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Allowances for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2016
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowances for losses on non-covered and covered loans, based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at June 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |
Loans collectively evaluated for impairment |  |  | 127,127 |  |  |  | 24,201 |  |  |  | 151,328 |
Acquired loans with deteriorated credit quality |  |  | 13,300 |  |  |  | 15,080 |  |  |  | 28,380 |
Total |  | $ | 140,427 |  |  | $ | 39,281 |  |  | $ | 179,708 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at December 31, 2015: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |
Loans collectively evaluated for impairment |  |  | 122,712 |  |  |  | 22,484 |  |  |  | 145,196 |
Acquired loans with deteriorated credit quality |  |  | 14,583 |  |  |  | 18,740 |  |  |  | 33,323 |
Total |  | $ | 137,295 |  |  | $ | 41,224 |  |  | $ | 178,519 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at June 30, 2016: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 25,197 |  |  | $ | 10,628 |  |  | $ | 35,825 |
Loans collectively evaluated for impairment |  |  | 35,126,712 |  |  |  | 1,609,882 |  |  |  | 36,736,594 |
Acquired loans with deteriorated credit quality |  |  | 1,780,989 |  |  |  | 115,877 |  |  |  | 1,896,866 |
Total |  | $ | 36,932,898 |  |  | $ | 1,736,387 |  |  | $ | 38,669,285 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at December 31, 2015: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 47,480 |  |  | $ | 4,474 |  |  | $ | 51,954 |
Loans collectively evaluated for impairment |  |  | 34,209,870 |  |  |  | 1,470,321 |  |  |  | 35,680,191 |
Acquired loans with deteriorated credit quality |  |  | 1,924,255 |  |  |  | 144,178 |  |  |  | 2,068,433 |
Total |  | $ | 36,181,605 |  |  | $ | 1,618,973 |  |  | $ | 37,800,578 |
Additional Information Regarding Impaired Non-Covered Loans | The following tables present additional information about the Company’s impaired non-covered loans at June 30, 2016 and December 31, 2015:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired Loans with No Related Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 11,106 |  |  | $ | 13,273 |  |  | $ | — |  |  | $ | 17,190 |  |  | $ | 325 |
Commercial real estate |  |  | 11,144 |  |  |  | 16,859 |  |  |  | — |  |  |  | 12,114 |  |  |  | 101 |
One-to-four family |  |  | 2,948 |  |  |  | 3,597 |  |  |  | — |  |  |  | 3,064 |  |  |  | 47 |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 879 |  |  |  | — |
Other |  |  | 10,627 |  |  |  | 11,181 |  |  |  | — |  |  |  | 8,057 |  |  |  | 111 |
Total impaired loans |  | $ | 35,825 |  |  | $ | 44,910 |  |  | $ | — |  |  | $ | 41,304 |  |  | $ | 584 |
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired Loans with No Related Allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 27,464 |  |  | $ | 29,379 |  |  | $ | — |  |  | $ | 30,965 |  |  | $ | 1,320 |
Commercial real estate |  |  | 13,995 |  |  |  | 15,480 |  |  |  | — |  |  |  | 25,066 |  |  |  | 383 |
One-to-four family |  |  | 3,384 |  |  |  | 8,929 |  |  |  | — |  |  |  | 2,302 |  |  |  | 75 |
Acquisition, development, and construction |  |  | 2,637 |  |  |  | 3,035 |  |  |  | — |  |  |  | 1,086 |  |  |  | 148 |
Other |  |  | 4,474 |  |  |  | 4,794 |  |  |  | — |  |  |  | 8,386 |  |  |  | 118 |
Total impaired loans |  | $ | 51,954 |  |  | $ | 61,617 |  |  | $ | — |  |  | $ | 67,805 |  |  | $ | 2,044 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for losses on non-covered loans for the six months ended June 30, 2016 and 2015:
|  | June 30, |
|  | 2016 |  |  | 2015 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |  |  | Mortgage |  |  | Other |  |  | Total |
Balance, beginning of period |  | $ | 124,478 |  |  | $ | 22,646 |  |  | $ | 147,124 |  |  | $ | 122,616 |  |  | $ | 17,241 |  |  | $ | 139,857 |
Charge-offs |  |  | (153 | ) |  |  | (1,098 | ) |  |  | (1,251 | ) |  |  | (655 | ) |  |  | (375 | ) |  |  | (1,030 | )
Recoveries |  |  | 1,140 |  |  |  | 581 |  |  |  | 1,721 |  |  |  | 1,640 |  |  |  | 1,207 |  |  |  | 2,847 |
Transfer from the allowance for losses on covered loans (1) |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2,250 |  |  |  | 166 |  |  |  | 2,416 |
Provision for (recovery of) non-covered loan losses |  |  | 3,231 |  |  |  | 2,234 |  |  |  | 5,465 |  |  |  | (8,156 | ) |  |  | 5,414 |  |  |  | (2,742 | )
Balance, end of period |  | $ | 128,696 |  |  | $ | 24,363 |  |  | $ | 153,059 |  |  | $ | 117,695 |  |  | $ | 23,653 |  |  | $ | 141,348 |
(1) | Represents the allowance associated with $14.2 million of loans acquired in the Desert Hills transaction that were transferred from covered loans to non-covered loans upon expiration of the related FDIC loss sharing agreement.
Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for losses on covered loans for the six months ended June 30, 2016 and 2015:
|  | June 30, |
(in thousands) |  | 2016 |  |  | 2015 |
Balance, beginning of period |  | $ | 31,395 |  |  | $ | 45,481 |
(Recovery of) provision for losses on covered loans |  |  | (4,746 | ) |  |  | 3,083 |
Transfer to the allowance for losses on non-covered loans (1) |  |  | — |  |  |  | (2,416 | )
Balance, end of period |  | $ | 26,649 |  |  | $ | 46,148 |
(1) | Represents the allowance associated with $14.2 million of loans acquired in the Desert Hills Bank transaction that were transferred from covered loans to non-covered loans upon expiration of the related FDIC loss sharing agreement.

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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