XML 39 R29.htm IDEA: XBRL DOCUMENT
v3.7.0.1

Allowances for Loan Losses (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2017
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowances for losses on non-covered loans and covered loans, based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at June 30, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |
Loans collectively evaluated for impairment |  |  | 120,325 |  |  |  | 32,492 |  |  |  | 152,817 |
Acquired loans with deteriorated credit quality |  |  | 1,396 |  |  |  | 470 |  |  |  | 1,866 |
Total |  | $ | 121,721 |  |  | $ | 32,962 |  |  | $ | 154,683 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at December 31, 2016: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | 577 |  |  | $ | 577 |
Loans collectively evaluated for impairment |  |  | 123,925 |  |  |  | 32,022 |  |  |  | 155,947 |
Acquired loans with deteriorated credit quality |  |  | 11,984 |  |  |  | 13,483 |  |  |  | 25,467 |
Total |  | $ | 135,909 |  |  | $ | 46,082 |  |  | $ | 181,991 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at June 30, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 21,549 |  |  | $ | 49,661 |  |  | $ | 71,210 |
Loans collectively evaluated for impairment |  |  | 35,164,278 |  |  |  | 1,984,950 |  |  |  | 37,149,228 |
Acquired loans with deteriorated credit quality |  |  | 4,595 |  |  |  | 811 |  |  |  | 5,406 |
Total |  | $ | 35,190,422 |  |  | $ | 2,035,422 |  |  | $ | 37,225,844 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at December 31, 2016: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 29,660 |  |  | $ | 18,592 |  |  | $ | 48,252 |
Loans collectively evaluated for impairment |  |  | 35,402,029 |  |  |  | 1,900,158 |  |  |  | 37,302,187 |
Acquired loans with deteriorated credit quality |  |  | 1,614,755 |  |  |  | 89,140 |  |  |  | 1,703,895 |
Total |  | $ | 37,046,444 |  |  | $ | 2,007,890 |  |  | $ | 39,054,334 |
Additional Information Regarding Impaired Non-Covered Loans | The following table presents additional information about the Company’s impaired non-covered loans at June 30, 2017:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 10,029 |  |  | $ | 12,640 |  |  | $ | — |  |  | $ | 10,331 |  |  | $ | 285 |
Commercial real estate |  |  | 3,148 |  |  |  | 8,933 |  |  |  | — |  |  |  | 5,147 |  |  |  | 44 |
One-to-four family |  |  | 2,173 |  |  |  | 2,442 |  |  |  | — |  |  |  | 3,204 |  |  |  | 26 |
Acquisition, development, and construction |  |  | 6,200 |  |  |  | 15,500 |  |  |  | — |  |  |  | 6,200 |  |  |  | — |
Other |  |  | 49,660 |  |  |  | 69,896 |  |  |  | — |  |  |  | 28,181 |  |  |  | 452 |
Total impaired loans with no related allowance |  | $ | 71,210 |  |  | $ | 109,411 |  |  | $ | — |  |  | $ | 53,063 |  |  | $ | 807 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 4,370 |  |  |  | — |
Total impaired loans with an allowance recorded |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 4,370 |  |  | $ | — |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 10,029 |  |  | $ | 12,640 |  |  | $ | — |  |  | $ | 10,331 |  |  | $ | 285 |
Commercial real estate |  |  | 3,148 |  |  |  | 8,933 |  |  |  | — |  |  |  | 5,147 |  |  |  | 44 |
One-to-four family |  |  | 2,173 |  |  |  | 2,442 |  |  |  | — |  |  |  | 3,204 |  |  |  | 26 |
Acquisition, development, and construction |  |  | 6,200 |  |  |  | 15,500 |  |  |  | — |  |  |  | 6,200 |  |  |  | — |
Other |  |  | 49,660 |  |  |  | 69,896 |  |  |  | — |  |  |  | 32,551 |  |  |  | 452 |
