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Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2018
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowance for loan losses based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  | Other |  | Total
Allowances for Loan Losses at September 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans collectively evaluated for impairment |  |  | $ | 128,816 |  |  |  | $ | 30,839 |  |  |  | $ | 159,655 |
(in thousands) |  | Mortgage |  | Other |  | Total
Allowances for Loan Losses at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans collectively evaluated for impairment |  |  | $ | 128,275 |  |  |  | $ | 29,771 |  |  |  | $ | 158,046 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  | Other |  | Total
Loans Receivable at September 30, 2018: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  |  | $ | 21,418 |  |  |  | $ | 43,486 |  |  |  | $ | 64,904 |
Loans collectively evaluated for impairment |  |  |  | 37,448,903 |  |  |  |  | 2,292,224 |  |  |  |  | 39,741,127 |
Total |  |  | $ | 37,470,321 |  |  |  | $ | 2,335,710 |  |  |  | $ | 39,806,031 |
(in thousands) |  | Mortgage |  | Other |  | Total
Loans Receivable at December 31, 2017: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  |  | $ | 31,747 |  |  |  | $ | 48,810 |  |  |  | $ | 80,557 |
Loans collectively evaluated for impairment |  |  |  | 36,278,241 |  |  |  |  | 2,000,224 |  |  |  |  | 38,278,465 |
Total |  |  | $ | 36,309,988 |  |  |  | $ | 2,049,034 |  |  |  | $ | 38,359,022 |
Additional Information Regarding Impaired Loans | The following table presents additional information about the Company’s impaired loans at September 30, 2018:
(in thousands) |  | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 5,815 |  |  |  | $ | 8,676 |  |  |  | $ | -- |  |  |  | $ | 7,282 |  |  |  | $ | 323 |
Commercial real estate |  |  |  | 4,386 |  |  |  |  | 9,501 |  |  |  |  | -- |  |  |  |  | 3,955 |  |  |  |  | 62 |
One-to-four family |  |  |  | 1,665 |  |  |  |  | 1,719 |  |  |  |  | -- |  |  |  |  | 1,812 |  |  |  |  | 36 |
Acquisition, development, and construction |  |  |  | 9,552 |  |  |  |  | 10,452 |  |  |  |  | -- |  |  |  |  | 11,102 |  |  |  |  | 441 |
Other |  |  |  | 43,486 |  |  |  |  | 107,101 |  |  |  |  | -- |  |  |  |  | 46,092 |  |  |  |  | 2,428 |
Total impaired loans with no related allowance |  |  | $ | 64,904 |  |  |  | $ | 137,449 |  |  |  | $ | -- |  |  |  | $ | 70,243 |  |  |  | $ | 3,290 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |
Commercial real estate |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
One-to-four family |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Acquisition, development, and construction |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Other |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | 20 |  |  |  |  | -- |
Total impaired loans with an allowance recorded |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | 20 |  |  |  | $ | -- |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 5,815 |  |  |  | $ | 8,676 |  |  |  | $ | -- |  |  |  | $ | 7,282 |  |  |  | $ | 323 |
Commercial real estate |  |  |  | 4,386 |  |  |  |  | 9,501 |  |  |  |  | -- |  |  |  |  | 3,955 |  |  |  |  | 62 |
One-to-four family |  |  |  | 1,665 |  |  |  |  | 1,719 |  |  |  |  | -- |  |  |  |  | 1,812 |  |  |  |  | 36 |
Acquisition, development, and construction |  |  |  | 9,552 |  |  |  |  | 10,452 |  |  |  |  | -- |  |  |  |  | 11,102 |  |  |  |  | 441 |
Other |  |  |  | 43,486 |  |  |  |  | 107,101 |  |  |  |  | -- |  |  |  |  | 46,112 |  |  |  |  | 2,428 |
Total impaired loans |  |  | $ | 64,904 |  |  |  | $ | 137,449 |  |  |  | $ | -- |  |  |  | $ | 70,263 |  |  |  | $ | 3,290 |
The following table presents additional information about the Company’s impaired loans at December 31, 2017:
(in thousands) |  | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 8,892 |  |  |  | $ | 11,470 |  |  |  | $ | -- |  |  |  | $ | 9,554 |  |  |  | $ | 495 |
Commercial real estate |  |  |  | 5,137 |  |  |  |  | 10,252 |  |  |  |  | -- |  |  |  |  | 3,522 |  |  |  |  | 92 |
One-to-four family |  |  |  | 1,966 |  |  |  |  | 2,072 |  |  |  |  | -- |  |  |  |  | 2,489 |  |  |  |  | 50 |
Acquisition, development, and construction |  |  |  | 15,752 |  |  |  |  | 25,952 |  |  |  |  | -- |  |  |  |  | 10,976 |  |  |  |  | 575 |
Other |  |  |  | 48,810 |  |  |  |  | 104,901 |  |  |  |  | -- |  |  |  |  | 43,074 |  |  |  |  | 2,200 |
Total impaired loans with no related allowance |  |  | $ | 80,557 |  |  |  | $ | 154,647 |  |  |  | $ | -- |  |  |  | $ | 69,615 |  |  |  | $ | 3,412 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |
Commercial real estate |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
One-to-four family |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Acquisition, development, and construction |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |
Other |  |  |  | -- |  |  |  |  | -- |  |  |  |  | -- |  |  |  |  | 314 |  |  |  |  | -- |
Total impaired loans with an allowance recorded |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | -- |  |  |  | $ | 314 |  |  |  | $ | -- |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  |  | $ | 8,892 |  |  |  | $ | 11,470 |  |  |  | $ | -- |  |  |  | $ | 9,554 |  |  |  | $ | 495 |
Commercial real estate |  |  |  | 5,137 |  |  |  |  | 10,252 |  |  |  |  | -- |  |  |  |  | 3,522 |  |  |  |  | 92 |
One-to-four family |  |  |  | 1,966 |  |  |  |  | 2,072 |  |  |  |  | -- |  |  |  |  | 2,489 |  |  |  |  | 50 |
Acquisition, development, and construction |  |  |  | 15,752 |  |  |  |  | 25,952 |  |  |  |  | -- |  |  |  |  | 10,976 |  |  |  |  | 575 |
Other |  |  |  | 48,810 |  |  |  |  | 104,901 |  |  |  |  | -- |  |  |  |  | 43,388 |  |  |  |  | 2,200 |
Total impaired loans |  |  | $ | 80,557 |  |  |  | $ | 154,647 |  |  |  | $ | -- |  |  |  | $ | 69,929 |  |  |  | $ | 3,412 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for loan losses for the periods indicated:
|  | For the Nine Months Ended September 30,
|  | 2018 |  | 2017
(in thousands) |  | Mortgage |  | Other |  | Total |  | Mortgage |  | Other |  | Total
Balance, beginning of period |  |  | $ | 128,275 |  |  |  | $ | 29,771 |  |  |  | $ | 158,046 |  |  |  | $ | 125,416 |  |  |  | $ | 32,874 |  |  |  | $ | 158,290 |
Charge-offs |  |  |  | (5,445 | ) |  |  |  | (9,705 | ) |  |  |  | (15,150 | ) |  |  |  | (375 | ) |  |  |  | (58,203 | ) |  |  |  | (58,578 | )
Recoveries |  |  |  | 242 |  |  |  |  | 1,031 |  |  |  |  | 1,273 |  |  |  |  | 595 |  |  |  |  | 594 |  |  |  |  | 1,189 |
Provision for (recovery of) non-covered loan losses |  |  |  | 5,744 |  |  |  |  | 9,742 |  |  |  |  | 15,486 |  |  |  |  | (3,114 | ) |  |  |  | 61,131 |  |  |  |  | 58,017 |
Balance, end of period |  |  | $ | 128,816 |  |  |  | $ | 30,839 |  |  |  | $ | 159,655 |  |  |  | $ | 122,522 |  |  |  | $ | 36,396 |  |  |  | $ | 158,918 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
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