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Allowance for Loan and Lease Losses (Tables) | 9 Months Ended
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Sep. 30, 2020
Summary of Additional Information about Nonaccrual Loans | The following table presents additional information about the Company’s nonaccrual loans at September 30, 2020:
(in thousands) |  | Recorded Investment |  |  | Related Allowance |  |  | Interest Income Recognized |
Nonaccrual loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | 12,006 |  |  |  | - |  |  |  | - |
One-to-four family |  |  | 563 |  |  |  | - |  |  |  | 16 |
Acquisition, development, and construction |  |  | - |  |  |  | - |  |  |  | - |
Other |  |  | 26,613 |  |  |  | - |  |  |  | 676 |
Total nonaccrual loans with no related allowance |  | $ | 39,182 |  |  | $ | — |  |  | $ | 692 |
Nonaccrual loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,068 |  |  | $ | 444 |  |  | $ | 28 |
Commercial real estate |  |  | 667 |  |  |  | 53 |  |  |  | 27 |
One-to-four family |  |  | 1,143 |  |  |  | 199 |  |  |  | 10 |
Acquisition, development, and construction |  |  | - |  |  |  | - |  |  |  | - |
Other |  |  | 291 |  |  |  | 20 |  |  |  | 10 |
Total nonaccrual loans with an allowance recorded |  | $ | 6,169 |  |  | $ | 716 |  |  | $ | 75 |
Total nonaccrual loans: |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 4,068 |  |  | $ | 444 |  |  | $ | 28 |
Commercial real estate |  |  | 12,673 |  |  |  | 53 |  |  |  | 27 |
One-to-four family |  |  | 1,706 |  |  |  | 199 |  |  |  | 26 |
Acquisition, development, and construction |  |  | - |  |  |  | - |  |  |  | - |
Other |  |  | 26,904 |  |  |  | 20 |  |  |  | 686 |
Total nonaccrual loans |  | $ | 45,351 |  |  | $ | 716 |  |  | $ | 767 |
Summary of Additional Information about Impaired Loans | The following table presents additional information about the Company’s impaired loans at December 31, 2019:
(in thousands) |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Impaired loans with no related allowance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 3,577 |  |  | $ | 6,790 |  |  | $ | — |  |  | $ | 4,336 |  |  | $ | 266 |
Commercial real estate |  |  | 14,717 |  |  |  | 19,832 |  |  |  | — |  |  |  | 6,140 |  |  |  | 371 |
One-to-four family |  |  | 584 |  |  |  | 602 |  |  |  | — |  |  |  | 811 |  |  |  | 21 |
Acquisition, development, and construction |  |  | 389 |  |  |  | 1,289 |  |  |  | — |  |  |  | 3,508 |  |  |  | 364 |
Other |  |  | 37,669 |  |  |  | 114,636 |  |  |  | — |  |  |  | 39,598 |  |  |  | 2,494 |
Total impaired loans with no related allowance |  | $ | 56,936 |  |  | $ | 143,149 |  |  | $ | — |  |  | $ | 54,393 |  |  | $ | 3,516 |
Impaired loans with an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
One-to-four family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Acquisition, development, and construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | 1,445 |  |  |  | 4,173 |  |  |  | 116 |  |  |  | 4,111 |  |  |  | 13 |
Total impaired loans with an allowance recorded |  | $ | 1,445 |  |  | $ | 4,173 |  |  | $ | 116 |  |  | $ | 4,111 |  |  | $ | 13 |
Total impaired loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Multi-family |  | $ | 3,577 |  |  | $ | 6,790 |  |  | $ | — |  |  | $ | 4,336 |  |  | $ | 266 |
Commercial real estate |  |  | 14,717 |  |  |  | 19,832 |  |  |  | — |  |  |  | 6,140 |  |  |  | 371 |
One-to-four family |  |  | 584 |  |  |  | 602 |  |  |  | — |  |  |  | 811 |  |  |  | 21 |
Acquisition, development, and construction |  |  | 389 |  |  |  | 1,289 |  |  |  | — |  |  |  | 3,508 |  |  |  | 364 |
Other |  |  | 39,114 |  |  |  | 118,809 |  |  |  | 116 |  |  |  | 43,709 |  |  |  | 2,507 |
Total impaired loans |  | $ | 58,381 |  |  | $ | 147,322 |  |  | $ | 116 |  |  | $ | 58,504 |  |  | $ | 3,529 |
Non-Covered Loans |
Summary of Activity in Allowance for Loan and Lease Losses | The following table summarizes activity in the allowance for loan and lease losses for the periods indicated:
|  | Nine Months Ended September 30, |
|  | 2020 |  |  | 2019 |
(in thousands) |  | Mortgage |  |  | Other |  |  | Total |  |  | Mortgage |  |  | Other |  |  | Total |
Balance, beginning of period |  | $ | 122,695 |  |  | $ | 24,943 |  |  | $ | 147,638 |  |  | $ | 130,983 |  |  | $ | 28,837 |  |  | $ | 159,820 |
Impact of CECL adoption |  |  | 99 |  |  |  | 1,812 |  |  |  | 1,911 |  |  |  | — |  |  |  | — |  |  |  | — |
Adjusted balance, beginning of period |  |  | 122,794 |  |  |  | 26,755 |  |  |  | 149,549 |  |  |  | 130,983 |  |  |  | 28,837 |  |  |  | 159,820 |
Charge-offs |  |  | (2 | ) |  |  | (15,398 | ) |  |  | (15,400 | ) |  |  | (1,386 | ) |  |  | (15,010 | ) |  |  | (16,396 | )
Recoveries |  |  | 817 |  |  |  | 1,504 |  |  |  | 2,321 |  |  |  | 43 |  |  |  | 563 |  |  |  | 606 |
Provision for (recovery of) credit losses on loans |  |  | 47,143 |  |  |  | 4,694 |  |  |  | 51,837 |  |  |  | (6,673 | ) |  |  | 12,076 |  |  |  | 5,403 |
Balance, end of period |  | $ | 170,752 |  |  | $ | 17,555 |  |  | $ | 188,307 |  |  | $ | 122,967 |  |  | $ | 26,466 |  |  | $ | 149,433 |

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