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Capital (Tables)

12 Months Ended

Dec. 31, 2018

Regulatory Capital Ratios for Company in Comparison With Minimum Amounts and Ratios Required by Federal Reserve Board of Governors

The following tables present the regulatory capital ratios for the Company at December 31, 2018 and 2017, in comparison with the minimum amounts and ratios required by the FRB for capital adequacy purposes:


	Risk-Based Capital
At December 31, 2018	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,806,857		10.55	%	$	4,309,697		11.94	%	$	5,112,079		14.16	%	$	4,309,697		8.74	%
Minimum for capital adequacy purposes		1,624,366		4.50			2,165,822		6.00			2,887,763		8.00			1,972,440		4.00
Excess	$	2,182,491		6.05	%	$	2,143,875		5.94	%	$	2,224,316		6.16	%	$	2,337,257		4.74	%


	Risk-Based Capital
At December 31, 2017	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	3,869,129		11.36	%	$	4,371,969		12.84	%	$	4,877,208		14.32	%	$	4,371,969		9.58	%
Minimum for capital adequacy purposes		1,532,448		4.50			2,043,265		6.00			2,724,353		8.00			1,826,141		4.00
Excess	$	2,336,681		6.86	%	$	2,328,704		6.84	%	$	2,152,855		6.32	%	$	2,545,828		5.58	%

Actual Capital Amounts and Ratios for Community Bank in Comparison to Minimum Amounts and Ratios Required

The following tables present the actual capital amounts and ratios for the Bank at December 31, 2018 and 2017 in comparison to the minimum amounts and ratios required for capital adequacy purposes.


	Risk-Based Capital
At December 31, 2018	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	4,725,497		13.10	%	$	4,725,497		13.10	%	$	4,886,450		13.54	%	$	4,725,497		9.58	%
Minimum for capital adequacy purposes		1,623,575		4.50			2,164,766		6.00			2,886,355		8.00			1,972,625		4.00
Excess	$	3,101,922		8.60	%	$	2,560,731		7.10	%	$	2,000,095		5.54	%	$	2,752,872		5.58	%


	Risk-Based Capital
At December 31, 2017	Common Equity Tier 1					Tier 1					Total					Leverage Capital
(dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital	$	4,253,233		13.43	%	$	4,253,233		13.43	%	$	4,387,620		13.86	%	$	4,253,233		10.06	%
Minimum for capital adequacy purposes		1,424,795		4.50			1,899,727		6.00			2,532,969		8.00			1,691,041		4.00

Excess	$	2,828,438		8.93	%	$	2,353,506		7.43	%	$	1,854,651		5.86	%	$	2,562,192		6.06	%