Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2016

Regulatory Capital Ratios for Company in Comparison With Minimum Amounts and Ratios Required by Federal Reserve Board of Governors

The following tables present the regulatory capital ratios for the Company at December 31, 2016 and 2015, in comparison with the minimum amounts and ratios required by the FRB for capital adequacy purposes:


	Risk-Based Capital
At December 31, 2016	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,748,231		10.62	%	$	3,748,231		10.62	%	$	4,277,759		12.12	%	$	3,748,231		8.00	%
Minimum for capital adequacy purposes		1,588,699		4.50			2,118,266		6.00			2,824,355		8.00			1,875,062		4.00

Excess	$	2,159,532		6.12	%	$	1,629,965		4.62	%	$	1,453,404		4.12	%	$	1,873,169		4.00	%


	Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,558,415		9.95	%	$	3,644,872		10.19	%	$	4,086,913		11.43	%	$	3,644,872		7.77	%
Minimum for capital adequacy purposes		1,609,639		4.50			2,146,186		6.00			2,861,581		8.00			1,876,006		4.00

Excess	$	1,948,776		5.45	%	$	1,498,686		4.19	%		1,225,332		3.43	%	$	1,768,866		3.77	%

Actual Capital Amounts and Ratios for Community Bank in Comparison to Minimum Amounts and Ratios Required

The following tables present the actual capital amounts and ratios for the Community Bank at December 31, 2016 and 2015 in comparison to the minimum amounts and ratios required for capital adequacy purposes.


	Risk-Based Capital
At December 31, 2016	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,686,510		11.23	%	$	3,686,510		11.23	%	$	3,843,382		11.71	%	$	3,686,510		8.45	%
Minimum for capital adequacy purposes		1,477,056		4.50			1,969,408		6.00			2,625,877		8.00			1,744,601		4.00

Excess	$	2,209,454		6.73	%	$	1,717,102		5.23	%	$	1,217,505		3.71	%	$	1,941,909		4.45	%


	Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,478,429		10.47	%	$	3,478,429		10.47	%	$	3,645,262		10.98	%	$	3,478,429		8.05	%
Minimum for capital adequacy purposes		1,494,584		4.50			1,992,778		6.00			2,657,037		8.00			1,729,021		4.00

Excess	$	1,983,845		5.97	%	$	1,485,651		4.47	%	$	988,225		2.98	%	$	1,749,408		4.05	%

Actual Capital Amounts and Ratios for Commercial Bank in Comparison With Minimum Amounts and Ratios Required

The following tables present the actual capital amounts and ratios for the Commercial Bank at December 31, 2016 and 2015 in comparison to the minimum amounts and ratios required for capital adequacy purposes:


	Risk-Based Capital
At December 31, 2016	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	370,707		14.14	%	$	370,707		14.14	%	$	397,259		15.15	%	$	370,707		10.53	%
Minimum for capital adequacy purposes		117,973		4.50			157,297		6.00			209,729		8.00			140,813		4.00

Excess	$	252,734		9.64	%	$	213,410		8.14	%	$	187,530		7.15	%	$	229,894		6.53	%


	Risk-Based Capital
At December 31, 2015	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	384,221		13.43	%	$	384,221		13.43	%	$	400,058		13.98	%	$	384,221		10.01	%
Minimum for capital adequacy purposes		128,732		4.50			171,642		6.00			228,857		8.00			153,507		4.00

Excess	$	255,489		8.93	%	$	212,579		7.43	%	$	171,201		5.98	%	$	230,714		6.01	%