221; (to replace the 2035 Series NN Bonds), respectively;
      and </div>
  </div>
  <font style="font-size: 10pt;"><br>
  </font>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Seventh Supplemental Indenture, dated as of June 1, 2020, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-second series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series DDD due 2050,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2050 Series DDD Bonds</font>&#8221;; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Eighth Supplemental Indenture, dated as of July 1, 2020, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-third and twenty-fourth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series EEE due 2050,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2050 Series EEE Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series FFF due 2060,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2060 Series FFF Bonds,</font>&#8221; respectively; and </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Ninth Supplemental Indenture, dated as of September 1, 2020, between the Company and the Trustee, the Company
    determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-fifth and twenty-sixth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series GGG due 2050,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2050 Series GGG Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series HHH due 2060,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2060 Series HHH Bonds,</font>&#8221; respectively; and </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, (i) the 2025 Series SS Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $50,000,000, (ii) the 2045 Series TT Bonds
    were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $100,000,000, (iii) the 2046 Series UU Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of
    $125,000,000, (iv) the 2048 Series VV Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $125,000,000, (v) the 2042 Series WW Bonds were issued in and are currently outstanding under the
    Indenture in the aggregate principal amount of $10,300,000, (vi) the 2038 Series XX Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $10,500,000, (vii) the 2059 Series YY Bonds were issued in
    and are currently outstanding under the Indenture in the aggregate principal amount of $15,000,000, (viii) the 2049 Series ZZ Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $100,000,000, (ix)
    the 2059 Series AAA Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $85,000,000, (x) the 2039 Series BBB Bonds were issued in and are currently outstanding under the Indenture in the aggregate
    principal amount of $9,545,000, (xi) the 2043 Series CCC Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $41,000,000, (xii) the 2050 Series DDD Bonds were issued in and are currently
    outstanding under the Indenture in the aggregate principal amount of $50,000,000, (xiii) the 2050 Series EEE Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $50,000,000, (xiv) the 2060 Series
    FFF Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $25,000,000, (xv) the 2050 Series GGG Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal
    amount of $25,000,000, and (xvi) the 2060 Series HHH Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $50,000,000; and</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-5</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Company will enter into a Note Purchase Agreement dated as of October 28, 2021 (the &#8220;<font style="font-style: italic;">Note Purchase Agreement</font>&#8221;) with the Purchasers
    identified in Schedule A attached thereto, pursuant to which the Company will issue its senior notes designated (i) &#8220;2.97% Senior Notes, Series 2021A, due 2051&#8221; in the aggregate principal amount of $50,000,000 (the &#8220;<font style="font-style: italic;">Series






      2021A Senior Notes due 2051</font>&#8221;) and (ii) 3.07% Senior Notes, Series 2021B, due 2061&#8221; in the aggregate principal amount of $50,000,000 (the &#8220;<font style="font-style: italic;">Series 2021B Senior Notes due 2061</font>&#8221;); and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Company has duly determined to create a twenty-seventh and twenty-eighth series of Bonds under the Indenture, to be known as (i) &#8220;First Mortgage Bonds, Series III due
    2051&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2051 Series III Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series JJJ due 2061,&#8221; herein sometimes called the &#8220;<font style="font-style: italic;">2061 Series JJJ Bonds</font>,&#8221; to be
    delivered and pledged to U.S. Bank National Association, as collateral agent (the &#8220;<font style="font-style: italic;">Collateral Agent</font>&#8221;) pursuant to the Note Purchase Agreement for the benefit and security of the holders of the Series 2021A
    Senior Notes due 2051 and the Series 2021B Senior Notes due 2061, respectively, all as herein provided and as provided in the Note Purchase Agreement, and to add to the covenants and agreements contained in the Indenture, the covenants and agreements
    hereinafter set forth; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, the Company, in the exercise of the powers and authority conferred upon and reserved to it under the provisions of the Indenture and pursuant to appropriate resolutions of its
    Board of Directors, has duly resolved and determined to make, execute and deliver to the Trustee a Tenth Supplemental Indenture in the form hereof for the purposes herein provided; and</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">WHEREAS, all conditions and requirements necessary to make this Tenth Supplemental Indenture a valid, binding and legal instrument have been done, performed and fulfilled and the
    execution and delivery hereof have been in all respects duly authorized.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">NOW, THEREFORE, THIS INDENTURE WITNESSETH:</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-6</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">That NEW JERSEY NATURAL GAS COMPANY, by way of further assurance and in consideration of the premises and of the acceptance by the Trustee of the trusts hereby created and of One
    Dollar to it duly paid by the Trustee at or before the ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, and in order to secure the payment of principal of and any premium which may be due and payable on and the
    interest on all Bonds at any time issued and outstanding under the Indenture according to their tenor and effect, and the performance and observance by the Company of all the covenants and conditions herein and therein contained, has granted,
    bargained, sold, warranted, aliened, remised, released, conveyed, assigned, transferred, mortgaged, pledged, set over and confirmed, and by these presents does grant, bargain, sell, warrant, alien, remise, release, convey, assign, transfer, mortgage,
    pledge, set over and confirm, unto the Trustee, and to its successors in the trust, and to it and its assigns forever, and has granted and does hereby grant thereunto a security interest in, all of the property, real, personal and mixed, now owned by
    the Company and situated in the Counties of Burlington, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Sussex in the State of New Jersey, or wherever situate (except Excepted Property and property released from the lien of the Indenture by
    the terms of the Indenture) and also all of the property, real, personal and mixed, hereafter acquired by the Company wherever situate (except Excepted Property and property released from the lien of the Indenture by the terms of the Indenture),
    including both as to property now owned and property hereafter acquired, without in any way limiting or impairing the enumeration of the same, the scope and intent of the foregoing or of any general or specific description contained in the Indenture,
    the following:</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zf6002e9c298943ab80df7c40615b7893" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;">

        <tr style="vertical-align: top;">
          <td style="vertical-align: top; width: 9pt;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">I.</div>
          </td>
          <td style="vertical-align: top; width: auto;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">FRANCHISES</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-indent: -36pt; margin-left: 36pt; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">All and singular, the franchises, grants, permits, immunities, privileges and rights of the Company owned and held by it at the date of the execution hereof or hereafter acquired for
    the construction, maintenance, and operation of the gas plants and systems now or hereafter subject to the lien hereof, as well as all certificates, franchises, grants, permits, immunities, privileges, and rights of the Company used or useful in the
    operation of the property now or hereafter mortgaged hereunder, including all and singular the franchises, grants, permits, immunities, privileges, and rights of the Company granted by the governing authorities of any municipalities or other political
    subdivisions and all renewals, extensions and modifications of said certificates, franchises, grants, permits, privileges, arid rights or any of them.<br>
    <br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="z82151662a8bb46e4837a9d4488a0c128" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;">

        <tr style="vertical-align: top;">
          <td style="vertical-align: top; width: 9pt;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">II.</div>
          </td>
          <td style="vertical-align: top; width: auto;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">GAS DISTRIBUTION SYSTEMS AND RELATED PROPERTY</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-indent: -36pt; margin-left: 36pt; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">All gas generating plants, gas storage plants and gas manufacturing plants of the Company, all the buildings, erections, structures, generating and purifying apparatus, holders,
    engines, boilers, benches, retorts, tanks, instruments, appliances, apparatus, facilities, machinery, fixtures, and all other property used or provided for use in the generation, manufacturing and purifying of gas, together with the land on which the
    same are situated, and all other lands and easements, rights-of-way, permits, privileges, and sites forming a part of such plants or any of them or occupied, enjoyed or used in connection therewith.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-7</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">All gas distribution or gas transmission systems of the Company, all buildings, erections, structures, generating and purifying apparatus, holders, engines, boilers, benches, retorts,
    tanks, pipe lines, connections, service pipes, meters, conduits, tools, instruments, appliances, apparatus, facilities, machinery, fixtures, and all other property used or provided for use in the construction, maintenance, repair or operations of such
    distribution or transmission systems, together with all the certificates, rights, privileges, rights-of-way, franchises, licenses, easements, grants, liberties, immunities, permits of the Company, howsoever conferred or acquired, under, over, or upon
    any private property or any public streets or highways within as well as without the corporate limits of any municipal corporation.&#160; Without limiting the generality of the foregoing, there are expressly included the gas distribution or gas transmission
    systems located in the Counties of Burlington, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Sussex in the State of New Jersey, and in the following municipalities in said State and Counties: Aberdeen Township (formerly Matawan Township),
    Allenhurst Borough, City of Asbury Park, Atlantic Highlands Borough, Avon By the Sea Borough, Barnegat Light Borough, Barnegat Township (formerly named Union Township), Bay Head Borough, Beach Haven Borough, Beachwood Borough, Belmar Borough, Berkeley
    Township, Boonton Town, Boonton Township, Bradley Beach Borough, Brick Township, Brielle Borough, Colts Neck Township, Deal Borough, Denville Township, Dover Town, Dover Township, Eagleswood Township, East Brunswick Township, Eatontown Borough,
    Englishtown Borough, Fair Haven Borough, Farmingdale Borough, Franklin Township in Somerset County, Freehold Borough, Freehold Township, Hanover Township, Harvey Cedars Borough, Hazlet Township, Highlands Borough, Holmdel Township, Hopatcong Borough,
    Howell Township, Interlaken Borough, Island Heights Borough, Jackson Township, Jefferson Township, Keansburg Borough, Keyport Borough, Lacey Township, Lakehurst Borough, Lakewood Township, Lavallette Borough, Lincoln Park Borough, Little Egg Harbor
    Township, Little Silver Borough, Loch Arbour Village, Long Beach Township, Long Branch City, Manalapan Township, Manasquan Borough, Manchester Township, Mantoloking Borough, Marlboro Township, Matawan Borough, Middletown Township, Milltown Borough,
    Mine Hill Township, Monmouth Beach Borough, Monroe Township, Montville Township, Morris Plains Borough, Mount Arlington Borough, Mount Olive Township, Mountain Lakes Borough, Neptune City Borough, Neptune Township, Netcong Borough, New Brunswick City,
    North Brunswick Township, Ocean Township in Monmouth County, Ocean Township in Ocean County, Ocean Gate Borough, Oceanport Borough, Old Bridge Township (formerly named Madison Township), Parsippany-Troy Hills Township, Pine Beach Borough, Point
    Pleasant Borough, Point Pleasant Beach Borough, Randolph Township, Red Bank Borough, Rockaway Borough, Rockaway Township, Roxbury Township, Rumson Borough, Sayreville Borough, Sea Bright Borough, Sea Girt Borough, Seaside Heights Borough, Seaside Park
    Borough, Ship Bottom Borough, Shrewsbury Borough, Shrewsbury Township, South Belmar Borough, South Brunswick Township, South River Borough, South Toms River Borough, Spring Lake Borough, Spring Lake Heights Borough, Stafford Township, Surf City
    Borough, Tinton Falls Borough (formerly named New Shrewsbury Borough), Tuckerton Borough, Union Beach Borough, Union Township, Victory Gardens Borough, Wall Township, Washington Township in Burlington County, Washington Township in Morris County, West
    Long Branch Borough, West Milford Township and Wharton Borough.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" id="zdbe53cdbd5704fcca6bba7d416bc51bd" style="width: 100%; font-family: 'Times New Roman'; font-size: 10pt;">

        <tr style="vertical-align: top;">
          <td style="vertical-align: top; width: 9pt;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">III.</div>
          </td>
          <td style="vertical-align: top; width: auto;">
            <div style="text-align: left; text-indent: -36pt; margin-left: 36pt; font-variant: small-caps; font-weight: bold;">CONTRACTS</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="text-indent: -36pt; margin-left: 36pt; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">All of the Company&#8217;s right, title and interest in and under all contracts, licenses or leases for the purchase of gas, either in effect at the date of execution hereof or hereafter
    made and any extension or renewal thereof.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">TOGETHER WITH ALL AND SINGULAR the tenements, hereditaments and appurtenances belonging or in anywise appertaining to the Trust Estate, or any part thereof, with the reversion or
    reversions, remainder and remainders, rents, issues, income and profits thereof, and all the right, title, interest and claim whatsoever, at law or in equity, which the Company now has or which it may hereafter acquire in and to the Trust Estate and
    every part and parcel thereof,</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-8</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">TO HAVE AND TO HOLD the Trust Estate and all and singular the lands, properties, estates, rights, franchises, privileges and appurtenances hereby mortgaged, conveyed, pledged or
    assigned, or intended so to be, together with all the appurtenances thereto appertaining, unto the Trustee and its successors and assigns forever;</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">SUBJECT, HOWEVER, as to property hereby conveyed, to Permitted Encumbrances;</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">BUT IN TRUST, NEVERTHELESS, under and subject to the terms and conditions hereafter set forth, for the equal and proportionate use, benefit, security and protection of each and every
    person who may be or become the holders of the Bonds hereby secured without preference, priority or distinction as to the lien or otherwise of one Bond over or from the others by reason of priority in the issue or negotiation thereof, or by reason of
    the date of maturity thereof, or otherwise (except as any sinking, amortization, improvement, renewal or other analogous fund, established in accordance with the provisions of the Indenture, may afford additional security for the Bonds of any
    particular series), and for securing the observance and performance of all the terms, provisions and conditions of the Indenture.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">THIS INDENTURE FURTHER WITNESSETH, that the Company has agreed and covenanted, and hereby does agree and covenant, with the Trustee and its successors and assigns and with the
    respective holders from time to time of the Bonds, or any thereof, as follows:</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE I</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">CERTAIN AMENDMENTS OF INDENTURE<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 1.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      Indenture be and it hereby is amended in the following respects, the section numbers specified below being the sections of the Indenture in which such amendments occur:</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 1.01</font><font style="font-size: 10pt;">.<font style="text-indent: 0px;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>The






      following definitions be and they hereby are added at the end of &#167; 1.02:<br>
      <br>
    </font></div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;">&#8220;(lllll)&#160;&#8220;Tenth Supplemental Indenture&#8221; shall mean the Tenth Supplemental Indenture, dated as of October 1, 2021, supplemental to the Indenture.&#8221;</div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;">&#8220;(mmmmm)<font style="text-indent: 0px;" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>&#160;&#160;&#160; &#8220;2051 Series III Bond&#8221; shall mean one of the First Mortgage Bonds, Series III due 2051, issued hereunder.&#8221;</div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;">&#8220;(nnnnn)<font style="text-indent: 0px;" id="TRGRRTFtoHTMLTab">&#160;&#160;</font>&#8220;Series 2061 Series JJJ Bond&#8221; shall mean one of the First Mortgage Bonds, Series JJJ due 2061, issued hereunder.&#8221;</div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 2.11.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The following be and it hereby is added at the end of &#167; 2.11:</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-9</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;">&#8220;No charge except for taxes or governmental charges shall be made against any holder of any 2051 Series III Bond or 2061 Series JJJ Bond for the exchange, transfer or registration of
    transfer thereof.&#8221;</div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 8.08.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The period at the end of the first paragraph of &#167; 8.08 be and it hereby is deleted and the following words and figures be and they hereby are added thereto:</font></div>
  <div style="text-align: justify; text-indent: 12pt; margin-left: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; margin-left: 72pt; font-size: 10pt;">&#8220;, and the 2051 Series III Bonds and the 2061 Series JJJ Bonds shall be redeemed at the redemption price specified in &#167; 10.58 and &#167; 10.60, respectively.&#8221;<br>
    <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE II</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">2051 SERIES III BONDS</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 2.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">There
      shall be a twenty-seventh series of Bonds under the Indenture, known as and entitled &#8220;First Mortgage Bonds, Series III due 2051&#8221; or &#8220;First Mortgage Bonds, Series III&#8221; (herein and in the Indenture referred to as the &#8220;<font style="font-style: italic;">2051






        Series III Bonds</font>&#8221;), and the form thereof shall contain suitable provisions with respect to the matters hereinafter in this Section specified and shall in other respects be substantially as set forth in Exhibit A to the Indenture.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The aggregate principal amount of 2051 Series III Bonds which may be authenticated and delivered and outstanding under the Indenture is $50,000,000.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2051 Series III Bonds shall be payable to the Collateral Agent, and shall be nontransferable except to a successor of the Collateral Agent, in accordance with the Note Purchase
    Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2051 Series III Bonds shall bear interest at the rate of 2.97% per annum, computed on the basis of a 360-day year of twelve 30-day months, until the principal thereof is paid or
    made available for payment, and shall mature on October 30, 2051, subject to prior redemption as described herein; provided that any principal, Make-Whole Amount (as defined in the Note Purchase Agreement), and any such installment of interest which is
    overdue shall bear interest at a rate of interest that is the greater of (i) 4.97% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that
    payment of such interest is enforceable under applicable law).</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-10</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2051 Series III Bonds shall be in the form of registered Bonds without coupons of denominations of $1,000 and any integral multiple thereof which may be authorized by the Company,
    the issue of a registered Bond without coupons in any such denomination to be conclusive evidence of such authorization.&#160; Any 2051 Series III Bonds shall be dated (i) as of the semi-annual interest payment date (as specified in the first paragraph of
    the 2051 Series III Bonds) next preceding the date on which such 2051 Series III Bonds shall be authenticated, unless such 2051 Series III Bonds are authenticated before April 28, 2022, in which case such 2051 Series III Bonds shall be dated October
    28, 2021 or, (ii) if such date of authentication shall be an interest payment date, such 2051 Series III Bonds shall be dated such interest payment date; <font style="font-style: italic;">provided, however</font>, that, if at the time of
    authentication of any 2051 Series III Bonds interest is in default on the 2051 Series III Bonds, such 2051 Series III Bonds shall be dated as of the interest payment date to which interest has previously been paid or made available for payment on the
    2051 Series III Bonds.&#160; All 2051 Series III Bonds shall bear interest from their respective dates, such interest to be payable, upon the terms of and otherwise in accordance with the 2051 Series III Bonds, on each date on which interest shall from time
    to time be payable on the Series 2021A Senior Notes due October 30, 2051; <font style="font-style: italic;">provided</font>, that the obligation of the Company to make payments with respect to the principal of, Make-Whole Amount, if any, and interest
    on the 2051 Series III Bonds shall be fully or partially, as the case may be, satisfied and discharged to the extent that at the time any such payment shall be due, the then due principal of, Make-Whole Amount, if any, and interest on any of the Series
    2021A Senior Notes due October 30, 2051 shall have been fully or partially paid from payments made by the Company under the Note Purchase Agreement.&#160; The principal of, Make-Whole Amount, if any, and interest on the 2051 Series III Bonds shall be
    payable at the principal office of the Trustee, in Edison, New Jersey, or, at the option of the Company, at the &#8220;principal office&#8221; (as indicated pursuant to the Note Purchase Agreement) of the Collateral Agent, in any coin or currency of the United
    States of America which at the time of payment shall be legal tender for the payment of public and private debts.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Notwithstanding any other provision of the Indenture or of the 2051 Series III Bonds, payments of the principal of, Make-Whole Amount, if any, and interest on any 2051 Series III Bond
    may be made directly to the registered holder thereof without presentation or surrender thereof or the making of any notation thereon if there shall be filed with the Trustee a Certificate of the Company to the effect that such registered holder (or
    the person for whom such registered holder is a nominee) and the Company have entered into a written agreement that payment shall be so made; provided, however, that before such registered holder transfers or otherwise disposes of any 2051 Series III
    Bond, such registered holder will, at its election, either endorse thereon (or on a paper annexed thereto) the principal amount thereof redeemed and the last date to which interest has been paid thereon or make such Bond available to the Company at the
    principal office of the Trustee for the purpose of making such endorsement thereon.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2051 Series III Bonds shall be subject to redemption at the option of the Company or otherwise, and shall be subject to mandatory redemption, in the manner provided in the
    applicable provisions of Article Ten of the Indenture, as amended by Article III of this Tenth Supplemental Indenture.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2051 Series III Bonds shall be excluded from the benefits of, and shall not be subject to redemption through the operation of, a Mandatory Sinking Fund pursuant to &#167; 11.02 of the
    Indenture.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Notwithstanding the provisions of &#167; 10.02 or any other provision of the Indenture, the selection of 2051 Series III Bonds to be redeemed shall, in case fewer than all of the
    outstanding 2051 Series III Bonds are to be redeemed, be made by the Trustee pro rata (to the nearest multiple of One Thousand Dollars ($1,000)) among the registered holders of the 2051 Series III Bonds in proportion, as nearly as practicable, to the
    respective unpaid principal amounts of 2051 Series III Bonds registered in the names of such holders, with adjustments, to the extent practicable, to compensate for any prior redemption not made exactly in such proportion (or otherwise as may be
    specified by a written order signed by the registered holders of all outstanding 2051 Series III Bonds).</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-11</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The definitive 2051 Series III Bonds may be issued in the form of engraved Bonds or Bonds printed or lithographed on steel engraved borders or Bonds in typed form on normal bond
    paper.&#160; Subject to the foregoing provisions of this Section and the provisions of &#167; 2.11 of the Indenture, all definitive 2051 Series III Bonds shall be fully exchangeable for other Bonds of the same series, of like aggregate principal amounts, and,
    upon surrender to the Trustee at its principal office, shall be exchangeable for other Bonds of the same series of a different authorized denomination or denominations, as requested by the holder surrendering the same.&#160; The Company will execute, and
    the Trustee shall authenticate and deliver, registered Bonds without coupons, whenever the same shall be required for any such exchange.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 2.2.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;</font><font style="font-size: 10pt;">2051
      Series III Bonds in the aggregate principal amount of $50,000,000 may forthwith upon the execution and delivery of this Tenth Supplemental Indenture, or from time to time thereafter, be executed by the Company and delivered to the Trustee, and shall
      thereupon be authenticated and delivered by the Trustee upon compliance by the Company with the provisions of Articles Four, Five or Six of the Indenture, without awaiting the filing or recording of this Tenth Supplemental Indenture.&#160; No additional
      2051 Series III Bonds shall be issued under Article Four, Five or Six of the Indenture without the consent in writing of the holders of all the outstanding 2051 Series III Bonds.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE III</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">REDEMPTION OF THE 2051 SERIES III BONDS</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 3.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      following &#167; 10.57 and &#167; 10.58 be and they hereby are added to Article Ten of the Indenture:</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">&#8220;<font style="font-style: italic;">&#167; 10.57.</font><font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>The 2051 Series III Bonds shall be subject to redemption as follows:
    payments of principal of, Make-Whole Amount, if any, and interest on the 2051 Series III Bonds shall be made to the Collateral Agent to redeem 2051 Series III Bonds in such amounts as shall be necessary, in accordance with the provisions of the Note
    Purchase Agreement, to provide funds under the Note Purchase Agreement to (a) make, when due, payment at maturity (including, without limitation, maturity upon acceleration of the Series 2021A Senior Notes due October 30, 2051) and (b) make, when due,
    any prepayment required or permitted by the Series 2021A Senior Notes due October 30, 2051 in connection with any prepayment of the Series 2021A Senior Notes due October 30, 2051; <font style="font-style: italic;">provided,</font>&#160;<font style="font-style: italic;">however,</font> that the obligation of the Company to make any redemption payments under this Section shall be fully or partially, as the case may be, satisfied and discharged to the extent that at any time such payment
    shall be due, the then due payment at maturity or redemption payment on any of the Series 2021A Senior Notes due October 30, 2051 shall have been fully or partially made from payments made by the Company on the Notes under the Note Purchase Agreement;
    <font style="font-style: italic;">provided, further, however,</font> that any principal, Make-Whole Amount, and any interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 2.97% per annum or (ii) 2.00% per annum
    over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).&#160; Terms used and not defined in this Section and in Section
    10.58 shall have the respective meanings given to them in the Tenth Supplemental Indenture.&#8221;</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-12</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">&#8220;<font style="font-style: italic;">&#167; 10.58</font>.<font id="TRGRRTFtoHTMLTab"> &#160; &#160; &#160;&#160; </font>In the case of the redemption of 2051 Series III Bonds out of moneys
    deposited with the Trustee pursuant to &#167; 8.08, such 2051 Series III Bonds shall, upon compliance with provisions of &#167; 10.02, and subject to the provisions of &#167; 2.1 of the Tenth Supplemental Indenture, be redeemable at the principal amounts thereof,
    together with interest accrued thereon to the date fixed for redemption, without premium or Make-Whole Amount.&#8221;</div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE IV</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">2061 SERIES JJJ BONDS</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 4.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160; </font><font style="font-size: 10pt;">There
      shall be a twenty-eighth series of Bonds under the Indenture, known as and entitled &#8220;First Mortgage Bonds, Series JJJ due 2061&#8221; or &#8220;First Mortgage Bonds, Series JJJ&#8221; (herein and in the Indenture referred to as the &#8220;<font style="font-style: italic;">2061






        Series JJJ Bonds</font>&#8221;), and the form thereof shall contain suitable provisions with respect to the matters hereinafter in this Section specified and shall in other respects be substantially as set forth in Exhibit A to the Indenture.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The aggregate principal amount of 2061 Series JJJ Bonds which may be authenticated and delivered and outstanding under the Indenture is $50,000,000.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2061 Series JJJ Bonds shall be payable to the Collateral Agent, and shall be nontransferable except to a successor of the Collateral Agent, in accordance with the Note Purchase
    Agreement.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2061 Series JJJ Bonds shall bear interest at the rate of 3.07% per annum, computed on the basis of a 360-day year of twelve 30-day months, until the principal thereof is paid or
    made available for payment, and shall mature on October 28, 2061, subject to prior redemption as described herein; provided that any principal, Make-Whole Amount (as defined in the Note Purchase Agreement), and any such installment of interest which is
    overdue shall bear interest at a rate of interest that is the greater of (i) 5.07% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that
    payment of such interest is enforceable under applicable law).</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-13</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2061 Series JJJ Bonds shall be in the form of registered Bonds without coupons of denominations of $1,000 and any integral multiple thereof which may be authorized by the Company,
    the issue of a registered Bond without coupons in any such denomination to be conclusive evidence of such authorization.&#160; Any 2061 Series JJJ Bonds shall be dated (i) as of the semi-annual interest payment date (as specified in the first paragraph of
    the 2061 Series JJJ Bonds) next preceding the date on which such 2061 Series JJJ Bonds shall be authenticated, unless such 2061 Series JJJ Bonds are authenticated before April 28, 2022, in which case such 2061 Series JJJ Bonds shall be dated October
    28, 2021 or, (ii) if such date of authentication shall be an interest payment date, such 2061 Series JJJ Bonds shall be dated such interest payment date; <font style="font-style: italic;">provided, however</font>, that, if at the time of
    authentication of any 2061 Series JJJ Bonds interest is in default on the 2061 Series JJJ Bonds, such 2061 Series JJJ Bonds shall be dated as of the interest payment date to which interest has previously been paid or made available for payment on the
    2061 Series JJJ Bonds.&#160; All 2061 Series JJJ Bonds shall bear interest from their respective dates, such interest to be payable, upon the terms of and otherwise in accordance with the 2061 Series JJJ Bonds, on each date on which interest shall from time
    to time be payable on the Series 2021B Senior Notes due October 28, 2061; <font style="font-style: italic;">provided</font>, that the obligation of the Company to make payments with respect to the principal of, Make-Whole Amount, if any, and interest
    on the 2061 Series JJJ Bonds shall be fully or partially, as the case may be, satisfied and discharged to the extent that at the time any such payment shall be due, the then due principal of, Make-Whole Amount, if any, and interest on any of the Series
    2021B Senior Notes due October 28, 2061 shall have been fully or partially paid from payments made by the Company under the Note Purchase Agreement.&#160; The principal of, Make-Whole Amount, if any, and interest on the 2061 Series JJJ Bonds shall be
    payable at the principal office of the Trustee, in Edison, New Jersey, or, at the option of the Company, at the &#8220;principal office&#8221; (as indicated pursuant to the Note Purchase Agreement) of the Collateral Agent, in any coin or currency of the United
    States of America which at the time of payment shall be legal tender for the payment of public and private debts.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Notwithstanding any other provision of the Indenture or of the 2061 Series JJJ Bonds, payments of the principal of, Make-Whole Amount, if any, and interest on any 2061 Series JJJ Bond
    may be made directly to the registered holder thereof without presentation or surrender thereof or the making of any notation thereon if there shall be filed with the Trustee a Certificate of the Company to the effect that such registered holder (or
    the person for whom such registered holder is a nominee) and the Company have entered into a written agreement that payment shall be so made; provided, however, that before such registered holder transfers or otherwise disposes of any 2061 Series JJJ
    Bond, such registered holder will, at its election, either endorse thereon (or on a paper annexed thereto) the principal amount thereof redeemed and the last date to which interest has been paid thereon or make such Bond available to the Company at the
    principal office of the Trustee for the purpose of making such endorsement thereon.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2061 Series JJJ Bonds shall be subject to redemption at the option of the Company or otherwise, and shall be subject to mandatory redemption, in the manner provided in the
    applicable provisions of Article Ten of the Indenture, as amended by Article V of this Tenth Supplemental Indenture.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The 2061 Series JJJ Bonds shall be excluded from the benefits of, and shall not be subject to redemption through the operation of, a Mandatory Sinking Fund pursuant to &#167; 11.02 of the
    Indenture.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Notwithstanding the provisions of &#167; 10.02 or any other provision of the Indenture, the selection of 2061 Series JJJ Bonds to be redeemed shall, in case fewer than all of the
    outstanding 2061 Series JJJ Bonds are to be redeemed, be made by the Trustee pro rata (to the nearest multiple of One Thousand Dollars ($1,000)) among the registered holders of the 2061 Series JJJ Bonds in proportion, as nearly as practicable, to the
    respective unpaid principal amounts of 2061 Series JJJ Bonds registered in the names of such holders, with adjustments, to the extent practicable, to compensate for any prior redemption not made exactly in such proportion (or otherwise as may be
    specified by a written order signed by the registered holders of all outstanding 2061 Series JJJ Bonds).</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-14</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The definitive 2061 Series JJJ Bonds may be issued in the form of engraved Bonds or Bonds printed or lithographed on steel engraved borders or Bonds in typed form on normal bond
    paper.&#160; Subject to the foregoing provisions of this Section and the provisions of &#167; 2.11 of the Indenture, all definitive 2061 Series JJJ Bonds shall be fully exchangeable for other Bonds of the same series, of like aggregate principal amounts, and,
    upon surrender to the Trustee at its principal office, shall be exchangeable for other Bonds of the same series of a different authorized denomination or denominations, as requested by the holder surrendering the same.&#160; The Company will execute, and
    the Trustee shall authenticate and deliver, registered Bonds without coupons, whenever the same shall be required for any such exchange.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 4.2.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;</font><font style="font-size: 10pt;">2061
      Series JJJ Bonds in the aggregate principal amount of $50,000,000 may forthwith upon the execution and delivery of this Tenth Supplemental Indenture, or from time to time thereafter, be executed by the Company and delivered to the Trustee, and shall
      thereupon be authenticated and delivered by the Trustee upon compliance by the Company with the provisions of Articles Four, Five or Six of the Indenture, without awaiting the filing or recording of this Tenth Supplemental Indenture.&#160; No additional
      2061 Series JJJ Bonds shall be issued under Article Four, Five or Six of the Indenture without the consent in writing of the holders of all the outstanding 2061 Series JJJ Bonds.</font></div>
  <div style="text-align: justify; text-indent: 72pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE V</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">REDEMPTION OF THE 2061 SERIES JJJ BONDS</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 5.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      following &#167; 10.59 and &#167; 10.60 be and they hereby are added to Article Ten of the Indenture:</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">&#8220;<font style="font-style: italic;">&#167; 10.59.</font><font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>The 2061 Series JJJ Bonds shall be subject to redemption as follows:
    payments of principal of, Make-Whole Amount, if any, and interest on the 2061 Series JJJ Bonds shall be made to the Collateral Agent to redeem 2061 Series JJJ Bonds in such amounts as shall be necessary, in accordance with the provisions of the Note
    Purchase Agreement, to provide funds under the Note Purchase Agreement to (a) make, when due, payment at maturity (including, without limitation, maturity upon acceleration of the Series 2021B Senior Notes due October 28, 2061) and (b) make, when due,
    any prepayment required or permitted by the Series 2021B Senior Notes due October 28, 2061 in connection with any prepayment of the Series 2021B Senior Notes due October 28, 2061; <font style="font-style: italic;">provided,</font>&#160;<font style="font-style: italic;">however,</font> that the obligation of the Company to make any redemption payments under this Section shall be fully or partially, as the case may be, satisfied and discharged to the extent that at any time such payment
    shall be due, the then due payment at maturity or redemption payment on any of the Series 2021B Senior Notes due October 28, 2061 shall have been fully or partially made from payments made by the Company on the Notes under the Note Purchase Agreement;
    <font style="font-style: italic;">provided, further, however,</font> that any principal, Make-Whole Amount, and any interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 3.07% per annum or (ii) 2.00% per annum
    over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).&#160; Terms used and not defined in this Section and in Section
    10.60 shall have the respective meanings given to them in the Tenth Supplemental Indenture.&#8221;</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-15</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; font-size: 10pt; margin-left: 36pt; text-indent: 27pt;">&#8220;<font style="font-style: italic;">&#167; 10.60</font>.<font id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font>In the case of the redemption of 2061 Series JJJ Bonds out of moneys
    deposited with the Trustee pursuant to &#167; 8.08, such 2061 Series JJJ Bonds shall, upon compliance with provisions of &#167; 10.02, and subject to the provisions of &#167; 2.1 of the Tenth Supplemental Indenture, be redeemable at the principal amounts thereof,
    together with interest accrued thereon to the date fixed for redemption, without premium or Make-Whole Amount.&#8221;<br>
    <br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE VI</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">MISCELLANEOUS</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.1.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      Company is lawfully seized and possessed of all the real estate, franchises and other property described or referred to in the Indenture (except properties released from the lien of the Indenture pursuant to the provisions thereof) as presently
      mortgaged, subject to the exceptions stated therein, such real estate, franchises and other property are free and clear of any lien prior to the lien of the Indenture except as set forth in the Granting Clauses of the Indenture and the Company has
      good right and lawful authority to mortgage the same as provided in and by the Indenture.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.2.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      Trustee assumes no duties, responsibilities or liabilities by reason of this Tenth Supplemental Indenture other than as set forth in the Indenture, and this Tenth Supplemental Indenture is executed and accepted by the Trustee subject to all the terms
      and conditions of its acceptance of the trust under the Indenture, as fully as if said terms and conditions were herein set forth at length.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.3.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">The
      terms used in this Tenth Supplemental Indenture shall have the meanings assigned thereto in the Indenture.&#160; Reference by number in this Tenth Supplemental Indenture to Articles or Sections shall be construed as referring to Articles or Sections
      contained in the Indenture, unless otherwise stated.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.4.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">As
      amended and modified by this Tenth Supplemental Indenture, the Indenture is in all respects ratified and confirmed and the Indenture and this Tenth Supplemental Indenture shall be read, taken and construed as one and the same instrument.</font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.5.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160; </font><font style="font-size: 10pt;">Neither







      the approval by the Board of Public Utilities of the State of New Jersey of the execution and delivery of this Tenth Supplemental Indenture nor the approval by said Board of the issue of any Bonds under the Indenture shall in any way be construed as
      the approval by said Board of any other act, matter or thing which requires approval of said Board under the laws of the State of New Jersey; nor shall approval by said Board of the issue of any Bonds under the Indenture bind said Board or any other
      public body or authority of the State of New Jersey having jurisdiction in the premises in any future application for the issue of Bonds under the Indenture or otherwise.<br>
      <br>
    </font></div>
  <div style="text-align: justify; text-indent: 12pt; font-size: 12pt;"><font style="font-size: 10pt; font-style: italic;">&#167; 6.6.</font><font style="text-indent: 0px; font-size: 10pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">This
      Tenth Supplemental Indenture may be executed in any number of counterparts and all said counterparts executed and delivered each as an original shall constitute but one and the same instrument.</font></div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-16</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">NEW JERSEY NATURAL GAS COMPANY HEREBY DECLARES THAT IT HAS READ THIS TENTH SUPPLEMENTAL INDENTURE, HAS RECEIVED A COMPLETELY FILLED-IN TRUE COPY OF IT WITHOUT CHARGE AND HAS SIGNED
    THIS TENTH SUPPLEMENTAL INDENTURE ON THE DATE CONTAINED IN ITS ACKNOWLEDGEMENT HEREOF.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">IN WITNESS WHEREOF, NEW JERSEY NATURAL GAS COMPANY has caused these presents to be signed in its corporate name by its President, a Vice President or its Treasurer and its corporate
    seal to be hereunto affixed and attested by its Secretary or an Assistant Secretary, and U.S. BANK NATIONAL ASSOCIATION, in evidence of its acceptance of the trust hereby created, has caused these presents to be signed in its corporate name by one of
    its Vice Presidents.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z40c09863834c4c6ebf443e97fd523137">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div>NEW JERSEY NATURAL GAS COMPANY</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
          <div>By:</div>
        </td>
        <td style="width: 48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">
          <div>Name:&#160; Roberto F. Bel</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">
          <div>Title:&#160;&#160; Vice President, Treasurer</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="ze5651ddc49d5472cafde4ce234601e46">

