XML 66 R56.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2

Loans and Leases - Components (Details) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 82,327	$ 84,619
Allowance for credit losses on loans and leases	(1,215)	(992)	$ (550)	$ (393)
Total loans and leases held for investment, net	81,112	83,627
Loans held for sale, at fair value	981	1,182
Total loans and leases, net	$ 82,093	$ 84,809
Percent of loans held for investment	100.00%	100.00%
Unearned income	$ 243	$ 258
Accrued interest receivable	410	410
Mortgage Loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	56,196	56,708
Allowance for credit losses on loans and leases	$ (993)	$ (756)	(283)	(290)
Percent of loans held for investment	68.30%	67.00%
Mortgage Loans: | Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 36,859	$ 37,265
Percent of loans held for investment	44.80%	44.00%
Mortgage Loans: | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 10,323	$ 10,470
Percent of loans held for investment	12.50%	12.40%
Mortgage Loans: | One-to-four family first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 5,807	$ 6,061
Percent of loans held for investment	7.10%	7.20%
Mortgage Loans: | Acquisition, development, and construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 3,207	$ 2,912
Percent of loans held for investment	3.90%	3.40%
Other Loans:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 26,131	$ 27,911
Allowance for credit losses on loans and leases	$ (222)	$ (236)	$ (267)	$ (103)
Percent of loans held for investment	31.70%	33.00%
Other Loans: | Commercial and industrial loans and lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 24,418	$ 25,254
Percent of loans held for investment	29.60%	29.80%
Other Loans: | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 21,428	$ 22,065
Percent of loans held for investment	26.00%	26.10%
Other Loans: | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 2,990	$ 3,189
Percent of loans held for investment	3.60%	3.80%
Other Loans: | Specialty finance loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 4,800	$ 5,200
Other Loans: | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 1,713	$ 2,657
Percent of loans held for investment	2.10%	3.10%

X

- Definition

Financing Receivable, Excluding Accrued Interest, After Allowance For Credit Loss And Financing Receivable, Held For Sale

+ References

No definition available.

+ Details

Name:	fbc_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossAndFinancingReceivableHeldForSale
Namespace Prefix:	fbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Percentage, before allowance for credit loss, of financing receivable to total financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph (c)
-Publisher SEC

+ Details

Name:	srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent
Namespace Prefix:	srt_
Data Type:	dtr-types:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount, after allowance for credit loss, of accrued interest on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-5

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3A
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3A

+ Details

Name:	us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, before valuation allowance, of financing receivable classified as held-for-sale.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481990/310-10-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 948
-SubTopic 310
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147481852/948-310-45-1

+ Details

Name:	us-gaap_LoansReceivableHeldForSaleAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount of undiscounted lease receivable in excess of discounted receivable for sales-type and direct financing leases.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 842
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479773/842-30-50-10

+ Details

Name:	us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableUndiscountedExcessAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fbc_MortgageLoansHeldForInvestmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_MultiFamilyLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_CommercialRealEstateLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_OneToFourFamilyFirstMortgageLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_AcquisitionDevelopmentAndConstructionLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fbc_OtherLoansHeldForInvestmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_CommercialAndIndustrialLoanAndLeaseFinancingMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_CommercialAndIndustrialLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_LeaseFinancingLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_SpecialtyFinanceLoansAndLeasesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_OtherLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: