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v3.24.0.1

Federal, State, and Local Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Deferred Tax Assets: |  |
Allowance for credit losses on loans and leases | $ 253,000 | $ 102,000
Acquisition accounting and fair value adjustments on securities (including OTTI) | 188,000 | 227,000
Acquisition accounting and fair value adjustments on loans | 0 | 36,000
Capitalized loan costs |  | 46,000
Right of Use Liability | 32,000 | 0
Compensation and related benefit obligations | 30,000 | 23,000
Capitalized research and development costs | 0 | 10,000
Accrued Expenses | 19,000 | 0
Net operating loss carryforwards | 8,000 | 15,000
Other | 22,000 | 18,000
Gross deferred tax assets | 552,000 | 477,000
Valuation allowance | (5,000) | (5,000)
Net deferred tax asset after valuation allowance | 547,000 | 472,000
Deferred Tax Liabilities: |  |
Leases | (492,000) | (328,000)
Mortgage servicing rights | (79,000) | (105,000)
Premises and equipment | (44,000) | (18,000)
Prepaid pension cost | (35,000) | (29,000)
Fair value adjustments on loans | (210,000) | 0
Amortizable intangibles | (127,000) | (71,000)
Acquisition accounting and fair value adjustments on deposits | (2,000) | (9,000)
Right of Use Asset | (32,000) | 0
Deferred Loan fees | (13,000) | 0
Acquisition accounting and fair value adjustments on debt | (9,000) | (10,000)
Other | (21,000) | (9,000)
Gross deferred tax liabilities | (1,064,000) | (579,000)
Net deferred tax liability | $ (517,000) | $ (107,000)

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