      <tr>
        <td colspan="2" style="width: 49.99%; vertical-align: top;">
          <div>[Corporate Seal]</div>
        </td>
        <td style="width: 50.01%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="width: 49.99%; vertical-align: top;">&#160;</td>
        <td style="width: 50.01%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="width: 49.99%; vertical-align: top;">
          <div>ATTEST:</div>
        </td>
        <td style="width: 50.01%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
        <td style="width: 25%; vertical-align: top; padding-bottom: 2px;"><br>
        </td>
        <td style="width: 50.01%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="width: 49.99%; vertical-align: top;">
          <div>Name:&#160; Richard Reich</div>
        </td>
        <td style="width: 50.01%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="width: 49.99%; vertical-align: top;">
          <div>Title:&#160;&#160; Corporate Secretary</div>
        </td>
        <td style="width: 50.01%; vertical-align: top;">&#160;</td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-17</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zf866446eaba94554867f1e48e417b2cb">

      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td rowspan="1" colspan="2" style="vertical-align: top;">
          <div>U.S. BANK NATIONAL ASSOCIATION, as Trustee</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top; padding-bottom: 2px;"><br>
        </td>
        <td colspan="1" style="width: 2%; vertical-align: top; padding-bottom: 2px;">
          <div>By:</div>
        </td>
        <td style="width: 48%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">
          <div>Name: Mark DiGiacomo</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
        <td style="width: 48%; vertical-align: top;">
          <div>Title:&#160; Vice President</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z1a015dc67e9540c695bf0a91b85c9f35">

      <tr>
        <td colspan="2" style="vertical-align: top;">
          <div>ATTEST:</div>
        </td>
        <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td style="width: 25%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
        <td style="width: 25%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="vertical-align: top;">
          <div>Name:&#160; Paul O&#8217;Brien</div>
        </td>
        <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
      </tr>
      <tr>
        <td colspan="2" style="vertical-align: top;">
          <div>Title:&#160; Vice President</div>
        </td>
        <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-18</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="font-size: 10pt;">
    <table cellspacing="0" cellpadding="0" border="0" id="z31186fc58a09407d9342aa21f6f8b78f" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

        <tr>
          <td style="width: 25%;">STATE OF NEW JERSEY</td>
          <td style="width: 75%;">)</td>
        </tr>
        <tr>
          <td style="width: 25%;">
            <div>&#160;</div>
          </td>
          <td style="width: 75%;">) SS:</td>
        </tr>
        <tr>
          <td rowspan="1" style="width: 25%;">COUNTY OF MONMOUTH<font style="text-indent: 0px;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160; <br>
            </font></td>
          <td rowspan="1" style="width: 75%;">)</td>
        </tr>

    </table>
  </div>
  <div style="font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">BE IT REMEMBERED that on this ___ day of [_________], 2021, before me, the subscriber, an Attorney-at-Law of the State of New Jersey, and I hereby certify that I am such an
    Attorney-at-Law as witness my hand, personally appeared Richard Reich to me known who, being by me duly sworn according to law, on his oath, does depose and make proof to my satisfaction that he is the Corporate Secretary of NEW JERSEY NATURAL GAS
    COMPANY, the grantor or mortgagor in the foregoing Supplemental Indenture named; that he well knows the seal of said corporation; that the seal affixed to said Supplemental Indenture is the corporate seal of said corporation, and that it was so affixed
    in pursuance of resolutions of the Board of Directors of said corporation; that Roberto Bel is Vice President, Treasurer of said corporation; that he saw said Roberto Bel, as such Vice President, Treasurer, affix said seal thereto, sign and deliver
    said Supplemental Indenture, and heard her declare that she signed, sealed and delivered the same as the voluntary act and deed of said corporation, in pursuance of said resolutions, and that this deponent signed his name thereto, at the same time, as
    attesting witness.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z8efcdc749f564ce5b0da59435cb392be">

      <tr>
        <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 50%; vertical-align: top;">
          <div>Name:&#160; Richard Reich</div>
        </td>
      </tr>
      <tr>
        <td style="width: 50%; vertical-align: top;">&#160;</td>
        <td style="width: 50%; vertical-align: top;">
          <div>Title:&#160; &#160; Corporate Secretary</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">Subscribed and sworn to before me, </div>
  <div style="font-size: 10pt;">an Attorney-at-Law of the State of </div>
  <div style="font-size: 10pt;">New Jersey, at Wall, New Jersey, </div>
  <div style="font-size: 10pt;">the day and year aforesaid.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="zf9ed4315c78442d4bf51182c081991ae">

      <tr>
        <td rowspan="1" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 30%;">&#160;</td>
        <td rowspan="1" style="width: 70%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
      </tr>
      <tr>
        <td style="vertical-align: top; width: 30%;">
          <div>Name:&#160; Eileen Quinn</div>
        </td>
        <td style="width: 70%; vertical-align: top;">&#160;</td>
      </tr>

  </table>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z4ca756d4b39641299d81888c70fcfddf">

      <tr>
        <td style="vertical-align: top; width: 5%;">&#160;</td>
        <td style="width: 95%; vertical-align: top;">
          <div>Attorney-at-Law of the </div>
        </td>
      </tr>
      <tr>
        <td style="vertical-align: top; width: 5%;">&#160;</td>
        <td style="width: 95%; vertical-align: top;">
          <div>State of New Jersey</div>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-19</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ACKNOWLEDGEMENT</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">
    <div style="text-align: left;">
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;" id="z89442c68453840cc9b2e1befb0ef8e1c">

          <tr>
            <td style="width: 25%;">STATE OF NEW JERSEY</td>
            <td style="width: 75%;">)</td>
          </tr>
          <tr>
            <td style="width: 25%;">
              <div>&#160;</div>
            </td>
            <td style="width: 75%;">) ss:</td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 25%;">COUNTY OF MIDDLESEX<font style="text-indent: 0px;"><br>
              </font></td>
            <td rowspan="1" style="width: 75%;">)</td>
          </tr>

      </table>
    </div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">I HEREBY CERTIFY that on this ___ of [_________], 2021, before me, a Notary Public for the state aforesaid, personally appeared Mark DiGiacomo, known to me or satisfactorily proven to
    be the Person whose name is subscribed to the Tenth Supplemental Indenture dated as of October 1, 2021, who acknowledged that he is an authorized signatory for U.S. Bank National Association, a national banking association, as Trustee; that he has been
    duly authorized to execute, and has executed, such instrument on its behalf for the purposes therein set forth; and that the same is its act and deed.&#160; </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">IN WITNESS WHEREOF, I have set my hand and Notarial Seal, the day and year first above written.</div>
  <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z1b1460d112af4744ae9bca78b767e984">

      <tr>
        <td style="width: 60%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
      </tr>
      <tr>
        <td style="width: 60%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div>Paul O&#8217;Brien</div>
        </td>
      </tr>
      <tr>
        <td style="width: 60%; vertical-align: top;">&#160;</td>
        <td colspan="2" style="vertical-align: top;">
          <div>Notary Public</div>
        </td>
      </tr>
      <tr>
        <td style="width: 60%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        <td style="width: 20%; vertical-align: top; padding-bottom: 2px;">
          <div>My commission expires on </div>
        </td>
        <td style="width: 20%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
        </td>
      </tr>

  </table>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-2-20</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Form of Opinion of Special Counsel</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">to the Company<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The closing opinions of Richard Reich, Esq. and Troutman Pepper Hamilton Sanders LLP, special counsel for the Company, which are called for by Section 4.4(a) of the Agreement, shall be
    dated the date of the Closing and addressed to each Purchaser, shall be satisfactory in scope and form to each Purchaser, and shall be accompanied by a letter of special counsel authorizing the Collateral Agent to rely on the opinion as if it were
    addressed to the Collateral Agent.&#160; The opinion shall be to the effect that:</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">1. The Company is a corporation incorporated, validly existing and in good standing under the laws of the State of New Jersey, has the corporate power and the corporate authority to
    (a) execute the Note Purchase Agreement, the Notes, the Supplemental Indenture and the First Mortgage Bond Documents, (b) issue the Notes and the First Mortgage Bonds and (c) perform its respective obligations under the Note Purchase Agreement, the
    Supplemental Indenture, the Notes, the First Mortgage Bonds, the Mortgage Indenture and the First Mortgage Bond Documents and has the full corporate power and the corporate authority to conduct the activities in which, to our knowledge, it is now
    engaged.&#160; Based solely on the Officer&#8217;s Certificate, the Company is licensed or qualified as a foreign corporation in each jurisdiction in which the character of the properties owned or leased by it or the nature of the business transacted by it makes
    such licensing or qualification necessary, other than those jurisdictions as to which the failure to be so licensed, qualified or in good standing could not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">2. The Note Purchase Agreement has been duly authorized by all necessary corporate action on the part of the Company, has been duly executed and delivered by the Company and
    constitutes the legal, valid and binding contract of the Company enforceable against it in accordance with its terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">3. The Notes have been duly authorized by all necessary corporate action on the part of the Company, have been duly executed and delivered by the Company and constitute the legal,
    valid and binding obligations of the Company enforceable against it in accordance with their terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">4. The Mortgage Indenture constitutes the legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">5. The Supplemental Indenture has been duly authorized by all necessary corporate action on the part of the Company, has been duly executed and delivered by the Company, and
    constitutes the legal, valid and binding obligation of the Company, enforceable against it in accordance with its terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">6. The First Mortgage Bonds delivered on the date hereof (a) have been authorized by all necessary corporate action on the part of the Company, (b) have been duly executed by the
    Company, and (c) assuming the due authentication thereof by the Mortgage Trustee under the Mortgage Indenture, (i) have been duly issued, (ii) constitute the legal, valid and binding obligations of the Company enforceable against it in accordance with
    their terms and (iii) are entitled to the benefits and security of the Mortgage Indenture, in accordance with their terms.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">Exhibit&#160;4.4(</font><font style="font-size: 10pt;">a<font style="font-variant: small-caps;">)</font></font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)<br>
        <br>
      </font></div>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">7. The First Mortgage Bond Documents have been duly authorized by all necessary corporate action on the part of the Company, have been duly executed and delivered by the Company, and
    constitute the legal, valid and binding obligations of the Company enforceable against it in accordance with their terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">8. The offer, issuance and sale of the Notes and the issuance of the First Mortgage Bonds have been duly authorized and approved by the New Jersey Board of Public Utilities (the <font style="font-style: italic;">&#8220;Board&#8221;</font>) and, to our knowledge, such authorization and approval is still in full force and effect. No other approval, consent or withholding of objection on the part of, or filing, registration or qualification
    with, any New York, New Jersey or Federal Governmental Authority is necessary in connection with (a) the execution or delivery by the Company of the Note Purchase Agreement, the Supplemental Indenture, the Notes, the First Mortgage Bonds or the First
    Mortgage Bond Documents or (b) the performance by the Company of the Note Purchase Agreement, the Supplemental Indenture, the Notes, the First Mortgage Bonds, the First Mortgage Bond Documents or the Mortgage Indenture or such filings as may be
    necessary to perfect or maintain the perfection of the Lien created by the Mortgage Indenture, including the Supplemental Indenture.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">9. The execution and delivery of the Note Purchase Agreement, the Supplemental Indenture, the Notes, the First Mortgage Bonds and the First Mortgage Bond Documents, by the Company do
    not, and the performance of the Note Purchase Agreement, the Supplemental Indenture, the Notes, the First Mortgage Bonds, the First Mortgage Bond Documents and the Mortgage Indenture as therein contemplated will not (a) contravene any applicable New
    York, New Jersey or United States statute, rule or regulation that we have, in the exercise of customary professional diligence, recognized as applicable to the Company in connection with the execution and delivery by the Company of the Transaction
    Documents or the issuance and sale of the Notes, or any Order, (b) violate any provision of the Organizational Documents, (c) result in a breach of, or constitute a default under any Specified Agreement, (d) result in the creation or imposition of any
    Lien on, or security interest in, any assets of the Company under any Specified Agreement or under any such applicable New York, New Jersey or United States statute, rule or regulation (other than the Lien of the Mortgage Indenture).<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">10. To our knowledge, (a) the Company is not an &#8220;investment company,&#8221; or a company &#8220;controlled&#8221; by an &#8220;investment company,&#8221; within the meaning of the Investment Company Act of 1940, as
    amended, and (b) the issuance of the Notes and the First Mortgage Bonds by the Company is not subject to regulation under the Public Utility Holding Company Act of 2005.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">11. The use of the proceeds of the sale of the Notes in accordance with the provisions of the Note Purchase Agreement do not violate Regulation T, U or X of the Board of Governors of
    the Federal Reserve System.<br>
    <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">12. The issuance, sale and delivery of the Notes and the issuance of the First Mortgage Bonds under the circumstances contemplated by the Note Purchase Agreement do not require the
    registration of the Notes or the First Mortgage Bonds under the Securities Act or the qualification of an indenture under the Trust Indenture Act of 1939, as amended, it being understood that no opinion is expressed as to any subsequent resale of any
    Note or the First Mortgage Bonds issued on the date hereof.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-4.4(a)-2</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">13. The provisions of the Supplemental Indenture and the Mortgage Indenture are effective to create, in favor of the Mortgage Trustee, for the benefit of the holders of the First
    Mortgage Bonds, a legal, valid, and enforceable lien and security interest in all right, title, and interest of the Company in the Trust Estate, entitling such holders to an equal and ratable share of such Trust Estate with the other holders of bonds
    under the Mortgage Indenture (except as otherwise provided in the Mortgage Indenture).</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">14. The Mortgage Indenture and any necessary related financing statements have been duly filed and recorded in all jurisdictions in which it is necessary for such instruments to be
    filed and recorded in order to constitute a lien of record on the property subject thereto. No other filing or recordation is presently necessary in order to perfect the lien of the Mortgage Indenture on such properties.&#160; To the best of our knowledge,
    all fees or taxes in connection with the filing and recording of the Mortgage Indenture have been paid.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">With respect to matters of fact on which such opinions are based, such counsel shall be entitled to rely on appropriate certificates of public officials, Mizuho Securities USA LLC and
    Scotia Capital (USA) Inc., and officers of the Company and upon representations of the Company and the Purchasers delivered in connection with the issuance and sale of the Notes.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The term &#8220;Organizational Documents,&#8221; as used in paragraph number 9 above, means (a) the certificate of incorporation of the Company furnished to us by the Company; (b) the by-laws of
    the Company furnished to us by the Company; and (c) resolutions adopted by the board of directors of the Company, relating to the offering of the Notes and the execution and delivery of the Note Purchase Agreement, the Notes, the Supplemental
    Indenture, the First Mortgage Bond Documents, the First Mortgage Bonds and other matters, furnished to us by the Company.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The term &#8220;Specified Agreements,&#8221; as used in paragraph number 9 above, means each of the instruments and agreements identified on an exhibit to be attached to the opinion letter.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The term &#8220;Order,&#8221; as used in paragraph number 9 above, means any written court or administrative order, writ, judgment or decree to which the Company is subject and which is identified
    in the Officer&#8217;s Certificate as currently being in effect.</div>
  <div style="font-size: 10pt;"><br>
  </div>
  <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
    <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">E-4.4(a)-3</font></div>
    <div style="page-break-after:always;" id="DSPFPageBreak">
      <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
  </div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Form of Opinion of Special Counsel</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;">to the Purchasers</div>
  <div style="text-align: center; font-size: 10pt; font-variant: small-caps; font-weight: bold;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The closing opinion of Schiff Hardin LLP, special counsel to the Purchasers, called for by Section 4.4(b) of the Agreement, shall be dated the date of the Closing and addressed to the
    Purchasers, shall be satisfactory in form and substance to the Purchasers and shall be to the effect that:</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">1. The Company is a corporation validly existing and in good standing under the laws of the State of New Jersey.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">2. The Agreement and the Notes being delivered on the date hereof constitute the legal, valid and binding contracts of the Company, enforceable against the Company in accordance with
    their respective terms.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;">3. The issuance, sale and delivery of the Notes being delivered on the date hereof under the circumstances contemplated by this Agreement do not, under existing law, require the
    registration of such Notes under the Securities Act or the qualification of an indenture under the Trust Indenture Act of 1939, as amended.</div>
  <div style="text-align: justify; text-indent: 90pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">The opinion of Schiff Hardin LLP shall also state that the opinion of Troutman Pepper Hamilton Sanders LLP is satisfactory in scope and form to Schiff Hardin LLP and that, in their
    opinion, the Purchasers are justified in relying thereon.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">In rendering the opinion set forth in paragraph 1 above, Schiff Hardin LLP may rely, as to matters referred to in paragraph 1, solely upon an examination of the Certificate of
    Incorporation certified by, and a certificate of good standing of the Company from, the Secretary of State of the State of New Jersey. The opinion of Schiff Hardin LLP is limited to the laws of the State of New York and the Federal laws of the United
    States.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">With respect to matters of fact upon which such opinion is based, Schiff Hardin LLP may rely on appropriate certificates of public officials and officers of the Company and upon
    representations of the Company and the Purchasers delivered in connection with the issuance and sale of the Notes.</div>
  <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
  </div>
  <div style="font-size: 10pt;">
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">Exhibit&#160;4.4(</font><font style="font-size: 10pt;">b<font style="font-variant: small-caps;">)</font></font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-variant: small-caps;">(</font><font style="font-size: 10pt;">to Note Purchase Agreement)</font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt;"> <br>
      </font></div>
  </div>
  <div style="font-size: 10pt;">
    <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.2
<SEQUENCE>3
<FILENAME>brhc10030105_ex4-2.htm
<DESCRIPTION>EXHIBIT 4.2
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-weight: bold;">Exhibit 4.2</font><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">M<font style="font-variant: small-caps;">ORTGAGE</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">NEW JERSEY NATURAL GAS COMPANY</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">To</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">U.S. BANK NATIONAL ASSOCIATION,</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">As Trustee</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">
        <hr noshade="noshade" align="center" style="height: 2px; width: 30%; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">TENTH SUPPLEMENTAL INDENTURE</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Dated as of October 1, 2021</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <hr noshade="noshade" align="center" style="height: 2px; width: 30%; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Supplemental to Amended and Restated Indenture of Mortgage,</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Deed of Trust and Security Agreement Dated as of September 1, 2014,</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">As Supplemented and Amended</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
      <div> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td nowrap="nowrap" style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="1">Prepared by:&#160; <br>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">Eric A. Koontz</td>
            <td nowrap="nowrap" style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="1">Record and Return to:&#160; <br>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">Richard Reich, Esq.</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
              <div style="text-align: left; font-size: 10pt;">Troutman Pepper Hamilton Sanders LLP</div>
            </td>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
              <div style="text-align: left; font-size: 10pt;">600 Peachtree Street, NE, Suite 3000</div>
            </td>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">1415 Wyckoff Road</div>
            </td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" rowspan="1">
              <div style="text-align: left; font-size: 10pt;">Atlanta, GA 30308</div>
            </td>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Wall, New Jersey 07719</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">MORTGAGE</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">TENTH SUPPLEMENTAL INDENTURE, dated as of October 1, 2021, between NEW JERSEY NATURAL GAS COMPANY, a corporation organized and existing under the
        laws of the State of New Jersey (hereinafter called the &#8220;<font style="font-style: italic;">Company</font>&#8221;), having its principal office at 1415 Wyckoff Road, Wall, New Jersey, and U.S. BANK NATIONAL ASSOCIATION, a national banking association
        (hereinafter called the &#8220;<font style="font-style: italic;">Trustee</font>&#8221;), having a principal office at 333 Thornall Street, 4th Floor, Edison, New Jersey 08837, as Trustee under the Amended and Restated Indenture of Mortgage, Deed of Trust and
        Security Agreement hereinafter mentioned.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Company has heretofore executed and delivered to the Trustee its Amended and Restated Indenture of Mortgage, Deed of Trust and Security
        Agreement, dated as of September 1, 2014 (the &#8220;<font style="font-style: italic;">Amended and Restated Indenture</font>&#8221; and, as originally executed or as the same may from time to time be supplemented, modified or amended by any supplemental
        indenture entered into pursuant to the provisions thereof, the &#8220;<font style="font-style: italic;">Indenture</font>&#8221;), to secure the payment of the principal of and the interest and premium (if any) on all Bonds at any time issued and outstanding
        thereunder, and to declare the terms and conditions upon which Bonds are to be issued thereunder; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Amended and Restated Indenture completely restated and amended the Indenture of Mortgage and Deed of Trust, dated April 1, 1952, as
        heretofore supplemented and amended (the &#8220;<font style="font-style: italic;">Original Indenture</font>&#8221;) without any interruption of the Lien of the Original Indenture; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $10,300,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series II due 2023,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2023 Series II Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.01 of the
        Indenture, provided that such 2023 Series II Bonds have since been retired by the Company and replaced with the 2042 Series WW Bonds (as hereinafter defined); and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $10,500,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series JJ due 2024,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2024 Series JJ Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.02 of the
        Indenture, provided that such 2024 Series JJ Bonds have since been retired by the Company and replaced with the 2038 Series XX Bonds (as hereinafter defined); and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $15,000,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series KK due 2040,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2040 Series KK Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.03 of the
        Indenture, provided that such 2040 Series KK Bonds have since been retired by the Company and replaced with the 2059 Series YY Bonds (as hereinafter defined); and</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">2</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $125,000,000, originally issued under and in accordance with the terms of the Original
        Indenture, as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series LL due 2018,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2018 Series LL Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.04 of
        the Indenture, which 2018 Series LL Bonds have since been paid at maturity by the Company; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $9,545,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series MM due 2027,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2027 Series MM Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.05 of the
        Indenture, provided that such 2027 Series MM Bonds have since been retired by the Company and replaced with the 2039 Series BBB Bonds (as hereinafter defined); and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $41,000,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series NN due 2035,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2035 Series NN Bonds</font>,&#8221; were designated as Existing Bonds in Section 3.06 of the
        Indenture, provided that such 2035 Series NN Bonds have since been retired by the Company and replaced with the 2043 Series CCC Bonds (as hereinafter defined); and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $46,500,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series OO due 2041,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2041 Series OO Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.07 of the
        Indenture and are outstanding at the date hereof and secured by the Indenture; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $50,000,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series PP due 2028,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2028 Series PP Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.08 of the
        Indenture and are outstanding at the date hereof and secured by the Indenture; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $70,000,000, originally issued under and in accordance with the terms of the Original Indenture,
        as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series QQ due 2024,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2024 Series QQ Bonds</font>,&#8221; have been designated as Existing Bonds in Section 3.09 of the
        Indenture and are outstanding at the date hereof and secured by the Indenture; and</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">
        <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, Bonds in the aggregate principal amount of $55,000,000, originally issued under and in accordance with the terms of the Original
          Indenture, as supplemented and amended, as a series designated &#8220;First Mortgage Bonds, Series RR due 2044,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2044 Series RR Bonds</font>,&#8221; have been designated as Existing Bonds in Section
          3.10 of the Indenture and are outstanding at the date hereof and secured by the Indenture; and</div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">3</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Amended and Restated Indenture provides that, subject to certain exceptions not presently relevant, such changes in or additions to the
        provisions of the Indenture (terms used herein having the meanings assigned thereto in the Amended and Restated Indenture except as herein expressly modified) may be made to add to the covenants and agreements of the Company in the Indenture
        contained other covenants and agreements thereafter to be observed by the Company; and to provide for the creation of any series of Bonds, designating the series to be created and specifying the form and provisions of the Bonds of such series as in
        the Indenture provided or permitted; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Indenture further provides that the Company and the Trustee may enter into indentures supplemental to the Indenture to assign, convey,
        mortgage, pledge, transfer and set over unto the Trustee and to subject to the lien of the Indenture additional property of the Company; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the First Supplemental Indenture, dated as of April 1, 2015, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create an eleventh and a twelfth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series SS due 2025,&#8221;
        herein sometimes called &#8220;<font style="font-style: italic;">2025 Series SS Bonds</font>,&#8221; and (ii) &#8220;First Mortgage Bonds, Series TT due 2045,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2045 Series TT Bonds</font>,&#8221; respectively; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Second Supplemental Indenture, dated as of June 21, 2016, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a thirteenth series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series UU due 2046,&#8221; herein sometimes
        called &#8220;<font style="font-style: italic;">2046 Series UU Bonds</font>&#8221;; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Third Supplemental Indenture, dated as of May 1, 2018, between the Company
        and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a fourteenth series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series VV due 2048,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2048 Series VV Bonds</font>&#8221;; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Fourth Supplemental Indenture, dated as of April 1, 2019, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a fifteenth, a sixteenth and a seventeenth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds,
        Series WW due 2042,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2042 Series WW Bonds</font>,&#8221; (ii) &#8220;First Mortgage Bonds, Series XX due 2038,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2038 Series XX Bonds</font>,&#8221;
        and (iii) (ii) &#8220;First Mortgage Bonds, Series YY due 2059,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2059 Series YY Bonds,</font>&#8221; respectively; and</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">4</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Fifth Supplemental Indenture, dated as of July 1, 2019, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create an eighteenth and nineteenth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series ZZ due
        2049,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2049 Series ZZ Bonds</font>,&#8221; and (ii) &#8220;First Mortgage Bonds, Series AAA due 2059,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2059 Series AAA Bonds,</font>&#8221;
        respectively; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Sixth Supplemental Indenture, dated as of August 1, 2019, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a twentieth and twenty-first series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series BBB due
        2039,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2039 Series BBB Bonds</font>&#8221; (to replace the 2027 Series MM Bonds) and (ii) &#8220;First Mortgage Bonds, Series CCC due 2043,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2043






          Series CCC Bonds</font>&#8221; (to replace the 2035 Series NN Bonds), respectively; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Seventh Supplemental Indenture, dated as of June 1, 2020, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-second series of Bonds under the Indenture, known as &#8220;First Mortgage Bonds, Series DDD due 2050,&#8221; herein
        sometimes called &#8220;<font style="font-style: italic;">2050 Series DDD Bonds</font>&#8221;; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Eighth Supplemental Indenture, dated as of July 1, 2020, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-third and twenty-fourth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series EEE due
        2050,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2050 Series EEE Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series FFF due 2060,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2060 Series FFF Bonds,</font>&#8221;
        respectively; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, pursuant to the Amended and Restated Indenture as amended by the Ninth Supplemental Indenture, dated as of September 1, 2020, between the
        Company and the Trustee, the Company determined to amend certain provisions of the Amended and Restated Indenture and to create a twenty-fifth and twenty-sixth series of Bonds under the Indenture, known as (i) &#8220;First Mortgage Bonds, Series GGG due
        2050,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2050 Series GGG Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series HHH due 2060,&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2060 Series HHH Bonds,</font>&#8221;
        respectively; and</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">5</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, (i) the 2025 Series SS Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of
        $50,000,000, (ii) the 2045 Series TT Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $100,000,000, (iii) the 2046 Series UU Bonds were issued in and are currently outstanding under the
        Indenture in the aggregate principal amount of $125,000,000, (iv) the 2048 Series VV Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $125,000,000, (v) the 2042 Series WW Bonds were issued
        in and are currently outstanding under the Indenture in the aggregate principal amount of $10,300,000, (vi) the 2038 Series XX Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $10,500,000,
        (vii) the 2059 Series YY Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $15,000,000, (viii) the 2049 Series ZZ Bonds were issued in and are currently outstanding under the Indenture in
        the aggregate principal amount of $100,000,000, (ix) the 2059 Series AAA Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $85,000,000, (x) the 2039 Series BBB Bonds were issued in and are
        currently outstanding under the Indenture in the aggregate principal amount of $9,545,000, (xi) the 2043 Series CCC Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $41,000,000, (xii) the
        2050 Series DDD Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $50,000,000, (xiii) the 2050 Series EEE Bonds were issued in and are currently outstanding under the Indenture in the
        aggregate principal amount of $50,000,000, (xiv) the 2060 Series FFF Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $25,000,000, (xv) the 2050 Series GGG Bonds were issued in and are
        currently outstanding under the Indenture in the aggregate principal amount of $25,000,000, and (xvi) the 2060 Series HHH Bonds were issued in and are currently outstanding under the Indenture in the aggregate principal amount of $50,000,000; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Company will enter into a Note Purchase Agreement dated as of October 28, 2021 (the &#8220;<font style="font-style: italic;">Note Purchase
          Agreement</font>&#8221;) with the Purchasers identified in Schedule A attached thereto, pursuant to which the Company will issue its senior notes designated (i) &#8220;2.97% Senior Notes, Series 2021A, due 2051&#8221; in the aggregate principal amount of
        $50,000,000 (the &#8220;<font style="font-style: italic;">Series 2021A Senior Notes due 2051</font>&#8221;) and (ii) 3.07% Senior Notes, Series 2021B, due 2061&#8221; in the aggregate principal amount of $50,000,000 (the &#8220;<font style="font-style: italic;">Series
          2021B Senior Notes due 2061</font>&#8221;); and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Company has duly determined to create a twenty-seventh and twenty-eighth series of Bonds under the Indenture, to be known as (i) &#8220;First
        Mortgage Bonds, Series III due 2051&#8221; herein sometimes called &#8220;<font style="font-style: italic;">2051 Series III Bonds</font>&#8221; and (ii) &#8220;First Mortgage Bonds, Series JJJ due 2061,&#8221; herein sometimes called the &#8220;<font style="font-style: italic;">2061
          Series JJJ Bonds</font>,&#8221; to be delivered and pledged to U.S. Bank National Association, as collateral agent (the &#8220;<font style="font-style: italic;">Collateral Agent</font>&#8221;) pursuant to the Note Purchase Agreement for the benefit and security of
        the holders of the Series 2021A Senior Notes due 2051 and the Series 2021B Senior Notes due 2061, respectively, all as herein provided and as provided in the Note Purchase Agreement, and to add to the covenants and agreements contained in the
        Indenture, the covenants and agreements hereinafter set forth; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, the Company, in the exercise of the powers and authority conferred upon and reserved to it under the provisions of the Indenture and
        pursuant to appropriate resolutions of its Board of Directors, has duly resolved and determined to make, execute and deliver to the Trustee a Tenth Supplemental Indenture in the form hereof for the purposes herein provided; and</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">WHEREAS, all conditions and requirements necessary to make this Tenth Supplemental Indenture a valid, binding and legal instrument have been done,
        performed and fulfilled and the execution and delivery hereof have been in all respects duly authorized.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">NOW, THEREFORE, THIS INDENTURE WITNESSETH:<br>
        <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">6</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">That NEW JERSEY NATURAL GAS COMPANY, by way of further assurance and in consideration of the premises and of the acceptance by the Trustee of the
        trusts hereby created and of One Dollar to it duly paid by the Trustee at or before the ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, and in order to secure the payment of principal of and any premium which
        may be due and payable on and the interest on all Bonds at any time issued and outstanding under the Indenture according to their tenor and effect, and the performance and observance by the Company of all the covenants and conditions herein and
        therein contained, has granted, bargained, sold, warranted, aliened, remised, released, conveyed, assigned, transferred, mortgaged, pledged, set over and confirmed, and by these presents does grant, bargain, sell, warrant, alien, remise, release,
        convey, assign, transfer, mortgage, pledge, set over and confirm, unto the Trustee, and to its successors in the trust, and to it and its assigns forever, and has granted and does hereby grant thereunto a security interest in, all of the property,
        real, personal and mixed, now owned by the Company and situated in the Counties of Burlington, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Sussex in the State of New Jersey, or wherever situate (except Excepted Property and property
        released from the lien of the Indenture by the terms of the Indenture) and also all of the property, real, personal and mixed, hereafter acquired by the Company wherever situate (except Excepted Property and property released from the lien of the
        Indenture by the terms of the Indenture), including both as to property now owned and property hereafter acquired, without in any way limiting or impairing the enumeration of the same, the scope and intent of the foregoing or of any general or
        specific description contained in the Indenture, the following:</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">I.</td>
            <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="font-variant: small-caps; font-weight: bold; font-size: 10pt;">FRANCHISES</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">All and singular, the franchises, grants, permits, immunities, privileges and rights of the Company owned and held by it at the date of the
        execution hereof or hereafter acquired for the construction, maintenance, and operation of the gas plants and systems now or hereafter subject to the lien hereof, as well as all certificates, franchises, grants, permits, immunities, privileges, and
        rights of the Company used or useful in the operation of the property now or hereafter mortgaged hereunder, including all and singular the franchises, grants, permits, immunities, privileges, and rights of the Company granted by the governing
        authorities of any municipalities or other political subdivisions and all renewals, extensions and modifications of said certificates, franchises, grants, permits, privileges, arid rights or any of them.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">II.</td>
            <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="font-variant: small-caps; font-weight: bold; font-size: 10pt;">GAS DISTRIBUTION SYSTEMS AND RELATED PROPERTY</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">All gas generating plants, gas storage plants and gas manufacturing plants of the Company, all the buildings, erections, structures, generating and
        purifying apparatus, holders, engines, boilers, benches, retorts, tanks, instruments, appliances, apparatus, facilities, machinery, fixtures, and all other property used or provided for use in the generation, manufacturing and purifying of gas,
        together with the land on which the same are situated, and all other lands and easements, rights-of-way, permits, privileges, and sites forming a part of such plants or any of them or occupied, enjoyed or used in connection therewith.</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">7</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">All gas distribution or gas transmission systems of the Company, all buildings, erections, structures, generating and purifying apparatus, holders,
        engines, boilers, benches, retorts, tanks, pipe lines, connections, service pipes, meters, conduits, tools, instruments, appliances, apparatus, facilities, machinery, fixtures, and all other property used or provided for use in the construction,
        maintenance, repair or operations of such distribution or transmission systems, together with all the certificates, rights, privileges, rights-of-way, franchises, licenses, easements, grants, liberties, immunities, permits of the Company, howsoever
        conferred or acquired, under, over, or upon any private property or any public streets or highways within as well as without the corporate limits of any municipal corporation.&#160; Without limiting the generality of the foregoing, there are expressly
        included the gas distribution or gas transmission systems located in the Counties of Burlington, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Sussex in the State of New Jersey, and in the following municipalities in said State and
        Counties: Aberdeen Township (formerly Matawan Township), Allenhurst Borough, City of Asbury Park, Atlantic Highlands Borough, Avon By the Sea Borough, Barnegat Light Borough, Barnegat Township (formerly named Union Township), Bay Head Borough,
        Beach Haven Borough, Beachwood Borough, Belmar Borough, Berkeley Township, Boonton Town, Boonton Township, Bradley Beach Borough, Brick Township, Brielle Borough, Colts Neck Township, Deal Borough, Denville Township, Dover Town, Dover Township,
        Eagleswood Township, East Brunswick Township, Eatontown Borough, Englishtown Borough, Fair Haven Borough, Farmingdale Borough, Franklin Township in Somerset County, Freehold Borough, Freehold Township, Hanover Township, Harvey Cedars Borough,
        Hazlet Township, Highlands Borough, Holmdel Township, Hopatcong Borough, Howell Township, Interlaken Borough, Island Heights Borough, Jackson Township, Jefferson Township, Keansburg Borough, Keyport Borough, Lacey Township, Lakehurst Borough,
        Lakewood Township, Lavallette Borough, Lincoln Park Borough, Little Egg Harbor Township, Little Silver Borough, Loch Arbour Village, Long Beach Township, Long Branch City, Manalapan Township, Manasquan Borough, Manchester Township, Mantoloking
        Borough, Marlboro Township, Matawan Borough, Middletown Township, Milltown Borough, Mine Hill Township, Monmouth Beach Borough, Monroe Township, Montville Township, Morris Plains Borough, Mount Arlington Borough, Mount Olive Township, Mountain
        Lakes Borough, Neptune City Borough, Neptune Township, Netcong Borough, New Brunswick City, North Brunswick Township, Ocean Township in Monmouth County, Ocean Township in Ocean County, Ocean Gate Borough, Oceanport Borough, Old Bridge Township
        (formerly named Madison Township), Parsippany-Troy Hills Township, Pine Beach Borough, Point Pleasant Borough, Point Pleasant Beach Borough, Randolph Township, Red Bank Borough, Rockaway Borough, Rockaway Township, Roxbury Township, Rumson Borough,
        Sayreville Borough, Sea Bright Borough, Sea Girt Borough, Seaside Heights Borough, Seaside Park Borough, Ship Bottom Borough, Shrewsbury Borough, Shrewsbury Township, South Belmar Borough, South Brunswick Township, South River Borough, South Toms
        River Borough, Spring Lake Borough, Spring Lake Heights Borough, Stafford Township, Surf City Borough, Tinton Falls Borough (formerly named New Shrewsbury Borough), Tuckerton Borough, Union Beach Borough, Union Township, Victory Gardens Borough,
        Wall Township, Washington Township in Burlington County, Washington Township in Morris County, West Long Branch Borough, West Milford Township and Wharton Borough.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

          <tr>
            <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">III.</td>
            <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="font-variant: small-caps; font-weight: bold; font-size: 10pt;">CONTRACTS</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">All of the Company&#8217;s right, title and interest in and under all contracts, licenses or leases for the purchase of gas, either in effect at the date
        of execution hereof or hereafter made and any extension or renewal thereof.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">TOGETHER WITH ALL AND SINGULAR the tenements, hereditaments and appurtenances belonging or in anywise appertaining to the Trust Estate, or any part
        thereof, with the reversion or reversions, remainder and remainders, rents, issues, income and profits thereof, and all the right, title, interest and claim whatsoever, at law or in equity, which the Company now has or which it may hereafter
        acquire in and to the Trust Estate and every part and parcel thereof,</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">8</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">TO HAVE AND TO HOLD the Trust Estate and all and singular the lands, properties, estates, rights, franchises, privileges and appurtenances hereby
        mortgaged, conveyed, pledged or assigned, or intended so to be, together with all the appurtenances thereto appertaining, unto the Trustee and its successors and assigns forever;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">SUBJECT, HOWEVER, as to property hereby conveyed, to Permitted Encumbrances;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">BUT IN TRUST, NEVERTHELESS, under and subject to the terms and conditions hereafter set forth, for the equal and proportionate use, benefit,
        security and protection of each and every person who may be or become the holders of the Bonds hereby secured without preference, priority or distinction as to the lien or otherwise of one Bond over or from the others by reason of priority in the
        issue or negotiation thereof, or by reason of the date of maturity thereof, or otherwise (except as any sinking, amortization, improvement, renewal or other analogous fund, established in accordance with the provisions of the Indenture, may afford
        additional security for the Bonds of any particular series), and for securing the observance and performance of all the terms, provisions and conditions of the Indenture.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">THIS INDENTURE FURTHER WITNESSETH, that the Company has agreed and covenanted, and hereby does agree and covenant, with the Trustee and its
        successors and assigns and with the respective holders from time to time of the Bonds, or any thereof, as follows:</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE I</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">CERTAIN AMENDMENTS OF INDENTURE</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 1.1.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; The Indenture be and it hereby is
          amended in the following respects, the section numbers specified below being the sections of the Indenture in which such amendments occur:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 36pt; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 1.01</font><font style="font-size: 10pt; font-family: 'Times New Roman';">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The following definitions be and they hereby are added at the end of &#167; 1.02:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;(lllll)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#8220;Tenth Supplemental Indenture&#8221; shall mean the
          Tenth Supplemental Indenture, dated as of October 1, 2021, supplemental to the Indenture.&#8221;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;(mmmmm)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; &#8220;2051 Series III Bond&#8221; shall mean one of the First
          Mortgage Bonds, Series III due 2051, issued hereunder.&#8221;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;(nnnnn)</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#8220;Series 2061 Series JJJ Bond&#8221; shall mean one
          of the First Mortgage Bonds, Series JJJ due 2061, issued hereunder.&#8221;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 2.11.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; The following be and it hereby is
          added at the end of &#167; 2.11:</font></div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"><font style="font-family: 'Times New Roman';"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">9</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">&#8220;No charge except for taxes or governmental charges shall be made against any holder of any 2051 Series III Bond or 2061 Series JJJ Bond for the
        exchange, transfer or registration of transfer thereof.&#8221;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 8.08.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160; The period at the end of the first
          paragraph of &#167; 8.08 be and it hereby is deleted and the following words and figures be and they hereby are added thereto:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">&#8220;, and the 2051 Series III Bonds and the 2061 Series JJJ Bonds shall be redeemed at the redemption price specified in &#167; 10.58 and &#167; 10.60,
        respectively.&#8221;</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE II</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">2051 SERIES III BONDS</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 2.1.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> &#160;&#160;&#160;&#160; There shall be a twenty-seventh
          series of Bonds under the Indenture, known as and entitled &#8220;First Mortgage Bonds, Series III due 2051&#8221; or &#8220;First Mortgage Bonds, Series III&#8221; (herein and in the Indenture referred to as the &#8220;<font style="font-style: italic;">2051 Series III Bonds</font>&#8221;),





          and the form thereof shall contain suitable provisions with respect to the matters hereinafter in this Section specified and shall in other respects be substantially as set forth in Exhibit A to the Indenture.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The aggregate principal amount of 2051 Series III Bonds which may be authenticated and delivered and outstanding under the Indenture is $50,000,000.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2051 Series III Bonds shall be payable to the Collateral Agent, and shall be nontransferable except to a successor of the Collateral Agent, in
        accordance with the Note Purchase Agreement.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2051 Series III Bonds shall bear interest at the rate of 2.97% per annum, computed on the basis of a 360-day year of twelve 30-day months, until
        the principal thereof is paid or made available for payment, and shall mature on October 30, 2051, subject to prior redemption as described herein; provided that any principal, Make-Whole Amount (as defined in the Note Purchase Agreement), and any
        such installment of interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 4.97% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221;
        or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">10</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2051 Series III Bonds shall be in the form of registered Bonds without coupons of denominations of $1,000 and any integral multiple thereof
        which may be authorized by the Company, the issue of a registered Bond without coupons in any such denomination to be conclusive evidence of such authorization.&#160; Any 2051 Series III Bonds shall be dated (i) as of the semi-annual interest payment
        date (as specified in the first paragraph of the 2051 Series III Bonds) next preceding the date on which such 2051 Series III Bonds shall be authenticated, unless such 2051 Series III Bonds are authenticated before April 28, 2022, in which case
        such 2051 Series III Bonds shall be dated October 28, 2021 or, (ii) if such date of authentication shall be an interest payment date, such 2051 Series III Bonds shall be dated such interest payment date; <font style="font-style: italic;">provided,
          however</font>, that, if at the time of authentication of any 2051 Series III Bonds interest is in default on the 2051 Series III Bonds, such 2051 Series III Bonds shall be dated as of the interest payment date to which interest has previously
        been paid or made available for payment on the 2051 Series III Bonds.&#160; All 2051 Series III Bonds shall bear interest from their respective dates, such interest to be payable, upon the terms of and otherwise in accordance with the 2051 Series III
        Bonds, on each date on which interest shall from time to time be payable on the Series 2021A Senior Notes due October 30, 2051; <font style="font-style: italic;">provided</font>, that the obligation of the Company to make payments with respect to
        the principal of, Make-Whole Amount, if any, and interest on the 2051 Series III Bonds shall be fully or partially, as the case may be, satisfied and discharged to the extent that at the time any such payment shall be due, the then due principal
        of, Make-Whole Amount, if any, and interest on any of the Series 2021A Senior Notes due October 30, 2051 shall have been fully or partially paid from payments made by the Company under the Note Purchase Agreement.&#160; The principal of, Make-Whole
        Amount, if any, and interest on the 2051 Series III Bonds shall be payable at the principal office of the Trustee, in Edison, New Jersey, or, at the option of the Company, at the &#8220;principal office&#8221; (as indicated pursuant to the Note Purchase
        Agreement) of the Collateral Agent, in any coin or currency of the United States of America which at the time of payment shall be legal tender for the payment of public and private debts.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding any other provision of the Indenture or of the 2051 Series III Bonds, payments of the principal of, Make-Whole Amount, if any, and
        interest on any 2051 Series III Bond may be made directly to the registered holder thereof without presentation or surrender thereof or the making of any notation thereon if there shall be filed with the Trustee a Certificate of the Company to the
        effect that such registered holder (or the person for whom such registered holder is a nominee) and the Company have entered into a written agreement that payment shall be so made; provided, however, that before such registered holder transfers or
        otherwise disposes of any 2051 Series III Bond, such registered holder will, at its election, either endorse thereon (or on a paper annexed thereto) the principal amount thereof redeemed and the last date to which interest has been paid thereon or
        make such Bond available to the Company at the principal office of the Trustee for the purpose of making such endorsement thereon.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2051 Series III Bonds shall be subject to redemption at the option of the Company or otherwise, and shall be subject to mandatory redemption, in
        the manner provided in the applicable provisions of Article Ten of the Indenture, as amended by Article III of this Tenth Supplemental Indenture.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2051 Series III Bonds shall be excluded from the benefits of, and shall not be subject to redemption through the operation of, a Mandatory
        Sinking Fund pursuant to &#167; 11.02 of the Indenture.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding the provisions of &#167; 10.02 or any other provision of the Indenture, the selection of 2051 Series III Bonds to be redeemed shall, in
        case fewer than all of the outstanding 2051 Series III Bonds are to be redeemed, be made by the Trustee pro rata (to the nearest multiple of One Thousand Dollars ($1,000)) among the registered holders of the 2051 Series III Bonds in proportion, as
        nearly as practicable, to the respective unpaid principal amounts of 2051 Series III Bonds registered in the names of such holders, with adjustments, to the extent practicable, to compensate for any prior redemption not made exactly in such
        proportion (or otherwise as may be specified by a written order signed by the registered holders of all outstanding 2051 Series III Bonds).</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">11</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The definitive 2051 Series III Bonds may be issued in the form of engraved Bonds or Bonds printed or lithographed on steel engraved borders or Bonds
        in typed form on normal bond paper.&#160; Subject to the foregoing provisions of this Section and the provisions of &#167; 2.11 of the Indenture, all definitive 2051 Series III Bonds shall be fully exchangeable for other Bonds of the same series, of like
        aggregate principal amounts, and, upon surrender to the Trustee at its principal office, shall be exchangeable for other Bonds of the same series of a different authorized denomination or denominations, as requested by the holder surrendering the
        same.&#160; The Company will execute, and the Trustee shall authenticate and deliver, registered Bonds without coupons, whenever the same shall be required for any such exchange.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 2.2.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; 2051 Series III Bonds in the
          aggregate principal amount of $50,000,000 may forthwith upon the execution and delivery of this Tenth Supplemental Indenture, or from time to time thereafter, be executed by the Company and delivered to the Trustee, and shall thereupon be
          authenticated and delivered by the Trustee upon compliance by the Company with the provisions of Articles Four, Five or Six of the Indenture, without awaiting the filing or recording of this Tenth Supplemental Indenture.&#160; No additional 2051
          Series III Bonds shall be issued under Article Four, Five or Six of the Indenture without the consent in writing of the holders of all the outstanding 2051 Series III Bonds.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE III</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">REDEMPTION OF THE 2051 SERIES III BONDS</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 3.1.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; The following &#167; 10.57 and &#167; 10.58
          be and they hereby are added to Article Ten of the Indenture:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 10.57.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The 2051 Series III Bonds shall be subject to redemption as follows: payments of principal of, Make-Whole Amount, if any, and interest on the 2051 Series III Bonds shall be made
          to the Collateral Agent to redeem 2051 Series III Bonds in such amounts as shall be necessary, in accordance with the provisions of the Note Purchase Agreement, to provide funds under the Note Purchase Agreement to (a) make, when due, payment at
          maturity (including, without limitation, maturity upon acceleration of the Series 2021A Senior Notes due October 30, 2051) and (b) make, when due, any prepayment required or permitted by the Series 2021A Senior Notes due October 30, 2051 in
          connection with any prepayment of the Series 2021A Senior Notes due October 30, 2051; <font style="font-style: italic;">provided,</font>&#160;<font style="font-style: italic;">however,</font> that the obligation of the Company to make any redemption
          payments under this Section shall be fully or partially, as the case may be, satisfied and discharged to the extent that at any time such payment shall be due, the then due payment at maturity or redemption payment on any of the Series 2021A
          Senior Notes due October 30, 2051 shall have been fully or partially made from payments made by the Company on the Notes under the Note Purchase Agreement; <font style="font-style: italic;">provided, further, however,</font> that any principal,
          Make-Whole Amount, and any interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 2.97% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as
          its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).&#160; Terms used and not defined in this Section and in Section 10.58 shall have the respective meanings given to them in the Tenth
          Supplemental Indenture.&#8221;</font></div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-size: 10pt;"><font style="font-family: 'Times New Roman';"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">12</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 10.58</font><font style="font-size: 10pt; font-family: 'Times New Roman';">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In the case of the redemption of 2051 Series III Bonds out of moneys deposited with the Trustee pursuant to
          &#167; 8.08, such 2051 Series III Bonds shall, upon compliance with provisions of &#167; 10.02, and subject to the provisions of &#167; 2.1 of the Tenth Supplemental Indenture, be redeemable at the principal amounts thereof, together with interest accrued
          thereon to the date fixed for redemption, without premium or Make-Whole Amount.&#8221;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE IV</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">2061 SERIES JJJ BONDS</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 4</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">.1. &#160;&#160;&#160;&#160;&#160; There shall be a twenty-eighth
          series of Bonds under the Indenture, known as and entitled &#8220;First Mortgage Bonds, Series JJJ due 2061&#8221; or &#8220;First Mortgage Bonds, Series JJJ&#8221; (herein and in the Indenture referred to as the &#8220;<font style="font-style: italic;">2061 Series JJJ Bonds</font>&#8221;),





          and the form thereof shall contain suitable provisions with respect to the matters hereinafter in this Section specified and shall in other respects be substantially as set forth in Exhibit A to the Indenture.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The aggregate principal amount of 2061 Series JJJ Bonds which may be authenticated and delivered and outstanding under the Indenture is $50,000,000.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2061 Series JJJ Bonds shall be payable to the Collateral Agent, and shall be nontransferable except to a successor of the Collateral Agent, in
        accordance with the Note Purchase Agreement.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2061 Series JJJ Bonds shall bear interest at the rate of 3.07% per annum, computed on the basis of a 360-day year of twelve 30-day months, until
        the principal thereof is paid or made available for payment, and shall mature on October 28, 2061, subject to prior redemption as described herein; provided that any principal, Make-Whole Amount (as defined in the Note Purchase Agreement), and any
        such installment of interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 5.07% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as its &#8220;base&#8221;
        or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">13</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2061 Series JJJ Bonds shall be in the form of registered Bonds without coupons of denominations of $1,000 and any integral multiple thereof
        which may be authorized by the Company, the issue of a registered Bond without coupons in any such denomination to be conclusive evidence of such authorization.&#160; Any 2061 Series JJJ Bonds shall be dated (i) as of the semi-annual interest payment
        date (as specified in the first paragraph of the 2061 Series JJJ Bonds) next preceding the date on which such 2061 Series JJJ Bonds shall be authenticated, unless such 2061 Series JJJ Bonds are authenticated before April 28, 2022, in which case
        such 2061 Series JJJ Bonds shall be dated October 28, 2021 or, (ii) if such date of authentication shall be an interest payment date, such 2061 Series JJJ Bonds shall be dated such interest payment date; <font style="font-style: italic;">provided,
          however</font>, that, if at the time of authentication of any 2061 Series JJJ Bonds interest is in default on the 2061 Series JJJ Bonds, such 2061 Series JJJ Bonds shall be dated as of the interest payment date to which interest has previously
        been paid or made available for payment on the 2061 Series JJJ Bonds.&#160; All 2061 Series JJJ Bonds shall bear interest from their respective dates, such interest to be payable, upon the terms of and otherwise in accordance with the 2061 Series JJJ
        Bonds, on each date on which interest shall from time to time be payable on the Series 2021B Senior Notes due October 28, 2061; <font style="font-style: italic;">provided</font>, that the obligation of the Company to make payments with respect to
        the principal of, Make-Whole Amount, if any, and interest on the 2061 Series JJJ Bonds shall be fully or partially, as the case may be, satisfied and discharged to the extent that at the time any such payment shall be due, the then due principal
        of, Make-Whole Amount, if any, and interest on any of the Series 2021B Senior Notes due October 28, 2061 shall have been fully or partially paid from payments made by the Company under the Note Purchase Agreement.&#160; The principal of, Make-Whole
        Amount, if any, and interest on the 2061 Series JJJ Bonds shall be payable at the principal office of the Trustee, in Edison, New Jersey, or, at the option of the Company, at the &#8220;principal office&#8221; (as indicated pursuant to the Note Purchase
        Agreement) of the Collateral Agent, in any coin or currency of the United States of America which at the time of payment shall be legal tender for the payment of public and private debts.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding any other provision of the Indenture or of the 2061 Series JJJ Bonds, payments of the principal of, Make-Whole Amount, if any, and
        interest on any 2061 Series JJJ Bond may be made directly to the registered holder thereof without presentation or surrender thereof or the making of any notation thereon if there shall be filed with the Trustee a Certificate of the Company to the
        effect that such registered holder (or the person for whom such registered holder is a nominee) and the Company have entered into a written agreement that payment shall be so made; provided, however, that before such registered holder transfers or
        otherwise disposes of any 2061 Series JJJ Bond, such registered holder will, at its election, either endorse thereon (or on a paper annexed thereto) the principal amount thereof redeemed and the last date to which interest has been paid thereon or
        make such Bond available to the Company at the principal office of the Trustee for the purpose of making such endorsement thereon.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2061 Series JJJ Bonds shall be subject to redemption at the option of the Company or otherwise, and shall be subject to mandatory redemption, in
        the manner provided in the applicable provisions of Article Ten of the Indenture, as amended by Article V of this Tenth Supplemental Indenture.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The 2061 Series JJJ Bonds shall be excluded from the benefits of, and shall not be subject to redemption through the operation of, a Mandatory
        Sinking Fund pursuant to &#167; 11.02 of the Indenture.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Notwithstanding the provisions of &#167; 10.02 or any other provision of the Indenture, the selection of 2061 Series JJJ Bonds to be redeemed shall, in
        case fewer than all of the outstanding 2061 Series JJJ Bonds are to be redeemed, be made by the Trustee pro rata (to the nearest multiple of One Thousand Dollars ($1,000)) among the registered holders of the 2061 Series JJJ Bonds in proportion, as
        nearly as practicable, to the respective unpaid principal amounts of 2061 Series JJJ Bonds registered in the names of such holders, with adjustments, to the extent practicable, to compensate for any prior redemption not made exactly in such
        proportion (or otherwise as may be specified by a written order signed by the registered holders of all outstanding 2061 Series JJJ Bonds).</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;"> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">14</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The definitive 2061 Series JJJ Bonds may be issued in the form of engraved Bonds or Bonds printed or lithographed on steel engraved borders or Bonds
        in typed form on normal bond paper.&#160; Subject to the foregoing provisions of this Section and the provisions of &#167; 2.11 of the Indenture, all definitive 2061 Series JJJ Bonds shall be fully exchangeable for other Bonds of the same series, of like
        aggregate principal amounts, and, upon surrender to the Trustee at its principal office, shall be exchangeable for other Bonds of the same series of a different authorized denomination or denominations, as requested by the holder surrendering the
        same.&#160; The Company will execute, and the Trustee shall authenticate and deliver, registered Bonds without coupons, whenever the same shall be required for any such exchange.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 4.2.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2061 Series JJJ Bonds in the
          aggregate principal amount of $50,000,000 may forthwith upon the execution and delivery of this Tenth Supplemental Indenture, or from time to time thereafter, be executed by the Company and delivered to the Trustee, and shall thereupon be
          authenticated and delivered by the Trustee upon compliance by the Company with the provisions of Articles Four, Five or Six of the Indenture, without awaiting the filing or recording of this Tenth Supplemental Indenture.&#160; No additional 2061
          Series JJJ Bonds shall be issued under Article Four, Five or Six of the Indenture without the consent in writing of the holders of all the outstanding 2061 Series JJJ Bonds.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE V</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">REDEMPTION OF THE 2061 SERIES JJJ BONDS</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 5.1.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; The following &#167; 10.59 and &#167; 10.60
          be and they hereby are added to Article Ten of the Indenture:</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 10.59.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The 2061 Series JJJ Bonds shall be subject to redemption as follows: payments of principal of, Make-Whole Amount, if any, and interest on the 2061 Series JJJ Bonds shall be made
          to the Collateral Agent to redeem 2061 Series JJJ Bonds in such amounts as shall be necessary, in accordance with the provisions of the Note Purchase Agreement, to provide funds under the Note Purchase Agreement to (a) make, when due, payment at
          maturity (including, without limitation, maturity upon acceleration of the Series 2021B Senior Notes due October 28, 2061) and (b) make, when due, any prepayment required or permitted by the Series 2021B Senior Notes due October 28, 2061 in
          connection with any prepayment of the Series 2021B Senior Notes due October 28, 2061; <font style="font-style: italic;">provided,</font>&#160;<font style="font-style: italic;">however,</font> that the obligation of the Company to make any redemption
          payments under this Section shall be fully or partially, as the case may be, satisfied and discharged to the extent that at any time such payment shall be due, the then due payment at maturity or redemption payment on any of the Series 2021B
          Senior Notes due October 28, 2061 shall have been fully or partially made from payments made by the Company on the Notes under the Note Purchase Agreement; <font style="font-style: italic;">provided, further, however,</font> that any principal,
          Make-Whole Amount, and any interest which is overdue shall bear interest at a rate of interest that is the greater of (i) 3.07% per annum or (ii) 2.00% per annum over the rate of interest publicly announced by PNC Bank, National Association as
          its &#8220;base&#8221; or &#8220;prime&#8221; rate (to the extent that payment of such interest is enforceable under applicable law).&#160; Terms used and not defined in this Section and in Section 10.60 shall have the respective meanings given to them in the Tenth
          Supplemental Indenture.&#8221;</font></div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt; font-size: 10pt;"><font style="font-family: 'Times New Roman';"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">15</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#8220;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 10.60</font><font style="font-size: 10pt; font-family: 'Times New Roman';">.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;In the case of the redemption of 2061 Series JJJ Bonds out of moneys deposited with the Trustee pursuant to
          &#167; 8.08, such 2061 Series JJJ Bonds shall, upon compliance with provisions of &#167; 10.02, and subject to the provisions of &#167; 2.1 of the Tenth Supplemental Indenture, be redeemable at the principal amounts thereof, together with interest accrued
          thereon to the date fixed for redemption, without premium or Make-Whole Amount.&#8221;</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ARTICLE VI</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">MISCELLANEOUS</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.1.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; The Company is lawfully seized and
          possessed of all the real estate, franchises and other property described or referred to in the Indenture (except properties released from the lien of the Indenture pursuant to the provisions thereof) as presently mortgaged, subject to the
          exceptions stated therein, such real estate, franchises and other property are free and clear of any lien prior to the lien of the Indenture except as set forth in the Granting Clauses of the Indenture and the Company has good right and lawful
          authority to mortgage the same as provided in and by the Indenture.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.2.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; The Trustee assumes no duties,
          responsibilities or liabilities by reason of this Tenth Supplemental Indenture other than as set forth in the Indenture, and this Tenth Supplemental Indenture is executed and accepted by the Trustee subject to all the terms and conditions of its
          acceptance of the trust under the Indenture, as fully as if said terms and conditions were herein set forth at length.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.3.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160; The terms used in this Tenth
          Supplemental Indenture shall have the meanings assigned thereto in the Indenture.&#160; Reference by number in this Tenth Supplemental Indenture to Articles or Sections shall be construed as referring to Articles or Sections contained in the
          Indenture, unless otherwise stated.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.4.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160; As amended and modified by this
          Tenth Supplemental Indenture, the Indenture is in all respects ratified and confirmed and the Indenture and this Tenth Supplemental Indenture shall be read, taken and construed as one and the same instrument.</font></div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.5.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160; Neither the approval by the
          Board of Public Utilities of the State of New Jersey of the execution and delivery of this Tenth Supplemental Indenture nor the approval by said Board of the issue of any Bonds under the Indenture shall in any way be construed as the approval by
          said Board of any other act, matter or thing which requires approval of said Board under the laws of the State of New Jersey; nor shall approval by said Board of the issue of any Bonds under the Indenture bind said Board or any other public body
          or authority of the State of New Jersey having jurisdiction in the premises in any future application for the issue of Bonds under the Indenture or otherwise.</font></div>
      <div style="text-align: justify; font-size: 10pt;"><font style="font-family: 'Times New Roman';"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">16</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#167; 6.6.</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">&#160; &#160;&#160; This Tenth Supplemental Indenture
          may be executed in any number of counterparts and all said counterparts executed and delivered each as an original shall constitute but one and the same instrument.</font></div>
      <div style="text-align: justify; font-size: 10pt;"><font style="font-family: 'Times New Roman';"> <br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">17</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">NEW JERSEY NATURAL GAS COMPANY HEREBY DECLARES THAT IT HAS READ THIS TENTH SUPPLEMENTAL INDENTURE, HAS RECEIVED A COMPLETELY FILLED-IN TRUE COPY OF
        IT WITHOUT CHARGE AND HAS SIGNED THIS TENTH SUPPLEMENTAL INDENTURE ON THE DATE CONTAINED IN ITS ACKNOWLEDGEMENT HEREOF.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, NEW JERSEY NATURAL GAS COMPANY has caused these presents to be signed in its corporate name by its President, a Vice President
        or its Treasurer and its corporate seal to be hereunto affixed and attested by its Secretary or an Assistant Secretary, and U.S. BANK NATIONAL ASSOCIATION, in evidence of its acceptance of the trust hereby created, has caused these presents to be
        signed in its corporate name by one of its Vice Presidents.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">
              <div style="text-align: left; font-size: 10pt;">NEW JERSEY NATURAL GAS COMPANY</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
              <div style="text-align: left; font-size: 10pt;">By:</div>
            </td>
            <td rowspan="1" style="width: 47%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);">&#160;&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name:&#160; Roberto F. Bel</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Title:&#160;&#160; Vice President, Treasurer</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">
              <div style="text-align: left; font-size: 10pt;">[Corporate Seal]</div>
            </td>
          </tr>
          <tr>
            <td style="width: 36.77%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td colspan="1" style="width: 10.54%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 52.58%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">ATTEST:</div>
            </td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 10.54%;" colspan="1">&#160;</td>
            <td style="width: 52.58%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; width: 10.54%; padding-bottom: 2px;" colspan="1">&#160;</td>
            <td style="width: 52.58%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 36.77%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name: Richard Reich</div>
            </td>
            <td colspan="1" style="width: 10.54%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 52.58%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 36.77%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Title:&#160;&#160; Corporate Secretary</div>
            </td>
            <td colspan="1" style="width: 10.54%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 52.58%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>

      </table>
      <div> <font style="font-size: 10pt;"><br>
        </font></div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">18</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">
              <div style="text-align: left; font-size: 10pt;">U.S. BANK NATIONAL ASSOCIATION, </div>
              <div style="text-align: left; font-size: 10pt;">as Trustee</div>
            </td>
          </tr>
          <tr>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 47.12%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
              <div style="text-align: left; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 47.12%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>
          <tr>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 47.12%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name: Mark DiGiacomo</div>
            </td>
          </tr>
          <tr>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 3%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 47.12%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Title:&#160; Vice President</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
              <div style="text-align: left; font-size: 10pt;">ATTEST:</div>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td colspan="1" style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 35%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Paul O&#8217;Brien</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td colspan="1" style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 35%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Vice President</div>
            </td>
            <td style="width: 10%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td colspan="1" style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">19</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: left;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 30%;"><font style="font-size: 10pt; font-family: 'Times New Roman';">STATE OF NEW JERSEY</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
                </font></td>
              <td style="width: 70%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">)</font></td>
            </tr>
            <tr>
              <td style="width: 30%;">
                <div>&#160;</div>
              </td>
              <td style="width: 70%;">) ss:</td>
            </tr>
            <tr>
              <td style="width: 30%;">
                <div style="text-align: left;">
                  <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';">COUNTY OF MONMOUTH</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
                    </font></div>
                </div>
              </td>
              <td style="width: 70%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">)</font></td>
            </tr>

        </table>
      </div>
      <br>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">BE IT REMEMBERED that on this ___ day of [_________], 2021, before me, the subscriber, an Attorney-at-Law of the State of New Jersey, and I hereby
        certify that I am such an Attorney-at-Law as witness my hand, personally appeared Richard Reich to me known who, being by me duly sworn according to law, on his oath, does depose and make proof to my satisfaction that he is the Corporate Secretary
        of NEW JERSEY NATURAL GAS COMPANY, the grantor or mortgagor in the foregoing Supplemental Indenture named; that he well knows the seal of said corporation; that the seal affixed to said Supplemental Indenture is the corporate seal of said
        corporation, and that it was so affixed in pursuance of resolutions of the Board of Directors of said corporation; that Roberto Bel is Vice President, Treasurer of said corporation; that he saw said Roberto Bel, as such Vice President, Treasurer,
        affix said seal thereto, sign and deliver said Supplemental Indenture, and heard her declare that she signed, sealed and delivered the same as the voluntary act and deed of said corporation, in pursuance of said resolutions, and that this deponent
        signed his name thereto, at the same time, as attesting witness.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Richard Reich</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Corporate Secretary</div>
            </td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
              <div style="text-align: left; font-size: 10pt;">Subscribed and sworn to before me,</div>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
              <div style="text-align: left; font-size: 10pt;">an Attorney-at-Law of the State of</div>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
              <div style="text-align: left; font-size: 10pt;">New Jersey, at Wall, New Jersey,</div>
            </td>
          </tr>
          <tr>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="3">
              <div style="text-align: left; font-size: 10pt;">the day and year aforesaid.</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
            <td rowspan="1" style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Eileen Quinn</div>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">Attorney-at-Law of the</div>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="width: 45%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">
              <div style="text-align: left; font-size: 10pt;">State of New Jersey</div>
            </td>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: #000000; font-weight: normal; font-style: normal;">20</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ACKNOWLEDGEMENT</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: left;">
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 30%;"><font style="font-size: 10pt; font-family: 'Times New Roman';">STATE OF NEW JERSEY</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
                </font></td>
              <td style="width: 70%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">)</font></td>
            </tr>
            <tr>
              <td style="width: 30%;">
                <div>&#160;</div>
              </td>
              <td style="width: 70%;">) ss:</td>
            </tr>
            <tr>
              <td style="width: 30%;">
                <div style="text-align: left;"><font style="font-size: 10pt; font-family: 'Times New Roman';">COUNTY OF MIDDLESEX</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
                  </font></div>
              </td>
              <td style="width: 70%;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">)</font></td>
            </tr>

        </table>
        <br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">I HEREBY CERTIFY that on this ___ of [_________], 2021, before me, a Notary Public for the state aforesaid, personally appeared Mark DiGiacomo,
        known to me or satisfactorily proven to be the Person whose name is subscribed to the Tenth Supplemental Indenture dated as of October 1, 2021, who acknowledged that he is an authorized signatory for U.S. Bank National Association, a national
        banking association, as Trustee; that he has been duly authorized to execute, and has executed, such instrument on its behalf for the purposes therein set forth; and that the same is its act and deed.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, I have set my hand and Notarial Seal, the day and year first above written.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">
              <div style="text-align: left; font-size: 10pt;">Paul O&#8217;Brien</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
            <td style="vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;" colspan="2">
              <div style="text-align: left; font-size: 10pt;">Notary Public</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">&#160;</td>
            <td nowrap="nowrap" style="width: 15%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; padding-bottom: 2px;">
              <div style="text-align: left; font-size: 10pt;">My commission expires on <br>
              </div>
            </td>
            <td style="width: 35%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt;"><br>
        </font> </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: center;"><br>
        <font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; color: rgb(0, 0, 0); font-weight: normal; font-style: normal;">21</font> </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;">
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.3
<SEQUENCE>4
<FILENAME>brhc10030105_ex4-3.htm
<DESCRIPTION>EXHIBIT 4.3
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; font-variant: normal; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-weight: bold;"> Exhibit 4.3</font><br>
      </div>
      <div style="text-align: right; font-variant: small-caps;"> <br>
      </div>
      <div style="text-align: right; font-variant: small-caps;">Execution Version</div>
      <br>
      <div style="text-align: center; font-weight: bold;">NEW JERSEY RESOURCES CORPORATION</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div style="text-align: center; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-weight: bold;">THIRD AMENDMENT</div>
      <div style="text-align: center;">Dated as of November 1, 2021</div>
      <div><br>
      </div>
      <div style="text-align: center;">to</div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">SHELF NOTE PURCHASE AGREEMENT</div>
      <div style="text-align: center;">Dated as of June 30, 2011</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div><br>
      </div>
      <div style="text-align: center;">&#160;<font style="font-variant: small-caps;">$50,000,000 </font>3.25% Senior Series A Notes due September 17, 2022</div>
      <div style="text-align: center;">$100,000,000 3.48% Senior Series B Notes due November 7, 2024</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: center; font-weight: bold;">THIRD AMENDMENT</div>
      <div style="text-align: center; font-weight: bold;">TO SHELF NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 27pt;">THIS THIRD AMENDMENT<font style="font-variant: small-caps;">&#160;</font>dated as of November 1, 2021 (this &#8220;<font style="font-weight: bold;">Amendment</font>&#8221;) to that certain Shelf Note Purchase
        Agreement dated as of June 30, 2011 is among New Jersey Resources Corporation, a New Jersey corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-weight: bold;">Guarantor</font>&#8221;),





        and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-weight: bold;">Noteholders</font>&#8221;).</div>
      <div>&#160;</div>
      <div style="text-align: center; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Company has heretofore entered into that certain Shelf Note Purchase Agreement, dated as of June 30, 2011 (as amended by the (i) First Amendment to Shelf Note Purchase
        Agreement, dated as of July 25, 2014 and (ii) Second Amendment to Shelf Note Purchase Agreement, dated as of September 28, 2015, the &#8220;<font style="font-weight: bold;">Shelf Agreement</font>&#8221;) with PGIM, Inc. (formerly known as Prudential Investment
        Management, Inc.) and each Prudential Affiliate from time to time party thereto pursuant to which the Company issued and has outstanding (i) $50,000,000 3.25% Senior Series A Notes due September 17, 2022 (the &#8220;<font style="font-weight: bold;">Series








          A Notes</font>&#8221;) and (ii) $100,000,000 3.48% Senior Series B Notes due November 7, 2024 (the &#8220;<font style="font-weight: bold;">Series B Notes</font>&#8221;; together with the Series A Notes, the &#8220;<font style="font-weight: bold;">Notes</font>&#8221;);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, capitalized terms used herein shall have the respective meanings ascribed thereto in the Shelf Agreement unless herein defined or the context shall otherwise require;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">C.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Company has requested that the Noteholders make certain amendments to the Shelf Agreement;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">D.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Required Holders have agreed to the Company&#8217;s amendment request and the Required Holders now desire to amend the Shelf Agreement in the respects, but only in the respects,
        hereinafter set forth; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">E.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, all requirements of law have been fully complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its
        terms for the purposes herein expressed have been done or performed.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section 3.1 hereof, and in consideration of good and valuable
        consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; A new Section 9.9 of the Shelf Agreement shall be added to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Rating on the Notes</font>.&#160; The Company will use commercially reasonable efforts to obtain a Debt
        Rating for each series of the Notes from a NRSRO as soon as practicable and, in any event, on or before May 1, 2022.&#160; After the Company has obtained such initial Debt Rating for each series of the Notes, the Company shall at all times thereafter
        maintain a Debt Rating for each series of the Notes from a NRSRO; <font style="font-style: italic;">provided</font>, <font style="font-style: italic;">that</font>, if the applicable NRSRO (i) ceases providing a Debt Rating for either or both
        series of the Notes without having provided the Company with at least 60 days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably cooperate with the NRSRO)(the earlier of the
        date notice is provided to the Company or, if no notice is provided, the date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a NRSRO (the date of such
        event, a &#8220;<font style="font-style: italic;">Ratings Agency Event</font>&#8221; and, together with a Ratings Withdrawal Event, a &#8220;<font style="font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable
        efforts to obtain a new Debt Rating for either or both series of the Notes from a NRSRO as soon as practicable and, in any event, on or before the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt
        Rating but is unable to do so by the 60th day following the Ratings Termination Event, such period shall be extended for an additional 30 days.&#160; Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at
        least annually (but not more than 30 days prior to each anniversary of the date on which such Debt Rating was initially obtained) and (2) promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c)
        refer to the Private Placement Number issued by CUSIP Global Services, in respect of each series of the Notes, (d) state that such Debt Rating addresses the likelihood of payment of both the principal and interest of such Notes (which requirement
        shall be deemed satisfied if such letter is silent as to the likelihood of payment of both principal and interest and does not otherwise include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the
        SVO or any other regulatory authority having jurisdiction over the holders of the Notes, and (f) include such other information relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having
        jurisdiction over the holders of the Notes and as may be reasonably requested by the Required Holders.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 10.1 of the Shelf Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of any fiscal quarter of the
        Company, the ratio of Consolidated Total Debt to Consolidated Total Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-weight: bold;">Section 9.9</font> at any time,
        the ratio of Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-weight: bold;">Section 9.9</font> is delivered to the
        holders of Notes.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.3.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Clause (d) of Section 11 of the Shelf Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company defaults in the performance of or compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-weight: bold;">Section 11</font> and other than <font style="font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2) the
        Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-weight: bold;">Section 11</font>);
        or</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 22.4 of the Shelf Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this
        Agreement have the meanings respectively given to them in accordance with GAAP.&#160; Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial
        statements shall be prepared in accordance with GAAP.&#160; Notwithstanding the foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this
        Agreement, and either the Company or the Required Holders shall so request, the holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in
        GAAP (subject to the approval of the Required Holders); provided that, until so amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each
        financial ratio or requirement set forth in this Agreement shall be computed (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting
        guidance as in effect on February 16, 2018 and (ii) using the methodology for the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide
        to the holders of Notes, concurrently with the delivery of the financial statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or
        requirement made before and after giving effect to such changes in GAAP or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting Standards
        Codification Topic No. 825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be made as if such
        election had not been made.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Schedule B of the Shelf Agreement shall be and hereby is amended by adding in the correct alphabetical order the following definitions:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean DBRS, Inc., or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Debt Rating&#8221; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean the debt rating of the Notes as determined from time to time by any NRSRO.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Fitch&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean Fitch, Inc. or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Kroll&#8221;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;"> shall mean Kroll Bond Rating Agency, LLC or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#160;&#8220;Moody&#8217;s&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;NRSRO&#8221; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean (a) Fitch, Moody&#8217;s, S&amp;P, DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally recognized statistical rating organization by the SEC and approved by the Required
          Holders, so long as, in each case, any such credit rating agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or
          other similar designation) by the NAIC.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;S&amp;P&#8221; </font><font style="font-family: 'Times New Roman'; font-size: 10pt;">shall mean S&amp;P Global Ratings or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">REPRESENTATIONS AND WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">2.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; To induce the Noteholders to execute and deliver this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and warrants
        to the Noteholders that:</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;this Amendment has been duly authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and
        this Amendment and the Shelf Agreement, as amended by this Amendment, constitute the legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may be
        limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is
        considered in a proceeding in equity or at law);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the execution, delivery and performance of this Amendment by the Company and the performance by the Company hereof and of the Shelf Agreement, as amended by this
        Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any indenture,
        mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by which the
        Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be bound, (2) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or ruling of any
        court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas or (3) violate any provision of any statute or other rule or regulation of any Governmental Authority applicable to the
        Company, any Restricted Subsidiary or New Jersey Natural Gas;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;no consent, approval or authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and
        delivery of this Amendment by the Company or the performance hereof or of the Shelf Agreement, as amended by this Amendment, by the Company;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;on the Effective Date (as hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section 5 of the Shelf
        Agreement are true and correct in all material respects with the same force and effect as if made by the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in which
        case they were true and correct in all material respects as of such earlier date);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;since June 30, 2021, there has been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or
        New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;as of the Effective Date and after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event
        of Default is in effect.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-5-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">CONDITIONS TO EFFECTIVENESS OF THIS AMENDMENT.</font></div>
      <div style="font-weight: bold;">&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">3.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall become effective upon satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-weight: bold;">Effective








          Date</font>&#8221;):</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;executed counterparts of this Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its
        special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the representations and warranties of the Company set forth in Section 2 hereof shall be true and correct on and with respect to the Effective Date and each holder
        of Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such effect;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;each Bank Credit Agreement in existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be
        consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendments shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of March 22, 2016, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of June 8, 2018, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of July 17, 2019, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of May 14, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of September 1, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Shelf Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid by wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Shelf
        Agreement or on the purchaser schedule to the applicable Confirmation of Acceptance (or to such other account as such Holder shall have provided to the Company in writing), an amendment fee in an amount equal to 0.05% of the aggregate principal
        amount of Notes held by such Holder; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid the fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation,
        approval, execution and delivery of this Amendment.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">MISCELLANEOUS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.1.&#160;&#160;&#160;&#160;&#160;&#160; Except as expressly amended hereby, the Shelf Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall continue
        in full force and effect. This Amendment and the Shelf Agreement shall hereafter be read and construed together as a single document, and all references in the Shelf Agreement or any agreement or instrument related to the Shelf Agreement shall
        hereafter refer to the Shelf Agreement as amended by this Amendment. The Company and each Guarantor hereby ratifies the Shelf Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that it is bound by all terms of the Shelf
        Agreement and Guaranty Agreement applicable to it and (b) that it is responsible for the observance and full performance of its respective obligations under the Shelf Agreement, the Guaranty Agreement and the Notes.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Nothing contained herein shall be deemed to (a) constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or,
        except as expressly set forth herein, to otherwise modify any provision of the Shelf Agreement, or (b) give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any Guarantor
        owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Shelf Agreement, the Notes or the Guaranty Agreement.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.3.&#160;&#160;&#160;&#160;&#160;&#160;&#160; The Company hereby confirms its obligations under the Shelf Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the
        Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel and, if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions
        contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other legal process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The
        obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and payment of any Note.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">4.4.&#160;&#160;&#160;&#160;&#160;&#160; Any and all notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment may refer to the Shelf Agreement without
        making specific reference to this Amendment but nevertheless all such references shall include this Amendment unless the context otherwise requires.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; The descriptive headings of the various Sections or parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.6.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall be construed and enforced in accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law
        principles of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.7.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; Delivery of an electronic
        signature to, or a signed copy of, this Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all
        purposes.&#160; Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to provide such manually signed
        signature pages as soon as reasonably practicable.</div>
      <div>&#160;</div>
      <div style="text-align: center;">[Remainder of Page Left Intentionally Blank]</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written above.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
            <td style="vertical-align: top;" colspan="2" rowspan="1">&#160;</td>
            <td style="width: 45%; vertical-align: top;" rowspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div style="text-align: center; text-indent: 37.2pt;"> <br>
      </div>
      <div style="text-align: center; text-indent: 37.2pt;">[Signature Page to Third Amendment to Shelf Note Purchase Agreement]</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="vertical-align: top;" colspan="2">&#160;</td>
            <td rowspan="1" style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>By: <br>
              </div>
            </td>
            <td style="width: 45%; vertical-align: top;">NJR Clean Energy Ventures II Corporation, its sole member</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>&#160;&#160;&#160;&#160;&#160;&#160; <br>
              </div>
            </td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center;">[Signature Page to Third Amendment to Shelf Note Purchase Agreement]</div>
      <div><br>
      </div>
    </div>
    <div>
      <div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="font-family: 'Times New Roman';">Accepted and Agreed to:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="vertical-align: top;" colspan="4">
                <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">PGIM, Inc.</div>
              </td>
            </tr>
            <tr>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0);">By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0);">/s/ Brian Lemons</div>
              </td>
              <td style="width: 45%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;">
                <div>Vice President</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="vertical-align: top;" colspan="2">
                <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">The Prudential Insurance Company of America</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">&#160;</td>
              <td style="vertical-align: top; width: 97%;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">
                <div>By:</div>
              </td>
              <td style="vertical-align: top; width: 97%;">PGIM, Inc., as Investment Manager</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0);">By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0);">/s/ Brian Lemons</div>
              </td>
              <td style="width: 45%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top; width: 97%;">
                <div>Vice President</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="vertical-align: top;" colspan="2">
                <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Prudential Arizona Reinsurance Captive Company</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">&#160;</td>
              <td style="vertical-align: top; width: 97%;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">
                <div>By: <br>
                </div>
              </td>
              <td style="vertical-align: top; width: 97%;">PGIM, Inc., as Investment Manager</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0);">By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0);">/s/ Brian Lemons</div>
              </td>
              <td style="width: 45%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;">
                <div>Vice President</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="vertical-align: top;" colspan="2">
                <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">The Gibraltar Life Insurance Co., Ltd.</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">&#160;</td>
              <td style="vertical-align: top; width: 97%;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">
                <div>By: <br>
                </div>
              </td>
              <td style="vertical-align: top; width: 97%;">PGIM Japan Co., Ltd., as Investment Manager</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">
                <div><br>
                </div>
              </td>
              <td style="vertical-align: top; width: 97%;">&#160;</td>
            </tr>
            <tr>
              <td style="vertical-align: top; width: 3%;">
                <div>By: <br>
                </div>
              </td>
              <td style="vertical-align: top; width: 97%;">PGIM, Inc., as Sub-Adviser</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="color: rgb(0, 0, 0);">By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="color: rgb(0, 0, 0);">/s/ Brian Lemons</div>
              </td>
              <td style="width: 45%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);">

            <tr>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;">
                <div>Vice President</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to Third Amendment to Shelf Note Purchase Agreement]</div>
        <div style="text-align: center;"> <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z18e57b9ef9e84407ad104deed0c6dddd">

              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Zurich American Insurance Company</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By: PGIM Private Placement Investors, L.P., </div>
                  <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; margin-left: 18pt;">(as Investment Advisor)</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By: PGIM Private Placement Investors, Inc., </div>
                  <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; margin-left: 18pt;">(as General Partner)</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By:</div>
                </td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 3%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 45%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">/s/ Brian Lemons</div>
                </td>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
              </tr>
              <tr>
                <td colspan="3" rowspan="1" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Vice President</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-variant: small-caps; font-weight: bold;">MTL Insurance Company</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By: PGIM Private Placement Investors, L.P., <br>
                    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; margin-left: 18pt;">(as Investment Advisor)</div>
                  </div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By: PGIM Private Placement Investors, Inc., <br>
                    <div style="text-align: left; font-family: 'Times New Roman',Times,serif; font-size: 10pt; margin-left: 18pt;">(as General Partner)</div>
                  </div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; padding-bottom: 2px; width: 2%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By:</div>
                </td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 3%;">&#160;</td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 45%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">/s/ Brian Lemons</div>
                </td>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 2%;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
                <td colspan="2" rowspan="1" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Vice President</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Pruco Life Insurance Company of New Jersey</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By: PGIM, Inc., as Investment Manager</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="vertical-align: top; padding-bottom: 2px; width: 2%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By:</div>
                </td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 3%;">&#160;</td>
                <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); width: 45%;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">/s/ Brian Lemons</div>
                </td>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
              </tr>
              <tr>
                <td style="vertical-align: top; width: 2%;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><br>
                  </div>
                </td>
                <td colspan="2" rowspan="1" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Vice President</div>
                </td>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div>
          <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
          </div>
          <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">[Signature Page to Third Amendment to Shelf Note Purchase Agreement]</div>
        </div>
      </div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.4
<SEQUENCE>5
<FILENAME>brhc10030105_ex4-4.htm
<DESCRIPTION>EXHIBIT 4.4
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"><font style="font-weight: bold;"> Exhibit 4.4</font><br>
      </div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"> <br>
      </div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Execution Version</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
        </font>NEW JERSEY RESOURCES CORPORATION</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">FIRST AMENDMENT</font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font>Dated as of November 1, 2021<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font>to<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">NOTE PURCHASE AGREEMENT</font><font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font>Dated as of March 22, 2016<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
          </font></font>
        <div><br>
          <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
        <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">$50,000,000 </font>3.20% Senior Notes, Series 2016A, due August 18, 2023</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">$100,000,000 3.54% Senior Notes, Series 2016B, due August 18, 2026</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">TO NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 27pt;"><a name="DocXGoBackHere"></a> <font style="font-size: 10pt; font-family: 'Times New Roman';">THIS FIRST AMENDMENT<font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">&#160;</font>dated as of November 1, 2021 (this &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Amendment</font>&#8221;) to that certain Note Purchase Agreement dated as of March 22, 2016 is among New Jersey
          Resources Corporation, a New Jersey corporation (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Guarantor</font>&#8221;), and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Noteholders</font>&#8221;).</font></div>
      <div>&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">A.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Company has heretofore entered into
          that certain Note Purchase Agreement dated as of March 22, 2016 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Note Purchase Agreement</font>&#8221;) with each of the Purchasers listed in Schedule A thereto
          pursuant to which the Company issued and has outstanding (i) $50,000,000 3.20% Senior Notes, Series 2016A, due August 18, 2023 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Series 2016A Notes</font>&#8221;) and
          (ii) $100,000,000 3.54% Senior Notes, Series 2016B, due August 18, 2026 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Series 2016B Notes</font>&#8221;; together with the Series 2016A Notes, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Notes</font>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">B.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, capitalized terms used herein shall have
          the respective meanings ascribed thereto in the Note Purchase Agreement unless herein defined or the context shall otherwise require;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">C.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Company has requested that the
          Noteholders make certain amendments to the Note Purchase Agreement;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">D.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Required Holders have agreed to the
          Company&#8217;s amendment request and the Required Holders now desire to amend the Note Purchase Agreement in the respects, but only in the respects, hereinafter set forth; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">E.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, all requirements of law have been fully
          complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its terms for the purposes herein expressed have been done or performed.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section&#160;3.1
        hereof, and in consideration of good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">A new Section 9.9 of the Note Purchase Agreement shall be added to read
          as follows:</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Rating on the Notes</font>.&#160; The Company will use commercially reasonable efforts to obtain a Debt Rating for each series of the Notes from a NRSRO as soon as
          practicable and, in any event, on or before May 1, 2022.&#160; After the Company has obtained such initial Debt Rating for each series of the Notes, the Company shall at all times thereafter maintain a Debt Rating for each series of the Notes from a
          NRSRO; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">provided</font>, <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">that</font>, if the applicable NRSRO (i) ceases
          providing a Debt Rating for either or both series of the Notes without having provided the Company with at least 60 days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably
          cooperate with the NRSRO)(the earlier of the date notice is provided to the Company or, if no notice is provided, the date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a NRSRO (the date of such event, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Agency Event</font>&#8221; and, together with a
          Ratings Withdrawal Event, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable efforts to obtain a new Debt Rating for
          either or both series of the Notes from a NRSRO as soon as practicable and, in any event, on or before the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt Rating but is unable to do so by the 60th
          day following the Ratings Termination Event, such period shall be extended for an additional 30 days.&#160; Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at least annually (but not more than 30 days
          prior to each anniversary of the date on which such Debt Rating was initially obtained) and (2) promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c) refer to the Private Placement Number
          issued by CUSIP Global Services, in respect of each series of the Notes, (d) state that such Debt Rating addresses the likelihood of payment of both the principal and interest of such Notes (which requirement shall be deemed satisfied if such
          letter is silent as to the likelihood of payment of both principal and interest and does not otherwise include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the SVO or any other regulatory
          authority having jurisdiction over the holders of the Notes, and (f) include such other information relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having jurisdiction over the
          holders of the Notes and as may be reasonably requested by the Required Holders.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.2.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Section 10.1 of the Note Purchase Agreement shall be and is hereby
          restated in its entirety to read as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><a name="z_Toc496780053"></a><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of any fiscal quarter of the Company, the ratio of Consolidated Total Debt to
          Consolidated Total Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9.9</font> at any
          time, the ratio of Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9.9</font> is delivered to the holders of Notes.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.3.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Clause (d) of Section 11 of the Note Purchase Agreement shall be and is
          hereby restated in its entirety to read as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Company defaults in the performance of or
          compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 11</font> and other than <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2)
          the Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 11</font>); or</font></div>
      <div>&#160;</div>
      <div style="text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Section 22.4 of the Note Purchase Agreement shall be and is hereby
          restated in its entirety to read as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this Agreement have the meanings respectively given to them in accordance with GAAP.&#160;
          Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial statements shall be prepared in accordance with GAAP.&#160; Notwithstanding the
          foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this Agreement, and either the Company or the Required Holders shall so request, the
          holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in GAAP (subject to the approval of the Required Holders); provided that, until so
          amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each financial ratio or requirement set forth in this Agreement shall be computed
          (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting guidance as in effect on February 16, 2018 and (ii) using the methodology for
          the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide to the holders of Notes, concurrently with the delivery of the financial
          statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or requirement made before and after giving effect to such changes in GAAP
          or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting Standards Codification Topic No.
          825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be made as if such election had not
          been made.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.5.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Schedule B of the Note Purchase Agreement shall be and hereby is amended
          by adding in the correct alphabetical order the following definitions:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font>shall mean DBRS, Inc., or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Debt Rating&#8221; </font>shall mean the debt rating of the Notes as
        determined from time to time by any NRSRO.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Fitch&#8221;</font> shall mean Fitch, Inc. or, if applicable, its
        successor.</div>
      <div>&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Kroll&#8221;</font> shall mean Kroll Bond Rating Agency, LLC or, if
        applicable, its&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;successor.</div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Moody&#8217;s&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font>shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;NRSRO&#8221; </font>shall mean (a) Fitch, Moody&#8217;s, S&amp;P,
        DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally recognized statistical rating organization by the SEC and approved by the Required Holders, so long as, in each case, any such credit rating
        agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or other similar designation) by the NAIC.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;S&amp;P&#8221; </font>shall mean S&amp;P Global Ratings or, if
        applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">REPRESENTATIONS AND
          WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">2.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">To induce the Noteholders to execute and deliver
          this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and warrants to the Noteholders that:</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">this Amendment has been duly
          authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and this Amendment and the Note Purchase Agreement, as amended by this Amendment, constitute the legal, valid and
          binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may be limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws
          affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the execution, delivery and
          performance of this Amendment by the Company and the performance by the Company hereof and of the Note Purchase Agreement, as amended by this Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in
          the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any indenture, mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any
          other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by which the Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be
          bound, (2)&#160;conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or ruling of any court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New
          Jersey Natural Gas or (3)&#160;violate any provision of any statute or other rule or regulation of any Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">no consent, approval or
          authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and delivery of this Amendment by the Company or the performance hereof or of the Note Purchase Agreement, as
          amended by this Amendment, by the Company;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">on the Effective Date (as
          hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section&#160;5 of the Note Purchase Agreement are true and correct in all material respects with the same force and effect as if made by
          the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in which case they were true and correct in all material respects as of such earlier date);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">since June 30, 2021, there has
          been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to
          have a Material Adverse Effect; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">as of the Effective Date and
          after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event of Default is in effect.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-5-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">CONDITIONS TO EFFECTIVENESS
          OF THIS AMENDMENT.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">3.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment shall become effective upon
          satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Effective Date</font>&#8221;):</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">executed counterparts of this
          Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the representations and
          warranties of the Company set forth in Section&#160;2 hereof shall be true and correct on and with respect to the Effective Date and each holder of Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such
          effect;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">each Bank Credit Agreement in
          existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendments shall
          have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 36pt; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160; &#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Shelf Note Purchase
          Agreement dated as of June 30, 2011, as amended by the First Amendment thereto, dated as of July 25, 2014, and as further amended by the Second Amendment thereto, dated as of September 28, 2015, in each case, by and among the Company, PGIM, Inc.
          (formerly known as Prudential Investment Management, Inc.) and each holder of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
          Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
          dated as of June 8, 2018, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement,
          as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
          dated as of July 17, 2019, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
          Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
          dated as of May 14, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement,
          as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement dated
          as of September 1, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement,
          as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Company shall have paid by
          wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Note Purchase Agreement (or to such other account as such Holder shall have provided to the Company in writing), an amendment
          fee in an amount equal to 0.05% of the aggregate principal amount of Notes held by such Holder; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Company shall have paid the
          fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation, approval, execution and delivery of this Amendment.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">MISCELLANEOUS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Except as expressly amended hereby, the Note
          Purchase Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall continue in full force and effect. This Amendment and the Note Purchase Agreement shall hereafter be read
          and construed together as a single document, and all references in the Note Purchase Agreement or any agreement or instrument related to the Note Purchase Agreement shall hereafter refer to the Note Purchase Agreement as amended by this
          Amendment. The Company and each Guarantor hereby ratifies the Note Purchase Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that it is bound by all terms of the Note Purchase Agreement and Guaranty Agreement applicable to
          it and (b) that it is responsible for the observance and full performance of its respective obligations under the Note Purchase Agreement, the Guaranty Agreement and the Notes.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.2.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Nothing contained herein shall be deemed to (a)
          constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or, except as expressly set forth herein, to otherwise modify any provision of the Note Purchase Agreement, or (b)
          give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any Guarantor owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Note
          Purchase Agreement, the Notes or the Guaranty Agreement.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.3.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">The Company hereby confirms its obligations under the
          Note Purchase Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel and,
          if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other legal
          process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and payment of
          any Note.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.4.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Any and all notices, requests, certificates and other
          instruments executed and delivered after the execution and delivery of this Amendment may refer to the Note Purchase Agreement without making specific reference to this Amendment but nevertheless all such references shall include this Amendment
          unless the context otherwise requires.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.5.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">The descriptive headings of the various Sections or
          parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.6.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment shall be construed and enforced in
          accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law principles of the law of such State that would require the application of the laws of a jurisdiction other than such
          State.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.7.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; </font>Delivery of an electronic signature to, or a signed copy of, this
          Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all purposes.<font style="font-size: 10pt; font-family: 'Times New Roman';">&#160; </font>Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to
          provide such manually signed signature pages as soon as reasonably practicable<font style="font-size: 10pt; font-family: 'Times New Roman';">.</font></font></div>
      <div>&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">[Remainder of Page Left Intentionally Blank]</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div style="width: 100%;" id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written above.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zd9f0f71299a649e3b600c7ad1a168c22">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 1%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 1%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
            <td colspan="2" style="vertical-align: top;" rowspan="1">&#160;</td>
            <td style="width: 47%; vertical-align: top;" rowspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 1%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 1%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 1%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <div> </div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z071121788640459a9923ba236d242957">

          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
        <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div style="width: 100%;" id="DSPFPageHeader"></div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="ze3947d9d2cd942758a9f57762047b8c4">

          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" colspan="3" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: NJR Clean Energy Ventures II Corporation, its sole member</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">&#160;&#160;&#160;&#160;&#160;&#160; <br>
              </div>
            </td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 2.5%; vertical-align: top; padding-bottom: 2px;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
            </td>
            <td style="width: 2.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td colspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="width: 5%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
        <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div style="width: 100%;" id="DSPFPageHeader"></div>
      </div>
      <div>
        <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
        <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z1a3125c6f2fa4083bc04d87d212a7b31">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance Company</div>
              </td>
              <td colspan="1" style="vertical-align: top; width: 5%;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 40%; vertical-align: top;">&#160;</td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td colspan="2" rowspan="1" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Northwestern Mutual Investment Management Company, LLC, its investment advisor</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 40%; vertical-align: top;">&#160;</td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black; text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ </font></td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">Bradley T. Kunath</font></td>
              <td colspan="1" style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 40%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
              </td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 40%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Managing Director</div>
              </td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 40%; vertical-align: top;">&#160;</td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="4" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance Company for its Group Annuity Separate Account</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 40%; vertical-align: top;">&#160;</td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black; text-align: center;">/s/<br>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">Bradley T. Kunath</font></td>
              <td colspan="1" style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 40%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
              </td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 40%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Managing Director</div>
              </td>
              <td colspan="1" style="width: 5%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf0d5b63084f047988a4d924bcf03c3c7">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Prudential Retirement Insurance and Annuity Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: PGIM, Inc., as investment manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
              </td>
              <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Gibraltar Life Insurance Co., Ltd.</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: PGIM Japan Co., Ltd., as Investment Manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: PGIM, Inc., as Sub-Adviser</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
              </td>
              <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
              </td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zb4096668291e408c9e61a7cf1a88a580">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Voya Retirement Insurance and Annuity Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ReliaStar Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:<br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">Voya Investment Management LLC, as Agent</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Fitzhugh L. Wickham III</font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fitzhugh L. Wickham III</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Security Life of Denver Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">CVS Health Future Fund 401(k) Plan Trust </div>
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">LEO 2013-1 LLC</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">United Technologies Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Employee Savings Plan Master Trust</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Voya Pension Committee on Behalf of the Voya Retirement Plan</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:&#160; <br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">Voya Investment Management Co. LLC,&#160; as Agent</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Fitzhugh L. Wickham III</font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Fitzhugh L. Wickham III</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President</div>
              </td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z25531be6082549f49f9d2b84e746ed50">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td colspan="4" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Equitable Financial Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
                  </font></div>
              </td>
              <td style="width: 1.5%; vertical-align: top; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);">/s/<br>
              </td>
              <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Amy Judd</font></td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name: <br>
                </div>
              </td>
              <td style="vertical-align: top;" colspan="2">Amy Judd</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="vertical-align: top;" colspan="2">Investment Officer</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z46dca59e969c4060b07cc553ee02c80c">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Horizon Blue Cross Blue Shield of New Jersey</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" rowspan="1" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: AllianceBernstein LP, its Investment Advisor</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
              <td style="width: 1.5%; vertical-align: top; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);">/s/<br>
              </td>
              <td rowspan="1" style="width: 36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">Amy Judd</font></td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:<br>
                </div>
              </td>
              <td style="width: 36%; vertical-align: top;">Amy Judd</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="width: 36%; vertical-align: top;">SVP</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="ze0c3f96b708a4286becbea7ed95c3074">

            <tr>
              <td colspan="4" rowspan="1" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Genworth Life and Annuity Insurance Company</div>
              </td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Genworth Mortgage Insurance Company</div>
              </td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">&#160;</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
              </td>
              <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Stuart Shepetin</font></td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:&#160; <br>
                </div>
              </td>
              <td style="vertical-align: top; width: 36%;">Stuart Shepetin</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="vertical-align: top; width: 36%;">Investment Officer</td>
              <td style="width: 10%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc370d65fd92d432cafe36d5df0cd4213">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" rowspan="1" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American United Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Michael Bullock</font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:<br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">Michael Bullock</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">VP, Private Placements</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" rowspan="1" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The State Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top; width: 2%;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By: <br>
                </div>
              </td>
              <td colspan="2" rowspan="1" style="vertical-align: top;">American United Life Insurance Company, its Agent</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
              </td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Michael Bullock</font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">Michael Bullock</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">VP, Private Placements</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" rowspan="1" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">United Farm Family Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By: American United Life Insurance Company, its Agent</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="vertical-align: top; width: 2%; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="vertical-align: top; width: 2%; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Michael Bullock</font></div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:&#160; <br>
                </div>
              </td>
              <td style="width: 46%; vertical-align: top;">Michael Bullock</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:&#160; VP, Private Placements</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zc3094c352b044c1da6ac597cd0f23097">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td style="width: 2%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 2%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" rowspan="1" style="width: 2%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Clifton Park Capital Management, LLC</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 2%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">By:&#160;</div>
              </td>
              <td colspan="2" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ Matthew D. Dall</font></td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 2%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Name:<br>
                </div>
              </td>
              <td style="width: 43%; vertical-align: top;">Matthew D. Dall</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 2%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                </div>
              </td>
              <td style="width: 43%; vertical-align: top;">Head of Credit Research</td>
            </tr>

        </table>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z367bfd6cfb1f43939ac586ae88ddb296">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><br>
                </div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" rowspan="1" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Mony Life Insurance Company (mnyopn)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 37%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div style="width: 100%;" id="DSPFPageHeader"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="za941a30482f743e4b83db8c0f9a124e4">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="4" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American Equity Investment Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                  </font></div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black; text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/ </font></td>
              <td style="width: 36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">Adora Ellis</font></td>
              <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:&#160; <br>
                </div>
              </td>
              <td colspan="2" style="vertical-align: top;">Adora Ellis</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title: <br>
                </div>
              </td>
              <td colspan="2" style="vertical-align: top;">Asst. VP, Corporate Portfolio Manager</td>
            </tr>

        </table>
        <br>
        <div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
            <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
            <div style="width: 100%;" id="DSPFPageHeader"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z2b418c036207407898a55d041db42c9d">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">ReliaStar Life Insurance company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Voya Investment Management LLC, its investment adviser</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Insurance Solutions Group LP, its investment sub adviser</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Capital Management, L.P., its sub adviser</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Capital Management GP, LLC, its General Partner</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/</td>
                <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Joseph D. Glatt</div>
                </td>
                <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Joseph D. Glatt</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Venerable Insurance and Annuity Company (f/k/a Voya Insurance and Annuity Company)</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Insurance Solutions Group LP, its investment adviser</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Capital Management, L.P., its sub adviser</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Apollo Capital Management GP, LLC, its General Partner</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
                <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Joseph D. Glatt</font></div>
                </td>
                <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Joseph D. Glatt</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
          <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
            <div style="width: 100%; text-align: center;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
            <div id="DSPFPageBreak" style="page-break-after: always;">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
            <div style="width: 100%;" id="DSPFPageHeader"></div>
          </div>
          <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:<br>
            <br>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zca8ce3722ce946578d910f85fecfb226">

              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="4" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American Family Life Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">&#160;</td>
                <td style="width: 10%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"><br>
                    </font></div>
                </td>
                <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">/s/</font></td>
                <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;"><font style="font-size: 10pt; font-family: 'Times New Roman';">David L. Voge</font></td>
                <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:<br>
                  </div>
                </td>
                <td style="width: 36%; vertical-align: top;">David L. Voge</td>
                <td style="width: 10%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:<br>
                  </div>
                </td>
                <td style="width: 36%; vertical-align: top;">Director &#8211; Private Markets</td>
                <td style="width: 10%; vertical-align: top;">&#160;</td>
              </tr>

          </table>
          <div> <br>
          </div>
          <div>
            <div style="width: 100%; text-align: center;" id="DSPFPageFooter"> <br>
            </div>
            <div style="width: 100%; text-align: center; font-size: 8pt;" id="DSPFPageFooter">[Signature Page to First Amendment to Note Purchase Agreement (2016)]</div>
          </div>
          <div>
            <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
        </div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>6
<FILENAME>brhc10030105_ex4-5.htm
<DESCRIPTION>EXHIBIT 4.5
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: normal;"><font style="font-weight: bold;"> Exhibit 4.5</font><br>
      </div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;"> <br>
      </div>
      <div style="text-align: right; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps;">Execution Version</div>
      <div style="text-align: left;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NEW JERSEY RESOURCES CORPORATION</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Dated as of November 1, 2021</div>
      <div><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">to</div>
      <div><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NOTE PURCHASE AGREEMENT</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Dated as of June 8, 2018</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <br>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">$100,000,000 </font>3.96% Senior Notes, Series 2018A, due June 8, 2028</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">TO NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 27pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">THIS FIRST AMENDMENT<font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">&#160;</font>dated as of
          November 1, 2021 (this &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Amendment</font>&#8221;) to that certain Note Purchase Agreement dated as of June 8, 2018 is among New Jersey Resources Corporation, a New Jersey
          corporation (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Guarantor</font>&#8221;),
          and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Noteholders</font>&#8221;).</font></div>
      <div>&#160;</div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">A.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Company has heretofore entered into
          that certain Note Purchase Agreement dated as of June 8, 2018 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Note Purchase Agreement</font>&#8221;) with each of the Purchasers listed in Schedule A thereto
          pursuant to which the Company issued and has outstanding $100,000,000 3.96% Senior Notes, Series 2018A, due June 8, 2028 (the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Notes</font>&#8221;);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">B.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, capitalized terms used herein shall have
          the respective meanings ascribed thereto in the Note Purchase Agreement unless herein defined or the context shall otherwise require;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">C.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Company has requested that the
          Noteholders make certain amendments to the Note Purchase Agreement;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">D.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, the Required Holders have agreed to the
          Company&#8217;s amendment request and the Required Holders now desire to amend the Note Purchase Agreement in the respects, but only in the respects, hereinafter set forth; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">E.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">WHEREAS, all requirements of law have been fully
          complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its terms for the purposes herein expressed have been done or performed.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman'; font-size: 10pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section 3.1
        hereof, and in consideration of good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">A new Section 9.9 of the Note Purchase Agreement
          shall be added to read as follows:</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Rating on the Notes</font>.&#160; The Company will use commercially reasonable efforts to obtain a Debt Rating for the Notes from a NRSRO as soon as practicable and, in any
          event, on or before May 1, 2022.&#160;&#160; After the Company has obtained such initial Debt Rating for the Notes, the Company shall at all times thereafter maintain a Debt Rating for the Notes from a NRSRO; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">provided</font>, <font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">that</font>, if the applicable NRSRO (i) ceases providing a Debt Rating for the Notes without having
          provided the Company with at least 60 days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably cooperate with the NRSRO)(the earlier of the date notice is provided to the
          Company or, if no notice is provided, the date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a
          NRSRO (the date of such event, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Agency Event</font>&#8221; and, together with a Ratings Withdrawal Event, a &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable efforts to obtain a new Debt Rating for the Notes from a NRSRO as soon as practicable and, in any event, on or before
          the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt Rating but is unable to do so by the 60th day following the Ratings Termination Event, such period shall be extended for an additional 30 days.&#160;
          Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at least annually (but not more than 30 days prior to each anniversary of the date on which such Debt Rating was initially obtained) and (2)
          promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c) refer to the Private Placement Number issued by CUSIP Global Services, in respect of the Notes, (d) state that such Debt Rating
          addresses the likelihood of payment of both the principal and interest of such Notes (which requirement shall be deemed satisfied if such letter is silent as to the likelihood of payment of both principal and interest and does not otherwise
          include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the SVO or any other regulatory authority having jurisdiction over the holders of the Notes, and (f) include such other information
          relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having jurisdiction over the holders of the Notes and as may be reasonably requested by the Required Holders.</font></div>
      <div>&#160;</div>
      <div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.2.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Section 10.1 of the Note Purchase Agreement
            shall be and is hereby restated in its entirety to read as follows:</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of any fiscal quarter of the Company, the ratio of Consolidated Total Debt to Consolidated Total
            Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9.9</font> at any time, the ratio of
            Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section
              9.9</font> is delivered to the holders of Notes.</font></div>
      </div>
      <div> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.3.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Clause (d) of Section 11 of the Note Purchase
          Agreement shall be and is hereby restated in its entirety to read as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Company defaults in the performance of or
          compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 11</font> and other than <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2)
          the Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 11</font>); or</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Section 22.4 of the Note Purchase Agreement shall
          be and is hereby restated in its entirety to read as follows:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this Agreement have the meanings respectively given to them in accordance
          with GAAP.&#160; Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial statements shall be prepared in accordance with GAAP.&#160;
          Notwithstanding the foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this Agreement, and either the Company or the Required Holders
          shall so request, the holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in GAAP (subject to the approval of the Required Holders);
          provided that, until so amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each financial ratio or requirement set forth in this
          Agreement shall be computed (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting guidance as in effect on February 16, 2018 and (ii)
          using the methodology for the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide to the holders of Notes, concurrently with the
          delivery of the financial statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or requirement made before and after giving
          effect to such changes in GAAP or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting
          Standards Codification Topic No. 825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be
          made as if such election had not been made.</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">1.5.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Schedule B of the Note Purchase Agreement shall be
          and hereby is amended by adding in the correct alphabetical order the following definitions:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font>shall mean DBRS, Inc., or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Debt Rating&#8221; </font>shall mean the debt rating of the Notes as
        determined from time to time by any NRSRO.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Fitch&#8221;</font> shall mean Fitch, Inc. or, if applicable, its
        successor.</div>
      <div>&#160;</div>
      <div style="text-align: left; text-indent: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Kroll&#8221;</font> shall mean Kroll Bond Rating Agency, LLC or, if
        applicable, its&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;successor.</div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Moody&#8217;s&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font>shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;NRSRO&#8221; </font>shall mean (a) Fitch, Moody&#8217;s, S&amp;P,
        DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally recognized statistical rating organization by the SEC and approved by the Required Holders, so long as, in each case, any such credit rating
        agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or other similar designation) by the NAIC.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;S&amp;P&#8221; </font>shall mean S&amp;P Global Ratings or, if
        applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">REPRESENTATIONS AND
          WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">2.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">To induce the Noteholders to execute and deliver
          this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and warrants to the Noteholders that:</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">this Amendment has been duly
          authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and this Amendment and the Note Purchase Agreement, as amended by this Amendment, constitute the legal, valid and
          binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may be limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws
          affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law);</font></div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the execution, delivery and
          performance of this Amendment by the Company and the performance by the Company hereof and of the Note Purchase Agreement, as amended by this Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in
          the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any indenture, mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any
          other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by which the Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be
          bound, (2) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or ruling of any court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New
          Jersey Natural Gas or (3) violate any provision of any statute or other rule or regulation of any Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">no consent, approval or
          authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and delivery of this Amendment by the Company or the performance hereof or of the Note Purchase Agreement, as
          amended by this Amendment, by the Company;</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">on the Effective Date (as
          hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section 5 of the Note Purchase Agreement are true and correct in all material respects with the same force and effect as if made by
          the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in which case they were true and correct in all material respects as of such earlier date);</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">since June 30, 2021, there has
          been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to
          have a Material Adverse Effect; and</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">as of the Effective Date and
          after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event of Default is in effect.</font></div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
        </font></div>
      <div style="text-align: justify;">
        <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-weight: bold;"> <font style="font-size: 10pt; font-family: 'Times New Roman';">CONDITIONS
              TO EFFECTIVENESS OF THIS AMENDMENT.</font></font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">3.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment shall become effective upon
            satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">Effective Date</font>&#8221;):</font></div>
        <font style="font-size: 10pt; font-family: 'Times New Roman';">&#160;</font></div>
      <div><font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
        </font>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-5-</font></div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">(a)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">executed counterparts of this
            Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(b)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the representations and
            warranties of the Company set forth in Section 2 hereof shall be true and correct on and with respect to the Effective Date and each holder of Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such
            effect;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">each Bank Credit Agreement in
            existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendments
            shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; margin-left: 36pt; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(d)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Shelf Note Purchase
            Agreement dated as of June 30, 2011, as amended by the First Amendment thereto, dated as of July 25, 2014, and as further amended by the Second Amendment thereto, dated as of September 28, 2015, in each case, by and among the Company, PGIM,
            Inc. (formerly known as Prudential Investment Management, Inc.) and each holder of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note
            Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(e)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
            dated as of March 22, 2016, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
            Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(f)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
            dated as of July 17, 2019, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
            Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(g)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
            dated as of May 14, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
            Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(h)</font>&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">the Note Purchase Agreement
            dated as of September 1, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase
            Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(i)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Company shall have paid by
            wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Note Purchase Agreement (or to such other account as such Holder shall have provided to the Company in writing), an
            amendment fee in an amount equal to 0.05% of the aggregate principal amount of Notes held by such Holder; and</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">(j)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-size: 10pt; font-family: 'Times New Roman';">the Company shall have paid
            the fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation, approval, execution and delivery of this Amendment.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold;">MISCELLANEOUS.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Except as expressly amended hereby, the Note
            Purchase Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall continue in full force and effect. This Amendment and the Note Purchase Agreement shall hereafter be
            read and construed together as a single document, and all references in the Note Purchase Agreement or any agreement or instrument related to the Note Purchase Agreement shall hereafter refer to the Note Purchase Agreement as amended by this
            Amendment. The Company and each Guarantor hereby ratifies the Note Purchase Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that it is bound by all terms of the Note Purchase Agreement and Guaranty Agreement applicable
            to it and (b) that it is responsible for the observance and full performance of its respective obligations under the Note Purchase Agreement, the Guaranty Agreement and the Notes.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.2.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Nothing contained herein shall be deemed to (a)
            constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or, except as expressly set forth herein, to otherwise modify any provision of the Note Purchase Agreement, or (b)
            give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any Guarantor owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Note
            Purchase Agreement, the Notes or the Guaranty Agreement.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.3.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">The Company hereby confirms its obligations under
            the Note Purchase Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel
            and, if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other
            legal process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and
            payment of any Note.</font></div>
        <div>&#160;</div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">Any and all notices, requests, certificates and
            other instruments executed and delivered after the execution and delivery of this Amendment may refer to the Note Purchase Agreement without making specific reference to this Amendment but nevertheless all such references shall include this
            Amendment unless the context otherwise requires.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.5.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">The descriptive headings of the various Sections
            or parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.6.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment shall be construed and enforced in
            accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law principles of the law of such State that would require the application of the laws of a jurisdiction other than such
            State.</font></div>
        <div>&#160;</div>
        <div style="text-align: justify; text-indent: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">4.7.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-size: 10pt; font-family: 'Times New Roman';"><font style="font-size: 10pt; font-family: 'Times New Roman';">This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; </font>Delivery of an electronic signature to, or a signed copy of, this
            Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all purposes.<font style="font-size: 10pt; font-family: 'Times New Roman';">&#160; </font>Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to
            provide such manually signed signature pages as soon as reasonably practicable<font style="font-size: 10pt; font-family: 'Times New Roman';">.</font></font></div>
        <div><br>
        </div>
        <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">[Remainder of Page Left Intentionally Blank]<br>
          <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader" style="width: 100%;"></div>
        </div>
        <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written
          above.</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 46%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 46%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>

        </table>
        <div style="font-size: 8pt;">
          <div style="text-align: center; font-family: 'Times New Roman';"> <br>
          </div>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader" style="width: 100%;"></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">President, Chief Financial Officer, Treasurer and Secretary</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="3" style="vertical-align: top;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                </td>
                <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                </td>
                <td style="width: 45%; vertical-align: top;">
                  <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
          <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader" style="width: 100%;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td rowspan="1" colspan="3" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: NJR Clean Energy Ventures II Corporation, its sole member</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
              </td>
              <td style="width: 3%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
              <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Patrick J. Migliaccio</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President and Chief Financial Officer</div>
              </td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
          <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader" style="width: 100%;"></div>
        </div>
        <div>
          <div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td rowspan="1" colspan="4" style="vertical-align: top;">
                    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-variant: small-caps;">Teachers Insurance and Annuity Association of
                        America</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">,</font> a New York domiciled life insurance company</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td rowspan="1" colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By: Nuveen Alternatives Advisors, LLC, a Delaware limited liability company, its investment manager</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman';"> <br>
                      </font></div>
                  </td>
                  <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black; text-align: center;"><font style="font-size: 10pt; font-family: 'Times New Roman';"> /s/</font></td>
                  <td style="width: 36%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><font style="font-size: 10pt; font-family: 'Times New Roman';">Matthew W. Smith</font></td>
                  <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Matthew W. Smith</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Director</div>
                  </td>
                </tr>

            </table>
            <div> <br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div style="page-break-after:always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance Company</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Northwestern Mutual Investment Management Company, LLC, its investment advisor</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
                  </td>
                  <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
                  </td>
                  <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Managing Director</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Company for its Group Annuity Separate Account</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="vertical-align: top; padding-bottom: 2px;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
                  </td>
                  <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
                  </td>
                  <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Bradley T. Kunath</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Managing Director</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>

            </table>
            <div> <br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div style="page-break-after:always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">BCBSM, INC. DBA Blue Cross and Blue Shield of Minnesota</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PGIM Private Placement Investors, L.P.</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(as Investment Advisor)</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PGIM Private Placement Investors, Inc.</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">(as its General Partner)</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Prudential Retirement Insurance and Annuity Company</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PGIM, Inc., as investment manager</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
                  </td>
                  <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Gibraltar Life Insurance Co., Ltd.</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PGIM Co., Ltd. as Investment Manager</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">PGIM, Inc., as Sub-Adviser</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
                  </td>
                  <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Prudential Insurance Company of America</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">PGIM, Inc., as Investment Manager</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
                  </td>
                  <td style="width: 47%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">/s/ Brian Lemons</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 3%; vertical-align: top;">&#160;</td>
                  <td style="width: 47%; vertical-align: top;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Vice President</div>
                  </td>
                </tr>

            </table>
            <div><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div style="page-break-after:always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 46%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 46%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Guardian Life Insurance Company of America</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Berkshire Life Insurance Company of America</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">The Guardian Insurance &amp; Annuity Company, Inc.</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 46%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">By: </div>
                  </td>
                  <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
                  </td>
                  <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Gwendolyn S. Foster</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td style="width: 46%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Gwendolyn S. Foster</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td style="width: 46%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Managing Director</div>
                  </td>
                </tr>

            </table>
            <div><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div style="page-break-after:always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Equitable Financial Life Insurance Company</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); text-align: center;">/s/<br>
                  </td>
                  <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Amy Judd</font></div>
                  </td>
                  <td style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Amy Judd</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Investment Officer</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>

            </table>
            <div><br>
            </div>
            <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;" id="DSPFPageBreakArea">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div style="page-break-after:always;" id="DSPFPageBreak">
                <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Accepted and Agreed to:</div>
                  </td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">Horizon Blue Cross Blue Shield of New Jersey</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="4" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:&#160; AllianceBernstein, L.P., its investment advisor</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">&#160;</td>
                  <td style="width: 36%; vertical-align: top;">&#160;</td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td style="width: 2%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                  </td>
                  <td style="width: 2%; vertical-align: top; text-align: center;">/s/<br>
                  </td>
                  <td style="width: 36%; vertical-align: top; border-bottom: 2px solid black;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Amy Judd</font></div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Amy Judd</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="2" style="vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                  </td>
                  <td style="width: 36%; vertical-align: top;">
                    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Senior Vice President</div>
                  </td>
                  <td style="width: 10%; vertical-align: top;">&#160;</td>
                </tr>

            </table>
            <div> <br>
            </div>
            <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt; font-size: 8pt;">
              <div id="DSPFPageFooter" style="width: 100%; text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
              <div id="DSPFPageBreak" style="page-break-after: always;">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
              <div id="DSPFPageHeader" style="width: 100%;"></div>
            </div>
            <div>Accepted and Agreed to:
              <div>
                <div>
                  <div>
                    <div>
                      <div>
                        <div> <br>
                        </div>
                        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                            <tr>
                              <td style="width: 50%; vertical-align: top;">&#160;</td>
                              <td colspan="4" style="vertical-align: top;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American Equity Investment Life Insurance Company</div>
                              </td>
                            </tr>
                            <tr>
                              <td style="width: 50%; vertical-align: top;">&#160;</td>
                              <td colspan="2" style="vertical-align: top;">&#160;</td>
                              <td colspan="2" style="vertical-align: top;">&#160;</td>
                            </tr>
                            <tr>
                              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                              <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">By:</div>
                              </td>
                              <td style="width: 2%; vertical-align: top; text-align: center; border-bottom: 2px solid rgb(0, 0, 0);">/s/<br>
                              </td>
                              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">Adora Ellis</font></div>
                              </td>
                              <td style="width: 6%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                            </tr>
                            <tr>
                              <td style="width: 50%; vertical-align: top;">&#160;</td>
                              <td colspan="2" style="vertical-align: top;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Name:</div>
                              </td>
                              <td colspan="2" style="vertical-align: top;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Adora Ellis</div>
                              </td>
                            </tr>
                            <tr>
                              <td style="width: 50%; vertical-align: top;">&#160;</td>
                              <td colspan="2" style="vertical-align: top;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Title:</div>
                              </td>
                              <td colspan="2" style="vertical-align: top;">
                                <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Asst. VP, Corporate Portfolio Manager</div>
                              </td>
                            </tr>

                        </table>
                      </div>
                      <div><br>
                      </div>
                      <br>
                      <div id="DSPFPageFooter" style="width: 100%; text-align: center; font-size: 8pt;">[Signature Page to First Amendment to Note Purchase Agreement (2018)]</div>
                      <div>
                        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
                    </div>
                  </div>
                </div>
              </div>
            </div>
          </div>
        </div>
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>7
<FILENAME>brhc10030105_ex4-6.htm
<DESCRIPTION>EXHIBIT 4.6
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="text-align: right; font-variant: normal; font-family: 'Times New Roman'; font-size: 10pt;"><font style="font-weight: bold;"> Exhibit 4.6</font><br>
      </div>
      <div style="text-align: right; font-variant: small-caps;"> <br>
      </div>
      <div style="text-align: right; font-variant: small-caps;">Execution Version</div>
      <br>
      <div style="text-align: center; font-weight: bold;">NEW JERSEY RESOURCES CORPORATION</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div style="text-align: center; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center;">Dated as of November 1, 2021</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center;">to</div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">NOTE PURCHASE AGREEMENT</div>
      <div style="text-align: center;">Dated as of July 17, 2019</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;"></div>
      <div><br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-variant: small-caps;">$150,000,000 </font><font style="font-size: 10pt; font-family: 'Times New Roman';">3.29% Senior Notes, Series 2019A, due July 17, 2029</font></div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-weight: bold;">TO NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 27pt;"><a name="DocXGoBackHere"></a>THIS FIRST AMENDMENT<font style="font-variant: small-caps;">&#160;</font>dated as of November 1, 2021 (this &#8220;<font style="font-weight: bold;">Amendment</font>&#8221;) to that
        certain Note Purchase Agreement dated as of July 17, 2019 is among New Jersey Resources Corporation, a New Jersey corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-weight: bold;">Guarantor</font>&#8221;), and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-weight: bold;">Noteholders</font>&#8221;).</div>
      <div style="text-align: justify; text-indent: 18pt;">&#160;</div>
      <div style="text-align: center; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Company has heretofore entered into that certain Note Purchase Agreement dated as of July 17, 2019 (the &#8220;<font style="font-weight: bold;">Note Purchase Agreement</font>&#8221;)
        with each of the Purchasers listed in Schedule A thereto pursuant to which the Company issued and has outstanding $150,000,000 3.29% Senior Notes, Series 2019A, due July 17, 2029 (the &#8220;<font style="font-weight: bold;">Notes</font>&#8221;);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, capitalized terms used herein shall have the respective meanings ascribed thereto in the Note Purchase Agreement unless herein defined or the context shall otherwise require;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">C.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Company has requested that the Noteholders make certain amendments to the Note Purchase Agreement;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">D.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Required Holders have agreed to the Company&#8217;s amendment request and the Required Holders now desire to amend the Note Purchase Agreement in the respects, but only in the
        respects, hereinafter set forth; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">E.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, all requirements of law have been fully complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its
        terms for the purposes herein expressed have been done or performed.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section 3.1 hereof, and in consideration of good and valuable
        consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; A new Section 9.9 of the Note Purchase Agreement shall be added to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Rating on the Notes</font>.&#160; The Company will use commercially reasonable efforts to obtain a Debt
        Rating for the Notes from a NRSRO as soon as practicable and, in any event, on or before May 1, 2022.&#160;&#160; After the Company has obtained such initial Debt Rating for the Notes, the Company shall at all times thereafter maintain a Debt Rating for the
        Notes from a NRSRO; <font style="font-style: italic;">provided</font>, <font style="font-style: italic;">that</font>, if the applicable NRSRO (i) ceases providing a Debt Rating for the Notes without having provided the Company with at least 60
        days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably cooperate with the NRSRO)(the earlier of the date notice is provided to the Company or, if no notice is provided, the
        date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a NRSRO (the date of such event, a &#8220;<font style="font-style: italic;">Ratings Agency Event</font>&#8221;
        and, together with a Ratings Withdrawal Event, a &#8220;<font style="font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable efforts to obtain a new Debt Rating for the Notes from a NRSRO as soon as
        practicable and, in any event, on or before the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt Rating but is unable to do so by the 60th day following the Ratings Termination Event, such period
        shall be extended for an additional 30 days.&#160; Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at least annually (but not more than 30 days prior to each anniversary of the date on which such Debt
        Rating was initially obtained) and (2) promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c) refer to the Private Placement Number issued by CUSIP Global Services, in respect of the Notes, (d)
        state that such Debt Rating addresses the likelihood of payment of both the principal and interest of such Notes (which requirement shall be deemed satisfied if such letter is silent as to the likelihood of payment of both principal and interest
        and does not otherwise include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the SVO or any other regulatory authority having jurisdiction over the holders of the Notes, and (f) include such
        other information relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having jurisdiction over the holders of the Notes and as may be reasonably requested by the Required Holders.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 10.1 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><a name="z_Toc496780053"></a><font style="font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of
        any fiscal quarter of the Company, the ratio of Consolidated Total Debt to Consolidated Total Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-weight: bold;">Section









          9.9</font> at any time, the ratio of Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-weight: bold;">Section 9.9</font>
        is delivered to the holders of Notes.</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-2-</font></div>
        <div id="DSPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.3.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Clause (d) of Section 11 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company defaults in the performance of or compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-weight: bold;">Section 11</font> and other than <font style="font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2) the
        Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-weight: bold;">Section 11</font>);
        or</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 22.4 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this
        Agreement have the meanings respectively given to them in accordance with GAAP.&#160; Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial
        statements shall be prepared in accordance with GAAP.&#160; Notwithstanding the foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this
        Agreement, and either the Company or the Required Holders shall so request, the holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in
        GAAP (subject to the approval of the Required Holders); provided that, until so amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each
        financial ratio or requirement set forth in this Agreement shall be computed (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting
        guidance as in effect on February 16, 2018 and (ii) using the methodology for the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide
        to the holders of Notes, concurrently with the delivery of the financial statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or
        requirement made before and after giving effect to such changes in GAAP or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting Standards
        Codification Topic No. 825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be made as if such
        election had not been made.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-3-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Schedule B of the Note Purchase Agreement shall be and hereby is amended by adding in the correct alphabetical order the following definitions:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman';">shall mean DBRS, Inc., or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Debt Rating&#8221; </font><font style="font-size: 10pt; font-family: 'Times New Roman';">shall mean the debt rating of the Notes as determined from time to time by any NRSRO.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Fitch&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman';"> shall mean Fitch, Inc. or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-indent: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Kroll&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman';"> shall
          mean Kroll Bond Rating Agency, LLC or, if applicable, its&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;successor.</font></div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;Moody&#8217;s&#8221;</font><font style="font-size: 10pt; font-family: 'Times New Roman'; font-weight: bold; font-style: italic;">&#160;</font><font style="font-size: 10pt; font-family: 'Times New Roman';">shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;NRSRO&#8221; </font><font style="font-size: 10pt; font-family: 'Times New Roman';">shall mean (a) Fitch, Moody&#8217;s, S&amp;P, DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally recognized statistical rating organization by the SEC and approved by the Required
          Holders, so long as, in each case, any such credit rating agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or
          other similar designation) by the NAIC.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt; font-family: 'Times New Roman'; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman'; font-style: italic;">&#8220;S&amp;P&#8221; </font><font style="font-size: 10pt; font-family: 'Times New Roman';">shall mean S&amp;P Global Ratings or, if applicable, its successor.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">REPRESENTATIONS AND WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">2.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; To induce the Noteholders to execute and deliver this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and warrants
        to the Noteholders that:</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;this Amendment has been duly authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and
        this Amendment and the Note Purchase Agreement, as amended by this Amendment, constitute the legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may
        be limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is
        considered in a proceeding in equity or at law);</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-4-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the execution, delivery and performance of this Amendment by the Company and the performance by the Company hereof and of the Note Purchase Agreement, as amended by
        this Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any
        indenture, mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by
        which the Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be bound, (2) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or
        ruling of any court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas or (3) violate any provision of any statute or other rule or regulation of any Governmental Authority
        applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;no consent, approval or authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and
        delivery of this Amendment by the Company or the performance hereof or of the Note Purchase Agreement, as amended by this Amendment, by the Company;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;on the Effective Date (as hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section 5 of the Note
        Purchase Agreement are true and correct in all material respects with the same force and effect as if made by the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in
        which case they were true and correct in all material respects as of such earlier date);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;since June 30, 2021, there has been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or
        New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;as of the Effective Date and after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event
        of Default is in effect.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-5-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">CONDITIONS TO EFFECTIVENESS OF THIS AMENDMENT.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">3.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall become effective upon satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-weight: bold;">Effective









          Date</font>&#8221;):</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;executed counterparts of this Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its
        special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the representations and warranties of the Company set forth in Section 2 hereof shall be true and correct on and with respect to the Effective Date and each holder
        of Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such effect;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;each Bank Credit Agreement in existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be
        consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendments shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Shelf Note Purchase Agreement dated as of June 30, 2011, as amended by the First Amendment thereto, dated as of July 25, 2014, and as further amended by the
        Second Amendment thereto, dated as of September 28, 2015, in each case, by and among the Company, PGIM, Inc. (formerly known as Prudential Investment Management, Inc.) and each holder of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of March 22, 2016, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of June 8, 2018, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of May 14, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of September 1, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-6-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid by wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Note Purchase
        Agreement (or to such other account as such Holder shall have provided to the Company in writing), an amendment fee in an amount equal to 0.05% of the aggregate principal amount of Notes held by such Holder; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid the fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation,
        approval, execution and delivery of this Amendment.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">MISCELLANEOUS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Except as expressly amended hereby, the Note Purchase Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall
        continue in full force and effect. This Amendment and the Note Purchase Agreement shall hereafter be read and construed together as a single document, and all references in the Note Purchase Agreement or any agreement or instrument related to the
        Note Purchase Agreement shall hereafter refer to the Note Purchase Agreement as amended by this Amendment. The Company and each Guarantor hereby ratifies the Note Purchase Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that
        it is bound by all terms of the Note Purchase Agreement and Guaranty Agreement applicable to it and (b) that it is responsible for the observance and full performance of its respective obligations under the Note Purchase Agreement, the Guaranty
        Agreement and the Notes.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Nothing contained herein shall be deemed to (a) constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or,
        except as expressly set forth herein, to otherwise modify any provision of the Note Purchase Agreement, or (b) give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any
        Guarantor owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Note Purchase Agreement, the Notes or the Guaranty Agreement.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.3.&#160;&#160;&#160;&#160;&#160;&#160; The Company hereby confirms its obligations under the Note Purchase Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the
        Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel and, if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions
        contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other legal process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The
        obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and payment of any Note.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-7-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">4.4.&#160;&#160;&#160;&#160;&#160;&#160; Any and all notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment may refer to the Note Purchase Agreement
        without making specific reference to this Amendment but nevertheless all such references shall include this Amendment unless the context otherwise requires.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; The descriptive headings of the various Sections or parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.6.&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall be construed and enforced in accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law principles
        of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.7.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; Delivery of an electronic
        signature to, or a signed copy of, this Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all
        purposes.&#160; Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to provide such manually signed
        signature pages as soon as reasonably practicable.</div>
      <div>&#160;</div>
      <div style="text-align: center;">[Remainder of Page Left Intentionally Blank]</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-8-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written above.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z50a5bb882b5e4292936ba4c28c554103">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 3%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);"><br>
              </div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ Patrick J. Migliaccio</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zd2ad545ab30e43f4956756545c1563ec">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">
              <div>Officer, Treasurer and Secretary</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center;"> [Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z590009fde8fc47beb2ea12c593267a1d">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III&#160; Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="3" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top; width: 3%;">&#160;</td>
            <td style="width: 47%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top; width: 3%;">
              <div>By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">NJR Clean Energy Ventures II Corporation, its &#160; sole member</td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 2%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div>
        <div style="text-align: center;"> <br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        <div><br>
        </div>
      </div>
    </div>
    <div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div id="DSPFPageHeader"></div>
      </div>
      <div>
        <div>Accepted and Agreed to:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" id="z5e68f67154e74c6ca9a9aeab14b73e56" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">&#160;</td>
              <td style="width: 45%; vertical-align: top;"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Northwestern Mutual Investment Management Company, LLC, its investment advisor<br>
                </div>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Bradley T. Kunath</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Bradley T. Kunath</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Managing Director</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="font-variant: small-caps; font-weight: bold;">The Northwestern Mutual Life Insurance Company for its Group Annuity Separate Account</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 47%; vertical-align: top;"><br>
              </td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; <br>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Bradley T. Kunath</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Bradley T. Kunath</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Its Authorized Representative<br>
                </div>
              </td>
            </tr>

        </table>
        <div> <br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        <div><br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div>Accepted and Agreed to:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" id="z69636d9c8bd847cbaef5a8d245b2cd39" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="4">
                <div style="font-variant: small-caps; font-weight: bold;">The Guardian Life Insurance Company of America</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Gwendolyn S. Foster</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Gwendolyn S. Foster</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Managing Director</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="4">
                <div style="font-variant: small-caps; font-weight: bold;">Berkshire Life Insurance Company of America</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; <br>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Gwendolyn S. Foster</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Gwendolyn S. Foster</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Managing Director</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="4">
                <div style="font-variant: small-caps; font-weight: bold;">The Guardian Insurance &amp; Annuity Company, Inc.</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div style="font-variant: small-caps; font-weight: bold;"><br>
                </div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Gwendolyn S. Foster</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Gwendolyn S. Foster</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Managing Director</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        <div style="text-align: center;"> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Accepted and Agreed to:</div>
        <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <br>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" id="zc50424c4186c409593f9167269201905" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top;" colspan="3">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-variant: small-caps; font-weight: bold;">American Equity Investment Life Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top;" colspan="3"><br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 2%; vertical-align: top; padding-bottom: 2px;">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">By:<font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;"><br>
                    </font></div>
                </td>
                <td style="width: 2%; vertical-align: top; border-bottom: 2px solid black;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">/s/ </font></td>
                <td style="width: 46%; vertical-align: top; border-bottom: 2px solid black;"><font style="font-size: 10pt; font-family: 'Times New Roman', Times, serif;">Adora Ellis</font></td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top;" colspan="2">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Name:<br>
                  </div>
                </td>
                <td style="width: 46%; vertical-align: top;">Adora Ellis</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top;" colspan="2">
                  <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Title:<br>
                  </div>
                </td>
                <td style="width: 46%; vertical-align: top;">Asst. VP, Corporate Bond Portfolio Manager</td>
              </tr>

          </table>
        </div>
        <div><br>
        </div>
        <div>
          <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        </div>
        <div><br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div>Accepted and Agreed to:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" id="zc3caf97fd8b6450da97afb77f881f37e" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="4">
                <div style="font-variant: small-caps; font-weight: bold;">Equitable Financial Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; <br>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>Amy Judd</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Amy Judd</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Investment Officer</div>
              </td>
            </tr>

        </table>
        <div style="text-align: center; font-family: 'Times New Roman';"> <font style="font-family: 'Times New Roman';"><br>
          </font></div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        <div><br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after:always;">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          <div id="DSPFPageHeader"></div>
        </div>
        <div>Accepted and Agreed to:</div>
        <div><br>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" id="zeaaf6f0447ca49e887dab27d860eb8f4" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="4">
                <div style="font-variant: small-caps; font-weight: bold;">Voya Retirement Insurance and Annuity Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div>By:</div>
              </td>
              <td style="vertical-align: top;" colspan="2">
                <div>Voya Investment Management Co. LLC,</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
              <td style="vertical-align: top;" colspan="2">
                <div>as Agent</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="vertical-align: top;" colspan="2" rowspan="1">&#160;</td>
              <td style="vertical-align: top;" colspan="2" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 1.5%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/&#160; <br>
              </td>
              <td style="width: 40%; vertical-align: top; border-bottom: 2px solid black;">
                <div>&#160;Fitzhugh L. Wickham III</div>
              </td>
              <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>

        </table>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Name:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Fitzhugh L. Wickham III</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 5%; vertical-align: top;">
                <div>Title:</div>
              </td>
              <td style="width: 45%; vertical-align: top;">
                <div>Senior Vice President</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2019)]</div>
        <div><br>
        </div>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman';"> <font style="font-family: 'Times New Roman';"><br>
        </font></div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.7
<SEQUENCE>8
<FILENAME>brhc10030105_ex4-7.htm
<DESCRIPTION>EXHIBIT 4.7
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div style="text-align: right;"><font style="font-weight: bold;">Exhibit 4.7</font><br>
    </div>
    <div style="text-align: right;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: right;">
      <div>
        <div style="text-align: right; font-variant: small-caps;">Execution Version</div>
      </div>
      <font style="font-weight: bold;"> </font></div>
    <div> <br>
    </div>
    <div>
      <div style="text-align: center; font-weight: bold;">NEW JERSEY RESOURCES CORPORATION</div>
      <br>
      <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000; text-align: center;">
      <div style="text-align: center; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center;">Dated as of November 1, 2021</div>
      <div><br>
      </div>
      <div style="text-align: center;">to</div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">NOTE PURCHASE AGREEMENT</div>
      <div style="text-align: center;">Dated as of May 14, 2020</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center;">
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000;"></div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-variant: small-caps;">$130,000,000 </font>3.50% Senior Notes, Series 2020A, due July 23, 2030</div>
      <div style="text-align: center;">$130,000,000 3.60% Senior Notes, Series 2020B, due July 23, 2032</div>
      <br>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-weight: bold;">TO NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;THIS FIRST AMENDMENT<font style="font-variant: small-caps;">&#160;</font>dated as of November 1, 2021 (this &#8220;<font style="font-weight: bold;">Amendment</font>&#8221;) to that certain Note Purchase
        Agreement dated as of May 14, 2020 is among New Jersey Resources Corporation, a New Jersey corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-weight: bold;">Guarantor</font>&#8221;),







        and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-weight: bold;">Noteholders</font>&#8221;).</div>
      <div>&#160;</div>
      <div style="text-align: center; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; WHEREAS, the Company has heretofore entered into that certain Note Purchase Agreement dated as of May 14, 2020 (the &#8220;<font style="font-weight: bold;">Note Purchase Agreement</font>&#8221;)
        with each of the Purchasers listed in Schedule A thereto pursuant to which the Company issued and has outstanding (i) $130,000,000 3.50% Senior Notes, Series 2020A, due July 23, 2030 (the &#8220;<font style="font-weight: bold;">Series 2020A Notes</font>&#8221;)







        and (ii) $130,000,000 3.60% Senior Notes, Series 2020B, due July 23, 2032 (the &#8220;<font style="font-weight: bold;">Series 2020B Notes</font>&#8221;; together with the Series 2020C Notes, the &#8220;<font style="font-weight: bold;">Notes</font>&#8221;);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, capitalized terms used herein shall have the respective meanings ascribed thereto in the Note Purchase Agreement unless herein defined or the context shall otherwise require;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">C.&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; &#160; WHEREAS, the Company has requested that the Noteholders make certain amendments to the Note Purchase Agreement;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">D.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Required Holders have agreed to the Company&#8217;s amendment request and the Required Holders now desire to amend the Note Purchase Agreement in the respects, but only in the
        respects, hereinafter set forth; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">E.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; WHEREAS, all requirements of law have been fully complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its
        terms for the purposes herein expressed have been done or performed.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section 3.1 hereof, and in consideration of good and valuable
        consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; A new Section 9.9 of the Note Purchase Agreement shall be added to read as follows:</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Rating on the Notes.</font>&#160; The Company will use commercially reasonable efforts to obtain a Debt
        Rating for each series of the Notes from a NRSRO as soon as practicable and, in any event, on or before May 1, 2022.&#160; After the Company has obtained such initial Debt Rating for each series of the Notes, the Company shall at all times thereafter
        maintain a Debt Rating for each series of the Notes from a NRSRO; <font style="font-style: italic;">provided</font>, <font style="font-style: italic;">that</font>, if the applicable NRSRO (i) ceases providing a Debt Rating for either or both
        series of the Notes without having provided the Company with at least 60 days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably cooperate with the NRSRO)(the earlier of the
        date notice is provided to the Company or, if no notice is provided, the date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a NRSRO (the date of such
        event, a &#8220;<font style="font-style: italic;">Ratings Agency Event</font>&#8221; and, together with a Ratings Withdrawal Event, a &#8220;<font style="font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable
        efforts to obtain a new Debt Rating for either or both series of the Notes from a NRSRO as soon as practicable and, in any event, on or before the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt
        Rating but is unable to do so by the 60th day following the Ratings Termination Event, such period shall be extended for an additional 30 days.&#160; Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at
        least annually (but not more than 30 days prior to each anniversary of the date on which such Debt Rating was initially obtained) and (2) promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c)
        refer to the Private Placement Number issued by CUSIP Global Services, in respect of each series of the Notes, (d) state that such Debt Rating addresses the likelihood of payment of both the principal and interest of such Notes (which requirement
        shall be deemed satisfied if such letter is silent as to the likelihood of payment of both principal and interest and does not otherwise include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the
        SVO or any other regulatory authority having jurisdiction over the holders of the Notes, and (f) include such other information relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having
        jurisdiction over the holders of the Notes and as may be reasonably requested by the Required Holders.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Section 10.1 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of any fiscal quarter of the
        Company, the ratio of Consolidated Total Debt to Consolidated Total Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-weight: bold;">Section 9.9</font> at any time,
        the ratio of Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-weight: bold;">Section 9.9</font> is delivered to the
        holders of Notes.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-2-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.3.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Clause (d) of Section 11 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company defaults in the performance of or compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-weight: bold;">Section 11</font> and other than <font style="font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2) the
        Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-weight: bold;">Section 11</font>);
        or</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section 22.4 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this
        Agreement have the meanings respectively given to them in accordance with GAAP.&#160; Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial
        statements shall be prepared in accordance with GAAP.&#160; Notwithstanding the foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this
        Agreement, and either the Company or the Required Holders shall so request, the holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in
        GAAP (subject to the approval of the Required Holders); provided that, until so amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each
        financial ratio or requirement set forth in this Agreement shall be computed (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting
        guidance as in effect on February 16, 2018 and (ii) using the methodology for the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide
        to the holders of Notes, concurrently with the delivery of the financial statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or
        requirement made before and after giving effect to such changes in GAAP or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting Standards
        Codification Topic No. 825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be made as if such
        election had not been made.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-3-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Schedule B of the Note Purchase Agreement shall be and hereby is amended by adding in the correct alphabetical order the following definitions:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-weight: bold; font-style: italic;">&#160;</font>shall mean DBRS, Inc., or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Debt Rating&#8221; </font>shall mean the debt rating of the Notes as determined from time to time by any NRSRO.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Fitch&#8221;</font> shall mean Fitch, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><font style="font-style: italic;">&#8220;Kroll&#8221;</font> shall mean Kroll Bond Rating Agency, LLC or, if applicable, its&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;successor.</div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Moody&#8217;s&#8221;</font><font style="font-weight: bold; font-style: italic;">&#160;</font>shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;NRSRO&#8221; </font>shall mean (a) Fitch, Moody&#8217;s, S&amp;P, DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally
        recognized statistical rating organization by the SEC and approved by the Required Holders, so long as, in each case, any such credit rating agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating
        organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or other similar designation) by the NAIC.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;S&amp;P&#8221; </font>shall mean S&amp;P Global Ratings or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-weight: bold;">REPRESENTATIONS AND WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">2.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To induce the Noteholders to execute and deliver this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and
        warrants to the Noteholders that:</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-4-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; this Amendment has been duly authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and
        this Amendment and the Note Purchase Agreement, as amended by this Amendment, constitute the legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may
        be limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is
        considered in a proceeding in equity or at law);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the execution, delivery and performance of this Amendment by the Company and the performance by the Company hereof and of the Note Purchase Agreement, as amended by
        this Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any
        indenture, mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by
        which the Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be bound, (2) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or
        ruling of any court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas or (3) violate any provision of any statute or other rule or regulation of any Governmental Authority
        applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; no consent, approval or authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and
        delivery of this Amendment by the Company or the performance hereof or of the Note Purchase Agreement, as amended by this Amendment, by the Company;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;on the Effective Date (as hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section 5 of the Note
        Purchase Agreement are true and correct in all material respects with the same force and effect as if made by the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in
        which case they were true and correct in all material respects as of such earlier date);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;since June 30, 2021, there has been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or
        New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;as of the Effective Date and after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event
        of Default is in effect.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-5-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-weight: bold;"> CONDITIONS TO EFFECTIVENESS OF THIS AMENDMENT.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">3.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall become effective upon satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-weight: bold;">Effective
          Date</font>&#8221;):</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;executed counterparts of this Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its
        special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the representations and warranties of the Company set forth in Section 2 hereof shall be true and correct on and with respect to the Effective Date and each holder of
        Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such effect;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; each Bank Credit Agreement in existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be
        consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendments shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Shelf Note Purchase Agreement dated as of June 30, 2011, as amended by the First Amendment thereto, dated as of July 25, 2014, and as further amended by the
        Second Amendment thereto, dated as of September 28, 2015, in each case, by and among the Company, PGIM, Inc. (formerly known as Prudential Investment Management, Inc.) and each holder of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of March 22, 2016, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of June 8, 2018, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of July 17, 2019, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of September 1, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-6-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid by wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Note Purchase
        Agreement (or to such other account as such Holder shall have provided to the Company in writing), an amendment fee in an amount equal to 0.05% of the aggregate principal amount of Notes held by such Holder; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid the fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation,
        approval, execution and delivery of this Amendment.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">MISCELLANEOUS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.1.&#160;&#160;&#160;&#160;&#160;&#160; Except as expressly amended hereby, the Note Purchase Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall
        continue in full force and effect. This Amendment and the Note Purchase Agreement shall hereafter be read and construed together as a single document, and all references in the Note Purchase Agreement or any agreement or instrument related to the
        Note Purchase Agreement shall hereafter refer to the Note Purchase Agreement as amended by this Amendment. The Company and each Guarantor hereby ratifies the Note Purchase Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that
        it is bound by all terms of the Note Purchase Agreement and Guaranty Agreement applicable to it and (b) that it is responsible for the observance and full performance of its respective obligations under the Note Purchase Agreement, the Guaranty
        Agreement and the Notes.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Nothing contained herein shall be deemed to (a) constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or,
        except as expressly set forth herein, to otherwise modify any provision of the Note Purchase Agreement, or (b) give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any
        Guarantor owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Note Purchase Agreement, the Notes or the Guaranty Agreement.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.3.&#160;&#160;&#160;&#160;&#160;&#160; The Company hereby confirms its obligations under the Note Purchase Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the
        Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel and, if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions
        contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other legal process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The
        obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and payment of any Note.</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-7-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">4.4.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Any and all notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment may refer to the Note Purchase Agreement
        without making specific reference to this Amendment but nevertheless all such references shall include this Amendment unless the context otherwise requires.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.5.&#160;&#160;&#160;&#160;&#160; The descriptive headings of the various Sections or parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.6.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall be construed and enforced in accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law
        principles of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.7.&#160;&#160;&#160;&#160;&#160;&#160;&#160; This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; Delivery of an electronic
        signature to, or a signed copy of, this Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all
        purposes.&#160; Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to provide such manually signed
        signature pages as soon as reasonably practicable.</div>
      <div>&#160;</div>
      <div style="text-align: center;">[Remainder of Page Left Intentionally Blank]</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="text-align: center;" id="DSPFPageNumberArea"><font style="font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">-8-</font></div>
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written above.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zdf234378f8574f6d8129895443d403cc">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z170466eb5ae94e2e9b6d0b003e3c2124">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zf7aa377064a147db87f72bd0563004dc">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold; margin-left: 9pt;">Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div>By: NJR Clean Energy Ventures II Corporation, its</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;" rowspan="1" colspan="2">
              <div style="margin-left: 18pt;">sole member</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
        <div style="page-break-after:always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div>
        <div>
          <div style="text-align: center;"> <br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
          <div style="text-align: center;"> <br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after: always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z5f1eeeb07cf54651b307fb5ce5cdbf49">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; text-indent: -9pt; margin-left: 9pt;"><font style="font-weight: bold; font-variant: small-caps;">Teachers Insurance and Annuity Association of America</font><font style="font-variant: small-caps;">, </font>a
                  New York domiciled life insurance company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td colspan="2" style="vertical-align: top;">
                <div>Nuveen Alternatives Advisors, LLC, a Delaware limited liability company, its investment manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 30%; vertical-align: top; border-bottom: 2px solid black;">
                <div>/s/ Matthew W. Smith</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" rowspan="1" colspan="2">
                <div>Name:&#160; Matthew W. Smith</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" rowspan="1" colspan="2">
                <div>Title:&#160; Senior Director</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div style="text-align: center;"> <br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="za43a9174cb934ff9a77b42f480d62444">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Transamerica Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>By: AEGON USA Investment Management, LLC, its investment manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 30%; vertical-align: top; border-bottom: 2px solid black;">
                <div>/s/ Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Name:&#160; Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Title:&#160; &#160; Vice President</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Transamerica Life (Bermuda) LTD</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>By: AEGON USA Investment LLC, its investment manager Management,</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 30%; vertical-align: top; border-bottom: 2px solid black;">
                <div>/s/ Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Name:&#160; Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Title:&#160; &#160; Vice President</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">TLIC Oakbrook Reinsurance Inc.</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>By: AEGON USA Investment Management, LLC, its investment manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 30%; vertical-align: top;">&#160;</td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 30%; vertical-align: top; border-bottom: 2px solid black;">
                <div>/s/ Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Name: Frederick B. Howard</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="2" style="vertical-align: top;">
                <div>Title:&#160; &#160; Vice President</div>
              </td>
              <td style="width: 17%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z28c57a3bf14c4f64b2211a63941cad28">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Massachusetts Mutual Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By: Barings LLC, as Investment Adviser</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/ John Brown<br>
              </td>
              <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Name: John Brown</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Title: Managing Director<br>
                </div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">C.M. Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By: Barings LLC, as Investment Adviser</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 20%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/ John Brown</td>
              <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Name: John Brown</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Title: Managing Director</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zecbf68231de340e09938ef118a251ee0">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 27%; vertical-align: top;">&#160;</td>
              <td style="width: 20%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 27%; vertical-align: top;">&#160;</td>
              <td style="width: 20%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="font-variant: small-caps; font-weight: bold;">Equitable Financial Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="width: 27%; vertical-align: top;">&#160;</td>
              <td style="width: 20%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>By:</div>
              </td>
              <td style="width: 27%; vertical-align: top; border-bottom: 2px solid black;">
                <div>&#160;&#160;/s/ Amy Judd</div>
              </td>
              <td style="width: 20%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>Name:&#160; Amy Judd</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>Title:&#160; Investment Officer</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z9b50feaba886461db9b411636ae0048d">

            <tr>
              <td style="width: 49.99%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Prudential Annuities Life Assurance Corporation</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By: PGIM, Inc., as investment manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:&#160;</div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt">/s/ Brian Lemons</div>
              </td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div><br>
                </div>
              </td>
              <td style="width: 28%; vertical-align: top;">
                <div style="margin-left: 18pt;">Vice President</div>
              </td>
              <td style="width: 19%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">PRU US PP Credit BM Fund</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By: PGIM Private Placement Investors,</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;L.P., as Investment Advisor</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By: PGIM Private Placement Investors,</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;Inc., its General Partner</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="margin-left: 9pt">/s/ Brian Lemons</div>
              </td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div>&#160;&#160;&#160;&#160;&#160; <br>
                </div>
              </td>
              <td style="width: 28%; vertical-align: top;">
                <div style="margin-left: 18pt;">Vice President</div>
              </td>
              <td style="width: 19%; vertical-align: top;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">The Prudential Insurance Company of America</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>By:&#160; PGIM, Inc., as Investment Manager</div>
              </td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"> /s/ Brian Lemons</td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 49.99%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">
                <div><br>
                </div>
              </td>
              <td style="width: 28%; vertical-align: top;">
                <div style="margin-left: 9pt;">Vice President</div>
              </td>
              <td style="width: 19%; vertical-align: top;">&#160;</td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z578146a212b746c39856d3066fdfda91">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Great-West Life &amp; Annuity Insurance Company of New York</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:&#160; <br>
                </div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="margin-left: 9pt">/s/ Robyn Richards</div>
              </td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>Name:&#160; Robyn Richards</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td colspan="3" style="vertical-align: top;">
                <div>Title:&#160; &#160; Authorized Signatory</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z502b3ba769ee4964ba284826cfb28033">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;" rowspan="1" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Protective Life Insurance Company (PLI)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="2">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:</div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;" rowspan="1" colspan="3">
                <div>Name:</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="width: 3%; vertical-align: top;" rowspan="1" colspan="3">
                <div>Title:</div>
              </td>
            </tr>

        </table>
        <div>&#160;</div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after:always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
        </div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="za2ef315e8d6d4c0f9f42f4d36b5082a7">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div>Accepted and Agreed to:</div>
              </td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Southern Farm Bureau Life Insurance Company</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
              <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                <div>By:&#160;&#160; <br>
                </div>
              </td>
              <td style="width: 28%; vertical-align: top; border-bottom: 2px solid black;">
                <div style="margin-left: 9pt">/s/ David Divine</div>
              </td>
              <td style="width: 19%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Name:&#160; David Divine</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">&#160;</td>
              <td style="vertical-align: top;" colspan="3">
                <div>Title:&#160; Director, Securities Management</div>
              </td>
            </tr>

        </table>
        <div><br>
        </div>
        <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
        <div><br>
        </div>
        <div><br>
        </div>
      </div>
      <div> </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.8
<SEQUENCE>9
<FILENAME>brhc10030105_ex4-8.htm
<DESCRIPTION>EXHIBIT 4.8
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using EDGARfilings PROfile 8.0.0.0
         Copyright 1995 - 2021 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div style="text-align: right;"><font style="font-weight: bold;"> Exhibit 4.8</font><br>
    </div>
    <div style="text-align: right;"><font style="font-weight: bold;"> <br>
      </font></div>
    <div style="text-align: right;">
      <div>
        <div style="text-align: right; font-variant: small-caps;">Execution Version</div>
      </div>
      <font style="font-weight: bold;"> </font></div>
    <div>
      <div style="font-variant: small-caps;"><br>
      </div>
      <div style="text-align: center; font-weight: bold;">NEW JERSEY RESOURCES CORPORATION</div>
      <div style="text-align: center; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center;">
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000;"></div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center;">Dated as of November 1, 2021</div>
      <div><br>
      </div>
      <div style="text-align: center;">to</div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">NOTE PURCHASE AGREEMENT</div>
      <div style="text-align: center;">Dated as of September 1, 2020</div>
      <div><br>
      </div>
      <div style="text-align: center;">
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 25%; color: #000000;"> </div>
      <div><br>
      </div>
      <div style="text-align: center;"><font style="font-variant: small-caps;">$120,000,000 </font>3.13% Senior Notes, Series 2020C, due September 1, 2031</div>
      <div style="text-align: center;">$80,000,000 <font style="font-variant: small-caps;">3.25% </font>Senior Notes, Series 2020D, due September 1, 2033</div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: center; font-weight: bold;">FIRST AMENDMENT</div>
      <div style="text-align: center; font-weight: bold;">TO NOTE PURCHASE AGREEMENT</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 9pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;THIS FIRST AMENDMENT<font style="font-variant: small-caps;">&#160;</font>dated as of November 1, 2021 (this &#8220;<font style="font-weight: bold;">Amendment</font>&#8221;) to that certain Note Purchase
        Agreement dated as of September 1, 2020 is among New Jersey Resources Corporation, a New Jersey corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;), each Guarantor signatory hereto (each a &#8220;<font style="font-weight: bold;">Guarantor</font>&#8221;),








        and each holder of Notes (as hereinafter defined) that is a party hereto (collectively, the &#8220;<font style="font-weight: bold;">Noteholders</font>&#8221;).</div>
      <div>&#160;</div>
      <div style="text-align: center; font-variant: small-caps; font-weight: bold;">Recitals:</div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Company has heretofore entered into that certain Note Purchase Agreement dated as of September 1, 2020 (the &#8220;<font style="font-weight: bold;">Note Purchase Agreement</font>&#8221;)









        with each of the Purchasers listed in Schedule A thereto pursuant to which the Company issued and has outstanding (i) $120,000,000 3.13% Senior Notes, Series 2020C, due September 1, 2031 (the &#8220;<font style="font-weight: bold;">Series 2020C Notes</font>&#8221;)








        and (ii) $80,000,000 3.25% Senior Notes, Series 2020D, due September 1, 2033 (the &#8220;<font style="font-weight: bold;">Series 2020D Notes</font>&#8221;; together with the Series 2020C Notes, the &#8220;<font style="font-weight: bold;">Notes</font>&#8221;);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">B.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, capitalized terms used herein shall have the respective meanings ascribed thereto in the Note Purchase Agreement unless herein defined or the context shall otherwise require;</div>
      <div>&#160; <br>
      </div>
      <div style="text-align: justify; text-indent: 72pt;">C.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; WHEREAS, the Company has requested that the Noteholders make certain amendments to the Note Purchase Agreement;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">D.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, the Required Holders have agreed to the Company&#8217;s amendment request and the Required Holders now desire to amend the Note Purchase Agreement in the respects, but only in the
        respects, hereinafter set forth; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">E.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;WHEREAS, all requirements of law have been fully complied with and all other acts and things necessary to make this Amendment a valid, legal and binding instrument according to its
        terms for the purposes herein expressed have been done or performed.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 72pt;">NOW, THEREFORE, upon the full and complete satisfaction of the conditions precedent to the effectiveness of this Amendment set forth in Section 3.1 hereof, and in consideration of good and valuable
        consideration the receipt and sufficiency of which are hereby acknowledged, the Company and the Noteholders do hereby agree as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 1.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-weight: bold;">AMENDMENTS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;A new Section 9.9 of the Note Purchase Agreement shall be added to read as follows:</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 9.9.</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-style: italic;">Rating on the Notes</font>.&#160; The Company will use commercially reasonable efforts to obtain a Debt
        Rating for each series of the Notes from a NRSRO as soon as practicable and, in any event, on or before May 1, 2022.&#160; After the Company has obtained such initial Debt Rating for each series of the Notes, the Company shall at all times thereafter
        maintain a Debt Rating for each series of the Notes from a NRSRO; <font style="font-style: italic;">provided</font>, <font style="font-style: italic;">that</font>, if the applicable NRSRO (i) ceases providing a Debt Rating for either or both
        series of the Notes without having provided the Company with at least 60 days advance notice (other than as a result of the Company failing to pay applicable fees and expenses or failing to reasonably cooperate with the NRSRO)(the earlier of the
        date notice is provided to the Company or, if no notice is provided, the date the NRSRO ceases providing the Debt Rating, a &#8220;<font style="font-style: italic;">Ratings Withdrawal Event</font>&#8221;), or (ii) ceases to qualify as a NRSRO (the date of such
        event, a &#8220;<font style="font-style: italic;">Ratings Agency Event</font>&#8221; and, together with a Ratings Withdrawal Event, a &#8220;<font style="font-style: italic;">Ratings Termination Event</font>&#8221;), then the Company shall use its commercially reasonable
        efforts to obtain a new Debt Rating for either or both series of the Notes from a NRSRO as soon as practicable and, in any event, on or before the 60th day following the Ratings Termination Event or, if the Company diligently pursues a new Debt
        Rating but is unable to do so by the 60th day following the Ratings Termination Event, such period shall be extended for an additional 30 days.&#160; Evidence of any Debt Rating shall (a) be delivered by the Company to the holders of the Notes (1) at
        least annually (but not more than 30 days prior to each anniversary of the date on which such Debt Rating was initially obtained) and (2) promptly upon any change in such Debt Rating, (b) set forth the Debt Rating for each series of the Notes, (c)
        refer to the Private Placement Number issued by CUSIP Global Services, in respect of each series of the Notes, (d) state that such Debt Rating addresses the likelihood of payment of both the principal and interest of such Notes (which requirement
        shall be deemed satisfied if such letter is silent as to the likelihood of payment of both principal and interest and does not otherwise include any indication to the contrary), (e) not include any prohibition against sharing such evidence with the
        SVO or any other regulatory authority having jurisdiction over the holders of the Notes, and (f) include such other information relating to such Debt Rating as may be required from time to time by the SVO or any other regulatory authority having
        jurisdiction over the holders of the Notes and as may be reasonably requested by the Required Holders.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section 10.1 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 10.1.</font>&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Leverage Ratio</font>.&#160; The Company will not permit, as of the end of any fiscal quarter of the
        Company, the ratio of Consolidated Total Debt to Consolidated Total Capitalization to exceed 0.70 to 1.00; provided that, if the Company is not in compliance with the requirements of <font style="font-weight: bold;">Section 9.9</font> at any time,
        the ratio of Consolidated Total Debt to Consolidated Total Capitalization shall be reduced to 0.65 to 1.00 until the date a new Debt Rating complying with the requirements of <font style="font-weight: bold;">Section 9.9</font> is delivered to the
        holders of Notes.</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-2-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.3.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Clause (d) of Section 11 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company defaults in the performance of or compliance with any term contained herein (other than those referred to in paragraphs (a), (b) and (c) of this <font style="font-weight: bold;">Section 11</font> and other than <font style="font-weight: bold;">Section 9.9</font>) and such default is not remedied within 30 days after the earlier of (1) a Responsible Officer obtaining actual knowledge of such default and (2) the
        Company receiving written notice of such default from any holder of a Note (any such written notice to be identified as a &#8220;notice of default&#8221; and to refer specifically to this paragraph (d) of <font style="font-weight: bold;">Section 11</font>);
        or</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">1.4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Section 22.4 of the Note Purchase Agreement shall be and is hereby restated in its entirety to read as follows:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">Section 22.4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-style: italic;">Accounting Terms</font>.&#160; All accounting terms used herein which are not expressly defined in this
        Agreement have the meanings respectively given to them in accordance with GAAP.&#160; Except as otherwise specifically provided herein, (i) all computations made pursuant to this Agreement shall be made in accordance with GAAP, and (ii) all financial
        statements shall be prepared in accordance with GAAP.&#160; Notwithstanding the foregoing, (a) if at any time any change in GAAP or in the application of GAAP would affect the computation of any financial ratio or requirement set forth in this
        Agreement, and either the Company or the Required Holders shall so request, the holders of Notes and the Company shall negotiate in good faith to amend such ratio or requirement to preserve the original intent thereof in light of such change in
        GAAP (subject to the approval of the Required Holders); provided that, until so amended, such provision shall be interpreted on the basis of GAAP as in effect and applied immediately before such change in GAAP shall have become effective, (b) each
        financial ratio or requirement set forth in this Agreement shall be computed (i) to exclude any change to lease accounting rules from those in effect pursuant to Accounting Standards Codification 840 (Leases) and other related lease accounting
        guidance as in effect on February 16, 2018 and (ii) using the methodology for the recognition of investment tax credits for solar generation projects used by the Company in the fiscal year ending September 30, 2019 and (c) the Company shall provide
        to the holders of Notes, concurrently with the delivery of the financial statements required under this Agreement and as reasonably requested by any holder of Notes hereunder, a reconciliation between the calculation of any such financial ratio or
        requirement made before and after giving effect to such changes in GAAP or the application thereof described in the foregoing clauses (a) and (b).&#160; For purposes of determining compliance with this Agreement (including, without limitation, <font style="font-weight: bold;">Section 9, Section 10</font> and the definition of &#8220;Debt&#8221;), any election by the Company to measure any financial liability using fair value (as permitted by Financial Accounting Standards Board Accounting Standards
        Codification Topic No. 825-10-25 &#8211; Fair Value Option, International Accounting Standard 39 &#8211; Financial Instruments: Recognition and Measurement or any similar accounting standard) shall be disregarded and such determination shall be made as if such
        election had not been made.</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-3-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">1.5.&#160;&#160;&#160;&#160;&#160;&#160; Schedule B of the Note Purchase Agreement shall be and hereby is amended by adding in the correct alphabetical order the following definitions:</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;DBRS/Morningstar&#8221;</font><font style="font-weight: bold; font-style: italic;">&#160;</font>shall mean DBRS, Inc., or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Debt Rating&#8221; </font>shall mean the debt rating of the Notes as determined from time to time by any NRSRO.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Fitch&#8221;</font> shall mean Fitch, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-indent: 72pt;"><font style="font-style: italic;">&#8220;Kroll&#8221;</font> shall mean Kroll Bond Rating Agency, LLC or, if applicable, its&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;successor.</div>
      <div><br>
      </div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;Moody&#8217;s&#8221;</font><font style="font-weight: bold; font-style: italic;">&#160;</font>shall mean Moody&#8217;s Investors Service, Inc. or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;NRSRO&#8221; </font>shall mean (a) Fitch, Moody&#8217;s, S&amp;P, DBRS/Morningstar or Kroll, or (b) or any other credit rating agency that is recognized as a nationally
        recognized statistical rating organization by the SEC and approved by the Required Holders, so long as, in each case, any such credit rating agency described in clause (a) or (b) above continues to be a nationally recognized statistical rating
        organization recognized by the SEC and is approved as a &#8220;Credit Rating Provider&#8221; (or other similar designation) by the NAIC.</div>
      <div>&#160;</div>
      <div style="text-align: justify; margin-left: 72pt;"><font style="font-style: italic;">&#8220;S&amp;P&#8221; </font>shall mean S&amp;P Global Ratings or, if applicable, its successor.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 2.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">REPRESENTATIONS AND WARRANTIES OF THE COMPANY.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">2.1.&#160;&#160;&#160;&#160;&#160;&#160;&#160; To induce the Noteholders to execute and deliver this Amendment (which representations shall survive the execution and delivery of this Amendment), the Company, represents and warrants
        to the Noteholders that:</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; this Amendment has been duly authorized by all necessary corporate action on the part of the Company and has been duly executed and delivered by the Company, and this
        Amendment and the Note Purchase Agreement, as amended by this Amendment, constitute the legal, valid and binding obligations of the Company, enforceable against the Company in accordance with their respective terms, except as enforcement may be
        limited by (1) applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors&#8217; rights generally and (2) general principles of equity (regardless of whether such enforceability is
        considered in a proceeding in equity or at law);</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-4-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the execution, delivery and performance of this Amendment by the Company and the performance by the Company hereof and of the Note Purchase Agreement, as amended by
        this Amendment, will not (1) contravene, result in any breach of, or constitute a default under, or result in the creation of any Lien in respect of any property of the Company, any Restricted Subsidiary or New Jersey Natural Gas under, any
        indenture, mortgage, deed of trust, loan, purchase or credit agreement, lease, corporate charter or by-laws, or any other Material agreement or instrument to which the Company, any Restricted Subsidiary or New Jersey Natural Gas is bound or by
        which the Company, any Restricted Subsidiary or New Jersey Natural Gas or any of their respective properties may be bound, (2) conflict with or result in a breach of any of the terms, conditions or provisions of any order, judgment, decree or
        ruling of any court, arbitrator or Governmental Authority applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas or (3) violate any provision of any statute or other rule or regulation of any Governmental Authority
        applicable to the Company, any Restricted Subsidiary or New Jersey Natural Gas;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;no consent, approval or authorization of, or registration, filing or declaration with, any Governmental Authority is required in connection with the execution and
        delivery of this Amendment by the Company or the performance hereof or of the Note Purchase Agreement, as amended by this Amendment, by the Company;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160; on the Effective Date (as hereinafter defined), after giving effect to this Amendment, all the representations and warranties contained in Section 5 of the Note
        Purchase Agreement are true and correct in all material respects with the same force and effect as if made by the Company, on and as of the date hereof (except to the extent such representations and warranties expressly refer to an earlier date, in
        which case they were true and correct in all material respects as of such earlier date);</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;since June 30, 2021, there has been no change in the financial condition, operations, business or properties of the Company, any of its Restricted Subsidiaries or
        New Jersey Natural Gas except changes that individually or in the aggregate, would not reasonably be expected to have a Material Adverse Effect; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160; as of the Effective Date and after giving effect to this Amendment, no Default or Event of Default has occurred which is continuing and no waiver of Default or Event
        of Default is in effect.</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-5-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 3.</font>&#160;&#160;&#160;&#160;&#160;&#160;<font style="font-weight: bold;"> CONDITIONS TO EFFECTIVENESS OF THIS AMENDMENT.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">3.1.&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall become effective upon satisfaction of each and every one of the following conditions (the date of such satisfaction, the &#8220;<font style="font-weight: bold;">Effective
          Date</font>&#8221;):</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;executed counterparts of this Amendment, duly executed by the Company, each Guarantor and the Required Holders, shall have been delivered to each Noteholder or its
        special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the representations and warranties of the Company set forth in Section 2 hereof shall be true and correct on and with respect to the Effective Date and each holder
        of Notes or its special counsel shall have received an Officer&#8217;s Certificate from the Company to such effect;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;each Bank Credit Agreement in existence on the date hereof shall have been amended to make corresponding modifications to the applicable terms thereof to be
        consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendments shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Shelf Note Purchase Agreement dated as of June 30, 2011, as amended by the First Amendment thereto, dated as of July 25, 2014, and as further amended by the
        Second Amendment thereto, dated as of September 28, 2015, in each case, by and among the Company, PGIM, Inc. (formerly known as Prudential Investment Management, Inc.) and each holder of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(e)&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Note Purchase Agreement dated as of March 22, 2016, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(f)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of June 8, 2018, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(g)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Note Purchase Agreement dated as of July 17, 2019, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-6-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(h)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; the Note Purchase Agreement dated as of May 14, 2020, by and among the Company and the holders of notes issued thereunder, shall have been amended to make
        corresponding modifications to the applicable terms thereof to be consistent with those in the Note Purchase Agreement, as amended by this Amendment, and copies of such amendment shall have been delivered to each Noteholder or its special counsel;</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid by wire transfer of immediately available funds to each Holder at the account of such Holder set forth in Schedule A to the Note Purchase
        Agreement (or to such other account as such Holder shall have provided to the Company in writing), an amendment fee in an amount equal to 0.05% of the aggregate principal amount of Notes held by such Holder; and</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; margin-left: 36pt;">(j)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the Company shall have paid the fees and expenses of Schiff Hardin LLP, special counsel to the Noteholders, in connection with the negotiation, preparation,
        approval, execution and delivery of this Amendment.</div>
      <div>&#160;</div>
      <div style="text-align: justify;"><font style="font-weight: bold;">SECTION 4.</font>&#160;&#160;&#160;&#160;&#160;&#160; <font style="font-weight: bold;">MISCELLANEOUS.</font></div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.1.&#160;&#160;&#160;&#160;&#160;&#160; Except as expressly amended hereby, the Note Purchase Agreement and all documents, instruments and agreements related thereto are hereby ratified and confirmed in all respects and shall
        continue in full force and effect. This Amendment and the Note Purchase Agreement shall hereafter be read and construed together as a single document, and all references in the Note Purchase Agreement or any agreement or instrument related to the
        Note Purchase Agreement shall hereafter refer to the Note Purchase Agreement as amended by this Amendment. The Company and each Guarantor hereby ratifies the Note Purchase Agreement and the Guaranty Agreement and acknowledges and reaffirms (a) that
        it is bound by all terms of the Note Purchase Agreement and Guaranty Agreement applicable to it and (b) that it is responsible for the observance and full performance of its respective obligations under the Note Purchase Agreement, the Guaranty
        Agreement and the Notes.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.2.&#160;&#160;&#160;&#160;&#160;&#160;&#160; Nothing contained herein shall be deemed to (a) constitute a waiver of any Default or Event of Default that may heretofore or hereafter occur or have occurred and be continuing or,
        except as expressly set forth herein, to otherwise modify any provision of the Note Purchase Agreement, or (b) give rise to any defenses or counterclaims to the right of any Noteholder to compel payment of any obligations of the Company or any
        Guarantor owing to such Noteholder when due or to otherwise enforce its rights and remedies under the Note Purchase Agreement, the Notes or the Guaranty Agreement.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.3.&#160;&#160;&#160;&#160;&#160;&#160; The Company hereby confirms its obligations under the Note Purchase Agreement whether or not the transactions hereby contemplated are consummated, to pay, promptly after request by the
        Noteholders, all out-of-pocket costs and expenses, including reasonable attorneys&#8217; fees of a special counsel and, if reasonably required, local or other counsel, incurred by such Noteholder in connection with this Amendment or the transactions
        contemplated hereby, in enforcing any rights under this Amendment, or in responding to any subpoena or other legal process or informal investigative demand issued in connection with this Amendment or the transactions contemplated hereby.&#160; The
        obligations of the Company under this Section 4.3 shall survive transfer by any Noteholder of any Note and payment of any Note.</div>
      <div>&#160;</div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-7-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">4.4.&#160;&#160;&#160;&#160; Any and all notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment may refer to the Note Purchase Agreement without
        making specific reference to this Amendment but nevertheless all such references shall include this Amendment unless the context otherwise requires.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.5.&#160;&#160;&#160;&#160;&#160;&#160;&#160; The descriptive headings of the various Sections or parts of this Amendment are for convenience only and shall not affect the meaning or construction of any of the provisions hereof.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.6.&#160;&#160;&#160;&#160;&#160;&#160; This Amendment shall be construed and enforced in accordance with, and the rights of the parties shall be governed by, the law of the State of New York excluding choice-of-law principles
        of the law of such State that would require the application of the laws of a jurisdiction other than such State.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">4.7.&#160;&#160;&#160;&#160;&#160;&#160; This Amendment may be executed in any number of counterparts, each executed counterpart constituting an original, but all together only one agreement.&#160; Delivery of an electronic
        signature to, or a signed copy of, this Amendment by facsimile, email or other electronic transmission shall be fully binding on the parties to the same extent as the delivery of the signed originals and shall be admissible into evidence for all
        purposes.&#160; Notwithstanding the foregoing, if any Noteholder shall request manually signed counterpart signatures to the Amendment, the Company and each Guarantor hereby agrees to use its reasonable endeavors to provide such manually signed
        signature pages as soon as reasonably practicable.</div>
      <div><br>
      </div>
      <div style="text-align: center;">[Remainder of Page Left Intentionally Blank]</div>
      <div style="text-align: center;"> <br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">-8-</font></div>
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div style="text-indent: 36pt;">IN WITNESS WHEREOF, the undersigned have caused this Amendment to be duly executed by an authorized representative as of the date first written above.</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="zcf900c060a724d7b961cb59d05df5186" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">New Jersey Resources Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial&#160; Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Retail Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Home Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Plumbing Services, Inc.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="2" rowspan="1" style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Service Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="z3ad5255a83d54f51a4e050204046186a" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Phoenix Fuel Management Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Investments Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Commercial Realty and Resources Corp.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>President, Chief Financial Officer, Treasurer and Secretary</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Midstream Holdings Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" id="za82296c4ee7041bbb093da7de9e1f56a" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Energy Services Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures III</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold; margin-left: 9pt;">Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Storage Holdings Company</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">NJR Clean Energy Ventures II Corporation</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div style="color: rgb(0, 0, 0); font-variant: small-caps; font-weight: bold;">Bernards Solar, LLC</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="vertical-align: top;" colspan="2">
              <div>By: NJR Clean Energy Ventures II Corporation, its sole member</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">&#160;</td>
            <td style="width: 45%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="color: rgb(0, 0, 0);">/s/ Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Name:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Patrick J. Migliaccio</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div>Title:</div>
            </td>
            <td style="width: 45%; vertical-align: top;">
              <div>Senior Vice President and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
      <div><br>
      </div>
      <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div id="DSPFPageBreak" style="page-break-after:always;">
          <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      </div>
      <div><br>
      </div>
    </div>
    <div> </div>
    <div>
      <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
      <div>
        <div><br>
        </div>
        <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
          <div id="DSPFPageBreak" style="page-break-after: always;">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        </div>
        <br>
        <div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z2ac932ddeefc4c539bb208d26795b949">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">CoBank, ACB</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">
                  <div>By</div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div>/s/ C. Brock Taylor</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name:&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">C. Brock Taylor</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Managing Director</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div style="text-align: center;"> <br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="z0cf7d6c88c474e2d967ce9add9d3a005">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">The Prudential Insurance Company of America</div>
                </td>
              </tr>
              <tr>
                <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" style="vertical-align: top; width: 5%;">
                  <div>By:</div>
                </td>
                <td rowspan="1" style="vertical-align: top; width: 45%;">PGIM, Inc., as Investment Manager<br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">&#160;</td>
                <td style="width: 45%; vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:</div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>/s/ Brian Lemons</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" style="width: 5%; vertical-align: top;">
                  <div>Title:&#160;&#160;&#160;</div>
                </td>
                <td rowspan="1" style="width: 45%; vertical-align: top;">Vice President</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after: always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          </div>
          <div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 50%; vertical-align: top;">
                    <div>Accepted and Agreed to:</div>
                  </td>
                  <td colspan="3" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div style="text-align: justify; font-variant: small-caps; font-weight: bold;">Massachusetts Mutual Life Insurance Company</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div>By: Barings LLC, as Investment Adviser</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                  <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
                    <div>By:</div>
                  </td>
                  <td style="width: 20%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">/s/ John Brown<br>
                  </td>
                  <td style="width: 27%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div>Name: John Brown</div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">
                    <div>Title: Managing Director<br>
                    </div>
                  </td>
                </tr>
                <tr>
                  <td style="width: 50%; vertical-align: top;">&#160;</td>
                  <td colspan="3" style="vertical-align: top;">&#160;</td>
                </tr>

            </table>
          </div>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)] </div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z8045b4ee807e4ac29e4f7da315abd3ce">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" rowspan="1" style="vertical-align: top;"><br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">Pacific Life Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" rowspan="1" style="vertical-align: top;"><br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">
                  <div>By: </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">
                  <div>/s/ Matthew A. Levene</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name:&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Matthew A. Levene</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Assistant Vice President</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z6f1447bf8ba842b9b3c569f33f577ea0">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="text-indent: -9pt; margin-left: 9pt;"><font style="font-weight: bold; font-variant: small-caps;">Teachers Insurance and Annuity Association of America</font><font style="font-variant: small-caps;">, </font>a New York
                    domiciled life insurance company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="width: 5%; vertical-align: top;">
                  <div>By: <br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top;">Nuveen Alternatives Advisors LLC, a Delaware limited liability company, its investment manager</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:&#160; <br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ Matthew W. Smith</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name:&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Matthew W. Smith</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:</div>
                </td>
                <td style="vertical-align: top; width: 45%;">Senior Director</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zb24ece5f5d584fc4888c725a0c680c53">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">Continental Casualty Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:&#160;</div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ Anthony Pelafas <br>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Anthony Pelafas</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Vice President</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">Western Surety Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:&#160;</div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;"> /s/ Anthony Pelafas</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Anthony Pelafas</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Vice President</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">The Continental Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:&#160; <br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ Anthony Pelafas</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name:&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Anthony Pelafas</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Vice President</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div>&#160;</div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zba3a882263fe48c890c6b45b33440389">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">Ensign Peak Advisors, Inc.</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:<br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;"> /s/ Matthew D. Dall</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td rowspan="1" style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td rowspan="1" style="vertical-align: top; width: 45%;">Matthew D. Dall</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Head of Credit Research</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zd303198e2167495ca43647775ae7bb1c">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">American Family Life Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:<br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ David L. Voge</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">David L. Voge</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Director Private Markets</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z2a6f52dbde1b446993c73bbba17b7bb5">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">Southern Farm Bureau Life Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:<br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ David Divine</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">David Divine</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Director, Securities Management</td>
              </tr>

          </table>
          <div>&#160;</div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
            <div style="page-break-after:always;" id="DSPFPageBreak">
              <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
          </div>
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zca885d339b9947debf8c66c49be68548">

              <tr>
                <td style="width: 50%; vertical-align: top;">
                  <div>Accepted and Agreed to:</div>
                </td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">
                  <div style="font-variant: small-caps; font-weight: bold;">United Farm Family Mutual Insurance Company</div>
                </td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td colspan="2" style="vertical-align: top;">&#160;</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
                <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">
                  <div>By:<br>
                  </div>
                </td>
                <td style="width: 45%; vertical-align: top; border-bottom: 2px solid black;">/s/ Michael Lucado</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Name: <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Michael Lucado</td>
              </tr>
              <tr>
                <td style="width: 50%; vertical-align: top;">&#160;</td>
                <td style="vertical-align: top; width: 5%;">
                  <div>Title:&#160;&#160; <br>
                  </div>
                </td>
                <td style="vertical-align: top; width: 45%;">Portfolio Manager</td>
              </tr>

          </table>
          <div><br>
          </div>
          <div style="text-align: center;">[Signature Page to First Amendment to Note Purchase Agreement (2020B)]</div>
          <div><br>
          </div>
          <div><br>
          </div>
        </div>
      </div>
    </div>
    <div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"> </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>10
<FILENAME>njr-20211028.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by EDGARfilings PROfile 8.0.0.0 Broadridge-->
<xs:schema targetNamespace="http://njresources.com/20211028" elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:njr="http://njresources.com/20211028" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:us-types="http://fasb.org/us-types/2021-01-31" xmlns:srt-types="http://fasb.org/srt-types/2021-01-31" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:dei="http://xbrl.sec.gov/dei/2021">
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="njr-20211028_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="njr-20211028_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://njresources.com/role/DocumentAndEntityInformation" id="DocumentAndEntityInformation">
        <link:definition>000100 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:import namespace="http://fasb.org/us-gaap/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/dei/2021" schemaLocation="https://xbrl.sec.gov/dei/2021/dei-2021.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/currency/2021" schemaLocation="https://xbrl.sec.gov/currency/2021/currency-2021.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/exch/2021" schemaLocation="https://xbrl.sec.gov/exch/2021/exch-2021.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/naics/2021" schemaLocation="https://xbrl.sec.gov/naics/2021/naics-2021.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/sic/2021" schemaLocation="https://xbrl.sec.gov/sic/2021/sic-2021.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xs:import namespace="http://xbrl.sec.gov/stpr/2021" schemaLocation="https://xbrl.sec.gov/stpr/2021/stpr-2021.xsd" />
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2004/ref" schemaLocation="http://www.xbrl.org/2004/ref-2004-08-10.xsd" />
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xs:import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xs:import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd" />
  <xs:import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd" />
  <xs:import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>11
<FILENAME>njr-20211028_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by EDGARfilings PROfile 8.0.0.0 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="dei_CoverAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CoverAbstract_lbl" xml:lang="en-US" id="dei_CoverAbstract_lbl">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:title="label: CoverAbstract to dei_CoverAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType_lbl" xml:lang="en-US" id="dei_DocumentType_lbl">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="dei_DocumentType_lbl" xlink:title="label: DocumentType to dei_DocumentType_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
    <link:label xlink:type="resource" xlink:label="dei_WrittenCommunications_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_WrittenCommunications_lbl" xml:lang="en-US" id="dei_WrittenCommunications_lbl">Written Communications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:title="label: WrittenCommunications to dei_WrittenCommunications_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:label xlink:type="resource" xlink:label="dei_SolicitingMaterial_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SolicitingMaterial_lbl" xml:lang="en-US" id="dei_SolicitingMaterial_lbl">Soliciting Material</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:title="label: SolicitingMaterial to dei_SolicitingMaterial_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementTenderOffer_lbl">Pre-commencement Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:title="label: PreCommencementTenderOffer to dei_PreCommencementTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementIssuerTenderOffer_lbl">Pre-commencement Issuer Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:title="label: PreCommencementIssuerTenderOffer to dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag_lbl" xml:lang="en-US" id="dei_AmendmentFlag_lbl">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:title="label: AmendmentFlag to dei_AmendmentFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalYearFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalYearFocus_lbl">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:title="label: DocumentFiscalYearFocus to dei_DocumentFiscalYearFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalPeriodFocus_lbl">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:title="label: DocumentFiscalPeriodFocus to dei_DocumentFiscalPeriodFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US" id="dei_DocumentPeriodEndDate_lbl">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:title="label: DocumentPeriodEndDate to dei_DocumentPeriodEndDate_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="dei_EntityRegistrantName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityRegistrantName_lbl" xml:lang="en-US" id="dei_EntityRegistrantName_lbl">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:title="label: EntityRegistrantName to dei_EntityRegistrantName_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCentralIndexKey_lbl" xml:lang="en-US" id="dei_EntityCentralIndexKey_lbl">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:title="label: EntityCentralIndexKey to dei_EntityCentralIndexKey_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFileNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFileNumber_lbl" xml:lang="en-US" id="dei_EntityFileNumber_lbl">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:title="label: EntityFileNumber to dei_EntityFileNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US" id="dei_EntityTaxIdentificationNumber_lbl">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:title="label: EntityTaxIdentificationNumber to dei_EntityTaxIdentificationNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode_lbl">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany_lbl">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine1_lbl">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="EntityAddressAddressLine2" xlink:title="EntityAddressAddressLine2" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine2_lbl">Entity Address, Address Line Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:title="label: EntityAddressAddressLine2 to dei_EntityAddressAddressLine2_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="EntityAddressAddressLine3" xlink:title="EntityAddressAddressLine3" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine3_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine3_lbl">Entity Address, Address Line Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:title="label: EntityAddressAddressLine3 to dei_EntityAddressAddressLine3_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US" id="dei_EntityAddressCityOrTown_lbl">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US" id="dei_EntityAddressStateOrProvince_lbl">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCountry_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCountry_lbl" xml:lang="en-US" id="dei_EntityAddressCountry_lbl">Entity Address, Country</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:title="label: EntityAddressCountry to dei_EntityAddressCountry_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US" id="dei_EntityAddressPostalZipCode_lbl">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode_lbl" xml:lang="en-US" id="dei_CityAreaCode_lbl">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:title="label: CityAreaCode to dei_CityAreaCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber_lbl" xml:lang="en-US" id="dei_LocalPhoneNumber_lbl">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle_lbl" xml:lang="en-US" id="dei_Security12bTitle_lbl">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:title="label: Security12bTitle to dei_Security12bTitle_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="dei_NoTradingSymbolFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US" id="dei_NoTradingSymbolFlag_lbl">No Trading Symbol Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:title="label: NoTradingSymbolFlag to dei_NoTradingSymbolFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol_lbl" xml:lang="en-US" id="dei_TradingSymbol_lbl">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:title="label: TradingSymbol to dei_TradingSymbol_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName_lbl" xml:lang="en-US" id="dei_SecurityExchangeName_lbl">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:title="label: SecurityExchangeName to dei_SecurityExchangeName_lbl" />
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>12
<FILENAME>njr-20211028_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--Generated by EDGARfilings PROfile 8.0.0.0 Broadridge-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:roleRef roleURI="http://njresources.com/role/DocumentAndEntityInformation" xlink:type="simple" xlink:href="njr-20211028.xsd#DocumentAndEntityInformation" />
  <link:presentationLink xlink:type="extended" xlink:role="http://njresources.com/role/DocumentAndEntityInformation">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentType" xlink:title="presentation: CoverAbstract to DocumentType" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="AmendmentFlag" xlink:title="presentation: CoverAbstract to AmendmentFlag" order="1.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentPeriodEndDate" xlink:title="presentation: CoverAbstract to DocumentPeriodEndDate" order="2.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityRegistrantName" xlink:title="presentation: CoverAbstract to EntityRegistrantName" order="3.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityIncorporationStateCountryCode" xlink:title="presentation: CoverAbstract to EntityIncorporationStateCountryCode" order="4.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityFileNumber" xlink:title="presentation: CoverAbstract to EntityFileNumber" order="5.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityTaxIdentificationNumber" xlink:title="presentation: CoverAbstract to EntityTaxIdentificationNumber" order="6.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine1" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine1" order="7.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="EntityAddressAddressLine2" xlink:title="EntityAddressAddressLine2" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine2" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine2" order="8.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="EntityAddressAddressLine3" xlink:title="EntityAddressAddressLine3" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressAddressLine3" xlink:title="presentation: CoverAbstract to EntityAddressAddressLine3" order="9.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressCityOrTown" xlink:title="presentation: CoverAbstract to EntityAddressCityOrTown" order="10.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressStateOrProvince" xlink:title="presentation: CoverAbstract to EntityAddressStateOrProvince" order="11.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressCountry" xlink:title="presentation: CoverAbstract to EntityAddressCountry" order="12.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityAddressPostalZipCode" xlink:title="presentation: CoverAbstract to EntityAddressPostalZipCode" order="13.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="CityAreaCode" xlink:title="presentation: CoverAbstract to CityAreaCode" order="14.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="LocalPhoneNumber" xlink:title="presentation: CoverAbstract to LocalPhoneNumber" order="15.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="WrittenCommunications" xlink:title="presentation: CoverAbstract to WrittenCommunications" order="16.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SolicitingMaterial" xlink:title="presentation: CoverAbstract to SolicitingMaterial" order="17.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="PreCommencementTenderOffer" xlink:title="presentation: CoverAbstract to PreCommencementTenderOffer" order="18.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="PreCommencementIssuerTenderOffer" xlink:title="presentation: CoverAbstract to PreCommencementIssuerTenderOffer" order="19.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="NoTradingSymbolFlag" xlink:title="presentation: CoverAbstract to NoTradingSymbolFlag" order="20.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityEmergingGrowthCompany" xlink:title="presentation: CoverAbstract to EntityEmergingGrowthCompany" order="21.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentFiscalYearFocus" xlink:title="presentation: CoverAbstract to DocumentFiscalYearFocus" order="22.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="DocumentFiscalPeriodFocus" xlink:title="presentation: CoverAbstract to DocumentFiscalPeriodFocus" order="23.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="EntityCentralIndexKey" xlink:title="presentation: CoverAbstract to EntityCentralIndexKey" order="24.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="Security12bTitle" xlink:title="presentation: CoverAbstract to Security12bTitle" order="25.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="TradingSymbol" xlink:title="presentation: CoverAbstract to TradingSymbol" order="26.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CoverAbstract" xlink:to="SecurityExchangeName" xlink:title="presentation: CoverAbstract to SecurityExchangeName" order="27.0" preferredLabel="http://www.xbrl.org/2003/role/label" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>brhc10030105_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="njr-20211028.xsd" xlink:type="simple"/>
    <context id="c20211028to20211028">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000356309</identifier>
        </entity>
        <period>
            <startDate>2021-10-28</startDate>
            <endDate>2021-10-28</endDate>
        </period>
    </context>
    <dei:AmendmentFlag
      contextRef="c20211028to20211028"
      id="Fact_a2d823994d0e45bf81dd368b66b15659">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="c20211028to20211028"
      id="Fact_23b3e7cbcab64f07af98e4277185e695">0000356309</dei:EntityCentralIndexKey>
    <dei:DocumentType
      contextRef="c20211028to20211028"
      id="Fact_0a39b1d23c4648b0857ce47f19b65d2d">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="c20211028to20211028"
      id="Fact_2ca878c5224140fa819ed228e9f34632">2021-10-28</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="c20211028to20211028"
      id="Fact_f1dd46b0d324429fbbf3b53dece9623e">NEW JERSEY RESOURCES CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="c20211028to20211028"
      id="Fact_90ed15ccd5fb475fa833b693f03b708d">NJ</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="c20211028to20211028"
      id="Fact_e11e1096eff74e4a80a53fc32a1c98e1">001-08359</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="c20211028to20211028"
      id="Fact_91e3964ac6fb4a7eba9de2e197e91d76">22-2376465</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="c20211028to20211028"
      id="Fact_1109c02951904ed296c0216a8e6250cb">1415 Wyckoff Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="c20211028to20211028"
      id="Fact_61f0e75480f5415fa1754c15c7e736b2">Wall</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="c20211028to20211028"
      id="Fact_28b7648b9e5942ee9b337e05c0fc99e2">NJ</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="c20211028to20211028"
      id="Fact_d8239e96eaf54b46bfab31f00149d4a5">07719</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="c20211028to20211028"
      id="Fact_e2a0564247aa45399b4d1001425792a8">732</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="c20211028to20211028"
      id="Fact_e10f1911376644ca9074acdf039a3275">938-1480</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="c20211028to20211028"
      id="Fact_ac9693eaec7340dcbaae85c700987532">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="c20211028to20211028"
      id="Fact_ba1c43edd8894d9a859c972432a4b540">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="c20211028to20211028"
      id="Fact_945d278d88e14d388c7972cfccff7865">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="c20211028to20211028"
      id="Fact_cee798891dee4de8b1b0f49ecb9e9142">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="c20211028to20211028"
      id="Fact_89a121a04aae4921b78378308a235e31">Common Stock - $2.50 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="c20211028to20211028"
      id="Fact_9b57ba463c5f4842885fd212a8970bd8">NJR</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="c20211028to20211028"
      id="Fact_b246bd009ab442758b27f3e922110b6e">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="c20211028to20211028"
      id="Fact_9f08678e2a1f48249ca35688fc496457">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.21.2</span><table class="report" border="0" cellspacing="2" id="idm140113476621864">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Oct. 28, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 28,  2021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">NEW JERSEY RESOURCES CORPORATION<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">NJ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-08359<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">22-2376465<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">1415 Wyckoff Road<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Wall<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NJ<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">07719<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">732<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">938-1480<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000356309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock - $2.50 par value<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">NJR<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>15
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M?!^2!F.,6_0T7X\48JVFL:W&VC$,>8!8\PRA9CC?AT6:&C/5BZPYC0IO0=5
MY3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%     @
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MVJ5QD L9>3T\$MP>:4#M.*2VBZD8_1!2:5K5N %(MB6/:<Z10J[4+!XUA])
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M!F_236P@R*2*Y U+2X<L-03&IAJ O<NF>3[+O,&@EXN1:T/9=1,92L88!.R
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M4$L! A0#%     @ PH!C4P=!36*!    L0   !               ( !
M &1O8U!R;W!S+V%P<"YX;6Q02P$"% ,4    " #"@&-3355/1^T    K @
M$0              @ &O    9&]C4')O<',O8V]R92YX;6Q02P$"% ,4
M" #"@&-3F5R<(Q &  "<)P  $P              @ '+ 0  >&PO=&AE;64O
M=&AE;64Q+GAM;%!+ 0(4 Q0    ( ,* 8U,M>QX@.P0  $,0   8
M      " @0P(  !X;"]W;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4
M" #"@&-3GZ ;\+$"  #B#   #0              @ %]#   >&PO<W1Y;&5S
M+GAM;%!+ 0(4 Q0    ( ,* 8U.7BKL<P    !,"   +              "
M 5D/  !?<F5L<R\N<F5L<U!+ 0(4 Q0    ( ,* 8U,<.&7J/P$  #P"   /
M              "  4(0  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " #"
M@&-3)!Z;HJT   #X 0  &@              @ &N$0  >&PO7W)E;',O=V]R
M:V)O;VLN>&UL+G)E;'-02P$"% ,4    " #"@&-399!YDAD!  #/ P  $P
M            @ &3$@  6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 )
+ #X"  #=$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.21.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="brhc10030105_8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>000100 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://njresources.com/role/DocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="brhc10030105_8k.htm">brhc10030105_8k.htm</File>
    <File>brhc10030105_ex4-1.htm</File>
    <File>brhc10030105_ex4-2.htm</File>
    <File>brhc10030105_ex4-3.htm</File>
    <File>brhc10030105_ex4-4.htm</File>
    <File>brhc10030105_ex4-5.htm</File>
    <File>brhc10030105_ex4-6.htm</File>
    <File>brhc10030105_ex4-7.htm</File>
    <File>brhc10030105_ex4-8.htm</File>
    <File>njr-20211028.xsd</File>
    <File>njr-20211028_lab.xml</File>
    <File>njr-20211028_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2021</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>20
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "brhc10030105_8k.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "brhc10030105_8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "njr-20211028_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "njr-20211028_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "njr-20211028.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "https://xbrl.sec.gov/dei/2021/dei-2021.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd",
      "https://xbrl.sec.gov/country/2021/country-2021.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd",
      "https://xbrl.sec.gov/currency/2021/currency-2021.xsd",
      "https://xbrl.sec.gov/exch/2021/exch-2021.xsd",
      "https://xbrl.sec.gov/naics/2021/naics-2021.xsd",
      "https://xbrl.sec.gov/sic/2021/sic-2021.xsd",
      "https://xbrl.sec.gov/stpr/2021/stpr-2021.xsd",
      "http://www.xbrl.org/2004/ref-2004-08-10.xsd",
      "http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 29,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "njr",
   "nsuri": "http://njresources.com/20211028",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "brhc10030105_8k.htm",
      "contextRef": "c20211028to20211028",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "000100 - Document - Document and Entity Information",
     "role": "http://njresources.com/role/DocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "brhc10030105_8k.htm",
      "contextRef": "c20211028to20211028",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021",
     "presentation": [
      "http://njresources.com/role/DocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>21
<FILENAME>0001140361-21-036407-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001140361-21-036407-xbrl.zip
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M'6FP+':A8@I\98&;\/NF7FTU^7C8(F)ZL2!%TT+%5?$E35"I9UH2?<B@<.W
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ML7+S[NNWK?*_FM\OV_RK8?4A-GY[V_^6&#* $WOS0_PQR:8A_/A_4$L#!!0
M   ( ,* 8U,(P2$<>X(! '43#@ 6    8G)H8S$P,#,P,3 U7V5X-"TQ+FAT
M;>R]:5/CR+HN^OU$G/^@4VOO?2#"L&R&*JKIU1$NH+I9MPHX0'7O=4_<#VDI
M#5HE2VY)AG+_^IOOD*G4Y('!$UI#-QA9RDR]\_"\/]^G@^"7__D_'.?G>RD\
M_$G]G/II('_Y^>_T;_[P?^WL.%]\5X:)])PT^LGY%$?"BWWO3CJ?_5"$KB\"
MYR8*1JD?A4G+.0_=7?HN_N<T<D<#&::.&TN1JGN,$C^\<\Y.?^U>]_U _9PX
M5]>7ZD?I'.VVX;_6MT^BX3CV[^Y3I_/QXZ&SX^RU]SKV$G9V:!]_YXW\W(N\
ML=.[<Z,@BO_Q[F]]_,\[)TG'@?S'NWX4ICM],?"#\4_._[[U!S)Q+N2C<QT-
M1/B_CQW\>^+_)7]R.NUA>NRD\D>Z(P+_+OS)"61??8)W_LGY6QO_<_R.G@]?
MS#W$NLF[7]3ZX$.ZU/,?].&J'_67[ ?ACGDQ,RYV;ZB_\"!B7X3I3TXR$$&P
MXXIAPHO$1]['3A@E]\)3S^0?WCGXW'^\4V\YE;$YK'L)Z_C).1C^*&W;Z0GW
M^UT<C4)OI_@G>RMTRV-G(.([/]R!(_S)$:,T,A_%]!#ZK!?%GE3W"J-0JE7_
M_/=7.:SVE,,JO\WZ&U==_<@'UXL"#]]^Z0KSW#"*U9/516<_[OV>GSH'NQTF
MEI][\2\6*SCYW_5%^E_5!S7OJ5B$DHJ>8DE7!D$R%*[BTW^\:[_#WX?"\_3O
M],+P1]_[Q[N_WA]X;OM('G;VVA\..OM[1^]=3W9<U]T3;='Y</1T3F0JB^]Z
M6^V6 __;/G8>?2^]ARO:_VFMW7%RYY;FSQ$^\?0R[!LX=615>4#F9M9QTVGL
M]*(TC08_.7N[>X?#U/&B$1QE+U L4W$#%@DY(JG<+"XOC468]!75_.2,AD,9
MNR*12#[210GL_"[C!/Y=0T6:>C)ZF?RI4@=>G@S_GCM/0R]_1X+1-/AB]#A%
MLMK;XQU;#[=^FD] 5PD:+<I>4M+ ]_ZI7I@<.Q<B'<5*E?XJ$J7V!D,1CI^]
M_/F/^[_^UGG?/EZ)<WOWRW\<MEM*H\#_%2]]_/"?SHT,_2AV+J)4*E/C1L:^
MN@G8!-V6XXVD<^FF44_&SKYBF;WV86<%-[*_VYZTD4_YC>P=P4;>/W\C2R.%
MIZJ@IU@J>V"IL$C? XF^%*LE$WM5JG^CQ)<B7^=J%+OW2@LYW;M82K#U5W[=
ML[^6BI>RFEM:=Z9Y_@FON;([1>]8*?^H7Y#^>\N0_E,>1$=G/^[)+D/O?:\G
MQ(</'>_@X\%^NW/TL?/AX.CC^\.CCWL'[WONLUT&0ZW5WH+E4Q4\A3H_H6#F
M*_]8V_@Y@[UHZI=>R$1BK#' <^:WEE$YTWL%](X;2!&#_YO>&^9/HZ%^+_R)
M/C^Z&1+#Z<W5YRMQ)S_%4GSOJG_8VE3??:@NV.G!%3NBK[CM)Q$\BG%2=8MI
M@0^^(RV(WF3;$H>YU\V?*3K*2<XYI*5]+'9PP_KI!<5*%A(JQ",FOM39'E&M
M@VZUSSE'_*1"]'0_?3ES+C\[)Y<7MV<7MS>E&,?;5!!;RMIRA#,4<0HZ(KVW
M+*[M-3N<N37%4U5 %2,KM@P4P:IK]$^SQ'E)61UYGMAW#SX<N*)S<-#;%WW7
MDQ]EYX/X<+#WL=_7 B<+H^6"=DJAQ-&CVK,RQSKOX!GT\Y[9X8.,4]\5@5Z,
M$IM/(9:<!JDAQ7^/DM3OCR>P=,6-;Z0+8::BGBIJ*;51L[G.NX(6W5?OXH7V
MJ8FP]/3\$S]\?+E'SG*T.2Z?\61_DP(H?X:3S>_M8+%;>Q+5@$*>N+&<65-F
M&IN6; 9ZM9.HI:OZIW?:"WC\; >Q" :K?_I+,ML3'O^Z5#"%4!<AW2M,3/ [
M]MH'REO<!Y?Q\+#H?=1Q,^FZN13 V<GM^>6%T]F=05)M_G%TO]W^=GE]_O]V
M\5"4U7IQ>7MVLSPA_I*G8>? 9CR.SG.D_&),HYE$RA(>_UH$47ZC.=71"+D)
M0FZO$7)X'%WED7<O3IVK;]<GOW5OSHR@PT_5:7V[/K_]E_/Y\MJY_>VLD8%K
M*P,;^W+JXU]5,C]!&M?[V0MGJ.EDM5=)5BO']9:(K(I^*+TPD_G[6G2[D*V*
M0#HB]++\;M2G>H7-$^PO)[X7P(Q+9K.78J"93*OE1O$F;&(4^^E8_2G&.#RR
MQ;'SV8^3U/D:Q>F=N)/.IRCTELDL5>IE[]FVR IKF47$YEY.%2[&PGK%0UV\
M/ELQ:^T9RUX)+^!U?>?]5?&=7VNC)U\N;\XO?ETQ";^_:G362,Q&8C82<Q:)
M>;#Q$O/RXO0<MGKCW%XZ2Y>?KQ8!W%_U"."+BH^57>3*R;5GYEV:X,)LP86#
MY4;GGK>):SF,92+#5&!#-8;@_A!QK,2.O\S8VS.C:L\2B>L0?-BT$/?!<B-T
MB]CJE8RADU:$KCQV+B+G5/;%*$@W/+Z]ZIRX(2IHIO#':JH@:#\.?& +YP16
MTU?K66K>9\,IOM$])>Z9R15>9]US.?1#M.^BOG.BGI3(8,/USL&*<^&&Z)W#
M]=4[IM) &68#/X5^V-[8Z0Z5,G*Q8>B+>&PY9ZD[_Q97116M.A,TJJC$4.\W
M715=RP![SV\!6DC@MC>]QF?5V7!#=-&'-=9%8HRPA<H\NQE*!#ED,\WY+-?8
M%UIURF\44(F+CC9= 5W%_H, )*% N-C.[ER,!CT9-TJH44+/9Y^/ZZN$3NY%
M>*>>X(=*^<3#* 8NN4GCD9N.XLD-U8T.:G30"^J@3GO3E=!G=7- ICX/$V2P
M=?""*@L #U>,FS9$C736N*;@4R1B#P)I<?0@EAAG?J;>.&STQGK(4HMK-KZ(
MH*KI!XMV;D;#88#NC B45O'4#TLUVA;BTZPZBVZ*,EKCZH*K.'*E]'#R!_")
MGA"ROC&U9Q']6E32-BT8"UWD"I0JO]$6C)FRY^N\T>NSJ^NSF[.+VR[U80!^
MRQ_=Z^ONQ>WYV0W@N@" R\GEUZONQ;_622+/N/_W&R^KUV*1*R?OFM:,A9BN
MA^O<FG$9WXG0_PL;,XZ=J^A1QFC!=D?I?02 $.LD+U].*C:1E<5'5@XWOSN#
MN8K8#<O^-CQVLNI,N"$*:(U#)Z=^X@91LLZYWU4G\D;3E!AF\WLQ++L.#;K+
MQU#&R;T_Q/*_>Q%+[-.X&?42W_-%O-1&W$87;8XN6N-F#6OX=RI2N>0(?F4E
MQ(<5(]I&MY088..;*ZQ>VD<_O8<6IJ3E7*;W,N92(^2<9;<U+42I?&B4RB*4
MRAIW7?P:J46$7#.1"P LG4,VG/8;W53BHXWON_CBI_X=1[,O>XF,'U!/@:>C
M3+I1*JE XQ*FYFVZP[/J_+DANFF-FS%NQ8^ENOU5'L[1BE%IHT7*^<Z-[YRX
M]=- JN4Y5W$T5(L>'SM?I$@V/D9VU*B,A10,K''%P!??E:'BA!9#FJR[%[/J
M)-_HGS+[;'RA0#'$=G9]?M-M= _] O]4OP)\$GZRL/'P4Q[T<T^OD)_H/'N$
MO1M(H0Z[%Z7WQ\Y Q'=^N*/>H'XM_(GZ<QH-],UPJOOIS=5GF%#]*9;B>U?]
M0[\<O+M]!>$2X"55KXO'?NO-E[_YE$'V1T-- 8\2R.$G)P30TD!?!#<TG[W[
M9<??X?.Q2<0^IZ%:SDX/]KHC^FJ]/XG@48R3JL/(J/3G^U@]([D7GKH#_V!V
M0T>K>&CXPVD/?QP[9NP.S-WI11! V.'/VL?./>]C#RYE%OE;&_]3Q3WF3_8+
M?F=M[VF4@SRA7ED $M_UP[M_O&N_P]^'PO/T[T^D_\H34/L)Q#!1U^B?\EX=
M";C"KNFM_'6PUY?JUWUY\%$<N+(GVD+(_?Z'HP_[1WL](=]9_%ZM?I<K[FSM
M/[4L>*$+JZF7?BGU6RXWHMO9 F\CU;)&=;GL]V4,G?6],0Y+ W4MPB76RBY$
M07]\CJ7\6L;_XIGPU=FK7)RT NSUO-U]HUF;W">9'#M?4;TZU_)N%(@E U-L
M(%LT&FPRBY6+E%: Q1:AP<Y^^$D*FNM4]C9]*L J,N8FZJMRP=,*,-,S*P&C
M6#ETH=--$IDFRKX+TS@*;'6UY.Z-YPZ$;J\@;S1*:S*?E8N@5H#/%A+YA=*-
MQ%&/D#&.[Q#*=-3U'!NNQ#K/FMW>:+&9N:M<&K4"W/5,8R]\\.-(UQY^%6FZ
MU**G3>2$1F=-YJIR<=0*<-6B!K'Q,41]YXLO5Q]Z<Q/Y<P,UU5ZY^FH%>.H5
M$ >O1.RK?R3):'UUUMX*\D2CLR;S5[DX:P7X:Q$ZZR)RSAYX0LC;&!SZ(OSY
M,MO-SF\J<%/5N7?:KZ(R<TO)"EQF(H47PTZL7]&,A_.":NXICW_5@OEGHGR]
M$@TO6)3/"8DX3XON<E1NOE;SE8ZC")S(2(E7WZY/?NO>G%W?;)[TG_%D&KW0
MZ(5&+S2^QV)]C_?+19)<2%A,S\/M1P 6\2"3%,+3FZ=H5C\,L'&AL?<5 )(K
MX+D_<W.1XA@LGH-I3FN<O5E%B^J%@)1?U^YZ@LI\RH(7/>E@=6RW5Z2"%1B>
MMIKQ@65Y_O, ";VTEEV(3W]^\?GR^BLZ]$[WQKF]W.#!!YUG3=UL=$JC4QJ=
MLD2=TC@T4QR:#Q7Q@+5W:#*050#B^C1*_% FB7,>]J'=%_:]3IKJY?51$W%;
M8,3MP^;/G+CL]WU7QO_UMZ.]SH?C!.NG??612#=]<&?G68C?C9*:E876>/K$
M>9@,:1_KJW2>!?/8*)UE*)V#W4TO)3L+U&;C*/1=YU0&OEKWIJ,CO @?OIF2
M@44'$%8H-+"II0(K$$A;8"!Y'B3M#2XAN[H^N^K^Z^O9Q:VN'KNXO#U[PX5C
MSX*3;+1 HP767 LTGL0"/8FCS2\8NY9_COQ8>LY5+(=BO.R97 OQ)%Y"AS1Q
MJZF\LX'58A7<@H'?O>.3*/3D(.31*.:Z&Q&L[^#5E6241F%-9+HWBQUZ.803
M$(&MR C<&_*@?Z@?HE'J?!7?Y<X?]U$@G>Y K6?E*Z,K9[AT/JX (VZ@QMI
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M+='ML1 -8F14/>"0A NB'H+4?B2(Z1$)-OC8A@A)I#*/,'!#UP">K*^[_DM
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M&&#^XEUG @=P@ G@\$18TJ 0=8A 2!5?0ZNF210%>GNG8X#JA++9PN_TWEW
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M#"6*<)#SQ]2FB4J/\$+'Y5'@.$B[!E2C_YG9J((&91$^L8VJ3#=<[R+1)M5
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MUA^@USY)4XUDW803XUAEV]O2D"$2^P/\?EG.,:D]2D*MSL4?LCM!/VT)ZYK
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M!%PZ(0[I043)-VAY^6FJ$!(C&"$_-1@J(N1KU T]Z1)L265TD]:=:>A8#@3
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M*/[><O1/& 34;7B9CPW>:2Y" NK8E=GLE:>QN\Z3^LDP$# L+E'$I(OS^/5
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M.U=Y5/BK4H4G"]>'5LR7RNL1B96JDN^TI:J]5F/0L'6V,W/\ D]K5_69V&!
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MN* 49_IQP9&;WLI-4,;H$FX,),5@ #:$3@&I7@""+&/38]KT&U)L"),5$[*
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M^R0N )LGF/? &\M/X/$SNI K'11,]G!P(HWR:*&UZ[%!XN'^CSZ. W]Y\&-
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MXXN9ZZN,:O2UZ02S;B.UZ]HG7$4N0&F&;I$9C@PR0NY''Y*(?9=JJB()66F
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M:GIP<O[JX'!_,-![#'2NG/DE*F?F?^ MC2H:KS/K8+L_F=D-MOMCV>Z_I<9
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M#8_Z5U%^"7RJQ<=+29\<!+]%<0KM02^NDWR1A.;#Q2PXW#][^)?+[,/@_;_
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MP05K%'&^>.=G1)>'L1<.!A)V42ZC.T_<B# BW:X'ZF-6%7Q.)H<>Z&#)+19
MZXKXAR=\'T6>1PYKJ^\<3(:OK3!XS<6EO^ZX]$<,0F]UEDN@@,J$.M-5<>C5
MH!17U;D\C[&LZ@\X\D? $?P?('-(?Y2&.9YIQ[@G\G(5S2?MWXJ%HA7U:@62
MTHIZ,I_XM)!'KI))+]W!DP&<1[]Z Z"PG2Y3V%^36 I>TX4S+FPBHWT5$?&/
MF-&FL5<*AE<>XOW5B0TNYGU=8]Y73,TS XQ?W$H]>RAX=7:J1M5N5E<?._.
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MQN%CUA(?DP-/%FGP'("8!AS"WN5W[S+\F?>]PQL9CV3-.V^TWSW^M\^3%$V
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MT06Y6WH*"DC,E>2F/#$@K[L2G<%64TYV.G0,S"ICZ#SW6QDZ.2G#ED8.%I,
M<Q.@#GF'P7,\&J"A%&U?\N=0QAF1'\U\,!V&5D"ZV B'!F_\3BJ'L) ,=T9
M!1D#0E1?%.V:-9<8)Z@,J/;>MT$8Y;8IH('L^*TZ6NH13I$A1Y';0 ! M]C5
M6.9E5E*B>1RMO<_&-G)!^!]E<(VS10>[8+,R-@\,F,__&%AR/B*#G^*>I:]J
M:4B@0(RA+EHFKC(. _<)D,?#$T%R&Q.-!KQK>L5F**Y0#S6XE$^OD@& \PC
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M+Q6I,WHQO<;6?^M9E= &MGIA2]*LIWB"<7\3;;VF,U3;_C[2I"P-YQS+D4>
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M'3J@9)+)632I]HSCP2#?R96.11J8IK4^AU%%>A(J@XM,2UME[#S&"W@]@?M
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M]DK0ZJ=R&;X^?^$E&A!1,?M/,1C^YITGB<$T+"UFS&A3&=LR[T.:C(88N6I
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M91]I3PS"Z.Y7[[^NP@'P(C2O7B0#$?]7Q;38<X=VG,EELE=84XFAE;Q$_WF
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ME_%D#E.0O\,A3$?&DNSXVW//\'$210(CGG@J07,8/PKUX+<6FM<ON%QH#L+
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M@A@G2H\L9"#;+C';:S0)1D9TS.Y KAEDS.[MKU6EW='EZ@1ZB]GH2 8.W 7
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M=BMYG(7AEH7D<14=Z+SVQ,9^@ 9AKN_]Z,ZW=NG3L>C838;4D#!BAZ\\-%*
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MG]1#GWV@?.,^_=D#Y5LL\#,-E&]:UDV@_"90_HD"Y2OE]9(#Y<OOV 3*O[1
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M2R?&DF^GIU]LJ@WL1)AK2<R>T@YY6#:G(P-WM1 U$:<N'SVH^@Z]-STHR<-
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MQ["%D@Y?K2L=PB-A"B/&"Y/>/'C\]:O&XU=3\=C1A19'Z%?.2"Y"J\%J%*Y
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M98)3&K\OK;'\(NNI>/6'\\;) 1A3S=;Z])F_/S.S$45*:,478]!E%1VC9CU
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MG/8+!-0.2?9_X(@\ZFH)^Y"$RA !'&R/NS] M7;)6ZHT!0SR]9P ."M&0D^
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MJN0WOK2*O6OWG9N]#^/%&$>J*P;)0^(+C-RWB>KZ-WV.;UCXD^+=;S8VWZR
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MD;W*0PQUE)C95R9]]SUVBJ ASP+D>P*#BJE<!B Z(7ITG*>]C!:YPYVDYP$
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M8BFH"DN$"SZHUQ'T:MB=A[CATX:Z9\ SQ1*,5HKJT/WLQI2IW)8X]B?OYJ(
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M9Q/LBPBG.C7H?,8K*/?^2O[JO(XJK1'V3GVI4\6.UB??(;,]9:6N@-(CW?(
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MBXS >O' L8F=4C2M-X][&&>!>8E>$@]%!KXY:4;\D\4QT_(XRI,TETRGVT$
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MK9ZD+ QDTA%PB37%GE(,Q0 $8?Y'BA.P'B\X'1%=/$*;KDHWE@BT0YXR& :
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M4+$3Y@WTB 5.C8]KM4Q62)ESU:)(!NA23'J/DU4GEV[ZJI>[-28ZMG+R,^2
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M^AU723$)DQR39<)8PM*-3"VSN/#Q9$E82EUH67H3GN4#"PE0>A>%L%7U$[_
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ME<V[IG);6)QC1(IX .S&E158,][()(CS0AUR5GAS'AD9YQX?Y0.,&N@4&7T
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M(8YP.>9&=<'VA63+QE8S J ,"H?9^!TX=^#<<[U8#'S8ME<@%5%QH'>XCO)
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M5:ROL21BF$8+%S-5'L H<M#!A3WQDKD1Y=ZLJI/E&J_P.)CL!4IE@21?/W!
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M56"G $7OEU>=!$[%JV2_^ABQ2@ $X^%1LT'PO^/UR56\@-XE19H/0>"X)Q;
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M1[++?3D,WC)?#. =&ODM^\L^_?-N2SW?DS>&8J.(!6$\XAX\3[_88C3$KUM
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MH#PB 23:IB_PU4TL>W9Y:C:=>."IF8[@1\ [Y)*"O6';L"\X4QF0FF6>&,A
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M:-+!><.(/4&(T!F?:A3\<*^@<([(22V'0VJ" HU@'RTN6&UP?QIG6S1_2I%
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MF ,"L4$0E+G88'8H>5R?+:/%A]_!WB33>Z,D,W:J?1$]4FW^G7OHGJU@0=_
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M,9;NB_4#=JQS9QD#)\)[NF11A[")E4]AOFM3@D0&-:A)#C([-H)( _U0JDK
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M2\+T)7LCZBX0Z!02UJPLM?)643\MRE(LXAT6-(&&(:]<LEIEOKXK_P 3T,%
M"MW&4V44H+E E-%85-/B-F?N&%B+4:RD$I)U\BME%JF\O&G91\ETHY:(O-::
M2G(UCV_K:-3T!_U!*<(JN7CV^O,4^JPA"0^R,B-\!N'JRE@CL(X/ .,MYJ*
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MS>*6TXIEF6/5V,VE[="C+>()$:0V-'^U0,N&9E'X,XT3.9@N(@WO\:V"CJD
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MFU?O7_1";THO1LG8AQ?_#U!+ P04    " #"@&-3/TA L%XI   OF0$ %@
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MGCU *5*R(]D*E*_+'^4V](3P6#]V781$H['K &5)32.]$_EC',B@MH $WA,
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M"HT][7!JS[=[5![?65T%')^0"F@<-190T(!F/7 _M;R>'YUK75!FJ"3^Z8&
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M+>DUU(].VIHJ@*$BQTW!P#36(FI," 6L2@QCO2D5@.XI&IJ&/Z35%E)-Q;'
M5<*+)7'$HBROS-LE$I&AR+*,J+,D(4K3+)-/K(13?58T_-[;P^9A872LC!Y[
MI8%0IB.A\X<]<X%-BF9.D[@L++ID%/29 I\EENQX$4MVZ7+TW !3(C<GVGS7
MK1JL9Q4KE/'X1)_';A3J@SQUWL.5'P4@*:^025&"S2&@*0-IZAS)#.( AJ)#
M9G 6E&J!+XPYF+: CX>877,@?1'"@-9!<C(SMSIK-!+MC?8N??42"O% '<P
MI%0$T18)%:VMC_&<U+OC26C1"!B1CX@)4V,\ $+O^ :/>O"7Y+413+4B<!U9
M<L23."#ZQ=JMRP2-]';1.1*ATD> J. 9ZWA3?A097L"(9Y+6Q"6[[U-4 [^;
M&P+V"#@>P3]PGB,S6I(82_H:]085,I%G4KYR"]&A@V<M\E3)G& <3.^ZEL/%
MM_C B!)A#M<FH7)K&:C<;!ZU=ERIS(^&<;'/@X8O+,M'C 3\CH&C_ '%!8;B
MTZ],)]ND9ZLHR^J<VYTD.3*D]!PCZ);N5I*ADZ3EI*DZ,,( 3Y058AI1:(X.
MWU,U^?'BXC:)3 $@'E-8('7B,Z*2@&,Y[QJ%Y)%;4/G&$9=GVR,PJIGD+7F4
M/<U@],62.2FOVU$OZ.L2NES01<++9$0@'(BQI-BLE0+OXV=)QAB=X?O@7?LR
M^,0/$/D;<#L7K\*QT.@H:Z0"_/K(G7[[Z,<N" 4=ZZN 1T(C'?I+5J6!?) -
MZ9AG_B4,H#)#'657S%!_<>:,I%7H:U^_5@BFDS/\;'S9 PI%#OH ,"/*+.AS
M OPZ!X<4=N%B\"P$6%,$BE_]P '9AJ5C/,F+Y/$4O!X&=JF249N*A.KIZHG
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M:C+-+?7.48<E&:G9','$+L*VCE7:(S70@W')DPM,@UP$J3"E$LA99 7H$<.
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MAO$X\I./ OD2^9G4HF]@BI[(A0'2G_5//__8\^T)_3",1B[\\/]02P,$%
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MR<?K\_,52?)9CD6K2^1H+MC,\LN\92NG'T?2MMX]+<--*MQJ+?Y_6YUF P:
M_QL=W-G;;_Y=W*C "R.0BT0!N+E1D0>0 5GAI"'<5(G?4G\LVAUDC\ZB[%'H
MM;-W,*N[T\GNVC.4L]6UXRL9H7PD@PP2T)HQPM&?&+:@#[>$Y_ZR]?[FZL.5
MO%.G@-R^GL ?6U,LY@@>VNWA4[NR#U-[(_T'.8ZKFK&;F,;9NE7#10".D),R
MOFDUFW_/F$]_UBRQV )8RB;/!/N]J&:N;/#V4LRMXI:0G+_2./'Z8VWRO,!5
M*"O'R!/O_O&WUD'SY^7^O/WUXD:4B3&G<'(+6BK=&<9*;"<#+Q;_^-M1NPTO
M/ :V3L O<=$WT4W3>ZV?=\#-$<E @LNBHD1Z 4FCN$HC9R!CE?/OR5VD%/DV
M[A1S(6 T<AB"OX-.QF\ $-587*LXA+9 KL_":!1&$M%C0TC[&2?_!B>EYI[3
M63@<R6!<FE%#*.D,Q,=41D!>T"\Q++:$'\8@-I&"^6[3 W+N?K*FRCW]]W\5
M_S7$DH'+@QA  [!DM'R@Y,0VD T' ;XDZ@[AJKX7*'>'EP )*$8R2O*1@@#[
MRDF\>^6/&V(1XF"'W'U<&O9>A? 8MEM88JNXN%*6KY7C)=*/WSRCZ!ZV279/
M]A:56/'GK^?7YR<W3&+-5V*@5RL)^V&D!$T;6-\+9LK,/**R$)M/:;VTJCGW
M/7C)@-D/NL6.S+M1+'PO3F@*XL89*#?UH4%\AKAME$9Q"HN).N%AX$$#-C6\
M.$YQ-L#;2)@P3>($?L$ Q[:W(TKV?6$XL1A-[,:X@PER3!?-;6]RO OCD:7'
M>UHU7F#D\$[A0O#R8=O6.V=F4(OR39DL%2*^D.S/E+O3A>7._C,30= AJ"F\
M_V 03D7#6*08CV.]*0 W^3YPX+TB8D0J'K&"!%@N PJQR=B)O!Z^K1D;7L-G
MIXEI&O@J-HK9Z&0!G( O.4 ^F*ON-\0F'[P8._YWZD7J60EZ-A=!1<4OTQ4:
MCEN1$B 59NBB304@Y*\JTVO2@(:88<)4$CXK%=X_#5OA\*]YT5SQJYXN\9'$
M:;AFBII8*#&MPY_CG B&=*1#*EL+P@=@GQ@^P\;HQ9F,I_E2\S"(=R]-1!B
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MPC)MMW9 O>4T8#TG@R E)ME&8H N$$->#QBI'AXL)(;OH&V.[P<!=D[>H>Z
M92_0G@-1P1[[ S"#MGK0D;&&.QPS;.^@3AF.<,G(R\)Y %(-[A0R3+FQ!@QT
MQ_*12EKH$4NZ[>S8OG]?189D5Y%WC[.X\J7#Z/A+2MM".CP+A#[[_>;B2GST
MPQXFJZGH'M1F3%RMHPC8V8R^8<9QPDH5S,P$E8 OR.DE@RY\[RLL\@!=.F@&
MC B-"7XD,22G.?("QQMI[]NC('J<&!5H%IV7Q(H/6(;2<*B+_H"K'5F,$'BZ
M#?!O$R*!B#V?'/HL8#5[?%/&AK^XH8J)S_*0'SSKIZZBE<<@@J/=U# +%$;
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MF._=_UXCXP0:S"*,$I]4/Z'RI4%6D.G4E\'7_[=@TV*^TF<_$-@]JL'NX\4
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MWO4#/S[H\Y'K3=ZSOS^X(Q&Q&_'$[H,1]__^@='OD?MO\9XUZN/X XO%M_B
M>^[ ?\\\T8=OJ.7W["]U^N?#.]F_XSYJB@U#Y@?1D#O0G_KPCE$3O[P#.L8B
M3(<S%#BW]ZP]_C;5,+.X_740!HGO'!1_,D<EF_S 1CP<N/X!#O(]XTD<I%^%
MLA/YG16$CH"V_, 7:O!R^'I,9MOT)CSU,](E1\,G-7(K\!QX@%U^&[J6&[/V
M8??GG_")7W^V0MWZ3P9U5NXI:Q=;EETMT4'Z:O;*\Z])OGCDH<M]&$HTXIYW
M8/-Q! U>?A,V\3[[0X01_&F.)C]Y^-OSTRN?4F[<N0;*1Y6GTJP&ROBH;%0W
MEU_8[Y?WO<M_LOO+WNT_[L\O>^S\]O[N]O[TX>KV9O4>V(L'_,Y<Q27VWISM
M)??(@17$<3!ZST;"<9.1W#'Z-[G-RGY1NZWLIS@8%WZ0._0]JX^_J?VI14(3
M1<*3Z\1#^-SY:XG<F:;2FE?]X]5][X&=?KZ\N8!_'Y9<E0N2]CQB09_=!(]B
M9(F0-6HDP=<Y]'>_QL&KD^+F]N&2W0'?_W;:NV2GG^XO+U<D24^,8Y,F]?72
MY ?=$R5D6H6*T^*Z7-K^=Z-9K\$(\%\MP5N'C=9?89E]-PAA \0"L%%/A"X@
M#ESN\QIS$E%D@U;)UI@[PO_N&ATO.-K6(1!/#W/F "_*!]A:GL*N\\N[B][=
MQSL^$&>  K^>PG]2GK,]P4/<:/$P12S$%!* J6\TW]&7.?8N[2%M?0S?'%CX
MU0'O \G><^^)3Z)<$[/VB&I"\R. -.3)E ,;]?I?4S96W]4+S+H$IC/I,"7<
MWU26ES;X<,L6%HHOV()_)E'L]B<*ZKJ^(Y"-3VCQ__:7QE']P\O^^_#;58\5
MB;'@OI$MJ'WCS%%O;"\>NA'[VU^ZS2:\\!SF.P7[R$$;235-[S4^[(.YQ>(A
M!]-)A#%W?=JD["X)[2&/1,:_IX-0"+*QG'D*AL&0^"@ XPLMGM\!K(H)NQ=1
M  W"GC\/PG$0<D2R-<;-9^SL%YR96'ABY\%HS/U)85HU)K@]9)\2'@*-0?9$
ML.(</DQ@[X0")KU'#_"%^TF;*O;TG_]1_)^F&?<=.8PA- $THE4$$<CV@'HX
M##!M45XP1_1=7SC[<B60A&S,PS@;*^QC3]BQ^RB\28TM0Q[L4'8?%09^6+*'
M-/<MO7'+F+ET2]\+VXVY%[U_Q1U\W*0M?'JXRB;^\MOE_>5I3U);,1D;JH6+
M@WX0"D84@,W@^G-WT<*;9RG&G]%%896GN3/CSR<W'DH&A=%@U[JU,&*>&\4T
M,]:SA\))/.@"GR%^'"=AE,!RH_!X&KK0@$DD-XH2G"1P/](K2.(HAK^@1V;/
MW6<Y'/-" +,<I<P&92?/$LG<PGLNCKIK#AJQS=*@YL6#OB@;-/!\,!"X(G(=
ML>WIB2XO+(JT*9$&2XF)N5OT;#U;%,0-"A7WW^@^%.$H8@EZ$J6(98"T/ ]8
M\5$0,4(1C:4L!9. ^^0<Y)$=NA:^K3@<7L-G9VWCQ/=$I&6X%M\,N %?LH%\
M,%?5;X!-/KD1=OROQ W%;(*^P#\QE[KG2U.7J3]F"C^<@R#)0.).TTAI& #2
M7T4J [F&')$$&3/)^:HL=K$^+7 O%]!AOZGI$D]QG(:CIZB(A;NG<?PARHB@
M24<BI;0U/W@"5HK@.VR,7IS+A(I'%3_#5K>2F 6^-U&_9%(L>\1$'9&(046'
M:!+!F%YS#2[7LP:XG=0FDFP%:LOC3W(9+"%\UD\\#['D:.RY0%D2C$CO=",R
M#F102T [WQ> 2R,.N!!H3NQ+L#J%RP#%'F&*3HUY8L ]>M5RI39S_2@.9>"!
MVP!@Z4L4'G&4T5[*H[Z2#: YQT$D4M$AOHUA<4A8I9-P E^@+!F+$%X;"6=5
MI#9W;6YNO]38 Y+XX^W]98TEXT#R%=*2IDOD%,"#$<#SJ \41)"N( ,(.\>E
MJ R#F=@"V]9[0?3[4M#Z*"SIA1QI4P8DF"%DNX (B#A!OT:]PT_01^3"%N&Z
MXT$02'P!2Y-PRS-8/?^LW!^V<,=RWT5)O^_:KO#M";8CL0N'#8<]6A-8QJ^P
M"SWA#(23%W[<V(Q:VCE!^AYN2H1U?0#JP5,INGW)BBT0J^A=GJ-WG#4.4\7]
M\JWVO!FI[=G>84D086V\V3HBWFP<-E:2'*>PO9]2SCHY/-%<.TND2I5MP5(Z
MCI3IH>#.2Q>V\DE]'Y]4RD.Y\*22;],L39_?,T*,-B'ME#]>9P\5.[P'X02:
M(L@PI@;=BMO9@R%YGEQ@2<"S*(='(L10..@X6-DH\%'VH9@%(4H@*[ D\F(7
MPHJSA58=HA(B<R^2=H*Q&8#!PV"$+IG[WOTM,GP4P/@X2G44^#;U!$*PA@(9
MAR5 K,<UG 2T:@FRAS_SB;)EFWHFIP0UBC!2CE.@0+91^H,& =V*@UYDK'G)
M+/<L@%'\(Z9H.Z%X8ON,!B/HT"#.TC3Y4.+Z+B[L. P>0?DX:C5K"[R",#I]
MW)6=\S' %TEQN1QH-MNPX *7 [O D9?,PR6(@^L!FRF;>MG4$!J!98ZP U_7
M(\]15L*G&) /!]QZ5&<.2! 0C8_<MP7(#6 +P?8DKH)Y$+MP!)N)%^O>=%M]
M3GD8R*1CX!)CBGTA)"(#+(09(!%.P'@\Y70$=L$85;O(3%XBT#Y9UB!& /6%
MJN=L^NAST:-U(V.J.<0.O=("^$')LY+CJ*&TT^D5P9^,-:G-\RZ6RX2(?8&)
M.2%_@NUP^3CMSJDA<<@AH7J'2?PK@3;Z$TE]Q3#I<($8N,<R:JA]^X*AG0X(
M-Y4,2PJ&O#^"LUE3>E'G#P"CP7 A05U.&.C:+Q$,*#D!D,^2G@9A2L0HPH?Y
MN^S59"FV=E2'#F#3*?2A>6PF330/FU1P8"/!PL4P:W+;X69+YS6E(M"$!+Y/
MI&8!4@#&C0(&$/<EXZE)^0Y[U@7 GH(K4-U@ L .1'*BV'"D"0$,TI)"1FN/
M2]Q]*&R O#@9<RUD<WM\'YMTA =V!EK3:JAZ^FJ3:\B>6Z:]QCZ(MXP&4LYQ
MWT^(2?:0&" +V$BN!XQ4#0\6$EU_T+8,(O@^=DY6I.I [CU?61A$!7/L3\ ,
M2NM!1UH;[DMW8W,?9<IHC$M&UAC. Y"J/Q#(,,7&:C#0?<.6*DBA9S3IGKUO
M^@GZ(M0DNPO=1YS%G<=MB8YO$G)G*O\N$/K\'[VK._;)"RQ,SQ/A(XC-B+A:
M>1RPLSE]PXRC6 I54#-35 *^(..8%#KSW*^PR$,T_: 94"(T)OA(VY",Z]#U
M;7>LK'27G/-1K$6@7G2Y)(8?P5"4FD,=M <<9?"B)\%5;8 ='!,)6.1Z9/BG
MSJWYXYLQ-OR+$XB(^"QS%<*S7N((6GET-MC*G U2!V,(S 9";T_LTZOF"\ \
ME">';_ !1R\%SBRD38.3$'I7:2V:4:#WQRVC33E1_I)0#!)/!LYX I A=#$L
M)4'#GTGH1C X:98_*IQ7MM6D*;_7WT\'2@.17;@^NCGD#$/AR;6'J4[S SH8
M)[@^H?:=D:1%T$>TP3_5_E]F(MGT%Y^1="L9 TI!2N8B54,I.OI>QYV3FLS-
ME4QF;0PUZH>-Q:UE9.E(.T.0L;D*'J'FA4=A^O%D57/Z]2P_G.QBIM\"B/X:
MM'D(UC=Q;?"<88>;=XQZ$V%1RF+H^E4JK^]&-D@- 'EA7 )N56,2H)+7"Q\Y
M#_PH\%P9;7P(8FU<P0J4_'2NPR>IE!'?;/1IUP^/Z_C7QB$:ZH:-P.,IG.%&
M2A I]RLW!<R4VW:!\%=JE"L2DHF'&AUV><WPKZYMWBD[PUY-;&D@U ^/.IH"
M@(IBU\O4^S0\I)E/2,&O<^) V@S?2!V0S=\03B28EI(NW]=#)?%#KHLY&7'3
M;^8S[&4&?7<<%Q(-?%0FGDZSEYM3???NUX/F0:G?LO*G+:Y@6BLIF'./HTF&
MV(]R()0$WG9E _-9A2HYBTWT>>+%D0[PJ3@05W80H)JBA"6Q"$J$D*%TK*GX
MDNF= =!#46C ^$J0P -C#KHJY.,A9B7M2UN"L)J]GT9L%I99C48JJU&!95V_
M0.KMJX -8$!%$*UB4)HZ.KSG9D893UV-AB>(;#S,0!MC8 B-VEL, >&/9'41
MKK1CL/A8&OI)+0;=L3;+RC2OC"\1'GX"3 F6K?8?%5N17@'T@*;I8%RR^QZY
M*_#90A.P1L#QB-:!\UR9.90Z3[)N5 ^&-T:R/UIS:(?!NS99FJ0\T*^E5UWO
MP^67>/]#1@I,BGM-2-M>"Z1M-@_;6RYE%H>T.-EEHAD+ -M3VPX0 @&GHZ>G
M&+,X12]\]LAT'DX6;<5=K"+?WB1-GR%QYQJA\VQ9TN2=-&,GR^*!%@888U;(
M:$1.-0K'9P+RT^GI7>I3 FP[)L,]L[=SFR3%N7+<-7*_(UN@V$UB+J/=(U#M
MN40X&=R>YB1Z<,:8:EF"&3[=UV<=#9<$\IU$CVF+0#C8P))B\V8*3([?I=EW
M%-4/P! .I-N([R.(-V!UP=.$;:&Z47I(^>QU$)Y^?0H2#[B? OW*-Y'2*+-@
M] E.A=-#$Q7GLP!F,("DD_*\YIWVY;DTDE91H*WQ6M&0SXSX:9>Q#Q2*783X
M,"+*->ASPO,Z*X=$=>ED,+P!K"E"Q:]!Z,(FAJFCQ\>/960*NH>&/3IRJI5$
M2O5L]D3@O2BQ_B3B!GH1@#VA027(BC/?G[+3I-42J;%C+$,Z9?&I*&?WD%<*
MAH^"3@4G+1ZY4;K:Y+54:1W2 3*6B3;N"%4R4,R;:/]U?E;R?2,3SQ+ *4:*
MB$0>Z"O,"+ LXY3M/LF/PJ%-+"W;U%&F1@??HN=7F-(K3#SMQY>P*9NWN><-
MD=C#7<9#!Y/<'9(EM >Z[3K;NZ98S;Z!BLC/!:,J=IQ-?I"X<EOGB XM?A16
MF*"KN7&$H=9&-Y,A\MBSE),P; <L@\$DS3T"H!(,?%=O3==_A(TAN99_PZ/3
M#JHV?!H,91ZR@?!U'@TP"S*ADN<%%[L2#\I1,0'PA?X+HDF: MNJTUA/4FPY
MO>L4VQJ6_93K7OD2 >7:"6!8"FJDEK8RD5,7?,8]A@Q-'8=@.9$HR7&-\NG-
M<N;EL9N4(+B?J:T:A3YQ:"Y <Z*:)>(GH8)20!H;_8^&7*0=,LWCICL^8W;2
M(FIKT3 )[ XD\%3,H7VFDJ\C4X07Y;>60X[0F:]Z%;5^ #L2#34R"^2J6?M:
ML7S$[#2=R4:MQ!3Z27T@.>]/CL1[T@%,"DC'H#UWY,;J4,CBED(M,Q[KIMDA
M>:'O9IRN\#)Z:K)P(<7=/-7"=- (@$:4A**@P&!B%BPO #^YU4 OA)2$)NA,
MAW3D*6[)"A>42HFS /XH_<DT,0Q)\A",71NX[I!UFYV#1OV@V:&9-0#Q?\1Q
M_$'CN!U+0EZA,)?!N/(AL-9)]GXZUJLTIS%Z#\HEDQA(VL^2*#*P(9WK$:P=
M"@M#=D:J@WTCGN)&P%;PG3H7H.RBV @8YO$2"KVIR+5>K2$ ;H20E"V)CU<^
MK[D^KU;E\UK5 NTL9(%F9V7.EC(TE97I1AJCD;9Q5)*QPM6@\!!U>>,A!\6"
MM@HC\BFQK0/RF>A[:U-4B]VS^]Y/GX.0[+:8ATH$:Y:<+^_9C);E)*@%24DT
M#!EV)8O#U'0J1)9H5"/+'40*)GP'X=JB<*L1)XL>:._-]+2D1H,'0Y4XF(M#
M1JD@G14/13E-N2B;,>>/;FP/\US C-G2SW(57V\1"TGP"X_]?T+8:+/'3C^#
M:H<]K4)",FFJQJZOSV?,9A77UEQ"K'"::*7U_0P6<WH YA5W>ZX?X!<T9P(P
M%%0BRFNST%II1MMSM@1 #*[V16[6@('_QD?C#W<U5A2S"-"('67*(!C7N70(
M:>YIB<)E:I\^?JPLQ7]KA[.&D=[$-$[29]"^<B.IDK2("@?<UX%5G9)Q>:Z=
M!F#JS<Z/J*&SP@LHX8.2B2B#R ;]6<OLIM+QYZP96P6:^+XF +>@6XJ1N'XB
M<R<MD9O>_%F9#F]C>L8[A9FB0M>3-3WWYW+P2D3<2<-7*T:V!\.5BZ3!-9X*
M&\A1[NL^;DZOSC>#=Q4+SN9>]8!.%-/I@M]K9RYQB*:YHLN\>-C]\N[^LG=Y
M\T %K'KL].:"?3F]OS^]>;BZ[+';CWCPBIW??KX[O?GG]SA0TUSJ0 V8G)A]
MEMABZN@3>=*P)ID$L,KW4CS@E>;:D4_4UZYSY9Q-0$PK-ZE(ZYL9K4VFCXSM
MYU+_:UG+TI7[Q$.LT1!-^9!R0P<AMS9D/$WD_%Y2= <AM*QJ+](2CTW(XX&)
MEZ:P*9DCG=;Z(*,NI8%^1>D"47%D'DZEY>M#^EG+:ED=<R6F?'XU?832=-9G
M1R;G'URE1"?#T,E/E-Q[0-TX4<GV=.ZR)D]AYHY?!A8LAF*I_+1J3&!.H2UD
MIK7*@2SX+(N1$_C9#<W3X13!JE$NE(P7J4:5/PX]W4;N,/JPY'PHY)R=;["X
M_S5,QC&B0!=SD!XE(@R%J45JF&6,Z8E8HVI* 7C\*5)1%NWA-0<#LY?Z$."/
M@@:RJ&"DG+BHVG006WVC,U(]Z<)#'1S#V*6;QE,'-I^&,J-?IHUJFDH/F+GV
M^M2EBDFA+Q<3R)3]JMI&_!'C5):K*?#C^6O:E;]F_1+86CD_)U52M4Q#X:8J
MY.<4Y';!M:QEH_E2X1'EFN<R!W1Q06KF1.8E:IIIBJ))9H_CH>R:/JNECJ$@
MZU QF)I,,DK%,$]S6%2H@R)Q^E5R3V'A72.V<>V"/LF? U"IZ3#Q>#(EK_''
M>[#?0M=&*=I++) G+AVH",TR43<\3E!X?>*1'@N\FLU<,D(2"I*G\0!V!*Z6
MD*0,$XP$>P&')1QK<@:I,<0SPE)<KF:H4GA6YM^&0.D#E,>UO$'U&9X*T8.>
MMB)#YVF)@+):.2^;."RNA=M*#L:HY[.>YO6T^M,J4:T?'N50B>\TD!HI%F"8
M/BB]6*K3'(OPC+>,MK6&-6H(8&!)!Z:C].F0%OK/Q!G(U7&$C>?M<[&RQ%.N
M,8KL!DF(VR.TW)BT*C;\"1/Z?6P! R+I&0!#5>=/!+Z8>GNM??;H!AY!,']B
MA-IUY ^0,.ZK5,]CN%E2;% ($I8/VBA0M-;1OTXEECE2V5Y)*OL!22DI"M/$
MB#!%QYJ22F -P)S7Q>=D67#\'I@)()9\%#FW-H?NTCFBW!6R,H6O@E)I'#IG
MRQBG4&<:-47YKTN%&!I"J80@7$XC3"F"?$_??;67R9'55LNESA!A6-EV9NF\
MVJR(>)$$=$J<LB'R1JEA/Z)XRS)IC=HD'9/\V=*6A'<PRPT$OU %5&3L!@4A
M^D2TIM!E>3+>B6#M&*%LF?"D,FTH&"HS  IFF+*8LY,C=#)!L<N>,EUT.99O
ME((DDY?FSSY+SDN/!'(_3:O%/FJY5"6I>=!%ASU-V)-8:OYR^-+(,/IXI=IC
M<QA4K"2.(A?WZN^)+U2^2[-1DYD6F8V-(BM-BLJGJ:1J$)9UK#)OJ*H3M$OV
M6&CJWS($A5D]0,XRH4^O&/IRAO92'*,S2*1#&(;UZ#KR4*R1#C@8H+&(K""S
M &5N=IHZ0P=]<7UEKKFLE97!I%,'C\SJ_?UZ):CFK'9_&7&4;;&"1)J3C5.4
M/;#X%PI( QW5D>U^^AU5QK IM<E16\J-M+^:W-P^4ADV*CG;C#=U:X:'.OO1
M-1+(JDR)N99WI[*\7\.MWEK&K?[\]17GMS<75]*C_G#++C]^Q&[^N+RY["F?
M^E4O*[S\/=SJK07=ZNRA4 !-)8'D4V'EH?]BL355:<#!8A&((GV1)CJFN1^&
M(355 237X')E05.!9S(SRKY"#8XM\*J;_TT]W92Y)D+TCY>4J:L5_.)%"%8H
M-#VKO&,MG_V,[G;S3">UDH4I2,^:@0PZH4 @(0&#Q_ONR&AU]]DSD+,0F"BM
M#=C4R#;-GIK"F H0$Z+6SB>%?TOTME&=.Z<Z96J-7(,BZ<UUE&>_*%BBSY6E
M"0GG"-0H>U/H1/)<AJF$NQ+];)?9350[X_Y7I@+9N9JDXAN6CB9GJ#]EDA3W
M@+95=?%-6D8\JT>Q@Y&1_QH9)R!2CP>=,=*YS!3.+\0D(C)YE'VE\OA7L)\E
MIXT5O](*&E5N7[#!WWQ?KWYLM3<47G^A@N>&9=1H3),:[WH+H]C0C[&LQEPK
MM +2N-FA5MHU;?[VDY \:?D6C<(FF)KO/-=V=F"AV:4..L4$%$NZ\.4=!SD]
M</?IZK/*.=JCNJTAC!//E%+II[LPH5.<E&*='KSXS'U CI*W\,W]LCL#?!)&
MJNI.;!PX>&8SF5MAQ5WUW3?35NZE9;P'<Y.#39;\S.%GUFP2.Q[-9L 4>!CG
M92K.V1+.6<8342Z%%Y:_4JYU*T;:248:?"=& M76.)9'^BI.VCA.^O$<=T>5
MXV[]PF3XDJ3%15$-")"VO/:H$B ;)T#6P3WNV@HB&;,?<Y>H]T2WI(3<C_K2
M2#(K$/!'[GJRMC3P1I322'KBF+JW1IU83:FM?LT[GHR[KTJNL"DK5;(G"\,:
M]2UU1SS*=V3,:D9):BR:$KJ8\DD'E@V&Z M94P2_H\8%5H&6%>OJG;]J;UH:
MHS/KCX[TM/4)=H](:HSM3:)Q?[X:OY"3?+K*>!^7U^WWV6\<KVYAU]=WM2EG
MWW0">6U6XH<N&T+^=5FC1?XEEZU#22JUA3/>W^ 0Q*IU@PK-?K[JG5]>7Y_>
M7-[^X[O<&M)>-!J350+*\AVTA)9'<FMS%9J^6<@);'EBOF;D^ZD*L?KA*"WY
MH1Q/YK4SR">RO!<I ;_OXK4_.E\B2Y/P51'MG).3#C/ALW1A3S%YY+ 8<WHF
M.5]O'GV!@BINFPX-IT>"2M5ZIV--6 L!A*2F0RVE#&6/H"\X>D8[ZJ3#6<F3
M*?$*U2\7G46NLO7,]9RCH ]SI5M3+UT6]\DO9?0LX^#OZNU)D:>R6XCDHN,L
MD"=D,0Y,RC R7N,L'U0=!9&0Y9D#Z-AN6?^Y?$(WUJ4_5"J(.AZ85=/3Q64"
M"XL>R8(U\ ;Q8B$QVHW-LEVYXQNZ&LL<]&32JTSOFGS]NB66VTN56,8!#55P
M-E^;L5AM'"]ZY?OYO.LLU4.6OY^=/$+K@TFYQOVDBBWE%J#,$OH*%6.:9T(G
M:M)3D3(GTM!8HD1&9A!)5TC#.Q-B74R-$/5D.O-U[O*J(YI8R8V%V JEG%%Q
MN/12$!6GM3WNCE*H'NHR6G3*/4/!<4"E:$"%&Z78*4EJYK$A)82,"ESI[E:7
M'019)7G5S=.0#DX1K7-44*=E)-?+LSAR*U/QRH59/HU$ELN+5V;TQ4J]YD2C
MDH-*BT4T_Z6V>GKH* @II8P2Q1'IR]2%R.@A%J.QU NH3''C)"/,+J3+2'#=
M:]E-"EH/R$L8B^&A'+ZCVP*3^"#H'XP#^RMPNQU$<1X^UEA:R,B\BXG'P"V^
MF*3'L AW4J7/(K*4%X#TB]6F,&< SRC(^A[ZM+9\ASJ5VU8#=H,52V%I3O<K
M-C*IF8<2*3TU_,'@%S&R3#^;:%8VRV=E-JQ,#C2,:[6)H\0:!\+GV83D98IT
M3$QF-JI+ #Q5EHS8Y1%%XT@>I"9S_T4S+)N848[=B/O/%@S&='4N FR.XD%6
M;8[JDAN&29Z))WED*"^2\/LJ,V^N@^^X<O"M*LQG5]%EIPK3<GE.3%[CHF0E
M'M#)4EDBHXBA:>S,.#9LU&1>T. E#+,07%?EX[)U'/&O5'],%7/-K(_I7%RZ
MZ,C'5#KH@4Z[RIU,J?&IS2+WM[ZRI-""N@.:3K\%\L;GJ;N>7QN(+E:6RM#2
MLD+&F&3K$,PZ68A!"KM''KI!DDHXF7!>GA-'^K8O#PD"$'55NH\Z9:RJJ(+N
M-@K#JLJ]Z<G",$E3&XT38<;A+^EQ?64"'JV4MVD8Q(0-).0KJ\M;2^T3I4#U
M?+G,YD];'-"Y(U+P$@#B!<?JX5ZL\CDQ>?^?0?A553,EZV(8P*Y%R((O9&>[
M<VEM1GO$ZKWL\B69PJ_8UO2!FY?]TC%T C/YBW+BM-![UNPK+]SQBQ9.'5I,
MA94Z^.K+BZWP&+V1"JI2.\O21#,C3>*BM,ZOO(2;C'#M(:%M@>FZJ6]#HX\+
M0PCB\1JL;Q@&OFL;:9]4]R6A*\'E@5/ZBD8SGM#1MNG#9'UN4^$  3,8<=?
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MT,/E*0975U<;RRAO3+;\5:XGA-$K-],F[J\*P.R^NJT 3 5@MH7<.R=@-P+
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M5Z'L1'XGQ=Y[&*(O,&DNFX?^]/-/5N!,Z,,P'GGPX?\!4$L#!!0    ( ,*
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M+5(3 H];CU0\%ZOI03/]TH[<65@JU:VX(/_W?&>1W^3_:G_\#U!+ 0(4 Q0
M   ( ,* 8U,R1\H??AT  &JV   3              "  0    !B<FAC,3 P
M,S Q,#5?.&LN:'1M4$L! A0#%     @ PH!C4PC!(1Q[@@$ =1,. !8
M         ( !KQT  &)R:&,Q,# S,#$P-5]E>#0M,2YH=&U02P$"% ,4
M" #"@&-3J]P*FZ Y   -[0$ %@              @ %>H $ 8G)H8S$P,#,P
M,3 U7V5X-"TR+FAT;5!+ 0(4 Q0    ( ,* 8U/+*0&F4"<  "Q] 0 6
M          "  3+: 0!B<FAC,3 P,S Q,#5?97@T+3,N:'1M4$L! A0#%
M  @ PH!C4QP)#JCL,0  38L" !8              ( !M@$" &)R:&,Q,# S
M,#$P-5]E>#0M-"YH=&U02P$"% ,4    " #"@&-3,<J+'L$L  #?)P( %@
M            @ '6,P( 8G)H8S$P,#,P,3 U7V5X-"TU+FAT;5!+ 0(4 Q0
M   ( ,* 8U,_2$"P7BD  "^9 0 6              "  <M@ @!B<FAC,3 P
M,S Q,#5?97@T+38N:'1M4$L! A0#%     @ PH!C4PRYUQ:C*@  2K$! !8
M             ( !78H" &)R:&,Q,# S,#$P-5]E>#0M-RYH=&U02P$"% ,4
M    " #"@&-31:04Q(LJ  !5GP$ %@              @ $TM0( 8G)H8S$P
M,#,P,3 U7V5X-"TX+FAT;5!+ 0(4 Q0    ( ,* 8U,,YR255 ,  'D/   0
M              "  ?/? @!N:G(M,C R,3$P,C@N>'-D4$L! A0#%     @
MPH!C4_.$* 6!"   <E@  !0              ( !=>," &YJ<BTR,#(Q,3 R
M.%]L86(N>&UL4$L! A0#%     @ PH!C4P&/-7CE!0  ]#X  !0
M     ( !*.P" &YJ<BTR,#(Q,3 R.%]P<F4N>&UL4$L%!@     ,  P (P,
' #_R @    $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
