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Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2018
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowance for loan losses based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at June 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | -- |  |  | $ | 39 |  |  | $ | 39 |
Loans collectively evaluated for impairment |  |  | 129,697 |  |  |  | 30,916 |  |  |  | 160,613 |
Total |  | $ | 129,697 |  |  | $ | 30,955 |  |  | $ | 160,652 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans collectively evaluated for impairment |  | $ | 128,275 |  |  | $ | 29,771 |  |  | $ | 158,046 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at June 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 20,886 |  |  | $ | 45,348 |  |  | $ | 66,234 |
Loans collectively evaluated for impairment |  |  | 37,218,769 |  |  |  | 2,133,754 |  |  |  | 39,352,523 |
Total |  | $ | 37,239,655 |  |  | $ | 2,179,102 |  |  | $ | 39,418,757 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 31,747 |  |  | $ | 48,810 |  |  | $ | 80,557 |
Loans collectively evaluated for impairment |  |  | 36,278,241 |  |  |  | 2,000,224 |  |  |  | 38,278,465 |
Total |  | $ | 36,309,988 |  |  | $ | 2,049,034 |  |  | $ | 38,359,022 |
Additional Information Regarding Impaired Loans | The following table presents additional information about the Company’s impaired loans at June 30, 2018:
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
(in thousands) |  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 5,990 |  |  |  | $ | 8,778 |  |  |  | $ | -- |  |  |  | $ | 7,771 |  |  |  | $ | 227 |
Commercial real estate |  |  |  | 3,675 |  |  |  |  | 8,790 |  |  |  |  | -- |  |  |  |  | 3,811 |  |  |  |  | 29 |
One-to-four family |  |  |  | 1,669 |  |  |  |  | 1,722 |  |  |  |  | -- |  |  |  |  | 1,861 |  |  |  |  | 24 |
Acquisition, development, and construction |  |  |  | 9,552 |  |  |  |  | 10,452 |  |  |  |  | -- |  |  |  |  | 11,619 |  |  |  |  | 287 |
Other |  |  |  | 45,309 |  |  |  |  | 106,995 |  |  |  |  | -- |  |  |  |  | 46,962 |  |  |  |  | 1,504 |
Total impaired loans with no related allowance |  |  | $ | 66,195 |  |  |  | $ | 136,737 |  |  |  | $ | -- |  |  |  | $ | 72,024 |  |  |  | $ | 2,071 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |
Commercial real estate |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
One-to-four family |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Acquisition, development, and construction |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Other |  |  |  | 39 |  |  |  |  | 39 |  |  |  |  | 39 |  |  |  |  | 26 |  |  |  |  | 4 |
Total impaired loans with an allowance recorded |  |  | $ | 39 |  |  |  | $ | 39 |  |  |  | $ | 39 |  |  |  | $ | 26 |  |  |  | $ | 4 |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 5,990 |  |  |  | $ | 8,778 |  |  |  | $ | -- |  |  |  | $ | 7,771 |  |  |  | $ | 227 |
Commercial real estate |  |  |  | 3,675 |  |  |  |  | 8,790 |  |  |  |  | -- |  |  |  |  | 3,811 |  |  |  |  | 29 |
One-to-four family |  |  |  | 1,669 |  |  |  |  | 1,722 |  |  |  |  | -- |  |  |  |  | 1,861 |  |  |  |  | 24 |
Acquisition, development, and construction |  |  |  | 9,552 |  |  |  |  | 10,452 |  |  |  |  | -- |  |  |  |  | 11,619 |  |  |  |  | 287 |
Other |  |  |  | 45,348 |  |  |  |  | 107,034 |  |  |  |  | 39 |  |  |  |  | 46,988 |  |  |  |  | 1,508 |
Total impaired loans |  |  | $ | 66,234 |  |  |  | $ | 136,776 |  |  |  | $ | 39 |  |  |  | $ | 72,050 |  |  |  | $ | 2,075 |
The following table presents additional information about the Company’s impaired loans at December 31, 2017: |
|  |  |  | Unpaid |  |  |  | Average |  | Interest
|  | Recorded |  | Principal |  | Related |  | Recorded |  | Income
(in thousands) |  | Investment |  | Balance |  | Allowance |  | Investment |  | Recognized
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 8,892 |  |  |  | $ | 11,470 |  |  |  | $ | -- |  |  |  | $ | 9,554 |  |  |  | $ | 495 |
Commercial real estate |  |  |  | 5,137 |  |  |  |  | 10,252 |  |  |  |  | -- |  |  |  |  | 3,522 |  |  |  |  | 92 |
One-to-four family |  |  |  | 1,966 |  |  |  |  | 2,072 |  |  |  |  | -- |  |  |  |  | 2,489 |  |  |  |  | 50 |
Acquisition, development, and construction |  |  |  | 15,752 |  |  |  |  | 25,952 |  |  |  |  | -- |  |  |  |  | 10,976 |  |  |  |  | 575 |
Other |  |  |  | 48,810 |  |  |  |  | 104,901 |  |  |  |  | -- |  |  |  |  | 43,074 |  |  |  |  | 2,200 |
Total impaired loans with no related allowance |  |  | $ | 80,557 |  |  |  | $ | 154,647 |  |  |  | $ | -- |  |  |  | $ | 69,615 |  |  |  | $ | 3,412 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |
Commercial real estate |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
One-to-four family |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Acquisition, development, and construction |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Other |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | 314 |  |  |  |  | -- |
Total impaired loans with an allowance recorded |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | 314 |  |  |  | $ | -- |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 8,892 |  |  |  | $ | 11,470 |  |  |  | $ | -- |  |  |  | $ | 9,554 |  |  |  | $ | 495 |
Commercial real estate |  |  |  | 5,137 |  |  |  |  | 10,252 |  |  |  |  | -- |  |  |  |  | 3,522 |  |  |  |  | 92 |
One-to-four family |  |  |  | 1,966 |  |  |  |  | 2,072 |  |  |  |  | -- |  |  |  |  | 2,489 |  |  |  |  | 50 |
Acquisition, development, and construction |  |  |  | 15,752 |  |  |  |  | 25,952 |  |  |  |  | -- |  |  |  |  | 10,976 |  |  |  |  | 575 |
Other |  |  |  | 48,810 |  |  |  |  | 104,901 |  |  |  |  | -- |  |  |  |  | 43,388 |  |  |  |  | 2,200 |
Total impaired loans |  |  | $ | 80,557 |  |  |  | $ | 154,647 |  |  |  | $ | -- |  |  |  | $ | 69,929 |  |  |  | $ | 3,412 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for loan losses for the periods indicated:
|  | For the Six Months Ended June 30,
|  | 2018 |  | 2017 (1)
(in thousands) |  | Mortgage |  | Other |  | Total |  | Mortgage |  | Other |  | Total
Balance, beginning of period |  | $ | 128,275 |  |  | $ | 29,771 |  |  | $ | 158,046 |  |  | $ | 125,416 |  |  | $ | 32,874 |  |  | $ | 158,290 |
Charge-offs |  |  | (5,444 | ) |  |  | (7,404 | ) |  |  | (12,848 | ) |  |  | (90 | ) |  |  | (17,646 | ) |  |  | (17,736 | )
Recoveries |  |  | 229 |  |  |  | 940 |  |  |  | 1,169 |  |  |  | 180 |  |  |  | 517 |  |  |  | 697 |
Provision for (recovery of) non-covered loan losses |  |  | 6,637 |  |  |  | 7,648 |  |  |  | 14,285 |  |  |  | (3,785 | ) |  |  | 17,217 |  |  |  | 13,432 |
Balance, end of period |  | $ | 129,697 |  |  | $ | 30,955 |  |  | $ | 160,652 |  |  | $ | 121,721 |  |  | $ | 32,962 |  |  | $ | 154,683 |
(1) | Represents allowance for losses on non-covered loans, excluding PCI loans.

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
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