Total impaired loans |  | $ | 71,210 |  |  | $ | 109,411 |  |  | $ | — |  |  | $ | 57,433 |  |  | $ | 807 |
The following table presents additional information about the Company’s impaired non-covered loans at December 31, 2016:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 10,742 |  |  | $ | 13,133 |  |  | $ | — |  |  | $ | 11,431 |  |  | $ | 627 |
Commercial real estate |  |  | 9,117 |  |  |  | 14,868 |  |  |  | — |  |  |  | 10,461 |  |  |  | 143 |
One-to-four family |  |  | 3,601 |  |  |  | 4,267 |  |  |  | — |  |  |  | 3,079 |  |  |  | 124 |
Acquisition, development, and construction |  |  | 6,200 |  |  |  | 15,500 |  |  |  | — |  |  |  | 1,550 |  |  |  | 414 |
Other |  |  | 6,739 |  |  |  | 7,955 |  |  |  | — |  |  |  | 8,261 |  |  |  | 92 |
Total impaired loans with no related allowance |  | $ | 36,399 |  |  | $ | 55,723 |  |  | $ | — |  |  | $ | 34,782 |  |  | $ | 1,400 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | 11,853 |  |  |  | 13,529 |  |  |  | 577 |  |  |  | 4,574 |  |  |  | 213 |
Total impaired loans with an allowance recorded |  | $ | 11,853 |  |  | $ | 13,529 |  |  | $ | 577 |  |  | $ | 4,574 |  |  | $ | 213 |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 10,742 |  |  | $ | 13,133 |  |  | $ | — |  |  | $ | 11,431 |  |  | $ | 627 |
Commercial real estate |  |  | 9,117 |  |  |  | 14,868 |  |  |  | — |  |  |  | 10,461 |  |  |  | 143 |
One-to-four family |  |  | 3,601 |  |  |  | 4,267 |  |  |  | — |  |  |  | 3,079 |  |  |  | 124 |
Acquisition, development, and construction |  |  | 6,200 |  |  |  | 15,500 |  |  |  | — |  |  |  | 1,550 |  |  |  | 414 |
Other |  |  | 18,592 |  |  |  | 21,484 |  |  |  | 577 |  |  |  | 12,835 |  |  |  | 305 |
Total impaired loans |  | $ | 48,252 |  |  | $ | 69,252 |  |  | $ | 577 |  |  | $ | 39,356 |  |  | $ | 1,613 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for losses on non-covered loans for the the periods indicated:
|  | For the Six Months Ended June 30, |
|  | 2017 |  |  | 2016 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |  |  | Mortgage |  |  | Other |  |  | Total |
Balance, beginning of period |  | $ | 125,416 |  |  | $ | 32,874 |  |  | $ | 158,290 |  |  | $ | 124,478 |  |  | $ | 22,646 |  |  | $ | 147,124 |
Charge-offs |  |  | (90 | ) |  |  | (17,646 | ) |  |  | (17,736 | ) |  |  | (153 | ) |  |  | (1,098 | ) |  |  | (1,251 | )
Recoveries |  |  | 180 |  |  |  | 517 |  |  |  | 697 |  |  |  | 1,140 |  |  |  | 581 |  |  |  | 1,721 |
(Recovery of) provision for non-covered loan losses |  |  | (3,785 | ) |  |  | 17,217 |  |  |  | 13,432 |  |  |  | 3,231 |  |  |  | 2,234 |  |  |  | 5,465 |
Balance, end of period |  | $ | 121,721 |  |  | $ | 32,962 |  |  | $ | 154,683 |  |  | $ | 128,696 |  |  | $ | 24,363 |  |  | $ | 153,059 |
Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for losses on covered loans (which, as of June 30, 2017, are classified as held for sale) for the periods indicated:
|  | For the Six Months Ended June 30, |
(in thousands) |  | 2017 |  |  | 2016 |
Balance, beginning of period |  | $ | 23,701 |  |  | $ | 31,395 |
Recovery of losses on covered loans |  |  | (23,701 | ) |  |  | (4,746 | )
Balance, end of period |  | $ | — |  |  | $ | 26,649 |

X
- Definition Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment. + References No definition available. + Details
Name: | nyb_ImpairmentEvaluationOfFinancingReceivablesTableTextBlock
Namespace Prefix: | nyb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis=nyb_NonCoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis=nyb_CoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |