XML 35 R25.htm IDEA: XBRL DOCUMENT
v3.8.0.1

Allowance for Loan Losses (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2018
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowance for loan losses based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at March 31, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | 40 |  |  | $ | 40 |
Loans collectively evaluated for impairment |  |  | 129,135 |  |  |  | 31,965 |  |  |  | 161,100 |
Total |  | $ | 129,135 |  |  | $ | 32,005 |  |  | $ | 161,140 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans collectively evaluated for impairment |  | $ | 128,275 |  |  | $ | 29,771 |  |  | $ | 158,046 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at March 31, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 22,555 |  |  | $ | 46,805 |  |  | $ | 69,360 |
Loans collectively evaluated for impairment |  |  | 36,794,039 |  |  |  | 1,996,455 |  |  |  | 38,790,494 |
Total |  | $ | 36,816,594 |  |  | $ | 2,043,260 |  |  | $ | 38,859,854 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 31,747 |  |  | $ | 48,810 |  |  | $ | 80,557 |
Loans collectively evaluated for impairment |  |  | 36,278,241 |  |  |  | 2,000,224 |  |  |  | 38,278,465 |
Total |  | $ | 36,309,988 |  |  | $ | 2,049,034 |  |  | $ | 38,359,022 |
Additional Information Regarding Impaired Loans | The following table presents additional information about the Company’s impaired loans at March 31, 2018:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 8,433 |  |  | $ | 11,130 |  |  | $ | — |  |  | $ | 8,662 |  |  | $ | 122 |
Commercial real estate |  |  | 2,620 |  |  |  | 7,735 |  |  |  | — |  |  |  | 3,879 |  |  |  | 3 |
One-to-four family |  |  | 1,949 |  |  |  | 2,055 |  |  |  | — |  |  |  | 1,958 |  |  |  | 12 |
Acquisition, development, and construction |  |  | 9,552 |  |  |  | 10,452 |  |  |  | — |  |  |  | 12,652 |  |  |  | 139 |
Other |  |  | 46,766 |  |  |  | 104,106 |  |  |  | — |  |  |  | 47,788 |  |  |  | 725 |
Total impaired loans with no related allowance |  | $ | 69,320 |  |  | $ | 135,478 |  |  | $ | — |  |  | $ | 74,939 |  |  | $ | 1,001 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | 40 |  |  |  | 40 |  |  |  | 40 |  |  |  | 20 |  |  |  | 3 |
Total impaired loans with an allowance recorded |  | $ | 40 |  |  | $ | 40 |  |  | $ | 40 |  |  | $ | 20 |  |  | $ | 3 |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 8,433 |  |  | $ | 11,130 |  |  | $ | — |  |  | $ | 8,662 |  |  | $ | 122 |
Commercial real estate |  |  | 2,620 |  |  |  | 7,735 |  |  |  | — |  |  |  | 3,879 |  |  |  | 3 |
One-to-four family |  |  | 1,949 |  |  |  | 2,055 |  |  |  | — |  |  |  | 1,958 |  |  |  | 12 |
Acquisition, development, and construction |  |  | 9,552 |  |  |  | 10,452 |  |  |  | — |  |  |  | 12,652 |  |  |  | 139 |
Other |  |  | 46,806 |  |  |  | 104,146 |  |  |  | 40 |  |  |  | 47,808 |  |  |  | 728 |
Total impaired loans |  | $ | 69,360 |  |  | $ | 135,518 |  |  | $ | 40 |  |  | $ | 74,959 |  |  | $ | 1,004 |
The following table presents additional information about the Company’s impaired loans at December 31, 2017:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 8,892 |  |  | $ | 11,470 |  |  | $ | — |  |  | $ | 9,554 |  |  | $ | 495 |
Commercial real estate |  |  | 5,137 |  |  |  | 10,252 |  |  |  | — |  |  |  | 3,522 |  |  |  | 92 |
One-to-four family |  |  | 1,966 |  |  |  | 2,072 |  |  |  | — |  |  |  | 2,489 |  |  |  | 50 |
Acquisition, development, and construction |  |  | 15,752 |  |  |  | 25,952 |  |  |  | — |  |  |  | 10,976 |  |  |  | 575 |
Other |  |  | 48,810 |  |  |  | 104,901 |  |  |  | — |  |  |  | 43,074 |  |  |  | 2,200 |
Total impaired loans with no related allowance |  | $ | 80,557 |  |  | $ | 154,647 |  |  | $ | — |  |  | $ | 69,615 |  |  | $ | 3,412 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 314 |  |  |  | — |
Total impaired loans with an allowance recorded |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 314 |  |  | $ | — |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 8,892 |  |  | $ | 11,470 |  |  | $ | — |  |  | $ | 9,554 |  |  | $ | 495 |
Commercial real estate |  |  | 5,137 |  |  |  | 10,252 |  |  |  | — |  |  |  | 3,522 |  |  |  | 92 |
One-to-four family |  |  | 1,966 |  |  |  | 2,072 |  |  |  | — |  |  |  | 2,489 |  |  |  | 50 |
Acquisition, development, and construction |  |  | 15,752 |  |  |  | 25,952 |  |  |  | — |  |  |  | 10,976 |  |  |  | 575 |
Other |  |  | 48,810 |  |  |  | 104,901 |  |  |  | — |  |  |  | 43,388 |  |  |  | 2,200 |
Total impaired loans |  | $ | 80,557 |  |  | $ | 154,647 |  |  | $ | — |  |  | $ | 69,929 |  |  | $ | 3,412 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for loan losses for the periods indicated:
|  | For the Three Months Ended March 31, |
|  | 2018 |  |  | 2017 (1) |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |  |  | Mortgage |  |  | Other |  |  | Total |
Balance, beginning of period |  | $ | 128,275 |  |  | $ | 29,771 |  |  | $ | 158,046 |  |  | $ | 125,416 |  |  | $ | 32,874 |  |  | $ | 158,290 |
Charge-offs |  |  | (5,411 | ) |  |  | (1,580 | ) |  |  | (6,991 | ) |  |  | — |  |  |  | (5,830 | ) |  |  | (5,830 | )
Recoveries |  |  | 110 |  |  |  | 404 |  |  |  | 514 |  |  |  | 115 |  |  |  | 88 |  |  |  | 203 |
Provision for (recovery of) non-covered loan losses |  |  | 6,161 |  |  |  | 3,410 |  |  |  | 9,571 |  |  |  | (3,679 | ) |  |  | 5,466 |  |  |  | 1,787 |
Balance, end of period |  | $ | 129,135 |  |  | $ | 32,005 |  |  | $ | 161,140 |  |  | $ | 121,852 |  |  | $ | 32,598 |  |  | $ | 154,450 |
(1) | Represents allowance for losses on non-covered loans, excluding PCI loans.

X
- Definition Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment. + References No definition available. + Details
Name: | nyb_ImpairmentEvaluationOfFinancingReceivablesTableTextBlock
Namespace Prefix: | nyb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralAxis=nyb_NonCoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |