Note 6. Allowance for Loan Losses

The following tables provide additional information regarding the Company’s allowance for loan losses based upon the method of evaluating loan impairment:


(in thousands)	Mortgage			Other			Total
Allowances for Loan Losses at September 30, 2018:
Loans collectively evaluated for impairment		$	128,816		$	30,839		$	159,655


(in thousands)	Mortgage			Other			Total
Allowances for Loan Losses at December 31, 2017:
Loans collectively evaluated for impairment		$	128,275		$	29,771		$	158,046

The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:


(in thousands)	Mortgage			Other			Total
Loans Receivable at September 30, 2018:
Loans individually evaluated for impairment		$	21,418		$	43,486		$	64,904
Loans collectively evaluated for impairment			37,448,903			2,292,224			39,741,127

Total		$	37,470,321		$	2,335,710		$	39,806,031


(in thousands)	Mortgage			Other			Total
Loans Receivable at December 31, 2017:
Loans individually evaluated for impairment		$	31,747		$	48,810		$	80,557
Loans collectively evaluated for impairment			36,278,241			2,000,224			38,278,465

Total		$	36,309,988		$	2,049,034		$	38,359,022

Allowance for Loan Losses

The following table summarizes activity in the allowance for loan losses for the periods indicated:


	For the Nine Months Ended September 30,
	2018												2017
(in thousands)	Mortgage				Other				Total				Mortgage				Other				Total
Balance, beginning of period		$	128,275			$	29,771			$	158,046			$	125,416			$	32,874			$	158,290
Charge-offs			(5,445	)			(9,705	)			(15,150	)			(375	)			(58,203	)			(58,578	)
Recoveries			242				1,031				1,273				595				594				1,189
Provision for (recovery of) non-covered loan losses			5,744				9,742				15,486				(3,114	)			61,131				58,017

Balance, end of period		$	128,816			$	30,839			$	159,655			$	122,522			$	36,396			$	158,918

The following table presents additional information about the Company’s impaired loans at September 30, 2018:


(in thousands)	Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
Impaired loans with no related allowance:
Multi-family		$	5,815		$	8,676		$	--		$	7,282		$	323
Commercial real estate			4,386			9,501			--			3,955			62
One-to-four family			1,665			1,719			--			1,812			36
Acquisition, development, and construction			9,552			10,452			--			11,102			441
Other			43,486			107,101			--			46,092			2,428

Total impaired loans with no related allowance		$	64,904		$	137,449		$	--		$	70,243		$	3,290


Impaired loans with an allowance recorded:
Multi-family		$	--		$	--		$	--		$	--		$	--
Commercial real estate			--			--			--			--			--
One-to-four family			--			--			--			--			--
Acquisition, development, and construction			--			--			--			--			--
Other			--			--			--			20			--

Total impaired loans with an allowance recorded		$	--		$	--		$	--		$	20		$	--


Total impaired loans:
Multi-family		$	5,815		$	8,676		$	--		$	7,282		$	323
Commercial real estate			4,386			9,501			--			3,955			62
One-to-four family			1,665			1,719			--			1,812			36
Acquisition, development, and construction			9,552			10,452			--			11,102			441
Other			43,486			107,101			--			46,112			2,428

Total impaired loans		$	64,904		$	137,449		$	--		$	70,263		$	3,290

The following table presents additional information about the Company’s impaired loans at December 31, 2017:


(in thousands)	Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Recognized
Impaired loans with no related allowance:
Multi-family		$	8,892		$	11,470		$	--		$	9,554		$	495
Commercial real estate			5,137			10,252			--			3,522			92
One-to-four family			1,966			2,072			--			2,489			50
Acquisition, development, and construction			15,752			25,952			--			10,976			575
Other			48,810			104,901			--			43,074			2,200

Total impaired loans with no related allowance		$	80,557		$	154,647		$	--		$	69,615		$	3,412


Impaired loans with an allowance recorded:
Multi-family		$	--		$	--		$	--		$	--		$	--
Commercial real estate			--			--			--			--			--
One-to-four family			--			--			--			--			--
Acquisition, development, and construction			--			--			--			--			--
Other			--			--			--			314			--

Total impaired loans with an allowance recorded		$	--		$	--		$	--		$	314		$	--


Total impaired loans:
Multi-family		$	8,892		$	11,470		$	--		$	9,554		$	495
Commercial real estate			5,137			10,252			--			3,522			92
One-to-four family			1,966			2,072			--			2,489			50
Acquisition, development, and construction			15,752			25,952			--			10,976			575
Other			48,810			104,901			--			43,388			2,200

Total impaired loans		$	80,557		$	154,647		$	--		$	69,929		$	3,412