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Consolidated Statements of Earnings (Unaudited) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME:        
Interest and fees on loans $ 140,441,000 $ 129,638,000 $ 406,145,000 $ 370,438,000
Interest on investment securities:        
Taxable 26,539,000 19,866,000 76,815,000 59,730,000
Exempt from federal income tax 10,196,000 7,696,000 26,567,000 23,120,000
Interest on federal funds sold and interest-bearing demand deposits in banks 2,516,000 2,758,000 10,085,000 9,838,000
Total interest income 179,692,000 159,958,000 519,612,000 463,126,000
INTEREST EXPENSE:        
Interest on deposits 52,009,000 51,995,000 148,289,000 145,661,000
Interest on repurchase agreements and borrowings 682,000 854,000 1,803,000 6,841,000
Total interest expense 52,691,000 52,849,000 150,092,000 152,502,000
Net interest income 127,001,000 107,109,000 369,520,000 310,624,000
Provision for credit losses 24,435,000 6,123,000 31,095,000 12,817,000
Net interest income after provision for credit losses 102,566,000 100,986,000 338,425,000 297,807,000
NONINTEREST INCOME:        
Trust fees 12,950,000 11,694,000 38,349,000 34,787,000
Service charges on deposit accounts 6,447,000 6,428,000 18,749,000 18,683,000
Debit card fees 5,333,000 5,528,000 15,519,000 15,564,000
Credit card fees 699,000 617,000 1,983,000 1,920,000
Gain on sale and fees on mortgage loans 4,375,000 3,359,000 11,333,000 10,174,000
Net gain (loss) on sale of foreclosed assets (122,000) (30,000) 43,000 (88,000)
Net gain on sale of other assets 0 267,000 6,000 269,000
Loan recoveries 1,664,000 1,359,000 3,048,000 2,578,000
Other noninterest income 2,918,000 3,140,000 8,336,000 9,125,000
Total noninterest income 34,264,000 32,362,000 97,366,000 93,012,000
NONINTEREST EXPENSE:        
Salaries, commissions and employee benefits 42,605,000 37,497,000 127,322,000 111,652,000
Net occupancy expense 3,545,000 3,738,000 10,865,000 10,826,000
Equipment expense 2,395,000 2,291,000 7,194,000 6,761,000
FDIC insurance premiums 1,635,000 1,514,000 4,795,000 4,987,000
Debit card expense 3,512,000 3,248,000 10,193,000 9,548,000
Professional and service fees 3,000,000 2,793,000 8,381,000 8,017,000
Printing, stationery and supplies 456,000 199,000 1,411,000 1,071,000
Operational and other losses 1,957,000 955,000 3,217,000 2,878,000
Software amortization and expense 4,280,000 3,712,000 12,032,000 9,875,000
Amortization of intangible assets 86,000 157,000 266,000 471,000
Other noninterest expense 10,195,000 9,908,000 30,060,000 28,879,000
Total noninterest expense 73,666,000 66,012,000 215,736,000 194,965,000
EARNINGS BEFORE INCOME TAXES 63,164,000 67,336,000 220,055,000 195,854,000
INCOME TAX EXPENSE 10,897,000 12,028,000 39,785,000 34,664,000
NET EARNINGS $ 52,267,000 $ 55,308,000 $ 180,270,000 $ 161,190,000
NET EARNINGS PER SHARE, BASIC $ 0.37 $ 0.39 $ 1.26 $ 1.13
NET EARNINGS PER SHARE, DILUTED 0.36 0.39 1.26 1.13
DIVIDENDS PER SHARE $ 0.19 $ 0.18 $ 0.56 $ 0.54