XML 71 R61.htm IDEA: XBRL DOCUMENT v3.24.3

Loans and Leases - Components (Details) - USD ($) $ in Millions	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 71,116		$ 84,619
Allowance for credit losses on loans and leases	(1,264)	$ (1,268)	(992)	$ (619)	$ (594)	$ (393)
Total loans and leases held for investment, net	69,852		83,627
Loans held for sale, at fair value	1,851		1,182
Total loans and leases, net	$ 71,703		$ 84,809
Percent of loans held for investment	100.00%		100.00%
Unearned income	$ 193		$ 258
Accrued interest receivable	$ 304		$ 423
Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	49.40%		44.00%
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	13.00%		12.40%
One-to-four family first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	7.40%		7.20%
Acquisition, development, and construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	4.60%		3.40%
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	19.70%		26.10%
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percent of loans held for investment	3.40%		3.80%
Loans and Leases Held for Investment: | Multi-family
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 35,140		$ 37,265
Allowance for credit losses on loans and leases	(624)	(618)	(307)	(184)	(192)	(178)
Loans and Leases Held for Investment: | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	9,217		10,470
Allowance for credit losses on loans and leases	(292)	(328)	(366)	(120)	(69)	(46)
Loans and Leases Held for Investment: | One-to-four family first mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	5,247		6,061
Allowance for credit losses on loans and leases	(42)	(40)	(47)	(43)	(45)	(46)
Loans and Leases Held for Investment: | Acquisition, development, and construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	3,265		2,912
Allowance for credit losses on loans and leases	(50)	(43)	(36)	(31)	(23)	(20)
Loans and Leases Held for Investment: | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	14,045		22,065
Loans and Leases Held for Investment: | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	2,429		3,189
Other loans held for investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses on loans and leases	(256)	$ (239)	(236)	$ (241)	$ (265)	$ (103)
Other loans held for investment | Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	16,474		25,254
Other loans held for investment | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 1,773		$ 2,657
Percent of loans held for investment	2.50%		3.10%
Other loans held for investment | Specialty finance loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases held for investment	$ 4,600		$ 5,200

X

- Definition

Financing Receivable, Excluding Accrued Interest, After Allowance For Credit Loss And Financing Receivable, Held For Sale

+ References

No definition available.

+ Details

Name:	fbc_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossAndFinancingReceivableHeldForSale
Namespace Prefix:	fbc_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Percentage, before allowance for credit loss, of financing receivable to total financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph c
-Publisher SEC

+ Details

Name:	srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent
Namespace Prefix:	srt_
Data Type:	dtr-types:percentItemType
Balance Type:	na
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 20
-Name Accounting Standards Codification
-Section 40
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481628/310-20-40-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

+ Details

Name:	us-gaap_AccountsNotesAndLoansReceivableLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount, after allowance for credit loss, of accrued interest on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-5

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-3A

+ Details

Name:	us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount, before valuation allowance, of financing receivable classified as held-for-sale.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-2

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 948
-SubTopic 310
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477011/948-310-45-1

+ Details

Name:	us-gaap_LoansReceivableHeldForSaleAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amount of undiscounted lease receivable in excess of discounted receivable for sales-type and direct financing leases.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 842
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479773/842-30-50-10

+ Details

Name:	us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableUndiscountedExcessAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_MultiFamilyLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_CommercialRealEstateLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_OneToFourFamilyFirstMortgageLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_AcquisitionDevelopmentAndConstructionLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_CommercialAndIndustrialLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_LeaseFinancingLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fbc_MortgageLoansHeldForInvestmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=fbc_OtherLoansHeldForInvestmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_OtherLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=fbc_SpecialtyFinanceLoansAndLeasesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: