XML 37 R27.htm IDEA: XBRL DOCUMENT v3.20.2

Allowance for Loan and Lease Losses (Tables)

6 Months Ended

Jun. 30, 2020

Summary of Additional Information about Nonaccrual Loans

The following table presents additional information about the Company’s nonaccrual loans at June 30, 2020:

(in thousands)		Recorded Investment				Related Allowance				Interest Income Recognized
Nonaccrual loans with no related allowance:
Multi-family		$	2,248			$	—			$	121
Commercial real estate			14,699				-			$	24
One-to-four family			570				-			$	10
Acquisition, development, and construction			-				-			$	—
Other			29,456				-			$	651
Total nonaccrual loans with no related allowance		$	46,973			$	—			$	806
Nonaccrual loans with an allowance recorded:
Multi-family		$	4,068			$	443			$	28
Commercial real estate			1,484				117			$	31
One-to-four family			1,146				201			$	7
Acquisition, development, and construction			-				-			$	—
Other			-				-			$	—
Total nonaccrual loans with an allowance recorded		$	6,698			$	761			$	66
Total nonaccrual loans:
Multi-family		$	6,316			$	443			$	149
Commercial real estate			16,183				117				55
One-to-four family			1,716				201				17
Acquisition, development, and construction			-				-				-
Other			29,456				-				651
Total nonaccrual loans		$	53,671			$	761			$	872

Summary of Additional Information about Impaired Loans

The following table presents additional information about the Company’s impaired loans at December 31, 2019:

(in thousands)		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment				Interest Income Recognized
Impaired loans with no related allowance:
Multi-family		$	3,577			$	6,790			$	—			$	4,336			$	266
Commercial real estate			14,717				19,832				—				6,140				371
One-to-four family			584				602				—				811				21
Acquisition, development, and construction			389				1,289				—				3,508				364
Other			37,669				114,636				—				39,598				2,494
Total impaired loans with no related allowance		$	56,936			$	143,149			$	—			$	54,393			$	3,516
Impaired loans with an allowance recorded:
Multi-family		$	—			$	—			$	—			$	—			$	—
Commercial real estate
One-to-four family
Acquisition, development, and construction
Other			1,445				4,173				116				4,111				13
Total impaired loans with an allowance recorded		$	1,445			$	4,173			$	116			$	4,111			$	13
Total impaired loans:
Multi-family		$	3,577			$	6,790			$	—			$	4,336			$	266
Commercial real estate			14,717				19,832				—				6,140				371
One-to-four family			584				602				—				811				21
Acquisition, development, and construction			389				1,289				—				3,508				364
Other			39,114				118,809				116				43,709				2,507
Total impaired loans		$	58,381			$	147,322			$	116			$	58,504			$	3,529

Non-Covered Loans

Summary of Activity in Allowance for Loan and Lease Losses

The following table summarizes activity in the allowance for loan and lease losses for the periods indicated:

		Six Months Ended June 30,
		2020												2019
(in thousands)		Mortgage				Other				Total				Mortgage				Other				Total
Balance, beginning of period		$	122,695			$	24,943			$	147,638			$	130,983			$	28,837			$	159,820
Impact of CECL adoption			99				1,812				1,911				—				—				—
Charge-offs			—				(14,323	)			(14,323	)			—				(9,830	)			(9,830	)
Recoveries			60				283				343				22				478				500
Provision for (recovery of) credit losses on loans			34,653				4,065				38,718				(8,917	)			9,539				622
Balance, end of period		$	157,507			$	16,780			$	174,287			$	122,088			$	29,024			$	151,112

X

- Definition

Additional Information Regarding Methods Used to Evaluate Loan Portfolio for Impairment.

+ References

No definition available.

+ Details

Name:	nycb_ImpairmentEvaluationOfFinancingReceivablesTableTextBlock
Namespace Prefix:	nycb_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524

+ Details

Name:	us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_FinancialInstrumentAxis=nycb_NonCoveredLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: