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v3.19.1

Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2019
Activity in Allowance for Loan Losses | The following tables provide additional information regarding the Company’s allowance for loan losses based upon the method of evaluating loan impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at March 31, 2019: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | — |  |  | $ | 709 |  |  | $ | 709 |
Loans collectively evaluated for impairment |  |  | 128,766 |  |  |  | 27,161 |  |  |  | 155,927 |
Total |  | $ | 128,766 |  |  | $ | 27,870 |  |  | $ | 156,636 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Allowances for Loan Losses at December 31, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans collectively evaluated for impairment |  | $ | 130,983 |  |  | $ | 28,837 |  |  | $ | 159,820 |
Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment | The following tables provide additional information regarding the methods used to evaluate the Company’s loan portfolio for impairment:
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at March 31, 2019: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 13,873 |  |  | $ | 49,739 |  |  | $ | 63,612 |
Loans collectively evaluated for impairment |  |  | 37,760,517 |  |  |  | 2,663,301 |  |  |  | 40,423,818 |
Total |  | $ | 37,774,390 |  |  | $ | 2,713,040 |  |  | $ | 40,487,430 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |
Loans Receivable at December 31, 2018: |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 15,794 |  |  | $ | 36,375 |  |  | $ | 52,169 |
Loans collectively evaluated for impairment |  |  | 37,720,923 |  |  |  | 2,360,769 |  |  |  | 40,081,692 |
Total |  | $ | 37,736,717 |  |  | $ | 2,397,144 |  |  | $ | 40,133,861 |
Additional Information Regarding Impaired Non-Covered Loans | The following table presents additional information about the Company’s impaired loans at March 31, 2019:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,070 |  |  | $ | 7,075 |  |  | $ | — |  |  | $ | 4,145 |  |  | $ | 57 |
Commercial real estate |  |  | 2,256 |  |  |  | 7,370 |  |  |  | — |  |  |  | 2,256 |  |  |  | — |
One-to-four family |  |  | 1,012 |  |  |  | 1,066 |  |  |  | — |  |  |  | 1,017 |  |  |  | 6 |
Acquisition, development, and construction |  |  | 6,535 |  |  |  | 7,435 |  |  |  | — |  |  |  | 7,415 |  |  |  | 144 |
Other |  |  | 34,739 |  |  |  | 99,775 |  |  |  | — |  |  |  | 35,557 |  |  |  | 699 |
Total impaired loans with no related allowance |  | $ | 48,612 |  |  | $ | 122,721 |  |  | $ | — |  |  | $ | 50,390 |  |  | $ | 906 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | 15,000 |  |  |  | 15,000 |  |  |  | 709 |  |  |  | 15,000 |  |  |  | 75 |
Total impaired loans with an allowance recorded |  | $ | 15,000 |  |  | $ | 15,000 |  |  | $ | 709 |  |  | $ | 15,000 |  |  | $ | 75 |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,070 |  |  | $ | 7,075 |  |  | $ | — |  |  | $ | 4,145 |  |  | $ | 57 |
Commercial real estate |  |  | 2,256 |  |  |  | 7,370 |  |  |  | — |  |  |  | 2,256 |  |  |  | — |
One-to-four family |  |  | 1,012 |  |  |  | 1,066 |  |  |  | — |  |  |  | 1,017 |  |  |  | 6 |
Acquisition, development, and construction |  |  | 6,535 |  |  |  | 7,435 |  |  |  | — |  |  |  | 7,415 |  |  |  | 144 |
Other |  |  | 49,739 |  |  |  | 114,775 |  |  |  | 709 |  |  |  | 50,057 |  |  |  | 774 |
Total impaired loans |  | $ | 63,612 |  |  | $ | 137,721 |  |  | $ | 709 |  |  | $ | 65,390 |  |  | $ | 981 |
The following table presents additional information about the Company’s impaired loans at December 31, 2018:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,220 |  |  | $ | 7,168 |  |  | $ | — |  |  | $ | 6,114 |  |  | $ | 340 |
Commercial real estate |  |  | 2,256 |  |  |  | 7,371 |  |  |  | — |  |  |  | 3,234 |  |  |  | — |
One-to-four family |  |  | 1,022 |  |  |  | 1,076 |  |  |  | — |  |  |  | 1,576 |  |  |  | 26 |
Acquisition, development, and construction |  |  | 8,296 |  |  |  | 9,197 |  |  |  | — |  |  |  | 9,238 |  |  |  | 590 |
Other |  |  | 36,375 |  |  |  | 101,701 |  |  |  | — |  |  |  | 42,984 |  |  |  | 3,057 |
Total impaired loans with no related allowance |  | $ | 52,169 |  |  | $ | 126,513 |  |  | $ | — |  |  | $ | 63,146 |  |  | $ | 4,013 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 20 |  |  |  | — |
Total impaired loans with an allowance recorded |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 20 |  |  | $ | — |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,220 |  |  | $ | 7,168 |  |  | $ | — |  |  | $ | 6,114 |  |  | $ | 340 |
Commercial real estate |  |  | 2,256 |  |  |  | 7,371 |  |  |  | — |  |  |  | 3,234 |  |  |  | — |
One-to-four family |  |  | 1,022 |  |  |  | 1,076 |  |  |  | — |  |  |  | 1,576 |  |  |  | 26 |
Acquisition, development, and construction |  |  | 8,296 |  |  |  | 9,197 |  |  |  | — |  |  |  | 9,238 |  |  |  | 590 |
Other |  |  | 36,375 |  |  |  | 101,701 |  |  |  | — |  |  |  | 43,004 |  |  |  | 3,057 |
Total impaired loans |  | $ | 52,169 |  |  | $ | 126,513 |  |  | $ | — |  |  | $ | 63,166 |  |  | $ | 4,013 |
Non-Covered Loans |
Activity in Allowance for Loan Losses | The following table summarizes activity in the allowance for loan losses for the periods indicated:
|  | For the Three Months Ended March 31, |
|  | 2019 |  |  | 2018 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |  |  | Mortgage |  |  | Other |  |  | Total |
Balance, beginning of period |  | $ | 130,983 |  |  | $ | 28,837 |  |  | $ | 159,820 |  |  | $ | 128,275 |  |  | $ | 29,771 |  |  | $ | 158,046 |
Charge-offs |  |  | — |  |  |  | (2,079 | ) |  |  | (2,079 | ) |  |  | (5,411 | ) |  |  | (1,580 | ) |  |  | (6,991 | )
Recoveries |  |  | 7 |  |  |  | 110 |  |  |  | 117 |  |  |  | 110 |  |  |  | 404 |  |  |  | 514 |
(Recovery of) provision for loan losses |  |  | (2,224 | ) |  |  | 1,002 |  |  |  | (1,222 | ) |  |  | 6,161 |  |  |  | 3,410 |  |  |  | 9,571 |
Balance, end of period |  | $ | 128,766 |  |  | $ | 27,870 |  |  | $ | 156,636 |  |  | $ | 129,135 |  |  | $ | 32,005 |  |  | $ | 161,140 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5212-111524 + Details
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